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Showing Funds Performance since Sep 07, 2020
Fund Overview
Min. investment
SIP ₹100 & Lump. ₹100
AUM (Fund size)
₹6,815 Cr
Lock In Period
N/A
Expense Ratio
1.62
Benchmark
Nifty Credit Risk Bond Index B-II
Exit Load
In respect of each purchase / switch-in of Units, 15% of the units (the limit) may be redeemed without any exit Load from the date of allotment.Any redemption in excess of the above limit shall be subject to the following exit load: In respect of each purchase / switch-in of Units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 12 months from the date of allotment.In respect of each purchase / switch-in of Units, an Exit Load of 0.50% is payable if Units are redeemed / switched-out after 12 months but within 18 months from the date of allotment.No Exit Load is payable if Units are redeemed / switched-out after 18 months from the date of allotment.
Summary
Latest details for HDFC Credit Risk Debt Fund - Growth include a ₹25.0726 NAV as of Apr 02,2026 and returns since inception of 23.85%. Minimum investments start at SIP ₹100. The HDFC Credit Risk Debt Fund - Growth AUM is ₹6,815 Cr, with a lock-in of N/A years, expense ratio of 1.62%, and benchmark Nifty Credit Risk Bond Index B-II. Exit load is - In respect of each purchase / switch-in of Units, 15% of the units (the limit) may be redeemed without any exit Load from the date of allotment.Any redemption in excess of the above limit shall be subject to the following exit load: In respect of each purchase / switch-in of Units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 12 months from the date of allotment.In respect of each purchase / switch-in of Units, an Exit Load of 0.50% is payable if Units are redeemed / switched-out after 12 months but within 18 months from the date of allotment.No Exit Load is payable if Units are redeemed / switched-out after 18 months from the date of allotment.. In the growth review for 1M Month/Year, the fund recorded -0.23% returns, against a category average of -1.81% and a category best of 298.36%.
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Growth Review
| Duration | Fund Return(%) | Category Average(%) | Category Best(%) |
|---|---|---|---|
| 1M | -0.23 | -1.81 | 298.36 |
| 6M | 2.54 | 0.78 | 316.37 |
| 1Y | 6.80 | 4.65 | 340.03 |
| 3Y | 7.39 | 13.22 | 77.02 |
Portfolio Analysis
- Equity:
- Debt: 95.43%
- Others
As on: 2026-03-15
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About Fund
HDFC Credit Risk Debt Fund - Growth managed by HDFC Mutual Fund,is a Credit Riskscheme with Assets Under Management of ₹6,815 Crore. The fund benchmarks its performance against the Nifty Credit Risk Bond Index B-II while maintaining an expense ratio of 1.62. Under the expert guidance of Bhavyesh Divecha ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.
Peer Comparison
| Fund Name | Ratings | AUM | Expense Ratio |
|---|---|---|---|
| This FundUTI Credit Risk Fund Growth | 4 | 253.09 CR | 1.65 |
| This FundHDFC Credit Risk Debt Fund - Growth | 3 | 6814.66 CR | 1.62 |
| This FundAditya Birla Sun Life Credit Risk Fund Growth | 4 | 1177.74 CR | 1.66 |
| This FundDSP Credit Risk Fund Growth | 3 | 230.08 CR | 1.22 |
| Fund Name | 1Y | 3Y |
|---|---|---|
| This FundUTI Credit Risk Fund Growth | 6.1806 | 22.716 |
| This FundHDFC Credit Risk Debt Fund - Growth | 6.8005 | 23.8536 |
| This FundAditya Birla Sun Life Credit Risk Fund Growth | 12.3344 | 39.9498 |
| This FundDSP Credit Risk Fund Growth | 4.5737 | 46.9835 |
FAQs
HDFC Credit Risk Debt Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.
The expense ratio of HDFC Credit Risk Debt Fund - Growth is 1.62. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.
HDFC Credit Risk Debt Fund - Growth’s fund performance is as follows:
- 1 Month : -0.23%
- 6 Months : 2.54%
- 1 Year : 6.80%
- 3 Years : 7.39%
You can invest in HDFC Credit Risk Debt Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.
The fund size (AUM) of HDFC Credit Risk Debt Fund - Growth is ₹6,815 crore. It changes based on market performance, inflows, and outflows.
You can track your investment in HDFC Credit Risk Debt Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500