About PhonePe IPO

PhonePe Ltd is a technology company focused on building digital platforms that enable large-scale adoption across India. It operates a broad ecosystem spanning payment services, digital distribution, and financial services to simplify the flow of money and improve users' access to goods and services.

Platforms & Offerings 

PhonePe operates through three key digital platforms:

  • PhonePe Platform: Serves both consumers and merchants, offering digital payments, merchant transactions, and the distribution of lending and insurance products.

  • Share.Market: A digital investment platform that provides access to equity trading, ETFs, futures & options, mutual funds, and curated investment options like WealthBaskets.

  • Indus Appstore: An Android-based app marketplace that allows users to discover, download, and manage apps and games across multiple categories.

         Scale & Reach

As of March 31, 2025 (as per the Redseer Report):

  • The platform had 618.40 million registered users, covering about 43% of India’s population

  • It had 44.87 million registered merchants, representing around 77–80% of India’s estimated 56–58 million merchant base

PhonePe’s services are designed to drive digital adoption across Tier-1, Tier-2, and Tier-3+ cities, supported by India’s growing digital infrastructure.

PhonePe IPO Subscription Breakdown

Investory CategorySubscription PercentageAmount Raised (₹ Crores)
Qualified Institutional Buyers (QIBs)75%--
Non-Institutional Investors (NIIs)10%--
Retail Individual Investors (RIIs)15%--

PhonePe IPO Financial Highlights

PhonePe’s total income 0.00 by 0.00% and total expenses 0.00 by 0.00%, resulting in an EBITDA -2,243 by 161.73% and a profit after tax (PAT) 0.00 by 0.00% between March 31, 2025 and March 31, 2026.

Amount in Crores
-2,243
-2,24331 March 2026
-857
-85731 March 2025
-336
-33631 March 2024

2,243

2,019

1,794

1,570

1,346

1,122

897

673

449

224

0.00

EBITDA

PhonePe IPO Strengths & Weaknesses

  • Long-term and strategic focus on building new business verticals

  • Experienced leadership team with emphasis on governance and culture

  • Strong technology backbone with proprietary systems and capabilities

  • Widely trusted brand with a strong presence across India

  • Leadership position in high-frequency digital payments

  • Scalable operating model balancing growth

  • diversification

  • and performance

PhonePe IPO Important Dates & Issue Details

Allotment DateListing DateRefund Date
------
Issue Composition:
Face Value1 per share
Total Issue Size0 shares (aggregating up to To be announced)
Fresh Issue0 shares (aggregating up to To be announced)
Offer for Sale0 shares of ₹1 (aggregating up to To be announced)
Issue TypeBook building
Post-Issue Shareholding Pattern:
Pre-Issue Shareholding shares
Post-Issue Shareholding0 shares

PhonePe IPO Lot Size and Investment Details

Minimum Lot Size--
Maximum Lot Size (Retail)--

The lot size of PhonePe ipo has been designed to ensure broad participation while maintaining optimal price discovery.

How to Apply for PhonePe IPO

  1. Log in to your Choice account
  2. Select IPO
  3. Enter the number of lots and your price
  4. Verify UPI ID
  5. Complete the transaction on your UPI app

PhonePe IPO Contact & Registrar Details

Contact Details

Address

Address

Office-2, Floor 5, Wing A, Block A, Salarpuria Softzone, Bellandur Village, Bangalore

Phone Number

Phone Number

+91 80 6910 470

Registrar Details

Address

Registrar Name

Kfin Technologies Ltd.

Phone Number

Phone Number

+91 04067162222

Optivalue Tek Consulting Ltd IPO Lead Manager(s)

Book Running Lead Manager(s)
Kotak Mahindra Capital Co.Ltd | JP Morgan India Pvt.Ltd | Citigroup Global Markets India Pvt.Ltd.

PhonePe IPO FAQs

The minimum lot size is shares with a price band of ₹ to ₹ per share, requiring a minimum investment of ₹.

Check allotment status on the registrar's website using PAN number or application number after the PhonePe IPO allotment date.

The listing date of PhonePe IPO is scheduled for -- on NSE/BSE.

Investment decisions should be based on your risk appetite, financial goals, and a thorough analysis of the company's fundamentals and growth prospects.

Consider factors like company fundamentals, valuation, market conditions, and your investment portfolio before making any investment decision.

You can PhonePe IPO apply online through your broker's trading platform, mobile app, or through the ASBA facility via internet banking.

The PhonePe IPO allotment date and listing date are --and --, respectively.

Yes, you can apply through your bank's internet banking portal. The funds will remain in your account until allotment, and no need for separate IPO funding.