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  • 1Y
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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹6,236 Cr

Lock In Period

5 Years

Expense Ratio

1.78

Benchmark

NIfty 500 Total Return

Exit Load

Upon completion of lock-in period: Nil

Summary

Latest details for HDFC Retirement Savings Fund - Equity Growth include a ₹48.516 NAV as of May 08,2026 and returns since inception of 48.66%. Minimum investments start at SIP ₹100. The HDFC Retirement Savings Fund - Equity Growth AUM is ₹6,236 Cr, with a lock-in of 5 Years years, expense ratio of 1.78%, and benchmark NIfty 500 Total Return. Exit load is - Upon completion of lock-in period: Nil. In the growth review for 1M Month/Year, the fund recorded 5.56% returns, against a category average of 0.84% and a category best of 15.24%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M5.560.8415.24
6M-4.661.9825.87
1Y-0.085.0853.19
3Y14.1311.56138.15

Portfolio Analysis

  • Equity: 94.39%
  • Debt: 4.99%
  • Others
As on: 2026-03-31
View allocation % by

1. HDFC Bank Ltd.7.04%
2. ICICI Bank Ltd.6.38%
3. Axis Bank Ltd.4.47%
4. Kotak Mahindra Bank Limited3.51%
5. Equitas Small Finance Bank Ltd0.33%

1. Infosys Limited3.21%
2. Tata Consultancy Services Ltd.2.65%
3. HCL Technologies Ltd.2.15%
4. Zensar Technologies Ltd.0.66%
5. Cyient Ltd.0.17%

1. Reliance Industries Ltd.4.74%
2. Hindustan Petroleum Corp. Ltd.0.91%

1. Lupin Ltd.1.67%
2. Alkem Laboratories Ltd.1.36%
3. Gland Pharma Ltd.0.95%
4. Cipla Ltd.0.88%
5. Divis Laboratories Ltd.0.48%

1. Power Grid Corporation of India Ltd.2.37%
2. Voltamp Transformers Ltd.0.91%
3. Kalpataru Projects International Ltd0.74%
4. KEC International Ltd.0.16%

1. Maruti Suzuki India Limited3.13%
2. Hyundai Motor India Limited0.71%

1. Bajaj Auto Limited1.76%
2. Eicher Motors Ltd.1.58%

1. State Bank of India3.14%

1. Bharti Airtel Ltd.2.86%

1. Larsen and Toubro Ltd.2.25%
2. PNC Infratech Ltd.0.26%

1. Dr. Lal Path Labs Ltd1.47%
2. Apollo Hospitals Enterprise Ltd.0.89%

1. Delhivery Limited1.07%
2. Gateway Distriparks Limited0.57%
3. VRL Logistics Ltd.0.42%

1. ICICI Lombard General Insurance Co1.37%
2. Star Health and Allied Insurance Company Ltd0.55%

1. Havells India Ltd.1.34%
2. Symphony Ltd.0.35%

1. ITC LIMITED1.52%

1. NTPC Limited1.49%

1. Balkrishna Industries Ltd.0.84%
2. Ceat Ltd.0.63%

1. Jindal Steel Limited.1.25%

1. Max Financial Services Ltd.1.20%

1. Tata Steel Ltd.1.08%

1. HDFC Life Insurance Company Limited1.04%

1. Creditaccess Grameen Limited1.02%

1. Transport Corporation of India Ltd.1.01%

About Fund

HDFC Retirement Savings Fund - Equity Growth managed by HDFC Mutual Fund,is a Multi-capscheme with Assets Under Management of ₹6,236 Crore. The fund benchmarks its performance against the NIfty 500 Total Return while maintaining an expense ratio of 1.78. Under the expert guidance of Anupam Joshi ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Anupam Joshi

Mr. Anupam holds P.G. Diploma in Business Management. He has over 5 years of experience in Portfolio Management & Dealing. In his last assignment with Principal PNB Asset Management Company, he was involved in Portfolio Management & Dealing. Prior to this he had worked with ICAP India Private Ltd as a Dealer.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundNavi Flexi Cap Fund Growth1232.1 CR2.23
This FundTaurus Flexi Cap Fund Growth1305.86 CR2.67
This FundHDFC Retirement Savings Fund - Equity Growth06236.24 CR1.78
This FundICICI Prudential Retirement Fund - Pure Equity Growth01608.65 CR2.02
This FundKotak Gold ETF Growth014115.88 CR0.55
Fund Name1Y3Y
This FundNavi Flexi Cap Fund Growth12.858647.1389
This FundTaurus Flexi Cap Fund Growth3.849548.2041
This FundHDFC Retirement Savings Fund - Equity Growth-0.075848.6556
This FundICICI Prudential Retirement Fund - Pure Equity Growth18.043896.9612
This FundKotak Gold ETF Growth53.1944138.1497

FAQs

HDFC Retirement Savings Fund - Equity Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of HDFC Retirement Savings Fund - Equity Growth is 1.78. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

HDFC Retirement Savings Fund - Equity Growth’s fund performance is as follows:
  • 1 Month : 5.56%
  • 6 Months : -4.66%
  • 1 Year : -0.08%
  • 3 Years : 14.13%
Returns of HDFC Retirement Savings Fund - Equity Growth are updated daily based on NAV of ₹ 48.516 as on May 08,2026. Since inception, the return has been 48.66%.

You can invest in HDFC Retirement Savings Fund - Equity Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of HDFC Retirement Savings Fund - Equity Growth is ₹6,236 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in HDFC Retirement Savings Fund - Equity Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500