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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹5,358 Cr

Lock In Period

N/A

Expense Ratio

0.75

Benchmark

CRISIL Banking and PSU Debt A-II Index

Exit Load

Nil

Summary

Latest details for Kotak Banking and PSU Debt Fund - Growth include a ₹67.5866 NAV as of Mar 27,2026 and returns since inception of 23.03%. Minimum investments start at SIP ₹100. The Kotak Banking and PSU Debt Fund - Growth AUM is ₹5,358 Cr, with a lock-in of N/A years, expense ratio of 0.75%, and benchmark CRISIL Banking and PSU Debt A-II Index. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded -0.33% returns, against a category average of -1.83% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M-0.33-1.832.46
6M2.170.785.84
1Y6.204.659.60
3Y7.1516.3328.10

Portfolio Analysis

  • Equity:
  • Debt: 99.66%
  • Others
As on: 2026-03-15
View allocation % by

1. 7.60% Power Finance Corporation Ltd.6.21%
2. 7.36% INDIAN OIL CORPORATION LTD.3.57%
3. Net Current Assets/(Liabilities)3.36%
4. 7.70% Power Grid Corporation of India Ltd.3.02%
5. 8.55% HDFC BANK LTD.2.89%
6. 7.69% REC LTD2.84%
7. 7.83% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA2.54%
8. 7.77% REC LTD2.45%
9. 7.67% LIC HOUSING FINANCE LTD.2.35%
10. 7.48% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT2.34%
11. 7.34% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA2.33%
12. 7.62% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.88%
13. 7.40% Export-Import Bank of India1.88%
14. 7.59% Power Finance Corporation Ltd.1.87%
15. 7.40% ICICI BANK LTD.(AT 1 Bonds)1.84%
16. 6.45% ICICI BANK LTD.1.83%
17. 6.67% NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT1.82%
18. 7.53% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.59%
19. 7.75% HDFC BANK LTD.1.51%
20. 7.14% National Housing Bank1.47%
21. 8.80% Food Corporation of India1.42%
22. 7.70% NUCLEAR POWER CORPORATION OF INDIA LTD.1.41%
23. 7.47% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA1.40%
24. 7.39% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA1.40%
25. 7.40% Power Grid Corporation of India Ltd.1.32%
26. 8.01% REC LTD1.15%
27. 6.45% REC LTD1.09%
28. 9.00% HDFC BANK LTD.0.97%
29. 7.69% HDFC BANK LTD.0.94%
30. 7.46% INDIAN RAILWAY FINANCE CORPORATION LTD.0.94%
31. 7.37% INDIAN RAILWAY FINANCE CORPORATION LTD.0.94%
32. 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT0.94%
33. 7.42% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.94%
34. 6.74% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.92%
35. 6.99% ONGC PETRO ADDITIONS LTD.0.91%
36. 7.05% Mahanagar Telephone Nigam Ltd.0.91%
37. 7.51% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.84%
38. Triparty Repo0.51%
39. 7.70% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT0.47%
40. 7.46% REC LTD0.47%
41. 6.52% REC LTD0.46%
42. 6.90% Central Government - 20650.34%
43. 7.65% INDIAN RAILWAY FINANCE CORPORATION LTD.0.09%
44. 7.80% Mahanagar Telephone Nigam Ltd.0.09%
45. 7.64% Power Finance Corporation Ltd.0.02%
46. 6.48% Central Government - 20350.00%

1. CANARA BANK7.03%
2. 6.80% STATE BANK OF INDIA.2.67%
3. 9.50% UNION BANK OF INDIA- AT1 Bonds1.81%
4. PUNJAB NATIONAL BANK1.75%

1. 6.98% Gujarat State Govt - 2032 - Gujarat3.18%
2. 7.49% Karnataka State Govt - 2035 - Karnataka1.29%
3. 7.54% Tamil Nadu State Govt - 2036 - Tamil Nadu1.21%
4. 7.14% Madhya Pradesh State Govt - 2032 - Madhya Pradesh0.93%
5. 7.19% Tamil Nadu State Govt - 2033 - Tamil Nadu0.74%
6. 7.63% Maharashtra State Govt - 2035 - Maharashtra0.73%
7. 7.42% Gujarat State Govt - 2031 - Gujarat0.57%
8. 7.18% Maharashtra State Govt - 2033 - Maharashtra0.31%
9. 6.46% Gujarat State Govt - 2030 - Gujarat0.01%

1. 7.80% HDFC BANK LTD.2.74%
2. 7.97% HDFC BANK LTD.0.86%

1. 7.75% Power Finance Corporation Ltd.1.89%
2. 7.70% REC LTD0.47%
3. 9.10% Power Finance Corporation Ltd.0.05%

1. 7.60% Food Corporation of India0.94%

About Fund

Kotak Banking and PSU Debt Fund - Growth managed by Kotak Mahindra Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹5,358 Crore. The fund benchmarks its performance against the CRISIL Banking and PSU Debt A-II Index while maintaining an expense ratio of 0.75. Under the expert guidance of Deepak Agrawal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundEdelweiss Banking and PSU Debt Fund Growth1504.01 CR0.69
This FundSundaram Banking & PSU Fund Growth3277.53 CR0.44
This FundKotak Banking and PSU Debt Fund - Growth55358.08 CR0.75
This FundICICI Prudential Banking and PSU Debt Fund Growth59293.41 CR0.73
This FundFranklin India Banking & PSU Debt Fund Growth4476.37 CR0.47
Fund Name1Y3Y
This FundEdelweiss Banking and PSU Debt Fund Growth5.709322.4626
This FundSundaram Banking & PSU Fund Growth5.964322.8667
This FundKotak Banking and PSU Debt Fund - Growth6.195823.0275
This FundICICI Prudential Banking and PSU Debt Fund Growth6.020423.2568
This FundFranklin India Banking & PSU Debt Fund Growth6.964823.3402

FAQs

Kotak Banking and PSU Debt Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Kotak Banking and PSU Debt Fund - Growth is 0.75. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Kotak Banking and PSU Debt Fund - Growth’s fund performance is as follows:
  • 1 Month : -0.33%
  • 6 Months : 2.17%
  • 1 Year : 6.20%
  • 3 Years : 7.15%
Returns of Kotak Banking and PSU Debt Fund - Growth are updated daily based on NAV of ₹ 67.5866 as on Mar 27,2026. Since inception, the return has been 23.03%.

You can invest in Kotak Banking and PSU Debt Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Kotak Banking and PSU Debt Fund - Growth is ₹5,358 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Kotak Banking and PSU Debt Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500