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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹5,435 Cr

Lock In Period

N/A

Expense Ratio

0.75

Benchmark

CRISIL Banking and PSU Debt A-II Index

Exit Load

Nil

Summary

Latest details for Kotak Banking and PSU Debt Fund - Growth include a ₹67.9002 NAV as of Mar 09,2026 and returns since inception of 24.18%. Minimum investments start at SIP ₹100. The Kotak Banking and PSU Debt Fund - Growth AUM is ₹5,435 Cr, with a lock-in of N/A years, expense ratio of 0.75%, and benchmark CRISIL Banking and PSU Debt A-II Index. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.59% returns, against a category average of -0.65% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.59-0.652.46
6M2.932.115.84
1Y7.446.489.60
3Y7.4916.1428.10

Portfolio Analysis

  • Equity:
  • Debt: 99.67%
  • Others
As on: 2026-02-15
View allocation % by

1. 7.60% Power Finance Corporation Ltd.6.16%
2. 7.36% INDIAN OIL CORPORATION LTD.3.55%
3. Net Current Assets/(Liabilities)3.44%
4. 7.70% Power Grid Corporation of India Ltd.2.98%
5. 8.55% HDFC BANK LTD.2.87%
6. 7.69% REC LTD2.82%
7. 7.83% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA2.53%
8. 7.77% REC LTD2.43%
9. 7.67% LIC HOUSING FINANCE LTD.2.32%
10. 7.48% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT2.32%
11. 7.34% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA2.31%
12. 7.62% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.87%
13. 7.40% Export-Import Bank of India1.86%
14. 7.59% Power Finance Corporation Ltd.1.86%
15. 7.40% ICICI BANK LTD.(AT 1 Bonds)1.83%
16. 6.45% ICICI BANK LTD.1.82%
17. 6.67% NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT1.80%
18. 7.53% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.58%
19. 7.75% HDFC BANK LTD.1.49%
20. 7.14% National Housing Bank1.45%
21. 8.80% Food Corporation of India1.41%
22. 7.70% NUCLEAR POWER CORPORATION OF INDIA LTD.1.40%
23. Triparty Repo1.40%
24. 7.47% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA1.39%
25. 7.39% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA1.39%
26. 7.40% Power Grid Corporation of India Ltd.1.35%
27. 7.49% Karnataka State Govt - 2035 - Karnataka1.28%
28. 8.01% REC LTD1.14%
29. 6.45% REC LTD1.08%
30. 9.00% HDFC BANK LTD.0.96%
31. 7.26% Central Government - 20330.95%
32. 7.46% INDIAN RAILWAY FINANCE CORPORATION LTD.0.93%
33. 7.69% HDFC BANK LTD.0.93%
34. 7.42% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.93%
35. 7.37% INDIAN RAILWAY FINANCE CORPORATION LTD.0.93%
36. 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT0.93%
37. 6.74% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.91%
38. 6.99% ONGC PETRO ADDITIONS LTD.0.91%
39. 7.05% Mahanagar Telephone Nigam Ltd. ( )0.90%
40. 7.51% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.84%
41. 7.46% REC LTD0.46%
42. 7.70% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT0.46%
43. 6.52% REC LTD0.46%
44. 7.65% INDIAN RAILWAY FINANCE CORPORATION LTD.0.09%
45. 7.80% Mahanagar Telephone Nigam Ltd. ( )0.09%
46. 6.48% Central Government - 20350.07%
47. 7.64% Power Finance Corporation Ltd.0.02%

1. CANARA BANK6.91%
2. 6.80% STATE BANK OF INDIA.2.63%
3. PUNJAB NATIONAL BANK2.16%
4. 9.50% UNION BANK OF INDIA- AT1 Bonds1.79%

1. 6.98% Gujarat State Govt - 2032 - Gujarat3.14%
2. 7.14% Madhya Pradesh State Govt - 2032 - Madhya Pradesh0.92%
3. 7.19% Tamil Nadu State Govt - 2033 - Tamil Nadu0.73%
4. 7.63% Maharashtra State Govt - 2035 - Maharashtra0.72%
5. 7.42% Gujarat State Govt - 2031 - Gujarat0.56%
6. 7.18% Maharashtra State Govt - 2033 - Maharashtra0.31%
7. 6.46% Gujarat State Govt - 2030 - Gujarat0.01%

1. 7.80% HDFC BANK LTD.2.71%
2. 7.97% HDFC BANK LTD.0.85%

1. 7.75% Power Finance Corporation Ltd.1.88%
2. 7.70% REC LTD0.47%
3. 9.10% Power Finance Corporation Ltd.0.05%

1. 7.60% Food Corporation of India0.93%

About Fund

Kotak Banking and PSU Debt Fund - Growth managed by Kotak Mahindra Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹5,435 Crore. The fund benchmarks its performance against the CRISIL Banking and PSU Debt A-II Index while maintaining an expense ratio of 0.75. Under the expert guidance of Deepak Agrawal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundEdelweiss Banking and PSU Debt Fund Growth1493.23 CR0.69
This FundSundaram Banking & PSU Fund Growth3354.28 CR0.44
This FundUTI Banking & PSU Fund Growth51078.08 CR0.46
This FundICICI Prudential Banking and PSU Debt Fund Growth59597.68 CR0.73
This FundKotak Banking and PSU Debt Fund - Growth55435.32 CR0.75
Fund Name1Y3Y
This FundEdelweiss Banking and PSU Debt Fund Growth6.97923.9332
This FundSundaram Banking & PSU Fund Growth7.063423.9571
This FundUTI Banking & PSU Fund Growth7.43924.0124
This FundICICI Prudential Banking and PSU Debt Fund Growth7.1324.1599
This FundKotak Banking and PSU Debt Fund - Growth7.441724.1849

FAQs

Kotak Banking and PSU Debt Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Kotak Banking and PSU Debt Fund - Growth is 0.75. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Kotak Banking and PSU Debt Fund - Growth’s fund performance is as follows:
  • 1 Month : 0.59%
  • 6 Months : 2.93%
  • 1 Year : 7.44%
  • 3 Years : 7.49%
Returns of Kotak Banking and PSU Debt Fund - Growth are updated daily based on NAV of ₹ 67.9002 as on Mar 09,2026. Since inception, the return has been 24.18%.

You can invest in Kotak Banking and PSU Debt Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Kotak Banking and PSU Debt Fund - Growth is ₹5,435 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Kotak Banking and PSU Debt Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500