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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹500 & Lump. ₹5000

AUM (Fund size)

₹473 Cr

Lock In Period

N/A

Expense Ratio

0.47

Benchmark

Nifty Banking & PSU Debt Index A-II

Exit Load

Nil

Summary

Latest details for Franklin India Banking & PSU Debt Fund Growth include a ₹23.5137 NAV as of Apr 17,2026 and returns since inception of 23.23%. Minimum investments start at SIP ₹500. The Franklin India Banking & PSU Debt Fund Growth AUM is ₹473 Cr, with a lock-in of N/A years, expense ratio of 0.47%, and benchmark Nifty Banking & PSU Debt Index A-II. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.40% returns, against a category average of 0.49% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.400.492.46
6M2.421.105.84
1Y6.055.349.60
3Y7.2113.7528.10

Portfolio Analysis

  • Equity:
  • Debt: 100.00%
  • Others
As on: 2026-03-31
View allocation % by

1. 0.00% REC Ltd (03-Nov-2034)7.11%
2. 7.66% Maharashtra SDL (04-Mar-2047)6.45%
3. 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028)6.39%
4. 7.50% National Bank For Agriculture & Rural Development (31-Aug-2026)5.51%
5. 6.90% Housing & Urban Development Corporation Ltd (23-Apr-2032)5.44%
6. 7.65% Axis Bank Ltd (30-Jan-2027)5.36%
7. 7.24% Power Finance Corporation Ltd (17-Feb-2031)5.25%
8. Small Industries Development Bank of India (04-Dec-2026)5.04%
9. Bank of Baroda (06-Jan-2027)5.01%
10. ICICI Bank Ltd (27-Jan-2027)4.99%
11. 6.90% GOI 2065 (15-Apr-2065)4.91%
12. Call, Cash & Other Assets4.64%
13. 7.38% Power Finance Corporation Ltd (15-Jan-2032)4.22%
14. National Bank For Agriculture & Rural Development (22-Jan-2027)3.99%
15. HDFC Bank Ltd (22-Jan-2027)3.99%
16. 0.00% Jubilant Beverages Ltd (31-May-2028)2.63%
17. 7.59% National Housing Bank (14-Jul-2027)2.25%
18. 7.68% Small Industries Development Bank Of India (10-Aug-2027)2.12%
19. Bank of Baroda (04-Feb-2027)1.99%
20. 0.00% Indian Railway Finance Corporation Ltd (01-Dec-2035)1.66%
21. 0.00% Jubilant Bevco Ltd (31-May-2028)1.25%
22. 7.22% National Housing Bank (23-Jul-2026)1.12%
23. 7.78% HDFC Bank Ltd (27-Mar-2027)1.06%
24. Corporate Debt Market Development Fund Class A20.44%

1. 7.73% Andhra Pradesh SDL (23-Mar-2032)2.14%
2. 7.62% Punjab SDL (28-Jan-2033)2.13%
3. 7.65% Bihar SDL (24-DEC-2033)1.35%
4. 7.17% Rajasthan SDL (02-Mar-2032)1.05%
5. 7.64% Uttarakhand SDL (24-DEC-2032)0.30%
6. 7.32% Chhattisgarh SDL (05-Mar-2037)0.11%
7. 7.32% West Bengal SDL (05-Mar-2038)0.10%

About Fund

Franklin India Banking & PSU Debt Fund Growth managed by Franklin Templeton Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹473 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.47. Under the expert guidance of Chandni Gupta ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Chandni Gupta

Ms. Chandni Gupta holds B.E. degree in IT and CFA degree from CFA Institute, USA. She is working with ICICI since October 2012 as Fixed Income Dealer. Prior to that, she has worked with Morgan Stanley, HSBC Bank and Standard Chartered Mutual Fund.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundHDFC Banking and PSU Debt Fund - Growth45370 CR0.72
This FundUTI Banking & PSU Fund Growth51116.17 CR0.46
This FundSundaram Banking & PSU Fund Growth3272.43 CR0.44
This FundKotak Banking and PSU Debt Fund - Growth55172.76 CR0.75
This FundFranklin India Banking & PSU Debt Fund Growth4473.03 CR0.47
Fund Name1Y3Y
This FundHDFC Banking and PSU Debt Fund - Growth4.9422.4255
This FundUTI Banking & PSU Fund Growth6.250722.9129
This FundSundaram Banking & PSU Fund Growth5.294322.9534
This FundKotak Banking and PSU Debt Fund - Growth5.382723.0852
This FundFranklin India Banking & PSU Debt Fund Growth6.054423.2343

FAQs

Franklin India Banking & PSU Debt Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Franklin India Banking & PSU Debt Fund Growth is 0.47. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Franklin India Banking & PSU Debt Fund Growth’s fund performance is as follows:
  • 1 Month : 0.40%
  • 6 Months : 2.42%
  • 1 Year : 6.05%
  • 3 Years : 7.21%
Returns of Franklin India Banking & PSU Debt Fund Growth are updated daily based on NAV of ₹ 23.5137 as on Apr 17,2026. Since inception, the return has been 23.23%.

You can invest in Franklin India Banking & PSU Debt Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Franklin India Banking & PSU Debt Fund Growth is ₹473 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Franklin India Banking & PSU Debt Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500