About OnEMI Technology Solutions IPO
Incorporated in 2016, OnEMI Technology Solutions Ltd. is a technology-driven lending platform in India that provides digital credit solutions for personal and business financing needs through its mobile-based ecosystem.
The company operates under the brands “Kissht,” a digital lending platform, and “Ring,” a payments application. Through these platforms, OnEMI offers EMI-based payment solutions and consumer credit services to both online and offline merchants. Its NBFC partner, Si Creva Capital Services, manages functions such as loan disbursement, KYC verification, and EMI collections
Products & Services
Digital Lending Solutions:
Provides personal loans for salaried and self-employed individuals through a fully digital platform.
Business & MSME Loans:
Offers MSME financing and working capital solutions to support business expansion and operational requirements.
Loan Against Property:
Provides secured lending solutions backed by property assets.
Consumer Credit & EMI Payments:
Enables merchants and customers with seamless EMI-based payment and financing options.
Operations & Customer Base
As of December 31, 2025, the company had 63.73 million registered users and had served 11.17 million customers across its lending and payments ecosystem.
As of the same date, the company’s assets under management (AUM) stood at ?59,557.53 million
OnEMI Technology Solutions IPO Subscription Breakdown
| Investory Category | Subscription Percentage | Amount Raised (₹ Crores) |
|---|---|---|
| Qualified Institutional Buyers (QIBs) | 25% | 99,40,562.5 crores |
| Non-Institutional Investors (NIIs) | 25% | 99,40,562.5 crores |
| Retail Individual Investors (RIIs) | 50% | 1,98,81,125 crores |
OnEMI Technology Solutions IPO Financial Highlights
No Data Found
OnEMI Technology Solutions IPO Strengths & Weaknesses
Large customer base supported by a diversified acquisition strategy
Strong focus on risk management and asset quality
Access to diversified and scalable funding sources
Cloud-native and AI-enabled technology infrastructure
Experienced founders and leadership team backed by reputed investors
OnEMI Technology Solutions IPO Important Dates & Issue Details
| Allotment Date | Listing Date | Refund Date |
|---|---|---|
| 06 May '26 | -- | 07 May '26 |
| Issue Composition: | |
|---|---|
| Face Value | ₹1 per share |
| Total Issue Size | 3,97,62,250 shares (aggregating up to ₹14,877 crores) |
| Fresh Issue | 850 shares (aggregating up to ₹850 crores) |
| Offer for Sale | 76 shares of ₹1 (aggregating up to ₹76 crores) |
| Issue Type | Book building |
| Post-Issue Shareholding Pattern: | |
|---|---|
| Pre-Issue Shareholding | 30.89 shares |
| Post-Issue Shareholding | 0 shares |
OnEMI Technology Solutions IPO Lot Size and Investment Details
| Minimum Lot Size | -- |
| Maximum Lot Size (Retail) | -- |
The lot size of OnEMI Technology Solutions ipo has been designed to ensure broad participation while maintaining optimal price discovery.
How to Apply for OnEMI Technology Solutions IPO
- Log in to your Choice account
- Select IPO
- Enter the number of lots and your price
- Verify UPI ID
- Complete the transaction on your UPI app
OnEMI Technology Solutions IPO Contact & Registrar Details
Contact Details
Address
10th Floor Tower 4 Equinox Park L B S Marg Mumbai
Phone Number
Website
Registrar Details
Registrar Name
Kfin Technologies Ltd
Phone Number
Optivalue Tek Consulting Ltd IPO Lead Manager(s)
| Book Running Lead Manager(s) |
|---|
| JM Financial Ltd | HSBC Securities and Capital Markets (India) Pvt Ltd | Nuvama Wealth Management Ltd |