Kotak Mahindra Mutual Fund
AUM
₹ 4,92,719 Cr.
AMC Age
30 Years
No. Of Schemes
516
Kotak Mahindra Mutual Fund, managed by Kotak Mahindra Asset Management Company, is among India’s leading asset management companies — offering a broad range of investment schemes across equity, debt, and hybrid categories tailored to meet the unique financial needs of today’s investors.
List of Kotak Mahindra Mutual Fund Schemes
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About Kotak Mahindra Mutual Fund
- About the Fund
- Key Information
- Types Of Funds
- Charges & Fees
- Risk Factors
Established on June 23, 1998, Kotak Mahindra Mutual Fund (KMMF), managed by Kotak Mahindra Asset Management Company Limited (KMAMC) is a wholly owned subsidiary of Kotak Mahindra Bank Limited (KMBL). Successful and among the top 5 leading AMCs, to its credit, KMMF was the first to introduce a dedicated Gilt Fund to invest in Government securities.
Key Features
- KMMF a part of Kotak Group offers a wide range of investment opportunities across equity, debt, and hybrid schemes, designed to cater to the varied investment goals of investors.
- The fund house service offering includes Mutual Funds and Portfolio Management Services. And, Pension Fund Management via Kotak Mahindra Pension Fund Limited (subsidiary).
- KMAMC operates in 82 locations across 86 branches in India, serving about 8.1 million investor accounts and 50,000+ distributors.
- Backed by a substantial value of AUM, the public-listed AMC invests only in AAA and AA-rated companies.
Documents Required
To invest in Kotak Mahindra Mutual Fund, investors must complete the Know Your Customer (KYC) process and submit the required documents. Below is a list of documents based on investor type:
KYC Application Form
- Completed and signed CKYC application form
- In-Person Verification (IPV) – Mandatory for KYC compliance.
Bank Account Details
- Canceled cheque or bank statement for linking the investment account.
- Nomination Form (optional but recommended)
Proof of Identity (Any one of the following, self-attested):
- PAN Card (mandatory for investments above ₹50,000 per year)
- Aadhaar Card
- Passport
- Voter ID
- Driving License
- NREGA Job Card (duly signed by a State Government officer)
Proof of Address (Anyone, except PAN card):
- Aadhaar Card
- Passport
- Voter ID
- Driving License
- Utility Bills (not older than 3 months)
- Bank Account Statement/Passbook (not older than 3 months)
Investors are advised to contact Kotak Mahindra Mutual Fund’s customer service or visit its official website for any modifications, redemptions, or complaints.
Kotak Mahindra Mutual Fund Managers
Mr. Mahesh Patil
Mr. Mohit Sharma
Mr. Bhupesh Bameta
Mr. Atul Penkar
Mr. Kunal Sangoi
How To Invest In Kotak Mahindra Mutual Fund With Choice?
Kotak Mahindra Mutual Fund
The best Kotak Mahindra Mutual Fund depends on your financial goals and risk capacity. For equity growth, consider Kotak Bluechip Fund or Kotak Emerging Equity Fund. Moderate-risk investors might prefer Kotak Equity Hybrid Fund. For stability, look at Kotak Corporate Bond Fund or Kotak Banking & PSU Debt Fund. Choice provides research tools to help match your objectives with the right Kotak fund.
Kotak Mahindra Mutual Funds are subject to taxation based on the type of investment and holding period. Equity funds: 20% tax on short-term gains (under 12 months); 12.5% on long-term gains above 1.25 lakh annually. Debt funds are taxed per income slab. ELSS funds offer tax benefits under Section 80C of up to 1.5 lakh with a 3-year lock-in period.
To invest in Kotak Mahindra Mutual Funds with Choice, you need a PAN card, identity proof (Aadhaar/passport/voter ID), address proof, bank details with cancelled cheque, and a recent photograph. Non-individual investors require additional documentation. Choice simplifies this through digital KYC using Aadhaar verification.
The minimum investment amount for Kotak Mahindra Mutual Funds depends on the specific scheme and your investment mode i.e., lump sum or Systematic Investment Plan (SIP). For SIP, you can start investing with as little as 100. For lump sum investments for equity funds 500-1,000, and debt funds 1,000-5,000. Choice FinX platform displays scheme-specific minimum investment requirements before you invest.
Returns are calculated on the Net Asset Value (NAV), using the below formula:Returns (%) = [(Current NAV - Initial NAV) / Initial NAV] × 100Returns for SIPs are calculated using the XIRR (Extended Internal Rate of Return) method that accounts for multiple investment dates. Choice provides calculators to track performance across different time periods and compare with benchmark indices.
Yes. You can switch between funds Kotak Mahindra Mutual Fund schemes through Choice FinX. Before making any switches, consider exit loads and tax implications before switching. Kotak also offers Systematic Transfer Plans (STPs) for gradual transfers between funds to manage market volatility.
Investing in Kotak Mahindra Mutual Funds involves charges including Expense Ratios, Exit Loads for early redemption, and Transaction Fees for larger investments. Direct plans available on Choice FinX have lower expense ratios.
No. You can invest directly through the Choice FinX app with just KYC and a linked bank account. A Demat account is optional if you prefer holding your mutual fund units electronically alongside other securities. Choice offers both options for your convenience.
You can access your Kotak Mahindra Mutual Fund statement directly in the Choice FinX Portfolio section. Additionally, statements can also be obtained through the official Kotak Mahindra website, via email request to Kotak customer service, or through their registrar (CAMS) portal. Choice consolidates all your investments for easy tracking and analysis.
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