Muthoot Finance H1 FY27 Financial Performance
Muthoot Finance’s consolidated Loan AUM increased 42% YoY to Rs 2,09,317 crore in H1 FY27 from Rs 1,47,673 crore in H1 FY26.
Consolidated PAT rose 39% YoY to Rs 6,103 crore from Rs 4,386 crore in the corresponding period of the previous year.
On a standalone basis, Loan AUM increased 42% YoY to Rs 1,87,810 crore, while standalone PAT rose 26% YoY to Rs 5,527 crore.
The company's consolidated Gold Loan AUM increased 46% YoY to Rs 1,93,212 crore, while standalone Gold Loan AUM stood at Rs 1,78,956 crore, up 43% YoY.
Muthoot Finance Subsidiary Performance
Muthoot Homefin reported Loan AUM of Rs 3,460 crore in H1 FY27, representing 7% YoY growth. Total revenue increased 2% YoY to Rs 218 crore, while PAT rose 9% YoY to Rs 11 crore.
Belstar Microfinance reported Loan AUM of Rs 7,876 crore, up 2% YoY. The subsidiary reported a PAT of Rs 144 crore in H1 FY27 compared with a loss of Rs 160 crore in H1 FY26.
Muthoot Money recorded a 99% YoY increase in Loan AUM to Rs 12,716 crore. Total revenue increased 120% YoY to Rs 1,103 crore, while PAT surged 242% YoY to Rs 364 crore.
Asia Asset Finance PLC reported Loan AUM of LKR 5,394 crore, up 39% YoY. Its total revenue increased 63% YoY to LKR 719 crore, while PAT rose 110% YoY to LKR 84 crore.
Muthoot Finance Business and Management Updates
The Board approved the merger of wholly owned subsidiary Muthoot Money Limited into Muthoot Finance Limited, with an appointed date of April 1, 2027, subject to regulatory and other approvals. The company said the consolidation is intended to simplify the Group structure and unlock operational and financial efficiencies.
Alexander George Muthoot assumed the position of Managing Director effective October 1, 2026, while George Alexander Muthoot assumed the position of Executive Vice-Chairman from the same date.
Eapen Alexander joined the Board and was appointed Whole-Time Director, while K.R. Bijimon was elevated to Chief Executive Officer, both effective October 1, 2026.
The Group opened 336 new branches during H1 FY27.
Muthoot Finance H1 FY27 Highlights
Company: Muthoot Finance Limited.
Reporting Period: Half year ended September 30, 2026.
Consolidated PAT: Rs 6,103 crore, up 39% YoY.
Consolidated Loan AUM: Rs 2,09,317 crore, up 42% YoY.
Consolidated Gold Loan AUM: Rs 1,93,212 crore, up 46% YoY.
Standalone PAT: Rs 5,527 crore, up 26% YoY.
Standalone Loan AUM: Rs 1,87,810 crore, up 42% YoY.
Muthoot Homefin Loan AUM: Rs 3,460 crore, up 7% YoY.
Belstar Microfinance Loan AUM: Rs 7,876 crore, up 2% YoY.
Muthoot Money Loan AUM: Rs 12,716 crore, up 99% YoY.
Muthoot Money PAT: Rs 364 crore, up 242% YoY.
Asia Asset Finance Loan AUM: LKR 5,394 crore, up 39% YoY.
New Branches Opened: 336 during H1 FY27.
Merger: Muthoot Money Limited approved for merger with Muthoot Finance, subject to regulatory and other approvals.
Managing Director: Alexander George Muthoot.
Executive Vice-Chairman: George Alexander Muthoot.
What to Watch Next
- Investors may monitor further regulatory disclosures regarding the proposed merger of Muthoot Money Limited with Muthoot Finance, including the progress of required approvals.
- Further company filings may provide updates on the implementation of the merger and the expected operational and financial efficiencies from the consolidation.
- Investors can also track Muthoot Finance's subsequent results and disclosures for updates on Loan AUM growth, gold loan performance, subsidiary performance and branch expansion.
Disclaimer
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