Muthoot FinCorp IPO
Muthoot FinCorp IPO is heading to the Indian primary market, following the company's submission of its Draft Red Herring Prospectus (DRHP) to SEBI. The issue will be managed by Kotak Mahindra Capital Co.Ltd., Morgan Stanley India Co.Pvt.Ltd., JM Financial Ltd. and SBI Capital Markets Ltd. as the book-running lead managers, while Kfin Technologies Ltd. acts as the registrar. While the official IPO dates, price band, and lot size are yet to be finalized, investors can review the initial Muthoot FinCorp IPO DRHP for comprehensive details.
Free Demat with Zero AMC*
Muthoot FinCorp IPO Subscription Breakdown
| Investory Category | Subscription Percentage | Amount Raised (₹ Crores) |
|---|---|---|
| Qualified Institutional Buyers (QIBs) | 50% | 1,500 crores |
| Non-Institutional Investors (NIIs) | 15% | 450 crores |
| Retail Individual Investors (RIIs) | 35% | 1,050 crores |
About Muthoot FinCorp LTD IPO
Incorporated in 1997, Muthoot FinCorp Limited is a diversified, middle-layer non-banking financial company (NBFC) and the flagship company of the Muthoot Pappachan Group. The Company is primarily engaged in providing financial services, with its gold loan business serving as its core offering.
The Company has diversified beyond gold loans into business loans, loans against property, supply chain financing and other lending products. Through its subsidiaries and other businesses, it also offers microfinance, housing finance, insurance distribution, wealth services, payments and remittance services.
The Company follows a customer-focused, omnichannel “phygital” business model, supported by technology-enabled underwriting, digital KYC, customer servicing and collection capabilities.
As of March 31, 2026, the Company operated 3,781 branches across 25 states and Union Territories. It also offers digital financial services through Muthoot FinCorp ONE, its digital platform, which enables customers to access lending, investment, insurance, payments, remittance and other financial services.
The company offers multiple gold loan products designed to cater to different customer requirements. Its product portfolio also includes everyday-instalment business loans, while its digital platform enables services such as gold loans, MSME loans, digital gold, non-convertible debentures, insurance, payments and foreign exchange.
As of March 31, 2026, Muthoot FinCorp had 29,505 employees, including 65 contracted experts, supporting its operations across branch business, sales, risk and audit, collections, operations, technology, product and support functions.
Muthoot FinCorp IPO Strengths & Weaknesses
It has a diversified portfolio offering gold loans, business loans, loans against property, supply chain financing and digital lending products.
Combines a wide branch network with digital channels to provide accessible and convenient financial services.
Serves retail households, MSMEs, small business owners, farmers, salaried individuals and self-employed customers.
Over two decades of experience in the gold loan business, supported by a large branch network and customer base.
Backed by the Muthoot Pappachan Group and an experienced management team with financial-services expertise.
Muthoot FinCorp IPO Issue Details
| Issue Composition: | |
|---|---|
| Face Value | ₹2 per share |
| Total Issue Size | 3,000 shares (aggregating up to To be announced) |
| Fresh Issue | 1,500 shares (aggregating up to ₹3,000 crores) |
| Offer for Sale | 0 shares of ₹2 (aggregating up to To be announced) |
| Issue Type | Book Building IPO |
| Post-Issue Shareholding Pattern: | |
|---|---|
| Pre-Issue Shareholding | 89.9 shares |
| Post-Issue Shareholding | 0 shares |
Muthoot FinCorp IPO Shares
| Minimum Shares | Maximum Shares |
|---|---|
| -- | -- |
The lot size of Muthoot FinCorp ipo has been designed to ensure broad participation while maintaining optimal price discovery.
How to Apply for Muthoot FinCorp IPO
- Log in to your Choice account
- Select IPO
- Enter the number of lots and your price
- Verify UPI ID
- Complete the transaction on your UPI app
Muthoot FinCorp IPO Contact & Registrar Details
Contact Details
Address
Muthoot Centre TC No 27/3022 Punnen Road Thiruvananthapuram
Phone Number
Website
Registrar Details
Registrar Name
Kfin Technologies Ltd.
Phone Number
Muthoot FinCorp Lead Manager(s)
| Book Running Lead Manager(s) |
|---|
| Kotak Mahindra Capital Co.Ltd. | Morgan Stanley India Co.Pvt.Ltd. | JM Financial Ltd. | SBI Capital Markets Ltd. |
