
Svatantra Microfin IPO
SVATANTRA
Open Date
To be announced
Close Date
To be announced
Price Range
To be announced
Min Investment
To be announced
Lot Size
To be announced
Listing at
NSE/BSE
Issue Size
To be announced
IPO Document
Free Demat with Zero AMC*
+ Free 1st Year AMC
About Svatantra Microfin LTD IPO
Incorporated in 2012, Svatantra Microfin Limited operates as an NBFC-MFI serving low-income and underserved communities across India. Its lending portfolio is primarily built around group-based microfinance loans, with women from rural and semi-urban areas forming a significant part of its borrower base. The company also offers individual credit products and, through its subsidiary Svatantra Micro Housing Finance Corporation Limited (SMHFCL), provides secured housing finance.
The company has built a pan-India microfinance network supported by a technology-enabled and phygital operating model covering borrower acquisition, credit underwriting, loan disbursement and collections. As of March 31, 2026, the company had 16,583 field officers, including 15,575 serving its microfinance business.
Svatantra follows a borrower-focused approach supported by disciplined credit underwriting, geographic diversification and established collection mechanisms. As of March 31, 2026, the company had 16,583 field officers, including 15,575 in its microfinance business.
The company benefits from established lender relationships and access to multiple sources of funding.
Incorporated in 2012, Svatantra Microfin Limited operates as an NBFC-MFI serving low-income and underserved communities across India. Its lending portfolio is primarily built around group-based microfinance loans, with women from rural and semi-urban areas forming a significant part of its borrower base. The company also offers individual credit products and, through its subsid
Svatantra Microfin IPO Subscription Breakdown
| Investory Category | Subscription Percentage | Amount Raised (₹ Crores) |
|---|---|---|
| Qualified Institutional Buyers (QIBs) | 50% | -- |
| Non-Institutional Investors (NIIs) | 15% | -- |
| Retail Individual Investors (RIIs) | 35% | -- |
Svatantra Microfin IPO Strengths & Weaknesses
Ranked as the second-largest NBFC-MFI in India by microfinance AUM as of March 31, 2026.
Operates across 23 states and union territories and 446 districts, providing a diversified operating footprint.
Follows disciplined credit underwriting and established collection practices to manage credit risks.
Established lender relationships and access to diversified sources of funding.
Uses a technology-enabled and phygital model across customer acquisition, credit assessment, loan disbursement and collections.
The microfinance industry is exposed to higher credit and collection risks, which could lead to increased write-offs and lower collection efficiency.
Higher NPAs or provisions could adversely affect profitability and financial performance. Gross Stage 3 Ratio stood at 1.37% as of March 31, 2026.
Interest income contributed 90.82% of total revenue from operations in FY2026. Changes in interest rates could affect net interest income and margins.
Any disruption in the company's funding sources could constrain lending activity and adversely affect liquidity and financial performance.
Svatantra Microfin IPO Important Dates & Issue Details
| Allotment Date | Listing Date | Refund Date |
|---|---|---|
| -- | -- | -- |
| Issue Composition: | |
|---|---|
| Face Value | ₹10 per share |
| Total Issue Size | 0 shares (aggregating up to To be announced) |
| Fresh Issue | 0 shares (aggregating up to To be announced) |
| Offer for Sale | 0 shares of ₹10 (aggregating up to To be announced) |
| Issue Type | Book Building IPO |
| Post-Issue Shareholding Pattern: | |
|---|---|
| Pre-Issue Shareholding | 100 shares |
| Post-Issue Shareholding | 0 shares |
Svatantra Microfin IPO Lot Size and Investment Details
| Minimum Lot Size | -- |
| Maximum Lot Size (Retail) | -- |
The lot size of Svatantra Microfin ipo has been designed to ensure broad participation while maintaining optimal price discovery.
How to Apply for Svatantra Microfin IPO
- Log in to your Choice account
- Select IPO
- Enter the number of lots and your price
- Verify UPI ID
- Complete the transaction on your UPI app
Svatantra Microfin IPO Contact & Registrar Details
Contact Details
Address
Sunshine Tower, Level 20 Senapati Bapat Marg Elphinstone Road Mumbai
Phone Number
Registrar Details
Registrar Name
MUFG Intime India Pvt.Ltd.
Phone Number
Svatantra Microfin Lead Manager(s)
| Book Running Lead Manager(s) |
|---|
| Axis Capital Ltd. | Avendus Capital Pvt.Ltd. | IIFL Capital Services Ltd. | Kotak Mahindra Capital Co.Ltd. | SBI Capital Markets Ltd. |