Franklin India Banking & PSU Debt Fund Growth Return

  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
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Showing Funds Performance since Sep 07, 2020

Franklin India Banking & PSU Debt Fund Growth Fund Overview

Min. investment

SIP ₹500 & Lump. ₹5000

AUM (Fund size)

₹580 Cr

Lock In Period

N/A

Expense Ratio

0.49

Exit Load

Nil

Benchmark

Nifty Banking & PSU Debt Index A-II

Franklin India Banking & PSU Debt Fund Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.48-0.112.46
6M3.143.2015.51
1Y6.475.2122.55
3Y7.2313.8884.45

Portfolio Analysis

  • Equity:
  • Debt: 99.66%
  • Others
As on: 2026-08-15
View allocation % by

1. 7.66% Maharashtra SDL (04-Mar-2047)5.56%
2. 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028)5.40%
3. 7.70% National Bank For Agriculture & Rural Development (30-Sep-2027)4.62%
4. 7.65% Axis Bank Ltd (30-Jan-2027)4.49%
5. Mahindra & Mahindra Financial Services Ltd (18-May-2029)4.40%
6. Canara Bank (15-Sep-2026)4.29%
7. HDFC Bank Ltd (19-Nov-2026)4.24%
8. Indian Bank (04-Dec-2026)4.22%
9. Small Industries Development Bank of India (04-Dec-2026)4.22%
10. Bank of Baroda (06-Jan-2027)4.20%
11. Kotak Mahindra Bank Ltd (08-Jan-2027)4.20%
12. ICICI Bank Ltd (27-Jan-2027)4.18%
13. 7.38% REC Ltd (28-Feb-2029)4.10%
14. Small Industries Development Bank of India (11-Jun-2027)4.07%
15. 0.00% REC Ltd (03-Nov-2034)3.70%
16. 7.38% Power Finance Corporation Ltd (15-Jan-2032)3.58%
17. 7.02% Punjab SDL (01-Jul-2030)3.47%
18. HDFC Bank Ltd (22-Jan-2027)3.35%
19. National Bank For Agriculture & Rural Development (22-Jan-2027)3.35%
20. Union Bank of India (12-Mar-2027)3.32%
21. 0.00% Jubilant Beverages Ltd (31-May-2028)2.22%
22. 7.68% Small Industries Development Bank Of India (10-Aug-2027)1.78%
23. 7.59% National Housing Bank (14-Jul-2027)1.76%
24. 7.71% GOI 2066 (18-May-2066)1.07%
25. 0.00% Jubilant Bevco Ltd (31-May-2028)1.06%
26. 7.78% HDFC Bank Ltd (27-Mar-2027)0.89%
27. Call, Cash & Other Assets0.89%
28. 8.15% Tata Capital Ltd (11-Jun-2029)0.88%
29. 7.56% Himachal Pradesh SDL (08-Jul-2039)0.09%
30. 6.90% GOI 2065 (15-Apr-2065)0.03%
31. Margin on IRS0.02%
32. 7.56% Kerala SDL (08-Jul-2039)0.02%

1. 7.73% Andhra Pradesh SDL (23-Mar-2032)1.82%
2. 7.62% Punjab SDL (28-Jan-2033)1.75%
3. 7.65% Bihar SDL (24-DEC-2033)1.11%
4. 7.17% Rajasthan SDL (02-Mar-2032)0.89%
5. 7.64% Uttarakhand SDL (24-DEC-2032)0.24%
6. 7.32% Chhattisgarh SDL (05-Mar-2037)0.09%
7. 7.32% West Bengal SDL (05-Mar-2038)0.09%
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About Fund Franklin India Banking & PSU Debt Fund Growth

Franklin India Banking & PSU Debt Fund Growth managed by Franklin Templeton Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹580 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.49. Under the expert guidance of Chandni Gupta ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Chandni Gupta

Ms. Chandni Gupta holds B.E. degree in IT and CFA degree from CFA Institute, USA. She is working with ICICI since October 2012 as Fixed Income Dealer. Prior to that, she has worked with Morgan Stanley, HSBC Bank and Standard Chartered Mutual Fund.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
ICICI Prudential Banking & PSU Debt Fund Growth58,855 CR0.73
Sundaram Banking and PSU Debt Fund Growth3262 CR0.42
Kotak Banking and PSU Debt Fund - Growth54,999 CR0.75
UTI Banking & PSU Debt Fund Growth41,486 CR0.47
Franklin India Banking & PSU Debt Fund Growth4580 CR0.49
Fund Name1Y3Y
This FundICICI Prudential Banking & PSU Debt Fund Growth5.700822.5597
This FundSundaram Banking and PSU Debt Fund Growth5.388222.5886
This FundKotak Banking and PSU Debt Fund - Growth5.618922.662
This FundUTI Banking & PSU Debt Fund Growth6.06723.1648
This FundFranklin India Banking & PSU Debt Fund Growth6.482623.3375

Franklin India Banking & PSU Debt Fund Growth FAQs

Franklin India Banking & PSU Debt Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Franklin India Banking & PSU Debt Fund Growth is 0.49. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Franklin India Banking & PSU Debt Fund Growth’s fund performance is as follows:
  • 1 Month : 0.48%
  • 6 Months : 3.14%
  • 1 Year : 6.47%
  • 3 Years : 7.23%
Returns of Franklin India Banking & PSU Debt Fund Growth are updated daily based on NAV of ₹ 24.1311 as on Sep 04,2026. Since inception, the return has been 23.31%.

You can invest in Franklin India Banking & PSU Debt Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Franklin India Banking & PSU Debt Fund Growth is ₹580 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Franklin India Banking & PSU Debt Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.