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Tata Mutual Fund
AUM
₹ 1,88,188 cr
AMC Age
29 Years
No. Of Schemes
365
Calculate Returns on Tata Mutual Fund
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About Tata Mutual Fund
- About the Fund
- Key Information
- Types Of Funds
- Charges & Fees
- Risk Factors
Tata Mutual Fund, operated by Tata Asset Management Private Limited (TAMPL), was founded in 1995 and is part of the prestigious Tata Group. TAMPL offers a wide range of investment solutions across different asset classes, designed to meet the diverse financial objectives and risk preferences of investors.
Key Features
- Tata Mutual Fund offers a comprehensive selection of schemes, including equity, balanced, and debt funds.
- The company leverages its intellectual capital and a well-defined risk management framework to deliver consistent, long-term results while maintaining transparency and control.
- As a part of the Tata Group, known for its strong ethical standards, TAMPL is dedicated to maintaining integrity and excellence in all its operations.
- Tata Mutual Fund has received several awards over the years, reflecting its commitment to delivering quality investment solutions and building investor trust.
- Mutual Fund Name:Tata Mutual Fund
- AMC Incorporation Date:March 15, 1994
- AMC Set Up Date:June 30, 1995
- Asset Management Company:Tata Asset Management Limited.
- Headquarters:Mumbai, India
- Sponsors:
- Tata Sons Limited & Tata Investment Corp. Ltd
- Trustee Organisation:Tata Trustee Company Private Limited.
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Name of Trustees:
- Mr Phillie Karkaria - Independent Director
- Mr. Kersi Bhagat - Associate Director
- Mr. Neeraj Jain - Independent Director
- Mr. Radhakrishnan Nair - Independent Director
- Mr. Rudrapriya Ray - Associate Director
- Mr. Pratip Kar - Chairman
- MD and CEO:Mr. Prathit Bhobe
- Chief Investment Officer (Equity):Mr. Rahul Singh
- Compliance Officer:Mr. Padmanabhan Ramanathan
- Investor Service Officer:Ms. Kashmira Kalwachwala
Tata Mutual Fund offers a diverse portfolio of approximately 62 mutual fund schemes, categorised into the following segments:
Equity-Oriented Funds
38 schemes focusing on stock market investments to generate long-term growth.
Debt Funds
13 schemes providing fixed-income securities aimed at ensuring stable returns.
Hybrid Funds
7 schemes combining equity and debt investments to maintain a balance between risk and reward.
Other Funds
4 schemes, including Exchange Traded Funds (ETFs), Gold Funds, and Fund of Funds (FoFs).
Among its top-performing schemes, Tata Arbitrage Fund, Tata Balanced Advantage Fund, and Tata Hybrid Equity Fund hold the highest assets under management (AUM).
Investing in Tata Mutual Funds involves certain charges that impact returns. Let’s understand the charges:
Expense Ratio
Covers fund management, administration, and operational costs
Equity Funds:Higher due to active management.
Debt Funds:Lower compared to equity funds.
Direct Plans:Lower than regular plans as they exclude distributor commissions.
Exit Load
Charged for early redemption.
Equity Funds:1% if redeemed within 1 year; no charge after it.
Debt Funds:Varies; some have no exit load
Liquid & Overnight Funds:No exit load
Transaction Charges
A one-time fee on investments above 10,000 is 150
Tax Implications
Taxes to be paid on mutual fund gains.
1. Equity Mutual Funds
Short-Term Capital Gains (STCG): 20% tax if redeemed within 1 year.
Long-Term Capital Gains (LTCG): 12.5% tax if profits exceed 1.25 lakh annually.
2. Debt Mutual Funds
Taxed based on the investor’s income tax slab.
Investing in Tata Mutual Funds comes with certain risks that investors should consider:
Market Risk:
The value of investments may fluctuate due to changes in economic conditions, geopolitical developments, and interest rate movements.
Credit Risk:
Debt fund investors may encounter the risk of issuers failing to meet interest or principal payment obligations.
Inflation Risk:
Higher inflation can erode the purchasing power of returns from fixed-income investments such as bonds.
Interest Rate Risk:
A rise in interest rates can lead to a decline in bond prices, impacting fixed-income securities..
Liquidity Risk:
Investors might experience challenges in selling investments quickly at a fair market price.
Concentration Risk:
Excessive exposure to a single asset, sector, or security can heighten investment risk.
Documents Required
To invest in Tata Mutual Fund, investors must complete the Know Your Customer (KYC) process and submit the required documents. Below is a list of documents based on investor type:
KYC Application Form
- Completed and signed CKYC application form
- In-Person Verification (IPV) – Mandatory for KYC compliance.
Bank Account Details
- Canceled cheque or bank statement for linking the investment account.
- Nomination Form (optional but recommended)
Proof of Identity (Any one of the following, self-attested):
- PAN Card (mandatory for investments above ₹50,000 per year)
- Aadhaar Card
- Passport
- Voter ID
- Driving License
- NREGA Job Card (duly signed by a State Government officer)
Proof of Address (Anyone, except PAN card):
- Aadhaar Card
- Passport
- Voter ID
- Driving License
- Utility Bills (not older than 3 months)
- Bank Account Statement/Passbook (not older than 3 months)
Investors are advised to contact Tata Mutual Fund’s customer service or visit its official website for any modifications, redemptions, or complaints.
Tata Mutual Fund Managers
Mr. Abhishek Sonthalia
Mr. Chandraprakash Padiyar
Mr. Akhil Mittal
Mr. Aurobindo Prasad Gayan
Mr. Sailesh Jain
How To Invest In Tata Mutual Fund With Choice?
Step 1
Open Your Free
Account with Choice
Step 2
Go to the
“Mutual Funds” Section
Step 3
Search & Select Your Preferred Tata Mutual Fund Scheme
Step 4
Enter the Amount & Choose between Lumpsum or SIP
Step 5
Review Details & Complete the Transaction
Tata Mutual Fund FAQs
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