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Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth Return

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  • 6M
  • 1Y
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Showing Funds Performance since Sep 07, 2020

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth Fund Overview

Min. investment

SIP ₹0 & Lump. ₹500

AUM (Fund size)

₹8,916 Cr

Lock In Period

N/A

Expense Ratio

0.65

Exit Load

Nil

Benchmark

Nifty Banking & PSU Debt Index A-II

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M1.410.862.46
6M2.252.375.84
1Y4.544.839.60
3Y6.8314.6728.10

Portfolio Analysis

  • Equity:
  • Debt: 99.70%
  • Others
As on: 2026-06-15
View allocation % by

1. 7.48% National Bank For Agriculture and Rural Development (15/09/2028)5.68%
2. 6.58% Indian Railway Finance Corporation Limited (30/05/2030)2.20%
3. 7.56% REC Limited (31/08/2027)2.14%
4. 8.00% HDFC Bank Limited (27/07/2032)2.05%
5. 7.82% Bajaj Finance Limited (31/01/2034)1.85%
6. 7.42% State Bank of India (29/08/2039)1.80%
7. 6.78% Indian Railway Finance Corporation Limited (30/04/2030)1.80%
8. 7.60% Power Finance Corporation Limited (13/04/2029)1.70%
9. Shivshakti Securitisation Trust 2025-1 (28/09/2029)1.60%
10. 7.34% Small Industries Development Bank of India (26/02/2029)1.40%
11. 7.27% Power Finance Corporation Limited (15/10/2031)1.39%
12. 7.79% Small Industries Development Bank of India (14/05/2027)1.39%
13. 7.03% National Bank for Financing Infrastructure and Dev (08/04/2030)1.38%
14. 7.34% REC Limited (30/04/2030)1.35%
15. 7.30% Bharti Telecom Limited (01/12/2027)1.28%
16. Net Receivables / (Payables)1.25%
17. Clearing Corporation of India Limited1.22%
18. 7.36% Indian Oil Corporation Limited (16/07/2029)1.19%
19. 7.64% National Bank For Agriculture and Rural Development (06/12/2029)1.13%
20. 7.45% Power Finance Corporation Limited (15/07/2028)1.13%
21. Small Industries Development Bank of India (26/02/2027)1.12%
22. 7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034)1.12%
23. 7.93% Bajaj Finance Limited (02/05/2034)1.12%
24. 6.85% National Bank For Agriculture and Rural Development (19/01/2029)1.11%
25. 6.47% Indian Railway Finance Corporation Limited (30/05/2028)1.11%
26. 6.52% REC Limited (31/01/2028)1.11%
27. 6.66% Small Industries Development Bank of India (25/10/2028)1.10%
28. Indian Bank (03/02/2027)1.07%
29. HDFC Bank Limited (12/03/2027)1.06%
30. State Government Securities (04/09/2034)1.06%
31. Small Industries Development Bank of India (11/06/2027)1.04%
32. 6.60% REC Limited (30/06/2027)0.95%
33. 7.35% Export Import Bank of India (27/07/2028)0.90%
34. State Government Securities (25/03/2031)0.85%
35. 7.77% REC Limited (31/03/2028)0.85%
36. 7.37% Indian Railway Finance Corporation Limited (31/07/2029)0.85%
37. Government of India (15/04/2065)0.82%
38. Indian Bank (05/02/2027)0.80%
39. Punjab National Bank (10/02/2027)0.80%
40. Export Import Bank of India (01/03/2027)0.80%
41. HDFC Bank Limited (09/03/2027)0.80%
42. 7.70% National Bank For Agriculture and Rural Development (30/09/2027)0.73%
43. 7.40% Bharti Telecom Limited (01/02/2029)0.72%
44. 6.80% National Housing Bank (02/04/2032)0.68%
45. 7.53% National Bank For Agriculture and Rural Development (24/03/2028)0.67%
46. 7.40% National Bank For Agriculture and Rural Development (29/04/2030)0.67%
47. 7.70% National Highways Authority of India (13/09/2029)0.57%
48. 7.50% Indian Railway Finance Corporation Limited (09/09/2029)0.57%
49. 8.05% Tata Capital Housing Finance Limited (18/06/2029)0.56%
50. 7.32% NTPC Limited (17/07/2029)0.56%
51. 7.61% Small Industries Development Bank of India (10/08/2029)0.56%
52. 7.28% Small Industries Development Bank of India (04/06/2029) (FRN)0.56%
53. 7.42% Tata Capital Limited (21/02/2029) (FRN)0.56%
54. 7.97% Tata Capital Limited (19/07/2028)0.56%
55. 7.75% Small Industries Development Bank of India (10/06/2027)0.56%
56. 7.55% Poonawalla Fincorp Limited (25/03/2027)0.56%
57. 7.60% Poonawalla Fincorp Limited (28/05/2027)0.56%
58. 7.10% National Bank For Agriculture and Rural Development (29/03/2029)0.56%
59. 7.3763% Bajaj Finance Limited (26/06/2028)0.56%
60. 7.2324% Kotak Mahindra Investments Limited (26/05/2028)0.55%
61. 6.782685% Rajgarh Transmission Ltd (05/06/2030)0.55%
62. 6.87% REC Limited (31/05/2030)0.55%
63. 6.74% Small Industries Development Bank of India (10/01/2029)0.55%
64. 6.65% Indian Railway Finance Corporation Limited (20/05/2030)0.55%
65. 7.23% Bank of Baroda (16/01/2035)0.55%
66. Government of India (07/07/2040)0.54%
67. ICICI Bank Limited (27/01/2027)0.54%
68. Punjab National Bank (09/02/2027)0.54%
69. Indian Bank (09/02/2027)0.54%
70. Small Industries Development Bank of India (05/02/2027)0.54%
71. Kotak Mahindra Bank Limited (12/02/2027)0.54%
72. 7.04% National Bank for Financing Infrastructure and Dev (07/04/2035)0.54%
73. HDFC Bank Limited (24/02/2027)0.53%
74. National Bank for Financing Infrastructure and Dev (04/03/2027)0.53%
75. Punjab National Bank (04/03/2027)0.53%
76. ICICI Bank Limited (08/03/2027)0.53%
77. ICICI Bank Limited (25/03/2027)0.53%
78. 7.71% LIC Housing Finance Limited (09/05/2033)0.50%
79. 7.45% Bharti Telecom Limited (15/12/2028)0.44%
80. Government of India (11/05/2036)0.43%
81. 7.83% Bajaj Housing Finance Limited (18/05/2029)0.42%
82. 7.77% HDFC Bank Limited (28/06/2027)0.39%
83. 7.36% ICICI Home Finance Company Limited (02/05/2030)0.39%
84. 7.86% HDFC Bank Limited (02/12/2032)0.34%
85. 7.46% REC Limited (30/06/2028)0.34%
86. State Government Securities (04/03/2034)0.33%
87. Government of India (06/11/2073)0.33%
88. 7.62% Tata Capital Limited (08/04/2030)0.33%
89. 7.20% Knowledge Realty Trust (26/09/2028)0.32%
90. 0% GOI - 22AUG28 STRIPS0.31%
91. Government of India (15/10/2033)0.30%
92. State Government Securities (29/03/2032)0.29%
93. State Government Securities (25/03/2032)0.28%
94. 7.83% Small Industries Development Bank of India (24/11/2028)0.28%
95. 7.46% Indian Railway Finance Corporation Limited (18/06/2029)0.28%
96. 7.44% REC Limited (29/02/2028)0.28%
97. 7.68% Small Industries Development Bank of India (10/09/2027)0.28%
98. 7.79% Small Industries Development Bank of India (19/04/2027)0.28%
99. 7.66% National Bank for Financing Infrastructure and Dev (16/06/2036)0.28%
100. 7.14% Export Import Bank of India (13/12/2029)0.28%
101. 7.59% REC Limited (31/05/2027)0.28%
102. 7.66% Bajaj Housing Finance Limited (20/03/2028)0.28%
103. 8.07% SMFG India Home Finance Company Limited (10/09/2027)0.28%
104. 7.12% Export Import Bank of India (27/06/2030)0.28%
105. 7.15% Power Finance Corporation Limited (08/09/2027)0.28%
106. 6.95% REC Limited (18/02/2028)0.28%
107. 7.01% National Bank For Agriculture and Rural Development (16/03/2029)0.28%
108. 6.66% National Bank For Agriculture and Rural Development (12/10/2028)0.28%
109. Government of India (22/04/2064)0.27%
110. 7.15% National Bank for Financing Infrastructure and Dev (28/03/2035)0.27%
111. Small Industries Development Bank of India (14/01/2027)0.27%
112. Indian Bank (22/01/2027)0.27%
113. Small Industries Development Bank of India (04/02/2027)0.27%
114. HDFC Bank Limited (15/02/2027)0.27%
115. Kotak Mahindra Bank Limited (09/03/2027)0.27%
116. Punjab National Bank (09/03/2027)0.27%
117. Canara Bank (11/03/2027)0.27%
118. Union Bank of India (15/03/2027)0.27%
119. Union Bank of India (16/03/2027)0.27%
120. 7.28% Indian Railway Finance Corporation Limited (14/02/2040)0.27%
121. 7.95% HDB Financial Services Limited (04/06/2035)0.27%
122. Government of India (06/10/2035)0.26%
123. 7.38% REC Limited (28/02/2029)0.26%
124. 0% GOI - 06MAY30 STRIPS0.25%
125. 8.45% Indian Railway Finance Corporation Limited (04/12/2028)0.23%
126. 8.01% REC Limited (24/03/2028)0.23%
127. 7.65% Power Finance Corporation Limited (22/11/2027)0.23%
128. 0% GOI - 16JUN30 STRIPS0.22%
129. India Universal Trust AL1 (20/09/2030)0.21%
130. 7.96% Pipeline Infrastructure Limited (11/03/2028)0.18%
131. Government of India (15/04/2039)0.17%
132. 7.77% LIC Housing Finance Limited (11/08/2028)0.17%
133. 7.90% Mahindra & Mahindra Financial Services Limited (30/08/2027)0.16%
134. 0% GOI - 15OCT34 STRIPS0.16%
135. 0% GOI - 16JUN28 STRIPS0.15%
136. 0% GOI - 12MAR28 STRIPS0.15%
137. 0% GOI - 22AUG29 STRIPS0.14%
138. Government of India (18/08/2055)0.12%
139. 8.55% Indian Railway Finance Corporation Limited (21/02/2029)0.12%
140. 8.50% National Bank For Agriculture and Rural Development (27/02/2029)0.12%
141. Siddhivinayak Securitisation Trust 2025-1 (28/09/2030)0.12%
142. 0% GOI - 15APR36 STRIPS0.12%
143. State Government Securities (25/02/2041)0.11%
144. 7.39% Indian Railway Finance Corporation Limited (15/07/2034)0.11%
145. 0% GOI - 15OCT36 STRIPS0.11%
146. 0% GOI - 15APR37 STRIPS0.11%
147. 0% GOI - 19MAR28 STRIPS0.11%
148. 0% GOI - 17JUN27 STRIPS0.11%
149. 0% GOI - 15OCT37 STRIPS0.10%
150. 0% GOI - 12SEP28 STRIPS0.10%
151. 0% GOI - 15APR38 STRIPS0.10%
152. Government of India (23/05/2036)0.09%
153. 8.85% Power Grid Corporation of India Limited (19/10/2026)0.09%
154. India Universal Trust AL1 (20/06/2027)0.09%
155. 0% GOI - 22OCT29 STRIPS0.09%
156. India Universal Trust Al2 (21/11/2030)0.08%
157. 0% GOI - 15APR39 STRIPS0.07%
158. 7.99% National Bank For Agriculture and Rural Development (02/02/2033)0.06%
159. 8.13% Power Grid Corporation of India Limited (25/04/2028)0.06%
160. 7.84% HDFC Bank Limited (16/12/2032)0.06%
161. 8.13% Power Grid Corporation of India Limited (25/04/2027)0.06%
162. 7.85% LIC Housing Finance Limited (18/08/2032)0.06%
163. 8.01% Tata Capital Limited (21/07/2034)0.06%
164. 7.44% Small Industries Development Bank of India (04/09/2026)0.06%
165. 7.89% Bajaj Housing Finance Limited (08/09/2032)0.06%
166. India Universal Trust Al2 (21/11/2027)0.06%
167. 0% GOI - 15OCT39 STRIPS0.06%
168. State Government Securities (28/11/2028)0.05%
169. 0% GOI - 16DEC28 STRIPS0.05%
170. 0% GOI - 17JUN29 STRIPS0.05%
171. 0% GOI - 16DEC29 STRIPS0.05%
172. Government of India (12/06/2063)0.04%
173. 0% GOI - 22FEB31 STRIPS0.04%
174. 0% GOI - 22AUG31 STRIPS0.04%
175. Government of India (18/05/2066)0.03%
176. Government of India (20/03/2029)0.02%
177. State Government Securities (30/03/2050)0.02%
178. State Government Securities (29/03/2033)0.02%
179. 7.68% Small Industries Development Bank of India (10/08/2027)0.02%
180. Government of India (25/11/2074)0.01%
181. Government of India (23/10/2028)0.01%
182. India Universal Trust Al2 (21/11/2026)0.01%
183. 0% GOI - 15JUN29 STRIPS0.01%
184. 0% GOI - 01JUN29 STRIPS0.01%
185. Government of India (18/04/2029)0.00%
186. India Universal Trust AL1 (20/09/2026)0.00%
187. 0% GOI - 12MAR29 STRIPS0.00%
188. 0% GOI - 16JUN27 STRIPS0.00%

1. State Government Securities (11/08/2035)0.73%
2. State Government Securities (14/02/2039)0.60%
3. State Government Securities (12/01/2035)0.44%
4. State Government Securities (08/11/2033)0.28%
5. State Government Securities (03/09/2035)0.28%
6. State Government Securities (25/11/2030)0.28%
7. State Government Securities (27/12/2035)0.22%
8. State Government Securities (30/04/2037)0.16%
9. State Government Securities (03/12/2034)0.09%
10. State Government Securities (27/03/2036)0.02%
11. State Government Securities (14/09/2032)0.02%
12. State Government Securities (27/03/2040)0.02%
13. State Government Securities (16/09/2029)0.01%
14. State Government Securities (15/04/2030)0.01%
15. State Government Securities (21/10/2028)0.01%
16. State Government Securities (24/08/2032)0.01%
17. State Government Securities (04/02/2043)0.00%
18. State Government Securities (27/03/2038)0.00%

1. 8.30% REC Limited (25/03/2029)0.58%
2. 7.70% REC Limited (12/12/2027)0.28%

1. 7.43% National Bank For Agriculture and Rural Development (31/01/2030)0.01%

1. 7.49% National Highways Authority of India (01/08/2029)0.01%

1. Government of India (08/01/2028)0.00%

About Fund Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth managed by Aditya Birla Sun Life Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹8,916 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.65. Under the expert guidance of Kaustubh Gupta ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Kaustubh Gupta

Mr. Kaustubh has done CA, B.Com. He has over 5 years of experience. Prior to joining BSLAMC, he worked with ICICI Bank Limited as Money Market Manager managing liquidity.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
Edelweiss Banking and PSU Debt Fund Growth13080.84 CR0.73
Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth08915.9 CR0.65
Kotak Banking and PSU Debt Fund - Growth55018.43 CR0.75
ICICI Prudential Banking and PSU Debt Fund Growth58643.55 CR0.73
Fund Name1Y3Y
This FundEdelweiss Banking and PSU Debt Fund Growth4.001321.8266
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth4.538221.9098
This FundKotak Banking and PSU Debt Fund - Growth5.344523.46
This FundICICI Prudential Banking and PSU Debt Fund Growth5.531223.5069

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth FAQs

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth is 0.65. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth’s fund performance is as follows:
  • 1 Month : 1.41%
  • 6 Months : 2.25%
  • 1 Year : 4.54%
  • 3 Years : 6.83%
Returns of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth are updated daily based on NAV of ₹ 576.6893 as on Jun 19,2026. Since inception, the return has been 21.91%.

You can invest in Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth is ₹8,916 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.