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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹5,188 Cr

Lock In Period

N/A

Expense Ratio

0.75

Benchmark

CRISIL Banking and PSU Debt A-II Index

Exit Load

Nil

Summary

Latest details for Kotak Banking and PSU Debt Fund - Growth include a ₹68.0448 NAV as of Apr 24,2026 and returns since inception of 22.82%. Minimum investments start at SIP ₹100. The Kotak Banking and PSU Debt Fund - Growth AUM is ₹5,188 Cr, with a lock-in of N/A years, expense ratio of 0.75%, and benchmark CRISIL Banking and PSU Debt A-II Index. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.58% returns, against a category average of 2.33% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.582.332.46
6M1.961.565.84
1Y4.895.409.60
3Y7.0916.4428.10

Portfolio Analysis

  • Equity:
  • Debt: 99.65%
  • Others
As on: 2026-04-15
View allocation % by

1. 7.60% Power Finance Corporation Ltd.6.40%
2. 7.36% INDIAN OIL CORPORATION LTD.3.68%
3. 7.70% Power Grid Corporation of India Ltd.3.11%
4. 8.55% HDFC BANK LTD.2.97%
5. 7.69% REC LTD2.92%
6. 7.83% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA2.62%
7. 7.77% REC LTD2.53%
8. 7.48% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT2.41%
9. 7.34% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA2.41%
10. Triparty Repo1.95%
11. 7.59% Power Finance Corporation Ltd.1.94%
12. 7.62% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.94%
13. 7.40% Export-Import Bank of India1.94%
14. 6.45% ICICI BANK LTD.1.89%
15. 7.40% ICICI BANK LTD.(AT 1 Bonds)1.88%
16. 6.67% NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT1.88%
17. 7.53% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.64%
18. 7.75% HDFC BANK LTD.1.55%
19. 7.14% National Housing Bank1.51%
20. 8.80% Food Corporation of India1.46%
21. 7.70% NUCLEAR POWER CORPORATION OF INDIA LTD.1.46%
22. 7.47% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA1.45%
23. 7.67% LIC HOUSING FINANCE LTD.1.45%
24. 7.39% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA1.44%
25. 7.40% Power Grid Corporation of India Ltd.1.36%
26. 8.01% REC LTD1.19%
27. 6.45% REC LTD1.12%
28. 9.00% HDFC BANK LTD.1.00%
29. 7.46% INDIAN RAILWAY FINANCE CORPORATION LTD.0.97%
30. 7.37% INDIAN RAILWAY FINANCE CORPORATION LTD.0.97%
31. 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT0.97%
32. 7.42% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.96%
33. 7.69% HDFC BANK LTD.0.96%
34. 6.74% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.95%
35. 6.99% ONGC PETRO ADDITIONS LTD.0.94%
36. 7.05% Mahanagar Telephone Nigam Ltd.0.93%
37. 7.51% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.87%
38. Net Current Assets/(Liabilities)0.68%
39. 7.70% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT0.48%
40. 7.46% REC LTD0.48%
41. 6.52% REC LTD0.48%
42. 6.90% Central Government - 20650.35%
43. 7.65% INDIAN RAILWAY FINANCE CORPORATION LTD.0.10%
44. 7.80% Mahanagar Telephone Nigam Ltd.0.09%
45. 7.64% Power Finance Corporation Ltd.0.02%
46. 6.48% Central Government - 20350.00%

1. 6.98% Gujarat State Govt - 2032 - Gujarat3.26%
2. 7.17% Gujarat State Govt - 2032 - Gujarat2.87%
3. 7.49% Karnataka State Govt - 2035 - Karnataka1.32%
4. 7.54% Tamil Nadu State Govt - 2036 - Tamil Nadu1.24%
5. 7.14% Madhya Pradesh State Govt - 2032 - Madhya Pradesh0.95%
6. 7.19% Tamil Nadu State Govt - 2033 - Tamil Nadu0.76%
7. 7.63% Maharashtra State Govt - 2035 - Maharashtra0.75%
8. 7.42% Gujarat State Govt - 2031 - Gujarat0.58%
9. 7.18% Maharashtra State Govt - 2033 - Maharashtra0.32%
10. 6.46% Gujarat State Govt - 2030 - Gujarat0.01%

1. CANARA BANK5.03%
2. 6.80% STATE BANK OF INDIA.2.78%
3. 9.50% UNION BANK OF INDIA- AT1 Bonds1.87%
4. PUNJAB NATIONAL BANK0.46%

1. 7.80% HDFC BANK LTD.2.81%
2. 7.97% HDFC BANK LTD.0.88%

1. 7.75% Power Finance Corporation Ltd.1.95%
2. 7.70% REC LTD0.49%
3. 9.10% Power Finance Corporation Ltd.0.05%

1. 7.60% Food Corporation of India0.97%

About Fund

Kotak Banking and PSU Debt Fund - Growth managed by Kotak Mahindra Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹5,188 Crore. The fund benchmarks its performance against the CRISIL Banking and PSU Debt A-II Index while maintaining an expense ratio of 0.75. Under the expert guidance of Deepak Agrawal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Deepak Agrawal

Mr. Deepak is a Post Graduate in Commerce, Chartered Account, Company Secretary and currently pursuing CFA. His career has started from Kotak AMC when he joined the organization in December 2002 where he was initially in Research, Dealing and then moved into Fund Management from November 2006.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundSundaram Banking & PSU Fund Growth3273.92 CR0.44
This FundUTI Banking & PSU Fund Growth51121.11 CR0.46
This FundKotak Banking and PSU Debt Fund - Growth55188.38 CR0.75
This FundFranklin India Banking & PSU Debt Fund Growth4475.78 CR0.47
This FundICICI Prudential Banking and PSU Debt Fund Growth59174.97 CR0.73
Fund Name1Y3Y
This FundSundaram Banking & PSU Fund Growth4.792122.5807
This FundUTI Banking & PSU Fund Growth5.936522.7002
This FundKotak Banking and PSU Debt Fund - Growth4.893222.8215
This FundFranklin India Banking & PSU Debt Fund Growth5.801823.1119
This FundICICI Prudential Banking and PSU Debt Fund Growth5.028423.1193

FAQs

Kotak Banking and PSU Debt Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Kotak Banking and PSU Debt Fund - Growth is 0.75. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Kotak Banking and PSU Debt Fund - Growth’s fund performance is as follows:
  • 1 Month : 0.58%
  • 6 Months : 1.96%
  • 1 Year : 4.89%
  • 3 Years : 7.09%
Returns of Kotak Banking and PSU Debt Fund - Growth are updated daily based on NAV of ₹ 68.0448 as on Apr 24,2026. Since inception, the return has been 22.82%.

You can invest in Kotak Banking and PSU Debt Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Kotak Banking and PSU Debt Fund - Growth is ₹5,188 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Kotak Banking and PSU Debt Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500