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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹5,173 Cr

Lock In Period

N/A

Expense Ratio

0.75

Benchmark

CRISIL Banking and PSU Debt A-II Index

Exit Load

Nil

Summary

Latest details for Kotak Banking and PSU Debt Fund - Growth include a ₹68.1222 NAV as of Apr 17,2026 and returns since inception of 23.09%. Minimum investments start at SIP ₹100. The Kotak Banking and PSU Debt Fund - Growth AUM is ₹5,173 Cr, with a lock-in of N/A years, expense ratio of 0.75%, and benchmark CRISIL Banking and PSU Debt A-II Index. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.43% returns, against a category average of 1.42% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.431.422.46
6M2.101.695.84
1Y5.386.199.60
3Y7.1715.7928.10

Portfolio Analysis

  • Equity:
  • Debt: 99.65%
  • Others
As on: 2026-03-31
View allocation % by

1. 7.60% Power Finance Corporation Ltd.6.39%
2. 7.36% INDIAN OIL CORPORATION LTD.3.68%
3. 7.70% Power Grid Corporation of India Ltd.3.10%
4. 8.55% HDFC BANK LTD.2.97%
5. 7.69% REC LTD2.91%
6. 7.83% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA2.62%
7. 7.77% REC LTD2.53%
8. 7.67% LIC HOUSING FINANCE LTD.2.42%
9. 7.48% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT2.41%
10. 7.34% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA2.40%
11. Net Current Assets/(Liabilities)2.32%
12. 7.62% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.94%
13. 7.59% Power Finance Corporation Ltd.1.94%
14. 7.40% Export-Import Bank of India1.93%
15. 6.45% ICICI BANK LTD.1.89%
16. 7.40% ICICI BANK LTD.(AT 1 Bonds)1.87%
17. 6.67% NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT1.87%
18. 7.53% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.64%
19. 7.75% HDFC BANK LTD.1.55%
20. 7.14% National Housing Bank1.50%
21. 8.80% Food Corporation of India1.46%
22. 7.70% NUCLEAR POWER CORPORATION OF INDIA LTD.1.46%
23. 7.47% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA1.45%
24. 7.39% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA1.44%
25. 7.40% Power Grid Corporation of India Ltd.1.35%
26. 8.01% REC LTD1.18%
27. 6.45% REC LTD1.11%
28. 9.00% HDFC BANK LTD.1.00%
29. 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT0.97%
30. 7.46% INDIAN RAILWAY FINANCE CORPORATION LTD.0.97%
31. 7.42% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.96%
32. 7.37% INDIAN RAILWAY FINANCE CORPORATION LTD.0.96%
33. 7.69% HDFC BANK LTD.0.96%
34. 6.74% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.95%
35. 6.99% ONGC PETRO ADDITIONS LTD.0.94%
36. 7.05% Mahanagar Telephone Nigam Ltd.0.93%
37. 7.51% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.87%
38. Triparty Repo0.60%
39. 7.70% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT0.48%
40. 7.46% REC LTD0.48%
41. 6.52% REC LTD0.48%
42. 6.90% Central Government - 20650.34%
43. 7.65% INDIAN RAILWAY FINANCE CORPORATION LTD.0.10%
44. 7.80% Mahanagar Telephone Nigam Ltd.0.10%
45. 7.64% Power Finance Corporation Ltd.0.02%
46. 6.48% Central Government - 20350.00%

1. CANARA BANK5.47%
2. 6.80% STATE BANK OF INDIA.2.76%
3. 9.50% UNION BANK OF INDIA- AT1 Bonds1.87%
4. PUNJAB NATIONAL BANK1.82%

1. 6.98% Gujarat State Govt - 2032 - Gujarat3.25%
2. 7.49% Karnataka State Govt - 2035 - Karnataka1.32%
3. 7.54% Tamil Nadu State Govt - 2036 - Tamil Nadu1.23%
4. 7.14% Madhya Pradesh State Govt - 2032 - Madhya Pradesh0.95%
5. 7.19% Tamil Nadu State Govt - 2033 - Tamil Nadu0.76%
6. 7.63% Maharashtra State Govt - 2035 - Maharashtra0.74%
7. 7.42% Gujarat State Govt - 2031 - Gujarat0.58%
8. 7.18% Maharashtra State Govt - 2033 - Maharashtra0.32%
9. 6.46% Gujarat State Govt - 2030 - Gujarat0.01%

1. 7.80% HDFC BANK LTD.2.80%
2. 7.97% HDFC BANK LTD.0.88%

1. 7.75% Power Finance Corporation Ltd.1.95%
2. 7.70% REC LTD0.48%
3. 9.10% Power Finance Corporation Ltd.0.05%

1. 7.60% Food Corporation of India0.97%

About Fund

Kotak Banking and PSU Debt Fund - Growth managed by Kotak Mahindra Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹5,173 Crore. The fund benchmarks its performance against the CRISIL Banking and PSU Debt A-II Index while maintaining an expense ratio of 0.75. Under the expert guidance of Deepak Agrawal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Deepak Agrawal

Mr. Deepak is a Post Graduate in Commerce, Chartered Account, Company Secretary and currently pursuing CFA. His career has started from Kotak AMC when he joined the organization in December 2002 where he was initially in Research, Dealing and then moved into Fund Management from November 2006.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundUTI Banking & PSU Fund Growth51116.17 CR0.46
This FundSundaram Banking & PSU Fund Growth3272.43 CR0.44
This FundKotak Banking and PSU Debt Fund - Growth55172.76 CR0.75
This FundFranklin India Banking & PSU Debt Fund Growth4473.03 CR0.47
This FundICICI Prudential Banking and PSU Debt Fund Growth59109.42 CR0.73
Fund Name1Y3Y
This FundUTI Banking & PSU Fund Growth6.250722.9129
This FundSundaram Banking & PSU Fund Growth5.294322.9534
This FundKotak Banking and PSU Debt Fund - Growth5.382723.0852
This FundFranklin India Banking & PSU Debt Fund Growth6.054423.2343
This FundICICI Prudential Banking and PSU Debt Fund Growth5.472323.3874

FAQs

Kotak Banking and PSU Debt Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Kotak Banking and PSU Debt Fund - Growth is 0.75. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Kotak Banking and PSU Debt Fund - Growth’s fund performance is as follows:
  • 1 Month : 0.43%
  • 6 Months : 2.10%
  • 1 Year : 5.38%
  • 3 Years : 7.17%
Returns of Kotak Banking and PSU Debt Fund - Growth are updated daily based on NAV of ₹ 68.1222 as on Apr 17,2026. Since inception, the return has been 23.09%.

You can invest in Kotak Banking and PSU Debt Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Kotak Banking and PSU Debt Fund - Growth is ₹5,173 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Kotak Banking and PSU Debt Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500