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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹5,367 Cr

Lock In Period

N/A

Expense Ratio

0.72

Benchmark

NIFTY Banking & PSU Debt Index

Exit Load

Nil

Summary

Latest details for HDFC Banking and PSU Debt Fund - Growth include a ₹23.8355 NAV as of Apr 28,2026 and returns since inception of 21.82%. Minimum investments start at SIP ₹100. The HDFC Banking and PSU Debt Fund - Growth AUM is ₹5,367 Cr, with a lock-in of N/A years, expense ratio of 0.72%, and benchmark NIFTY Banking & PSU Debt Index. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.83% returns, against a category average of 1.92% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.831.922.46
6M1.531.865.84
1Y4.515.929.60
3Y6.8015.2128.10

Portfolio Analysis

  • Equity:
  • Debt: 99.66%
  • Others
As on: 2026-04-15
View allocation % by

1. 7.46 Indian Railways Finance Corp. Ltd.5.15%
2. 7.57 Indian Railways Finance Corp. Ltd.3.76%
3. Net Current Assets2.98%
4. 8.1 Bajaj Housing Finance Ltd.2.82%
5. 7.55 REC Limited.2.81%
6. 8.41 Housing and Urban Development Corporation Ltd.2.40%
7. 7.62 National Bank for Agri & Rural Dev.2.34%
8. 7.59 National Housing Bank2.34%
9. 7.34 Punjab National Bank2.29%
10. 7.18% GOI MAT 1408332.18%
11. 8.05 Bajaj Housing Finance Ltd.1.88%
12. 7.83 Small Industries Development Bank1.88%
13. 7.7 LIC Housing Finance Ltd.1.87%
14. 7.26% GOI MAT 0602331.62%
15. 7.7 Power Grid Corporation of India Ltd.1.50%
16. 6.67% GOI MAT 1512351.46%
17. 8.7 REC Limited.1.45%
18. 7.64 Power Finance Corporation Ltd.1.41%
19. 7.96 Pipeline Infrastructure Pvt. Ltd.1.41%
20. 8.3 SMFG India Credit Company Ltd1.40%
21. 7.55 Power Finance Corporation Ltd.1.40%
22. 7.49 National Bank for Agri & Rural Dev.1.40%
23. 7.42 Small Industries Development Bank1.40%
24. 7.29 Housing and Urban Development Corporation Ltd.1.38%
25. Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)1.38%
26. 6.54 Floating Rate GOI 20341.24%
27. 7.68 National Bank for Agri & Rural Dev.1.13%
28. 7.77 REC Limited.1.13%
29. 7.79 HDFC Bank Ltd.�1.12%
30. 8.6 REC Limited.1.06%
31. 8.8 REC Limited.0.97%
32. 8.18 National Bank for Agri & Rural Dev.0.95%
33. 7.45 Export - Import Bank of India0.94%
34. 8.1 TATA Capital Housing Finance Ltd.0.94%
35. 7.79 Small Industries Development Bank0.94%
36. 7.51 National Housing Bank0.94%
37. 6 HDFC Bank Ltd.�0.93%
38. 7.34 Small Industries Development Bank0.93%
39. 7.44 Indian Railways Finance Corp. Ltd.0.93%
40. 7.38 Power Finance Corporation Ltd.0.93%
41. 6.74 Small Industries Development Bank0.92%
42. 6.66 Small Industries Development Bank0.92%
43. Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)0.92%
44. 7.05 Mahanagar Telephone Nigam Ltd.0.90%
45. 7.55 Power Grid Corporation of India Ltd.0.84%
46. 6.85 Mahanagar Telephone Nigam Ltd.0.71%
47. 7.33 State Bank of India (Tier 2 - Basel III)0.65%
48. 7.34% GOI MAT 2204640.57%
49. 7.75 Bank of Baroda (Tier 2 - Basel III)0.56%
50. 7.695 Toyota Financial Services India Ltd.0.51%
51. Indian Railways Finance Corp. Ltd.0.49%
52. 8.45 Indian Railways Finance Corp. Ltd.0.48%
53. 7.82 Power Finance Corporation Ltd.0.47%
54. 7.86 HDFC Bank Ltd. (Tier 2 - Basel III)�0.47%
55. 7.64 National Bank for Agri & Rural Dev.0.47%
56. 7.83 National Bank for Agri & Rural Dev.0.47%
57. 7.64 REC Limited.0.47%
58. 7.37 Indian Railways Finance Corp. Ltd.0.47%
59. 7.75 HDFC Bank Ltd.�0.47%
60. 7.51 Small Industries Development Bank0.47%
61. 7.48 National Bank for Agri & Rural Dev.0.47%
62. 7.53 REC Limited.0.47%
63. 7.25 Indian Oil Corporation Ltd.0.47%
64. 7.7 Poonawalla Fincorp Ltd0.46%
65. 7.35 National Housing Bank0.46%
66. 8 Mahanagar Telephone Nigam Ltd.0.46%
67. 7.45 Altius Telecom Infrastructure Trust0.46%
68. 7.01 National Bank for Agri & Rural Dev.0.46%
69. 6.9 Housing and Urban Development Corporation Ltd.0.46%
70. 6.9 REC Limited.0.46%
71. 7.22 Small Industries Development Bank0.37%
72. TREPS - Tri-party Repo0.36%
73. 7.57 Bajaj Finance Ltd.0.28%
74. 7.24% GOI MAT 1808550.27%
75. 7.72% Bihar SDL - MAT 2502410.19%
76. 6.9% GOI MAT 1504650.17%
77. 7.67% Haryana SDL MAT 2502410.09%
78. 7.95 Indian Railways Finance Corp. Ltd.0.09%
79. 7.55 Bajaj Finance Ltd.0.09%

1. 7.8 HDFC Bank Ltd.�2.53%
2. 7.97 HDFC Bank Ltd.�2.36%
3. 7.95 HDFC Bank Ltd.�0.47%

1. Union Bank of India2.69%
2. 7.43 National Bank for Agri & Rural Dev.0.47%
3. 6.8 State Bank of India (Tier 2 - Basel III)0.46%
4. Bank of Baroda0.44%

1. 7.64% Gujarat SDL ISD 170124 MAT 1701330.94%
2. 7.64% % Gujarat SDL ISD 170124 Mat 1701340.56%
3. 7.63% Gujarat SDL ISD 240124 Mat 2401330.47%
4. 7.63% Gujarat SDL ISD 240124 Mat 2401340.37%
5. 7.63% Andhra Pradesh SDL ISD 030925 MAT 0309370.19%
6. 7.20% Maharashtra SDL MAT 2310360.18%
7. 7.48% Madhya Pradesh MAT 0110450.18%
8. 7.48% Andhra Pradesh SDL ISD 030925 MAT 0309330.15%
9. 7.62% Andhra Pradesh SDL ISD 030925 MAT 0309360.12%
10. 7.48% Andhra Pradesh SDL ISD 030925 MAT 0309340.11%
11. 7.63% Maharashtra SDL Mat 3101350.09%
12. 7.24% Maharashtra ISD 201025 Mat 1009340.09%
13. 7.07% Gujarat SDL ISD 240925 MAT 2409320.07%
14. 7.03% Haryana SDL ISD 110625 MAT 1106390.01%

1. 8.7 LIC Housing Finance Ltd.0.48%

1. 7.75 Power Finance Corporation Ltd.0.47%

About Fund

HDFC Banking and PSU Debt Fund - Growth managed by HDFC Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹5,367 Crore. The fund benchmarks its performance against the NIFTY Banking & PSU Debt Index while maintaining an expense ratio of 0.72. Under the expert guidance of Anil Bamboli ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Anil Bamboli

Mr. Anil holds a Masters in Management Studies in Finance and a Graduate in Cost and Works Accountant from ICWAI. Has an experience of 10 years in Management and Research. Prior joining HDFC, had worked with SBI Fund Management Pvt. Ltd. as Deputy Manager from 1994 to 2003.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundLIC MF Banking & PSU Fund Growth11865.49 CR0.68
This FundNippon India Banking and PSU Fund Growth45188.04 CR0.77
This FundHDFC Banking and PSU Debt Fund - Growth45366.72 CR0.72
This FundICICI Prudential Banking and PSU Debt Fund Growth59174.97 CR0.73
This FundFranklin India Banking & PSU Debt Fund Growth4475.78 CR0.47
Fund Name1Y3Y
This FundLIC MF Banking & PSU Fund Growth4.599221.5438
This FundNippon India Banking and PSU Fund Growth4.357521.57
This FundHDFC Banking and PSU Debt Fund - Growth4.513321.8201
This FundICICI Prudential Banking and PSU Debt Fund Growth5.116722.8331
This FundFranklin India Banking & PSU Debt Fund Growth5.869922.9247

FAQs

HDFC Banking and PSU Debt Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of HDFC Banking and PSU Debt Fund - Growth is 0.72. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

HDFC Banking and PSU Debt Fund - Growth’s fund performance is as follows:
  • 1 Month : 0.83%
  • 6 Months : 1.53%
  • 1 Year : 4.51%
  • 3 Years : 6.80%
Returns of HDFC Banking and PSU Debt Fund - Growth are updated daily based on NAV of ₹ 23.8355 as on Apr 28,2026. Since inception, the return has been 21.82%.

You can invest in HDFC Banking and PSU Debt Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of HDFC Banking and PSU Debt Fund - Growth is ₹5,367 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in HDFC Banking and PSU Debt Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500