About Muthoot FinCorp LTD IPO

Incorporated in 1997, Muthoot FinCorp Limited is a diversified, middle-layer non-banking financial company (NBFC) and the flagship company of the Muthoot Pappachan Group. The Company is primarily engaged in providing financial services, with its gold loan business serving as its core offering. 

The Company has diversified beyond gold loans into business loans, loans against property, supply chain financing and other lending products. Through its subsidiaries and other businesses, it also offers microfinance, housing finance, insurance distribution, wealth services, payments and remittance services. 

The Company follows a customer-focused, omnichannel “phygital” business model, supported by technology-enabled underwriting, digital KYC, customer servicing and collection capabilities. 

As of March 31, 2026, the Company operated 3,781 branches across 25 states and Union Territories. It also offers digital financial services through Muthoot FinCorp ONE, its digital platform, which enables customers to access lending, investment, insurance, payments, remittance and other financial services. 

The company offers multiple gold loan products designed to cater to different customer requirements. Its product portfolio also includes everyday-instalment business loans, while its digital platform enables services such as gold loans, MSME loans, digital gold, non-convertible debentures, insurance, payments and foreign exchange. 

As of March 31, 2026, Muthoot FinCorp had 29,505 employees, including 65 contracted experts, supporting its operations across branch business, sales, risk and audit, collections, operations, technology, product and support functions.

Incorporated in 1997, Muthoot FinCorp Limited is a diversified, middle-layer non-banking financial company (NBFC) and the flagship company of the Muthoot Pappachan Group. The Company is primarily engaged in providing financial services, with its gold loan business serving as its core offering. The Company has diversified beyond gold loans into business loans, loans against prop

Muthoot FinCorp IPO Subscription Breakdown

Investory CategorySubscription PercentageAmount Raised (₹ Crores)
Qualified Institutional Buyers (QIBs)50%--
Non-Institutional Investors (NIIs)15%--
Retail Individual Investors (RIIs)35%--

Muthoot FinCorp IPO Strengths & Weaknesses

  • It has a diversified portfolio offering gold loans, business loans, loans against property, supply chain financing and digital lending products.

  • Combines a wide branch network with digital channels to provide accessible and convenient financial services.

  • Serves retail households, MSMEs, small business owners, farmers, salaried individuals and self-employed customers.

  • Over two decades of experience in the gold loan business, supported by a large branch network and customer base.

  • Backed by the Muthoot Pappachan Group and an experienced management team with financial-services expertise.

Muthoot FinCorp IPO Important Dates & Issue Details

Allotment DateListing DateRefund Date
------
Issue Composition:
Face Value2 per share
Total Issue Size0 shares (aggregating up to To be announced)
Fresh Issue0 shares (aggregating up to To be announced)
Offer for Sale0 shares of ₹2 (aggregating up to To be announced)
Issue TypeBook Building IPO
Post-Issue Shareholding Pattern:
Pre-Issue Shareholding100 shares
Post-Issue Shareholding0 shares

Muthoot FinCorp IPO Lot Size and Investment Details

Minimum Lot Size--
Maximum Lot Size (Retail)--

The lot size of Muthoot FinCorp ipo has been designed to ensure broad participation while maintaining optimal price discovery.

How to Apply for Muthoot FinCorp IPO

  1. Log in to your Choice account
  2. Select IPO
  3. Enter the number of lots and your price
  4. Verify UPI ID
  5. Complete the transaction on your UPI app

Muthoot FinCorp IPO Contact & Registrar Details

Contact Details

Address

Address

Muthoot Centre TC No 27/3022 Punnen Road Thiruvananthapuram

Phone Number

Phone Number

+91 471 491 1550

Registrar Details

Address

Registrar Name

Kfin Technologies Ltd.

Phone Number

Phone Number

+91 04079615565

Muthoot FinCorp Lead Manager(s)

Book Running Lead Manager(s)
Kotak Mahindra Capital Co.Ltd. | Morgan Stanley India Co.Pvt.Ltd. | JM Financial Ltd. | SBI Capital Markets Ltd.

Muthoot FinCorp IPO FAQs

The minimum lot size is shares with a price band of ₹ to ₹ per share, requiring a minimum investment of ₹.

Check allotment status on the registrar's website using PAN number or application number after the Muthoot FinCorp IPO allotment date.

The listing date of Muthoot FinCorp IPO is scheduled for -- on NSE/BSE.

Investment decisions should be based on your risk appetite, financial goals, and a thorough analysis of the company's fundamentals and growth prospects.

Consider factors like company fundamentals, valuation, market conditions, and your investment portfolio before making any investment decision.

You can Muthoot FinCorp IPO apply online through your broker's trading platform, mobile app, or through the ASBA facility via internet banking.

The Muthoot FinCorp IPO allotment date and listing date are --and --, respectively.

Yes, you can apply through your bank's internet banking portal. The funds will remain in your account until allotment, and no need for separate IPO funding.