Best Equity Savings Funds

Equity Savings Funds are hybrid mutual fund schemes that strategically balance investments across equity, debt, and arbitrage opportunities. These funds offer investors a unique approach to wealth creation, providing potential market-linked returns with reduced volatility compared to pure equity funds.

Invest in Best Equity Savings Mutual Funds in India for 2026

Explore the list of top-performing equity savings mutual funds schemes curated by our experts

Returns for

Choice Rating

Sort by

Mirae Asset Equity Savings Fund Growth

Returns
10.0%
Lock-In
No Lock in
Min Investment
₹ 5000
Choice Rating

DSP Equity Savings Fund Growth

Returns
8.9%
Lock-In
No Lock in
Min Investment
₹ 100
Choice Rating

Edelweiss Equity Savings Fund Growth

Returns
9.3%
Lock-In
No Lock in
Min Investment
₹ 100
Choice Rating

HSBC Equity Savings Fund Growth

Returns
11.2%
Lock-In
No Lock in
Min Investment
₹ 5000
Choice Rating

Kotak Equity Savings Fund - Growth

Returns
10.2%
Lock-In
No Lock in
Min Investment
₹ 100
Choice Rating

1 2 3

You would have got

Total Investment

₹ 1200

Expected Returns

₹ 53

Total Value

₹ 1253

Past performance doesn’t assure future results; actual outcome may vary due to market dynamics.

Choose Investment Type

Your Investment Amount

Choose Investment Duration (Year)

Expected Return

per annum

Equity Savings Funds FAQs

Equity Savings Funds are sophisticated hybrid mutual fund schemes designed to provide investors with a balanced investment approach. These funds strategically allocate investments across three primary asset classes: Equity (minimum 65%), Debt instruments, and Arbitrage opportunities. This unique structure allows investors to benefit from potential market-linked growth while maintaining a more controlled risk profile compared to pure equity funds.

Unlike pure equity or debt funds, Equity Savings Funds offer a balanced approach to investing. They provide potential for market-linked growth, lower volatility compared to pure equity funds, tax efficiency similar to equity funds, diversified portfolio across multiple asset classes, and professional management of investments.

Equity Savings Funds offer a more balanced risk profile compared to pure equity funds. They provide potential market-linked growth with lower volatility through strategic asset allocation.

Equity Savings Funds employ a strategic approach: Minimum 65% allocation to equity-related instruments, Remaining portion distributed between debt and arbitrage opportunities, Dynamic asset allocation based on market conditions, Focus on optimizing returns while managing risk.

Key considerations one should consider include historical fund performance (3 and 5-year returns), expense ratio and its impact on long-term returns, fund manager's track record, portfolio composition and asset allocation, investment strategy, risk-adjusted return metrics, fund size, exit load and redemption charges.

While designed to be less risky, Equity Savings Funds may face market risk due to equity market fluctuations, economic sensitivity, asset allocation risks, liquidity challenges, management-related risks, potential regulatory changes, taxation risks, and inflation impact on returns.

Market conditions significantly influence these funds. For instance, equity allocation provides growth potential, debt portion offers stability, arbitrage opportunities help manage market volatility, and professional fund managers adjust allocation dynamically.

Yes, SIPs are an excellent way to invest in Equity Savings Funds. It allows for regular, disciplined investing, helps average out market volatility, provides flexibility in investment amount, and enables long-term wealth creation.

Recommended review frequency: Quarterly performance check, Annual comprehensive review, Align with changes in financial goals, Monitor fund performance and asset allocation.

Minimum investment typically ranges from ₹ 500 to @rs 5,000, depending on the specific fund and investment method (lump sum or SIP).

Consider these factors to make a better choice: Consistent historical performance, Fund manager's expertise, Expense ratio, Asset allocation strategy, Risk-adjusted returns, Alignment with your financial goals.

Explore More Mutual Funds Options

Diversify your portfolio with our collection of high-performing mutual funds across various categories. Compare, choose, and invest in India's top-rated funds to meet your financial goals.