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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹500 & Lump. ₹500

AUM (Fund size)

₹1,121 Cr

Lock In Period

N/A

Expense Ratio

0.46

Benchmark

Nifty Banking & PSU Debt Index A-II

Exit Load

Nil

Summary

Latest details for UTI Banking & PSU Fund Growth include a ₹22.9613 NAV as of Apr 24,2026 and returns since inception of 22.70%. Minimum investments start at SIP ₹500. The UTI Banking & PSU Fund Growth AUM is ₹1,121 Cr, with a lock-in of N/A years, expense ratio of 0.46%, and benchmark Nifty Banking & PSU Debt Index A-II. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.80% returns, against a category average of 2.33% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.802.332.46
6M2.421.565.84
1Y5.945.409.60
3Y7.0616.4428.10

Portfolio Analysis

  • Equity:
  • Debt: 100.00%
  • Others
As on: 2026-04-15
View allocation % by

1. KOTAK MAHINDRA BANK LTD - 18/12/20266.40%
2. UNION BANK OF INDIA - 19/01/20276.36%
3. 7.38% 20/06/20274.54%
4. NABARD - 22/01/20274.23%
5. NET CURRENT ASSETS2.61%
6. 7.86% KARNATAKA SDL- 15/03/20272.27%
7. ADITYA BIRLA HOUSING FINANCE LTD2.25%
8. REC LTD2.24%
9. INDIAN BANK - 22/01/20272.12%
10. SMALL INDST. DEV. BANK OF INDIA - 29/01/20272.11%
11. 7.61% TN SDL MAT 15/02/27.1.81%
12. TOYOTA FINANCIAL SERVICES INDIA LTD1.80%
13. BAJAJ HOUSING FINANCE LTD1.78%
14. NABARD - 18/03/20271.26%
15. INDIAN BANK LTD. - 04/12/20260.86%
16. HDFC BANK LTD - 21/12/20260.85%
17. GS - C STRIP MAT- 15/12/20270.56%
18. CORPORATE DEBT MARKET DEVT FUND - A2 UNITS0.26%
19. CLEARING CORPORATION OF INDIA LTD. STD - MARGIN0.03%

1. NATIONAL HOUSING BANK7.62%
2. AXIS BANK LTD.4.92%
3. SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA4.48%
4. HDFC BANK LTD.3.13%
5. ICICI BANK LTD1.34%

1. POWER FINANCE CORPORATION LTD.8.09%
2. INDIAN RAILWAY FINANCE CORPORATION LIMITED2.70%

1. EXPORT IMPORT BANK OF INDIA6.72%
2. NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT3.59%

1. KOTAK MAHINDRA PRIME LTD.2.24%
2. ICICI SECURITIES LTD.1.26%
3. 06.75% GUJRAT SDL 05/02/20270.90%

1. POONAWALLA FINCORP LTD.4.22%

1. NHPC LTD.2.23%

1. LIC HOUSING FINANCE LTD.2.22%

About Fund

UTI Banking & PSU Fund Growth managed by UTI Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹1,121 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.46. Under the expert guidance of Anurag Mittal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Anurag Mittal

Mr. Anurag is a Chartered Accountant & MSc (Finance) from London School of Economics, UK. Previous experience includes 3 years with ICICI Prudential Life Insurance & Bank of America as an analyst.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundHDFC Banking and PSU Debt Fund - Growth45366.72 CR0.72
This FundSundaram Banking & PSU Fund Growth3273.92 CR0.44
This FundUTI Banking & PSU Fund Growth51121.11 CR0.46
This FundFranklin India Banking & PSU Debt Fund Growth4475.78 CR0.47
This FundICICI Prudential Banking and PSU Debt Fund Growth59174.97 CR0.73
Fund Name1Y3Y
This FundHDFC Banking and PSU Debt Fund - Growth4.448422.1208
This FundSundaram Banking & PSU Fund Growth4.792122.5807
This FundUTI Banking & PSU Fund Growth5.936522.7002
This FundFranklin India Banking & PSU Debt Fund Growth5.801823.1119
This FundICICI Prudential Banking and PSU Debt Fund Growth5.028423.1193

FAQs

UTI Banking & PSU Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of UTI Banking & PSU Fund Growth is 0.46. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

UTI Banking & PSU Fund Growth’s fund performance is as follows:
  • 1 Month : 0.80%
  • 6 Months : 2.42%
  • 1 Year : 5.94%
  • 3 Years : 7.06%
Returns of UTI Banking & PSU Fund Growth are updated daily based on NAV of ₹ 22.9613 as on Apr 24,2026. Since inception, the return has been 22.70%.

You can invest in UTI Banking & PSU Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of UTI Banking & PSU Fund Growth is ₹1,121 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in UTI Banking & PSU Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500