Franklin India Banking & PSU Debt Fund Growth Return

  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
This Fund:
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Showing Funds Performance since Sep 07, 2020

Franklin India Banking & PSU Debt Fund Growth Fund Overview

Min. investment

SIP ₹500 & Lump. ₹5000

AUM (Fund size)

₹567 Cr

Lock In Period

N/A

Expense Ratio

0.49

Exit Load

Nil

Benchmark

Nifty Banking & PSU Debt Index A-II

Franklin India Banking & PSU Debt Fund Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.33-1.012.46
6M3.323.9720.61
1Y6.004.0915.87
3Y7.1413.9883.43

Portfolio Analysis

  • Equity:
  • Debt: 99.66%
  • Others
As on: 2026-08-31
View allocation % by

1. 7.66% Maharashtra SDL (04-Mar-2047)5.65%
2. 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028)5.51%
3. 7.70% National Bank For Agriculture & Rural Development (30-Sep-2027)4.73%
4. 7.65% Axis Bank Ltd (30-Jan-2027)4.61%
5. Mahindra & Mahindra Financial Services Ltd (3M Tbill + 210bps) (18-May-2029)4.49%
6. HDFC Bank Ltd (19-Nov-2026)4.35%
7. Indian Bank (04-Dec-2026)4.34%
8. Small Industries Development Bank of India (04-Dec-2026)4.34%
9. Bank of Baroda (06-Jan-2027)4.31%
10. Kotak Mahindra Bank Ltd (08-Jan-2027)4.31%
11. ICICI Bank Ltd (27-Jan-2027)4.29%
12. 7.38% REC Ltd (28-Feb-2029)4.18%
13. Small Industries Development Bank of India (11-Jun-2027)4.17%
14. 0.00% REC Ltd (03-Nov-2034)3.82%
15. 7.38% Power Finance Corporation Ltd (15-Jan-2032)3.62%
16. 7.02% Punjab SDL (01-Jul-2030)3.54%
17. HDFC Bank Ltd (22-Jan-2027)3.44%
18. National Bank For Agriculture & Rural Development (22-Jan-2027)3.44%
19. Union Bank of India (12-Mar-2027)3.41%
20. Canara Bank (29-Jun-2027)2.50%
21. 0.00% Jubilant Beverages Ltd (31-May-2028)2.27%
22. 7.68% Small Industries Development Bank Of India (10-Aug-2027)1.82%
23. 7.59% National Housing Bank (14-Jul-2027)1.80%
24. Call, Cash & Other Assets1.45%
25. 0.00% Jubilant Bevco Ltd (31-May-2028)1.08%
26. 7.78% HDFC Bank Ltd (27-Mar-2027)0.91%
27. 8.15% Tata Capital Ltd (11-Jun-2029)0.90%
28. 7.71% GOI 2066 (18-May-2066)0.17%
29. 7.56% Himachal Pradesh SDL (08-Jul-2039)0.09%
30. 7.56% Kerala SDL (08-Jul-2039)0.02%
31. Margin on IRS0.01%

1. 7.73% Andhra Pradesh SDL (23-Mar-2032)1.85%
2. 7.62% Punjab SDL (28-Jan-2033)1.78%
3. 7.65% Bihar SDL (24-Dec-2033)1.13%
4. 7.17% Rajasthan SDL (02-Mar-2032)0.90%
5. 7.64% Uttarakhand SDL (24-Dec-2032)0.25%
6. 7.32% Chhattisgarh SDL (05-Mar-2037)0.09%
7. 7.32% West Bengal SDL (05-Mar-2038)0.09%
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About Fund Franklin India Banking & PSU Debt Fund Growth

Franklin India Banking & PSU Debt Fund Growth managed by Franklin Templeton Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹567 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.49. Under the expert guidance of Chandni Gupta ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Chandni Gupta

Ms. Chandni Gupta holds B.E. degree in IT and CFA degree from CFA Institute, USA. She is working with ICICI since October 2012 as Fixed Income Dealer. Prior to that, she has worked with Morgan Stanley, HSBC Bank and Standard Chartered Mutual Fund.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
Kotak Banking and PSU Debt Fund - Growth54,936 CR0.75
Sundaram Banking and PSU Debt Fund Growth3261 CR0.42
Franklin India Banking & PSU Debt Fund Growth4567 CR0.49
UTI Banking & PSU Debt Fund Growth41,508 CR0.47
Quant BFSI Fund Growth0922 CR3.43
Fund Name1Y3Y
This FundKotak Banking and PSU Debt Fund - Growth5.133422.0689
This FundSundaram Banking and PSU Debt Fund Growth4.792522.1105
This FundFranklin India Banking & PSU Debt Fund Growth6.004422.9905
This FundUTI Banking & PSU Debt Fund Growth5.874223.075
This FundQuant BFSI Fund Growth14.066474.7767

Franklin India Banking & PSU Debt Fund Growth FAQs

Franklin India Banking & PSU Debt Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Franklin India Banking & PSU Debt Fund Growth is 0.49. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Franklin India Banking & PSU Debt Fund Growth’s fund performance is as follows:
  • 1 Month : 0.33%
  • 6 Months : 3.32%
  • 1 Year : 6.00%
  • 3 Years : 7.14%
Returns of Franklin India Banking & PSU Debt Fund Growth are updated daily based on NAV of ₹ 24.1241 as on Sep 25,2026. Since inception, the return has been 22.99%.

You can invest in Franklin India Banking & PSU Debt Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Franklin India Banking & PSU Debt Fund Growth is ₹567 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Franklin India Banking & PSU Debt Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
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