
Muthoot FinCorp IPO
MUTHOOT
Open Date
To be announced
Close Date
To be announced
Price Range
To be announced
Min Investment
To be announced
Lot Size
To be announced
Listing at
NSE/BSE
Issue Size
To be announced
IPO Document
Free Demat with Zero AMC*
+ Free 1st Year AMC
About Muthoot FinCorp LTD IPO
Incorporated in 1997, Muthoot FinCorp Limited is a diversified, middle-layer non-banking financial company (NBFC) and the flagship company of the Muthoot Pappachan Group. The Company is primarily engaged in providing financial services, with its gold loan business serving as its core offering.
The Company has diversified beyond gold loans into business loans, loans against property, supply chain financing and other lending products. Through its subsidiaries and other businesses, it also offers microfinance, housing finance, insurance distribution, wealth services, payments and remittance services.
The Company follows a customer-focused, omnichannel “phygital” business model, supported by technology-enabled underwriting, digital KYC, customer servicing and collection capabilities.
As of March 31, 2026, the Company operated 3,781 branches across 25 states and Union Territories. It also offers digital financial services through Muthoot FinCorp ONE, its digital platform, which enables customers to access lending, investment, insurance, payments, remittance and other financial services.
The company offers multiple gold loan products designed to cater to different customer requirements. Its product portfolio also includes everyday-instalment business loans, while its digital platform enables services such as gold loans, MSME loans, digital gold, non-convertible debentures, insurance, payments and foreign exchange.
As of March 31, 2026, Muthoot FinCorp had 29,505 employees, including 65 contracted experts, supporting its operations across branch business, sales, risk and audit, collections, operations, technology, product and support functions.
Incorporated in 1997, Muthoot FinCorp Limited is a diversified, middle-layer non-banking financial company (NBFC) and the flagship company of the Muthoot Pappachan Group. The Company is primarily engaged in providing financial services, with its gold loan business serving as its core offering. The Company has diversified beyond gold loans into business loans, loans against prop
Muthoot FinCorp IPO Subscription Breakdown
| Investory Category | Subscription Percentage | Amount Raised (₹ Crores) |
|---|---|---|
| Qualified Institutional Buyers (QIBs) | 50% | -- |
| Non-Institutional Investors (NIIs) | 15% | -- |
| Retail Individual Investors (RIIs) | 35% | -- |
Muthoot FinCorp IPO Strengths & Weaknesses
It has a diversified portfolio offering gold loans, business loans, loans against property, supply chain financing and digital lending products.
Combines a wide branch network with digital channels to provide accessible and convenient financial services.
Serves retail households, MSMEs, small business owners, farmers, salaried individuals and self-employed customers.
Over two decades of experience in the gold loan business, supported by a large branch network and customer base.
Backed by the Muthoot Pappachan Group and an experienced management team with financial-services expertise.
A significant portion of the Company's AUM comprises gold loans, making it vulnerable to fluctuations in gold prices.
The Company and its subsidiaries are subject to RBI, NHB and other applicable regulations, and non-compliance could result in regulatory action.
Interest rate fluctuations could affect interest income, margins and profitability.
Dependence on borrowings exposes the Company to risks arising from disruptions in accessing or maintaining funding.
Delays or inability to recover collateral or outstanding amounts from defaulted loans could adversely affect financial performance.
Muthoot FinCorp IPO Important Dates & Issue Details
| Allotment Date | Listing Date | Refund Date |
|---|---|---|
| -- | -- | -- |
| Issue Composition: | |
|---|---|
| Face Value | ₹2 per share |
| Total Issue Size | 0 shares (aggregating up to To be announced) |
| Fresh Issue | 0 shares (aggregating up to To be announced) |
| Offer for Sale | 0 shares of ₹2 (aggregating up to To be announced) |
| Issue Type | Book Building IPO |
| Post-Issue Shareholding Pattern: | |
|---|---|
| Pre-Issue Shareholding | 100 shares |
| Post-Issue Shareholding | 0 shares |
Muthoot FinCorp IPO Lot Size and Investment Details
| Minimum Lot Size | -- |
| Maximum Lot Size (Retail) | -- |
The lot size of Muthoot FinCorp ipo has been designed to ensure broad participation while maintaining optimal price discovery.
How to Apply for Muthoot FinCorp IPO
- Log in to your Choice account
- Select IPO
- Enter the number of lots and your price
- Verify UPI ID
- Complete the transaction on your UPI app
Muthoot FinCorp IPO Contact & Registrar Details
Contact Details
Address
Muthoot Centre TC No 27/3022 Punnen Road Thiruvananthapuram
Phone Number
Website
Registrar Details
Registrar Name
Kfin Technologies Ltd.
Phone Number
Muthoot FinCorp Lead Manager(s)
| Book Running Lead Manager(s) |
|---|
| Kotak Mahindra Capital Co.Ltd. | Morgan Stanley India Co.Pvt.Ltd. | JM Financial Ltd. | SBI Capital Markets Ltd. |