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Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth Return

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Showing Funds Performance since Sep 07, 2020

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth Fund Overview

Min. investment

SIP ₹0 & Lump. ₹1000

AUM (Fund size)

₹8,820 Cr

Lock In Period

N/A

Expense Ratio

0.65

Exit Load

Nil

Benchmark

Nifty Banking & PSU Debt Index A-II

Summary

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth NAV is ₹576.6893 as of 22 Jun, 2026. Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth has delivered 21.96% returns since its launch. The minimum SIP investment amount in Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth is ₹0. The AUM of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth is ₹8,820 Cr. The expense ratio of the fund is 0.65%, and its benchmark is Nifty Banking & PSU Debt Index A-II. The current exit load of the fund is Nil. In the last 1M months, Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth has delivered 1.43% returns.

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M1.430.802.46
6M2.252.115.84
1Y4.404.869.60
3Y6.8414.6128.10

Portfolio Analysis

  • Equity:
  • Debt: 99.73%
  • Others
As on: 2026-05-31
View allocation % by

1. 7.48% National Bank For Agriculture and Rural Development (15/09/2028)4.56%
2. Clearing Corporation of India Limited2.97%
3. 6.58% Indian Railway Finance Corporation Limited (30/05/2030)2.18%
4. 7.56% REC Limited (31/08/2027)2.15%
5. 8.00% HDFC Bank Limited (27/07/2032)2.04%
6. HDFC Bank Limited (15/02/2027)1.88%
7. 7.82% Bajaj Finance Limited (31/01/2034)1.86%
8. 7.42% State Bank of India (29/08/2039)1.79%
9. Net Receivables / (Payables)1.73%
10. 7.60% Power Finance Corporation Limited (13/04/2029)1.69%
11. Indian Bank (22/01/2027)1.62%
12. Punjab National Bank (28/01/2027)1.62%
13. Shivshakti Securitisation Trust 2025-1 (28/09/2029)1.60%
14. 7.79% Small Industries Development Bank of India (14/05/2027)1.40%
15. 7.27% Power Finance Corporation Limited (15/10/2031)1.39%
16. 7.03% National Bank for Financing Infrastructure and Dev (08/04/2030)1.38%
17. Small Industries Development Bank of India (04/02/2027)1.34%
18. Punjab National Bank (10/02/2027)1.34%
19. Small Industries Development Bank of India (18/02/2027)1.34%
20. 7.30% Bharti Telecom Limited (01/12/2027)1.34%
21. National Bank For Agriculture and Rural Development (17/03/2027)1.17%
22. 7.64% National Bank For Agriculture and Rural Development (06/12/2029)1.13%
23. Small Industries Development Bank of India (26/02/2027)1.12%
24. 7.93% Bajaj Finance Limited (02/05/2034)1.12%
25. 7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034)1.12%
26. 6.47% Indian Railway Finance Corporation Limited (30/05/2028)1.11%
27. State Government Securities (04/09/2034)1.11%
28. Indian Bank (03/02/2027)1.08%
29. Punjab National Bank (05/02/2027)1.08%
30. HDFC Bank Limited (12/03/2027)1.07%
31. ICICI Bank Limited (19/03/2027)1.07%
32. Government of India (15/04/2065)1.07%
33. 7.34% REC Limited (30/04/2030)1.06%
34. Government of India (11/05/2036)1.02%
35. 6.60% REC Limited (30/06/2027)0.95%
36. 7.77% REC Limited (31/03/2028)0.85%
37. 7.34% Small Industries Development Bank of India (26/02/2029)0.84%
38. State Government Securities (25/03/2031)0.84%
39. Union Bank of India (15/09/2026)0.83%
40. 6.85% National Bank For Agriculture and Rural Development (19/01/2029)0.83%
41. Indian Bank (05/02/2027)0.81%
42. Export Import Bank of India (01/03/2027)0.80%
43. HDFC Bank Limited (09/03/2027)0.80%
44. 7.70% National Bank For Agriculture and Rural Development (30/09/2027)0.74%
45. 7.40% Bharti Telecom Limited (01/02/2029)0.72%
46. 6.80% National Housing Bank (02/04/2032)0.68%
47. 7.53% National Bank For Agriculture and Rural Development (24/03/2028)0.68%
48. 7.40% National Bank For Agriculture and Rural Development (29/04/2030)0.67%
49. Government of India (06/10/2035)0.64%
50. Union Bank of India (03/06/2026)0.57%
51. Canara Bank (03/06/2026)0.57%
52. Bank of Baroda (04/06/2026)0.57%
53. Bank of Baroda (15/06/2026)0.57%
54. 7.42% Tata Capital Limited (21/02/2029) (FRN)0.57%
55. 8.05% Tata Capital Housing Finance Limited (18/06/2029)0.57%
56. 7.75% Small Industries Development Bank of India (10/06/2027)0.57%
57. 7.97% Tata Capital Limited (19/07/2028)0.56%
58. 7.55% Poonawalla Fincorp Limited (25/03/2027)0.56%
59. 7.60% Poonawalla Fincorp Limited (28/05/2027)0.56%
60. 7.2324% Kotak Mahindra Investments Limited (26/05/2028)0.56%
61. 7.10% National Bank For Agriculture and Rural Development (29/03/2029)0.56%
62. 6.74% Small Industries Development Bank of India (10/01/2029)0.55%
63. Axis Bank Limited (17/12/2026)0.54%
64. ICICI Bank Limited (27/01/2027)0.54%
65. Punjab National Bank (09/02/2027)0.54%
66. Small Industries Development Bank of India (05/02/2027)0.54%
67. Indian Bank (09/02/2027)0.54%
68. Kotak Mahindra Bank Limited (12/02/2027)0.54%
69. Bank of Baroda (12/02/2027)0.54%
70. HDFC Bank Limited (24/02/2027)0.54%
71. National Bank for Financing Infrastructure and Dev (04/03/2027)0.54%
72. Punjab National Bank (04/03/2027)0.54%
73. ICICI Bank Limited (08/03/2027)0.54%
74. 7.23% Bank of Baroda (16/01/2035)0.54%
75. 7.04% National Bank for Financing Infrastructure and Dev (07/04/2035)0.54%
76. Punjab National Bank (12/03/2027)0.53%
77. ICICI Bank Limited (25/03/2027)0.53%
78. 7.71% LIC Housing Finance Limited (09/05/2033)0.50%
79. National Bank For Agriculture and Rural Development (14/01/2027)0.49%
80. 7.39% Indian Railway Finance Corporation Limited (15/07/2034)0.44%
81. 7.45% Bharti Telecom Limited (15/12/2028)0.44%
82. 6.78% Indian Railway Finance Corporation Limited (30/04/2030)0.41%
83. 7.77% HDFC Bank Limited (28/06/2027)0.40%
84. 7.36% ICICI Home Finance Company Limited (02/05/2030)0.39%
85. 7.86% HDFC Bank Limited (02/12/2032)0.34%
86. 7.46% REC Limited (30/06/2028)0.34%
87. 7.62% Tata Capital Limited (08/04/2030)0.33%
88. State Government Securities (04/03/2034)0.33%
89. Government of India (06/11/2073)0.33%
90. 7.20% Knowledge Realty Trust (26/09/2028)0.32%
91. 0% GOI - 22AUG28 STRIPS0.31%
92. 0% GOI - 15OCT33 STRIPS0.30%
93. State Government Securities (29/03/2032)0.29%
94. 7.79% Small Industries Development Bank of India (19/04/2027)0.28%
95. 7.68% Small Industries Development Bank of India (10/09/2027)0.28%
96. 7.59% REC Limited (31/05/2027)0.28%
97. 8.07% SMFG India Home Finance Company Limited (10/09/2027)0.28%
98. 7.44% REC Limited (29/02/2028)0.28%
99. 7.15% Power Finance Corporation Limited (08/09/2027)0.28%
100. 7.44% Power Finance Corporation Limited (15/01/2030)0.28%
101. 6.95% REC Limited (18/02/2028)0.28%
102. 6.52% REC Limited (31/01/2028)0.28%
103. 7.01% National Bank For Agriculture and Rural Development (16/03/2029)0.28%
104. 6.66% National Bank For Agriculture and Rural Development (12/10/2028)0.28%
105. State Government Securities (25/03/2032)0.28%
106. Small Industries Development Bank of India (14/01/2027)0.27%
107. Small Industries Development Bank of India (28/01/2027)0.27%
108. Kotak Mahindra Bank Limited (09/03/2027)0.27%
109. Union Bank of India (16/03/2027)0.27%
110. 7.95% HDB Financial Services Limited (04/06/2035)0.27%
111. 7.15% National Bank for Financing Infrastructure and Dev (28/03/2035)0.27%
112. 7.28% Indian Railway Finance Corporation Limited (14/02/2040)0.27%
113. Government of India (22/04/2064)0.27%
114. 0% GOI - 06MAY30 STRIPS0.25%
115. 8.45% Indian Railway Finance Corporation Limited (04/12/2028)0.23%
116. 8.01% REC Limited (24/03/2028)0.23%
117. 7.65% Power Finance Corporation Limited (22/11/2027)0.23%
118. 0% GOI - 16JUN30 STRIPS0.22%
119. India Universal Trust AL1 (20/09/2030)0.21%
120. State Government Securities (30/03/2050)0.20%
121. 7.96% Pipeline Infrastructure Limited (11/03/2028)0.18%
122. 7.77% LIC Housing Finance Limited (11/08/2028)0.17%
123. 7.14% Export Import Bank of India (13/12/2029)0.17%
124. Government of India (15/04/2039)0.17%
125. 0% GOI - 15OCT34 STRIPS0.16%
126. 7.90% Mahindra & Mahindra Financial Services Limited (30/08/2027)0.16%
127. 0% GOI - 16JUN28 STRIPS0.15%
128. 0% GOI - 12MAR28 STRIPS0.15%
129. 0% GOI - 22AUG29 STRIPS0.14%
130. 0% GOI - 15APR36 STRIPS0.12%
131. Siddhivinayak Securitisation Trust 2025-1 (28/09/2030)0.12%
132. 8.55% Indian Railway Finance Corporation Limited (21/02/2029)0.12%
133. 8.50% National Bank For Agriculture and Rural Development (27/02/2029)0.12%
134. Government of India (18/08/2055)0.12%
135. 0% GOI - 15OCT36 STRIPS0.11%
136. 0% GOI - 15APR37 STRIPS0.11%
137. 0% GOI - 19MAR28 STRIPS0.11%
138. 0% GOI - 17JUN27 STRIPS0.11%
139. State Government Securities (25/02/2041)0.11%
140. 0% GOI - 15OCT37 STRIPS0.10%
141. 0% GOI - 12SEP28 STRIPS0.10%
142. 0% GOI - 15APR38 STRIPS0.10%
143. 0% GOI - 22OCT29 STRIPS0.09%
144. India Universal Trust AL1 (20/05/2027)0.09%
145. 8.85% Power Grid Corporation of India Limited (19/10/2026)0.09%
146. Government of India (23/05/2036)0.09%
147. India Universal Trust Al2 (21/11/2030)0.08%
148. 0% GOI - 15APR39 STRIPS0.07%
149. 0% GOI - 15OCT39 STRIPS0.06%
150. India Universal Trust Al2 (21/11/2027)0.06%
151. 7.99% National Bank For Agriculture and Rural Development (02/02/2033)0.06%
152. 8.13% Power Grid Corporation of India Limited (25/04/2028)0.06%
153. 8.13% Power Grid Corporation of India Limited (25/04/2027)0.06%
154. 7.84% HDFC Bank Limited (16/12/2032)0.06%
155. 7.85% LIC Housing Finance Limited (18/08/2032)0.06%
156. 7.89% Bajaj Housing Finance Limited (08/09/2032)0.06%
157. 8.01% Tata Capital Limited (21/07/2034)0.06%
158. 0% GOI - 16DEC28 STRIPS0.05%
159. 0% GOI - 17JUN29 STRIPS0.05%
160. 0% GOI - 16DEC29 STRIPS0.05%
161. State Government Securities (28/11/2028)0.05%
162. 0% GOI - 22FEB31 STRIPS0.04%
163. 0% GOI - 22AUG31 STRIPS0.04%
164. Government of India (12/06/2063)0.04%
165. 7.68% Small Industries Development Bank of India (10/08/2027)0.02%
166. Government of India (20/03/2029)0.02%
167. State Government Securities (29/03/2033)0.02%
168. 0% GOI - 15JUN29 STRIPS0.01%
169. 0% GOI - 01JUN29 STRIPS0.01%
170. India Universal Trust Al2 (21/11/2026)0.01%
171. Government of India (07/07/2040)0.01%
172. Government of India (25/11/2074)0.01%
173. Government of India (23/10/2028)0.01%
174. Government of India (18/04/2029)0.00%
175. 0% GOI - 12MAR29 STRIPS0.00%
176. 0% GOI - 16JUN27 STRIPS0.00%
177. India Universal Trust AL1 (20/08/2026)0.00%

1. State Government Securities (14/02/2039)0.61%
2. State Government Securities (12/01/2035)0.44%
3. State Government Securities (08/11/2033)0.28%
4. State Government Securities (03/09/2035)0.28%
5. State Government Securities (27/12/2035)0.22%
6. State Government Securities (26/02/2028)0.16%
7. State Government Securities (30/04/2037)0.16%
8. State Government Securities (03/12/2034)0.09%
9. State Government Securities (27/03/2040)0.02%
10. State Government Securities (27/03/2036)0.02%
11. State Government Securities (14/09/2032)0.02%
12. State Government Securities (16/09/2029)0.01%
13. State Government Securities (15/04/2030)0.01%
14. State Government Securities (21/10/2028)0.01%
15. State Government Securities (24/08/2032)0.01%
16. State Government Securities (04/02/2043)0.00%
17. State Government Securities (27/03/2038)0.00%

1. 7.70% REC Limited (12/12/2027)0.28%

1. 7.49% National Highways Authority of India (01/08/2029)0.01%

1. 7.43% National Bank For Agriculture and Rural Development (31/01/2030)0.01%

1. Government of India (08/01/2028)0.00%

About Fund Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth managed by Aditya Birla Sun Life Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹8,820 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.65. Under the expert guidance of Kaustubh Gupta ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Kaustubh Gupta

Mr. Kaustubh has done CA, B.Com. He has over 5 years of experience. Prior to joining BSLAMC, he worked with ICICI Bank Limited as Money Market Manager managing liquidity.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
Axis Banking & PSU Debt Fund Growth312219.33 CR0.62
Aditya Birla Sun Life Banking & PSU Debt Fund Growth48819.87 CR0.73
Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth08819.87 CR0.65
Kotak Banking and PSU Debt Fund - Growth55008.73 CR0.75
ICICI Prudential Banking and PSU Debt Fund Growth58943.23 CR0.73
Fund Name1Y3Y
This FundAxis Banking & PSU Debt Fund Growth4.853821.9435
This FundAditya Birla Sun Life Banking & PSU Debt Fund Growth4.395221.962
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth4.395321.9626
This FundKotak Banking and PSU Debt Fund - Growth4.958822.9208
This FundICICI Prudential Banking and PSU Debt Fund Growth5.194723.0624

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth FAQs

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth is 0.65. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth’s fund performance is as follows:
  • 1 Month : 1.43%
  • 6 Months : 2.25%
  • 1 Year : 4.40%
  • 3 Years : 6.84%
Returns of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth are updated daily based on NAV of ₹ 576.6893 as on Jun 19,2026. Since inception, the return has been 21.96%.

You can invest in Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth is ₹8,820 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.