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Kotak Savings Fund - Growth Return

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Showing Funds Performance since Sep 07, 2020

Kotak Savings Fund - Growth Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹16,527 Cr

Lock In Period

N/A

Expense Ratio

0.82

Exit Load

Nil

Benchmark

NIFTY Ultra Short Duration Debt Index A-I

Summary

Kotak Savings Fund - Growth NAV is ₹45.1033 as of 5 Jun, 2026. Kotak Savings Fund - Growth has delivered 21.37% returns since its launch. The minimum SIP investment amount in Kotak Savings Fund - Growth is ₹100. The AUM of Kotak Savings Fund - Growth is ₹16,527 Cr. The expense ratio of the fund is 0.82%, and its benchmark is NIFTY Ultra Short Duration Debt Index A-I. The current exit load of the fund is Nil. In the last 1M months, Kotak Savings Fund - Growth has delivered 0.25% returns.

Kotak Savings Fund - Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.250.11265.31
6M2.541.60195.09
1Y5.594.98195.09
3Y6.6714.9431.95

Portfolio Analysis

  • Equity:
  • Debt: 99.72%
  • Others
As on: 2026-05-15
View allocation % by

1. 7.80% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT3.48%
2. 6.54% Tamil Nadu State Govt - 2029 - Tamil Nadu2.68%
3. 7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA2.63%
4. IIFL FINANCE LIMITED2.26%
5. Triparty Repo1.88%
6. 7.99% MANKIND PHARMA LTD1.82%
7. 8.45% MUTHOOT FINANCE LTD.1.81%
8. FRB Central Government - 20281.37%
9. SO PTC RADHAKRISHNA SECURITISATION TRUST 28/09/2028(RADHAKRISHNA TRUST)1.24%
10. Net Current Assets/(Liabilities)1.22%
11. 7.65% POONAWALLA FINCORP LIMITED1.21%
12. 9.40% VEDANTA LTD.1.21%
13. 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.20%
14. 7.45% TORRENT PHARMACEUTICALS LTD.1.20%
15. 7.30% BHARTI TELECOM LTD.1.18%
16. 7.68% GODREJ SEEDS AND GENETICS LTD.1.17%
17. 8.20% ADANI POWER LTD1.14%
18. 9.15% PIRAMAL FINANCE LTD1.06%
19. 7.87% LIC HOUSING FINANCE LTD.0.91%
20. 8.80% 360 ONE PRIME LTD.0.91%
21. 8.95% NUVAMA WEALTH FINANCE LIMITED0.90%
22. 6.40% JAMNAGAR UTILITIES & POWER PRIVATE LIMITED0.90%
23. TATA TELESERVICES LIMITED0.87%
24. TATA HOUSING DEVELOPMENT CO. LTD.0.86%
25. 7.97% MANKIND PHARMA LTD0.76%
26. JUBILANT BEVCO LIMITED -0.66%
27. 8.78% MUTHOOT FINANCE LTD.0.61%
28. 8.45% CAN FIN HOMES LTD.0.61%
29. 7.70% REC LTD0.61%
30. 7.05% EMBASSY OFFICE PARKS REIT0.60%
31. 8.75% 360 ONE PRIME LTD.0.60%
32. 7.30% TATA CAPITAL HOUSING FINANCE LTD.0.60%
33. 6.92% Power Finance Corporation Ltd.0.60%
34. Bahadur Chand Investments Private Limited0.58%
35. BIRLA GROUP HOLDING PRIVATE LIMITED0.57%
36. 7.50% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT0.48%
37. 7.07% Tamil Nadu State Govt - 2026 - Tamil Nadu0.46%
38. 8.65% BHARTI TELECOM LTD.0.46%
39. SO PTC IIFL FIN LIQUID GOLD (SERIES 14A) 20/07/2027(LIQUID GOLD SERIES 14)0.45%
40. 7.88% MUTHOOT FINANCE LTD.0.45%
41. SO PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9)0.40%
42. CHOLAMANDALAM SECURITIES LIMITED0.40%
43. 9.31% VEDANTA LTD.0.30%
44. 7.43% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.30%
45. 7.12% TATA CAPITAL HOUSING FINANCE LTD.0.30%
46. CREDILA FINANCIAL SERVICES PVT LTD0.28%
47. GS CG 17/12/2026 - (STRIPS)0.15%
48. 8.40% GODREJ PROPERTIES LIMITED0.15%
49. 7.84% TATA CAPITAL HOUSING FINANCE LTD.0.15%
50. 8.42% GODREJ INDUSTRIES LTD0.09%
51. SO PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1)0.07%
52. TATA CAPITAL LTD.- (ZCB)0.04%
53. 7.80% REC LTD0.03%
54. 7.85% Andhra Pradesh State Govt - 2026 - Andhra Pradesh0.03%
55. 8.75% GODREJ FINANCE LTD0.03%
56. 8.08% Maharashtra State Govt - 2026 - Maharashtra0.02%
57. 7.17% Rajasthan State Govt - 2026 - Rajasthan0.01%
58. 6.40% LIC HOUSING FINANCE LTD.0.00%

1. HDFC BANK LTD.7.65%
2. AXIS BANK LTD.4.91%
3. SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA4.31%
4. INDUSIND BANK LTD.2.31%
5. YES BANK LTD.1.43%
6. FEDERAL BANK LTD.0.72%

1. BANK OF BARODA4.76%
2. CANARA BANK4.16%
3. NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT3.16%
4. UNION BANK OF INDIA2.28%
5. PUNJAB NATIONAL BANK1.44%
6. PUNJAB & SIND BANK1.14%

1. 182 DAYS TREASURY BILL 06/08/20261.49%
2. 364 DAYS TREASURY BILL 11/02/20271.16%
3. 91 DAYS TREASURY BILL 28/05/20260.69%
4. 364 DAYS TREASURY BILL 04/06/20260.60%
5. 182 DAYS TREASURY BILL 04/06/20260.60%
6. 182 DAYS TREASURY BILL 13/08/20260.60%
7. 364 DAYS TREASURY BILL 10/09/20260.59%
8. 182 DAYS TREASURY BILL 28/05/20260.51%

1. MUTHOOT FINANCE LTD.2.14%
2. Manappuram Finance Ltd.1.17%
3. SUNDARAM FINANCE LTD.0.29%

1. 6.90% Maharashtra State Govt - 2030 - Maharashtra1.79%
2. ADITYA BIRLA CAPITAL LTD0.71%
3. 6.04% Gujarat State Govt - 2026 - Gujarat0.61%
4. 7.57% Gujarat State Govt - 2026 - Gujarat0.27%

1. TORRENT PHARMACEUTICALS LTD.0.84%

1. EMBASSY OFFICE PARKS REIT0.43%

About Fund Kotak Savings Fund - Growth

Kotak Savings Fund - Growth managed by Kotak Mahindra Mutual Fund,is a Ultra Short Term Planscheme with Assets Under Management of ₹16,527 Crore. The fund benchmarks its performance against the NIFTY Ultra Short Duration Debt Index A-I while maintaining an expense ratio of 0.82. Under the expert guidance of Deepak Agrawal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Deepak Agrawal

Mr. Deepak is a Post Graduate in Commerce, Chartered Account, Company Secretary and currently pursuing CFA. His career has started from Kotak AMC when he joined the organization in December 2002 where he was initially in Research, Dealing and then moved into Fund Management from November 2006.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
DSP Ultra Short Fund Growth24876.48 CR1.03
UTI Ultra Short Duration Fund Growth24259.44 CR0.95
Kotak Savings Fund - Growth316526.56 CR0.82
Franklin India Ultra Short Bond Fund - Institutional Plan Growth0296.53 CR0.66
Franklin India Ultra Short Bond Fund - Super Institutional Growth0296.53 CR0.52
Fund Name1Y3Y
This FundDSP Ultra Short Fund Growth5.444320.9438
This FundUTI Ultra Short Duration Fund Growth5.575721.1792
This FundKotak Savings Fund - Growth5.592521.3661
This FundFranklin India Ultra Short Bond Fund - Institutional Plan Growth13.688828.4789
This FundFranklin India Ultra Short Bond Fund - Super Institutional Growth13.688628.6768

Kotak Savings Fund - Growth FAQs

Kotak Savings Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Kotak Savings Fund - Growth is 0.82. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Kotak Savings Fund - Growth’s fund performance is as follows:
  • 1 Month : 0.25%
  • 6 Months : 2.54%
  • 1 Year : 5.59%
  • 3 Years : 6.67%
Returns of Kotak Savings Fund - Growth are updated daily based on NAV of ₹ 45.1033 as on Jun 03,2026. Since inception, the return has been 21.37%.

You can invest in Kotak Savings Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Kotak Savings Fund - Growth is ₹16,527 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Kotak Savings Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.