Ever wondered how to truly understand your mutual fund returns? When you check your investments, you see terms like Absolute Return, CAGR, and XIRR. But which one actually gives you the clearest picture of your money’s growth? In this video, we simplify mutual fund return calculation for every Indian investor with clear explanations and real-life examples.
In this step-by-step video, we explain all three mutual fund return methods so that both beginners and experienced investors can understand when to use each method for smarter personal finance decisions.
Here’s What You’ll Learn in This Video
- What is Absolute Return? – Learn the simplest way to calculate returns, when it is useful for short-term investments, and when it can be misleading.
- How to calculate CAGR (Compounded Annual Growth Rate) – Understand how compounding works over multiple years and how CAGR helps compare mutual fund schemes in the long run.
- Why XIRR is better for SIP investors – Learn why XIRR is the most accurate method for SIP return calculation as it considers every investment date and amount.
- Which metric is best for one-time vs regular investments? – Know when to use Absolute Return, CAGR, or XIRR for lump sum and SIP investments.
Examples Explained in the Video
- Absolute Return – Shows an overall return of 80%, but does not reflect annual performance.
- CAGR – Shows a realistic annual growth of approximately 14.87% over 5 years.
- XIRR – Explains why XIRR is ideal when investments are made at different times, such as SIPs.
This video is your complete guide to understanding and calculating mutual fund returns accurately. Whether you are learning mutual fund basics or refining your personal finance calculations, this video will help you track your portfolio performance with confidence.
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What are Mutual Funds in Hindi? | Mutual Fund Basics for Beginners | AMC Explained | Choice | EP-01
In this video, we explain what a mutual fund is in Hindi and the role of an Asset Management Company (AMC) in managing your investments. If you are a beginner and want to understand the basics of mutual funds, this video is the perfect starting point.
Topics Covered
- Mutual Fund Kya Hota Hai?
- AMC Kya Hoti Hai?
- Asset Management Company Ka Role
- Mutual Fund Kaise Kaam Karta Hai?
- Mutual Funds for Beginners in Hindi
Tune in to Episode 01 to kick-start your journey into the world of investing with mutual funds.
Video Timeline
- 00:00 – Introduction
- 00:38 – Difference between saving and investment
- 00:52 – What are financial instruments
- 01:08 – Investment objectives
- 02:42 – What is a mutual fund
- 02:59 – Who is the fund manager
- 03:08 – AMC
- 03:42 – Investment tip
Disclaimer
Mutual funds and equity investments are subject to market risk. Please read all offer documents carefully before investing. Please consult your adviser before investing. This video is only for informational and educational purposes.
16 February 2022
Beginners Guide To NAV In Mutual Funds | How It's Calculated & Why It Matters | Choice
If you are starting your mutual fund investment journey, understanding NAV (Net Asset Value) is crucial. In this video, we explain the concept of NAV in simple terms and show how mutual fund NAV is calculated, why it changes daily, and what role it plays in your investment decisions.
What You’ll Learn
- What is NAV in mutual funds?
- How is NAV calculated?
- Why is NAV important for investors?
- Difference between NAV and stock price
- When is NAV allotted after you invest?
Whether you are a beginner or someone looking to refresh your basics, this video will give you a clear foundation on NAV and how it impacts your mutual fund returns.
Example Explained in the Video
If a scheme’s total market value is 200 lakh and it has 10 lakh units, the NAV per unit is 20. This value changes daily based on market performance.
Mutual fund NAVs are published after market hours, and you receive NAV based on the time of your investment, not the next day’s price.
Chapters
- 00:00 – Introduction
- 00:17 – What is NAV
- 00:35 – How NAV is calculated
- 01:13 – NAV vs stock price
- 02:14 – NAV allotment explained
Disclaimer
Mutual fund and equity investments are subject to market risks. Read all scheme-related documents carefully before investing. The content in this video is for educational purposes only and should not be considered as financial advice.
26 March 2022
Types of Mutual Fund To Invest For Beginners | Equity vs Debt vs Hybrid | Choice
Confused between Equity, Debt, or Hybrid Mutual Funds? This beginner-friendly video will help you understand the different types of mutual fund schemes based on asset class and tenor, so you can make the right investment choice for your goals.
In this video, we cover
- What is an Equity Mutual Fund?
- What is a Debt Mutual Fund?
- What is a Hybrid Mutual Fund?
- Differences between open-ended, closed-ended and interval schemes
- How to choose the right mutual fund based on your risk profile
Whether you are a first-time investor or someone looking to diversify your portfolio, this video explains each mutual fund type in simple terms with practical examples.
Key Takeaways
- Understand the risk and return profile of each fund type
- Learn about time horizon suitability
- Know when and why to choose Equity, Debt, or Hybrid funds
Video Chapters
- 00:00 – Introduction
- 00:35 – Types of mutual funds based on asset class
- 00:40 – Equity funds
- 01:00 – Debt funds
- 01:38 – Hybrid funds
- 02:00 – Types of mutual funds based on tenor
Disclaimer
Mutual fund and equity investments are subject to market risks. Read all scheme-related documents carefully before investing. The content in this video is for educational purposes only and should not be considered as financial advice.