Kotak Banking and PSU Debt Fund - Growth Return

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This Fund:
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Showing Funds Performance since Sep 07, 2020

Kotak Banking and PSU Debt Fund - Growth Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹4,761 Cr

Lock In Period

N/A

Expense Ratio

0.75

Exit Load

Nil

Benchmark

CRISIL Banking and PSU Debt A-II Index

Kotak Banking and PSU Debt Fund - Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M-0.58-1.362.46
6M1.550.915.01
1Y3.622.779.39
3Y6.6713.1165.09

Portfolio Analysis

  • Equity:
  • Debt: 99.61%
  • Others
As on: 2026-09-30
View allocation % by

1. 7.60% Power Finance Corporation Ltd.6.90%
2. Triparty Repo5.98%
3. 7.37% NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT4.15%
4. 7.70% Power Grid Corporation of India Ltd.3.36%
5. 8.55% HDFC BANK LTD.3.19%
6. 7.36% INDIAN OIL CORPORATION LTD.2.93%
7. Net Current Assets/(Liabilities)2.76%
8. 7.77% REC LTD2.73%
9. 7.83% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA2.62%
10. 7.48% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT2.61%
11. 7.34% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA2.60%
12. 7.59% Power Finance Corporation Ltd.2.10%
13. 7.40% Export-Import Bank of India2.09%
14. 7.62% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT2.09%
15. 6.45% ICICI BANK LTD.2.06%
16. 6.67% NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT2.02%
17. 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.98%
18. 7.40% ICICI BANK LTD.(AT 1 Bonds)1.98%
19. 7.53% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.78%
20. 8.80% Food Corporation of India1.57%
21. 7.71% Central Government - 20661.57%
22. 7.47% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA1.56%
23. 7.39% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA1.55%
24. 7.80% HDFC BANK LTD.1.45%
25. 7.40% Power Grid Corporation of India Ltd.1.36%
26. 8.01% REC LTD1.28%
27. 6.45% REC LTD1.20%
28. 9.00% HDFC BANK LTD.1.07%
29. 7.42% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA1.04%
30. 7.46% INDIAN RAILWAY FINANCE CORPORATION LTD.1.04%
31. 7.37% INDIAN RAILWAY FINANCE CORPORATION LTD.1.04%
32. 7.69% HDFC BANK LTD.1.03%
33. 6.74% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA1.03%
34. 7.05% Mahanagar Telephone Nigam Ltd.1.01%
35. 6.99% ONGC PETRO ADDITIONS LTD.1.01%
36. 6.90% Central Government - 20650.85%
37. 7.70% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT0.53%
38. 7.46% REC LTD0.52%
39. 6.52% REC LTD0.52%
40. 7.65% INDIAN RAILWAY FINANCE CORPORATION LTD.0.10%
41. 7.80% Mahanagar Telephone Nigam Ltd.0.10%
42. 7.64% Power Finance Corporation Ltd.0.02%

1. CANARA BANK4.62%
2. UNION BANK OF INDIA3.07%
3. 6.80% STATE BANK OF INDIA.2.94%
4. BANK OF BARODA1.54%
5. INDIAN BANK1.51%

1. 7.75% Power Finance Corporation Ltd.2.09%
2. 7.70% REC LTD0.53%
3. 9.10% Power Finance Corporation Ltd.0.05%

1. HDFC BANK LTD.1.02%
2. 7.97% HDFC BANK LTD.0.94%

1. 7.63% Maharashtra State Govt - 2035 - Maharashtra0.80%
2. 7.19% Tamil Nadu State Govt - 2033 - Tamil Nadu0.72%
3. 7.18% Maharashtra State Govt - 2033 - Maharashtra0.34%
4. 6.46% Gujarat State Govt - 2030 - Gujarat0.01%
5. 6.98% Gujarat State Govt - 2032 - Gujarat0.01%

1. 7.60% Food Corporation of India1.04%
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About Fund Kotak Banking and PSU Debt Fund - Growth

Kotak Banking and PSU Debt Fund - Growth managed by Kotak Mahindra Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹4,761 Crore. The fund benchmarks its performance against the CRISIL Banking and PSU Debt A-II Index while maintaining an expense ratio of 0.75. Under the expert guidance of Deepak Agrawal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Deepak Agrawal

Mr. Deepak is a Post Graduate in Commerce, Chartered Account, Company Secretary and currently pursuing CFA. His career has started from Kotak AMC when he joined the organization in December 2002 where he was initially in Research, Dealing and then moved into Fund Management from November 2006.

Peer Comparison

Kotak Banking and PSU Debt Fund - Growth FAQs

Kotak Banking and PSU Debt Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Kotak Banking and PSU Debt Fund - Growth is 0.75. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Kotak Banking and PSU Debt Fund - Growth’s fund performance is as follows:
  • 1 Month : -0.58%
  • 6 Months : 1.55%
  • 1 Year : 3.62%
  • 3 Years : 6.67%
Returns of Kotak Banking and PSU Debt Fund - Growth are updated daily based on NAV of ₹ 69.1692 as on Oct 23,2026. Since inception, the return has been 21.37%.

You can invest in Kotak Banking and PSU Debt Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Kotak Banking and PSU Debt Fund - Growth is ₹4,761 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Kotak Banking and PSU Debt Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
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