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Best Large Cap Mutual Funds

Key Benefits of Investing in Floating Rate Funds

  • Interest Rate Adaptability : Automatic adjustment to market rate changes
Show more

Invest in Best Floating Rate Mutual Funds in India for 2025

Explore the list of top-performing floating rate mutual funds schemes curated by our experts

HDFC Floating Rate Debt Fund Growth

  • Returns
    6.7%
  • Lock-In
    No Lock in
  • Min Investment
    ₹ 100
  • Choice Rating

Nippon India Floater Fund Growth

  • Returns
    6.4%
  • Lock-In
    No Lock in
  • Min Investment
    ₹ 5000
  • Choice Rating

Aditya Birla Sun Life Floating Rate Fund Growth

  • Returns
    6.3%
  • Lock-In
    No Lock in
  • Min Investment
    ₹ 1000
  • Choice Rating

Kotak Floating Rate Fund - Growth

  • Returns
    6.4%
  • Lock-In
    No Lock in
  • Min Investment
    ₹ 100
  • Choice Rating

ICICI Prudential Floating Interest Fund Growth

  • Returns
    6.5%
  • Lock-In
    No Lock in
  • Min Investment
    ₹ 500
  • Choice Rating
12

You would have got

Total Investment
₹ 1200
Expected Returns
₹ 56
Total Value
₹ 1256

Past performance doesn’t assure future results; actual outcome may vary due to market dynamics.

Your Investment Amount
  • 1
  • 2
  • 3
  • 4
  • 5
per annum

Understanding Floating Rate Funds

How Do Floating Rate Mutual Funds Work?

Floating Rate Mutual Funds pool investor money to invest in a diversified portfolio of debt instruments with variable interest rates. Fund managers carefully analyse market trends, interest rate projections, and economic factors to select securities that can adapt to changing financial landscapes.

These funds primarily invest in:

  • Corporate bonds with variable rates
  • Government securities
  • Money market instruments
  • Bank certificates of deposit

The adaptive nature of these funds provides a balanced approach to debt investments, offering potential protection against interest rate fluctuations while maintaining portfolio flexibility.

Floating Rate Funds FAQs

Explore More Mutual Funds Options

Diversify your portfolio with our collection of high-performing mutual funds across various categories.  Compare, choose, and invest in India's top-rated funds to meet your financial goals.

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