Invest in Best Top-Rated Mutual Funds in India for 2026
Explore the list of top-performing top-rated mutual funds schemes curated by our experts
Top Rated
Top-rated mutual funds are investment schemes that have consistently delivered superior performance compared to their peers across various market cycles. These funds are assessed and rated based on multiple parameters, such as returns, risk-adjusted performance, fund management quality, and consistency. Ratings play a crucial role in helping investors identify credible and high-performing mutual fund schemes out of the vast pool available in the market.
You would have got
Total Investment
₹ 1200
Expected Returns
₹ 52
Total Value
₹ 1252
Past performance doesn’t assure future results; actual outcome may vary due to market dynamics.
Your Investment Amount
- 1
- 2
- 3
- 4
- 5
per annum
Understanding Top-Rated Mutual Funds
How do Top-Rated Mutual Funds Work?
Top-rated mutual funds are professionally managed schemes where fund houses pool money from investors and invest across asset classes like equity, debt, or a mix of both. These funds aim to deliver consistent returns through expert management and diversification.
Investors can choose between Systematic Investment Plans (SIPs) or lump sum investments. SIPs involve small, regular contributions, helping reduce market timing risks through rupee cost averaging. Lump sum investments, on the other hand, are ideal when you have a larger amount to invest, especially in favourable market conditions.
Top-Rated Mutual Funds FAQs
Top-rated mutual funds are schemes that consistently deliver strong risk-adjusted returns over time. They are typically evaluated based on performance, asset quality, fund manager expertise, and consistency across different market cycles.
Yes, you can start investing in many top-rated mutual funds with as little as ₹ 100 through a Systematic Investment Plan (SIP). This makes it easier for beginners to start building wealth with small, regular contributions.
It depends on your financial situation and market outlook. SIPs are ideal for averaging out market volatility over time, while lump sum investments are suited for those with surplus funds who want to invest all at once, especially in falling markets.
Assess your financial goals, risk appetite, and investment horizon. Compare funds based on past returns, expense ratio, fund manager track record, and asset allocation strategy before selecting one.
Yes, SIPs are flexible. You can pause, increase, reduce, or stop your SIP without penalties. It's advisable to review your investment goals before making such changes.
For equity mutual funds, gains held for over 12 months are tax-free up to ₹1.25 lakh per year. Returns above that are taxed at 12.5%. Short-term gains (under 12 months) are taxed at 20%. Taxation rules vary for debt funds and may change over time.
Review your investments every 6 to 12 months or when there’s a major change in your financial goals, market conditions, or the fund's performance. Rebalancing helps keep your portfolio aligned with your risk profile.
Yes, you can modify your SIP amount at any time. Choice offers a user-friendly investing platform, Choice FinX, that allows you to increase, decrease, or pause your SIPs easily as your financial needs evolve.
Choice offers expert-curated fund recommendations, seamless onboarding, automated SIPs, and real-time tracking—all through a secure and intuitive interface with no hidden charges. It’s ideal for both first-time and experienced investors.
Explore More Mutual Funds Options
Diversify your portfolio with our collection of high-performing mutual funds across various categories. Compare, choose, and invest in India's top-rated funds to meet your financial goals.
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