HDFC Credit Risk Debt Fund - Growth Return

  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
This Fund:
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Showing Funds Performance since Sep 07, 2020

HDFC Credit Risk Debt Fund - Growth Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

7,693 Cr

Lock In Period

N/A

Expense Ratio

1.51

Exit Load

In respect of each purchase / switch-in of Units, 15% of the units (the limit) may be redeemed without any exit Load from the date of allotment.Any redemption in excess of the above limit shall be subject to the following exit load: In respect of each purchase / switch-in of Units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 12 months from the date of allotment.In respect of each purchase / switch-in of Units, an Exit Load of 0.50% is payable if Units are redeemed / switched-out after 12 months but within 18 months from the date of allotment.No Exit Load is payable if Units are redeemed / switched-out after 18 months from the date of allotment.

Benchmark

Nifty Credit Risk Bond Index B-II

HDFC Credit Risk Debt Fund - Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M1.050.38298.36
6M3.691.96316.37
1Y6.684.63340.03
3Y7.6414.8377.02

Portfolio Analysis

  • Equity:
  • Debt: 95.01%
  • Others
As on: 2026-06-15
View allocation % by

1. 5 GMR Airports Limited4.77%
2. 8.5 Tata Projects Ltd.3.27%
3. Net Current Assets2.96%
4. 9.65 The Tata Power Company Ltd.2.95%
5. Jubilant Beverages Limited2.76%
6. 10.81 Bamboo Hotel and Global Centre (Delhi) Private Limited2.62%
7. 9.25 SK FINANCE LIMITED2.61%
8. 8.35 Kalpataru Projects International Ltd2.61%
9. Jubilant Bevco Limited2.56%
10. 8.5 Nirma Ltd.2.29%
11. 9.5 Evonith Value Steel�Limited2.29%
12. Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)2.29%
13. 8.75 JSW Energy Ltd.2.28%
14. 8.6 ADITYA BIRLA RENEWABLES LIMITED2.09%
15. JTPM Metal Traders Limited2.08%
16. 8.75 Vastu Finserve India Pvt. Ltd.2.04%
17. 7.48 National Bank for Agri & Rural Dev.1.96%
18. 8.07 Kalpataru Projects International Ltd1.96%
19. 9 JM FINANCIAL HOME LOANS LIMITED1.96%
20. 8.32 Kalpataru Projects International Ltd1.95%
21. 9.65 Kogta Financial India Limited1.95%
22. 8.24 Aadharshila Infratech Private limited1.94%
23. 10 Kosamattam Finance Limited1.92%
24. TREPS - Tri-party Repo1.81%
25. 8.85 TVS Credit Services Ltd1.38%
26. 8.45 Mahindra Rural Housing Finance Ltd1.31%
27. 9.189 Globe Capital Market Ltd1.31%
28. 9.189 Globe Fincap Ltd1.31%
29. 9.33 360 One Prime Limited1.31%
30. 8.6 Infopark Properties Limited1.30%
31. 7.82 Power Finance Corporation Ltd.1.08%
32. 6.94% GOI MAT 1105361.05%
33. 7.34% GOI MAT 2204641.00%
34. 7.53 National Bank for Agri & Rural Dev.0.98%
35. 7.1% GOI MAT 0804340.96%
36. 7.09% GOI MAT 0508540.93%
37. 7.6 Ramco Industries Ltd.0.91%
38. 6.67% GOI MAT 1512350.87%
39. 7.23% GOI MAT 1504390.79%
40. 9.75 MAS Financial Services Ltd.0.72%
41. VAJRA 009 TRUST (Originator - Veritas Finance limited)0.71%
42. 7.24% GOI MAT 1808550.70%
43. 6.68% GOI MAT 0707400.69%
44. 9.1 Cholamandalam Investment & Finance Co. Ltd.0.67%
45. 8.03% Karnataka SDL Mat 3101280.66%
46. 7.18% GOI MAT 2407370.66%
47. 7.6 Power Finance Corporation Ltd.0.66%
48. 8.39 ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited)0.66%
49. 8.5 Aadhar Housing Finance Limited0.65%
50. 9.9 IKF FINANCE LIMITED0.65%
51. 7.34 Small Industries Development Bank0.65%
52. 7.32 India Grid Trust0.65%
53. 7.37 National Bank for Agri & Rural Dev.0.64%
54. 7.05 LIC Housing Finance Ltd.0.64%
55. 7.3% GOI MAT 1906530.63%
56. 7.9 Mahindra Rural Housing Finance Ltd0.55%
57. 7.25% GOI MAT 1206630.50%
58. 7.7 LIC Housing Finance Ltd.0.49%
59. 7.2962 TMF Holdings Limited (Perpetual) (Perpetual)0.39%
60. 10.4 Muthoot Capital Services Ltd0.35%
61. 7.46 Indian Railways Finance Corp. Ltd.0.33%
62. 8.4 Godrej Industries Ltd.0.33%
63. 8.1 TATA Capital Housing Finance Ltd.0.33%
64. 8.55 Motilal Oswal Home Fin Ltd. (Erst Aspire Home Fin)0.33%
65. Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)0.33%
66. 6.92% GOI MAT 1811390.32%
67. 7.14 Bajaj Housing Finance Ltd.0.32%
68. 7.1 National Bank for Agri & Rural Dev.0.32%
69. 8.05 JSW Energy Ltd.0.32%
70. 91 Days TBILL MAT 2008260.32%
71. Indigo 041 (Originator - Muthoot Capital Services Limited)0.29%
72. 7.4 Power Finance Corporation Ltd.0.26%
73. 6.72 India Grid Trust0.26%
74. 9 IKF FINANCE LIMITED0.26%
75. 6.9% GOI MAT 1504650.24%
76. Indigo 049 (Originator - Muthoot Capital Services Limited)0.24%
77. Vajra 004 Trust (Originator - Veritas Finance limited)0.12%
78. Vajra 006 Trust (Originator - Veritas Finance limited)0.08%
79. 7.1 Bajaj Housing Finance Ltd.0.04%

1. Union Bank of India1.28%
2. Punjab National Bank0.62%
3. Canara Bank0.32%

1. 8.97 REC Limited.0.14%
2. 7.96 REC Limited.0.13%

1. 6.64% GOI MAT 1606350.13%

1. 7.64% Andhra Pradesh SDL ISD 170124 MAT 1701310.02%

About Fund HDFC Credit Risk Debt Fund - Growth

HDFC Credit Risk Debt Fund - Growth managed by HDFC Mutual Fund,is a Credit Riskscheme with Assets Under Management of ₹7,693 Crore. The fund benchmarks its performance against the Nifty Credit Risk Bond Index B-II while maintaining an expense ratio of 1.51. Under the expert guidance of Bhavyesh Divecha ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Bhavyesh Divecha

Peer Comparison

Fund Name1Y3Y
This FundUTI Credit Risk Fund Growth5.874123.0914
This FundBaroda BNP Paribas Credit Risk Fund Growth6.199124.5728
This FundHDFC Credit Risk Debt Fund - Growth6.684224.7289
This FundAditya Birla Sun Life Credit Risk Fund Growth11.994141.2716
This FundDSP Credit Risk Fund Growth9.983456.2561

HDFC Credit Risk Debt Fund - Growth FAQs

HDFC Credit Risk Debt Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of HDFC Credit Risk Debt Fund - Growth is 1.51. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

HDFC Credit Risk Debt Fund - Growth’s fund performance is as follows:
  • 1 Month : 1.05%
  • 6 Months : 3.69%
  • 1 Year : 6.68%
  • 3 Years : 7.64%
Returns of HDFC Credit Risk Debt Fund - Growth are updated daily based on NAV of ₹ 25.8225 as on Jul 10,2026. Since inception, the return has been 24.73%.

You can invest in HDFC Credit Risk Debt Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of HDFC Credit Risk Debt Fund - Growth is ₹7,693 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in HDFC Credit Risk Debt Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.