Kotak Credit Risk Fund - Growth Return

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Showing Funds Performance since Sep 07, 2020

Kotak Credit Risk Fund - Growth Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

761 Cr

Lock In Period

N/A

Expense Ratio

1.71

Exit Load

For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%If units are redeemed or switched out on or after 1 year from the date of allotment: Nil.

Benchmark

CRISIL Credit Risk Debt B-II Index

Summary

Kotak Credit Risk Fund - Growth NAV is ₹31.0974 as of 5 Jun, 2026. Kotak Credit Risk Fund - Growth has delivered 23.08% returns since its launch. The minimum SIP investment amount in Kotak Credit Risk Fund - Growth is ₹100. The AUM of Kotak Credit Risk Fund - Growth is ₹761 Cr. The expense ratio of the fund is 1.71%, and its benchmark is CRISIL Credit Risk Debt B-II Index. The current exit load of the fund is For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%If units are redeemed or switched out on or after 1 year from the date of allotment: Nil.. In the last 1M months, Kotak Credit Risk Fund - Growth has delivered 0.26% returns.

Kotak Credit Risk Fund - Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.26-0.95298.36
6M1.630.17316.37
1Y5.753.00340.03
3Y7.1710.8577.02

Portfolio Analysis

  • Equity:
  • Debt: 90.77%
  • Others
As on: 2026-05-15
View allocation % by

1. Triparty Repo10.78%
2. JUBILANT BEVCO LIMITED7.14%
3. 9.50% VEDANTA LTD.6.60%
4. 10.81% BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD6.59%
5. 8.25% TATA PROJECTS LTD.6.57%
6. 8.55% ADITYA BIRLA REAL ESTATE LTD5.86%
7. 8.60% ADITYA BIRLA RENEWABLES LIMITED5.25%
8. 9.30% AU SMALL FINANCE BANK LTD.3.93%
9. 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT3.27%
10. 7.68% GODREJ SEEDS AND GENETICS LTD.3.24%
11. 6.52% REC LTD3.23%
12. 7.47% Karnataka State Govt - 2036 - Karnataka3.22%
13. 8.65% AADHAR HOUSING FINANCE LIMITED2.63%
14. 8.37% AADHAR HOUSING FINANCE LIMITED2.62%
15. Net Current Assets/(Liabilities)2.60%
16. 6.48% Central Government - 20352.53%
17. 9.15% ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED1.98%
18. 9.70% U P Power Corporation Ltd1.38%
19. 7.59% THDC India Ltd. (THDCIL)1.31%
20. 9.95% U P Power Corporation Ltd1.05%
21. SO PTC VAJRA TRUST (SERIES A1) 20/02/2029 (MAT 20/02/2027)(VAJRA TRUST)0.89%
22. 8.50% Nirma Ltd.0.66%
23. 7.24% Central Government - 20550.63%
24. SO PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST)0.46%
25. SO PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)0.39%

1. 7.49% Karnataka State Govt - 2035 - Karnataka5.82%

1. 8.00% SURAT MUNICIPAL CORPORATION0.14%

1. 0.00% YES BANK LTD.- AT1 Bonds0.00%

About Fund Kotak Credit Risk Fund - Growth

Kotak Credit Risk Fund - Growth managed by Kotak Mahindra Mutual Fund,is a Credit Riskscheme with Assets Under Management of ₹761 Crore. The fund benchmarks its performance against the CRISIL Credit Risk Debt B-II Index while maintaining an expense ratio of 1.71. Under the expert guidance of Deepak Agrawal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Deepak Agrawal

Mr. Deepak is a Post Graduate in Commerce, Chartered Account, Company Secretary and currently pursuing CFA. His career has started from Kotak AMC when he joined the organization in December 2002 where he was initially in Research, Dealing and then moved into Fund Management from November 2006.

Peer Comparison

Fund Name1Y3Y
This FundUTI Credit Risk Fund Growth4.903921.7862
This FundHDFC Credit Risk Debt Fund - Growth5.497823.0064
This FundKotak Credit Risk Fund - Growth5.750823.0786
This FundAditya Birla Sun Life Credit Risk Fund Growth10.982539.2507
This FundDSP Credit Risk Fund Growth8.951554.8648

Kotak Credit Risk Fund - Growth FAQs

Kotak Credit Risk Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Kotak Credit Risk Fund - Growth is 1.71. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Kotak Credit Risk Fund - Growth’s fund performance is as follows:
  • 1 Month : 0.26%
  • 6 Months : 1.63%
  • 1 Year : 5.75%
  • 3 Years : 7.17%
Returns of Kotak Credit Risk Fund - Growth are updated daily based on NAV of ₹ 31.0974 as on Jun 03,2026. Since inception, the return has been 23.08%.

You can invest in Kotak Credit Risk Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Kotak Credit Risk Fund - Growth is ₹761 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Kotak Credit Risk Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.