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UTI Banking & PSU Fund Growth Return

  • 1M
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  • 6M
  • 1Y
  • 3Y
  • 5Y
This Fund:
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Showing Funds Performance since Sep 07, 2020

UTI Banking & PSU Fund Growth Fund Overview

Min. investment

SIP ₹500 & Lump. ₹500

AUM (Fund size)

₹1,255 Cr

Lock In Period

N/A

Expense Ratio

0.46

Exit Load

Nil

Benchmark

Nifty Banking & PSU Debt Index A-II

Summary

UTI Banking & PSU Fund Growth NAV is ₹23.0145 as of 5 Jun, 2026. UTI Banking & PSU Fund Growth has delivered 21.59% returns since its launch. The minimum SIP investment amount in UTI Banking & PSU Fund Growth is ₹500. The AUM of UTI Banking & PSU Fund Growth is ₹1,255 Cr. The expense ratio of the fund is 0.46%, and its benchmark is Nifty Banking & PSU Debt Index A-II. The current exit load of the fund is Nil. In the last 1M months, UTI Banking & PSU Fund Growth has delivered 0.26% returns.

UTI Banking & PSU Fund Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.260.272.46
6M2.051.695.84
1Y4.875.019.60
3Y6.7315.0528.10

Portfolio Analysis

  • Equity:
  • Debt: 99.77%
  • Others
As on: 2026-05-15
View allocation % by

1. CANARA BANK - 28/01/20276.81%
2. KOTAK MAHINDRA BANK LTD - 18/12/20265.73%
3. UNION BANK OF INDIA - 19/01/20275.69%
4. 7.38% 20/06/20274.04%
5. NABARD - 22/01/20273.79%
6. HDFC BANK LTD - 05/03/20273.76%
7. NET CURRENT ASSETS3.17%
8. 7.86% KARNATAKA SDL- 15/03/20272.02%
9. ADITYA BIRLA HOUSING FINANCE LTD2.00%
10. REC LTD1.99%
11. SMALL INDST. DEV. BANK OF INDIA - 29/01/20271.89%
12. INDIAN BANK - 22/01/20271.89%
13. 7.61% TN SDL MAT 15/02/27.1.61%
14. TOYOTA FINANCIAL SERVICES INDIA LTD1.60%
15. BAJAJ HOUSING FINANCE LTD1.59%
16. KOTAK MAHINDRA BANK LTD - 29/01/20271.51%
17. NABARD - 18/03/20271.12%
18. INDIAN BANK LTD. - 04/12/20260.77%
19. HDFC BANK LTD - 21/12/20260.76%
20. GS - C STRIP MAT- 15/12/20270.51%
21. CLEARING CORPORATION OF INDIA LTD. STD - MARGIN0.03%

1. NATIONAL HOUSING BANK6.77%
2. AXIS BANK LTD.4.38%
3. SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA3.98%
4. HDFC BANK LTD.2.79%
5. ICICI BANK LTD1.19%

1. EXPORT IMPORT BANK OF INDIA5.96%
2. NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT3.19%

1. POWER FINANCE CORPORATION LTD.5.18%
2. INDIAN RAILWAY FINANCE CORPORATION LIMITED2.40%

1. KOTAK MAHINDRA PRIME LTD.1.99%
2. ICICI SECURITIES LTD.1.13%
3. 06.75% GUJRAT SDL 05/02/20270.80%

1. POONAWALLA FINCORP LTD.3.77%

1. LIC HOUSING FINANCE LTD.1.98%

1. NHPC LTD.1.98%

About Fund UTI Banking & PSU Fund Growth

UTI Banking & PSU Fund Growth managed by UTI Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹1,255 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.46. Under the expert guidance of Anurag Mittal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Anurag Mittal

Mr. Anurag is a Chartered Accountant & MSc (Finance) from London School of Economics, UK. Previous experience includes 3 years with ICICI Prudential Life Insurance & Bank of America as an analyst.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
Kotak Banking and PSU Debt Fund - Growth55051.62 CR0.75
Sundaram Banking & PSU Fund Growth3277.59 CR0.42
UTI Banking & PSU Fund Growth41255.49 CR0.46
ICICI Prudential Banking & PSU Debt Fund - Retail Option Growth016025.95 CR1.3
Franklin India Banking & PSU Debt Fund Growth4572.31 CR0.5
Fund Name1Y3Y
This FundKotak Banking and PSU Debt Fund - Growth3.568721.3587
This FundSundaram Banking & PSU Fund Growth3.717221.4149
This FundUTI Banking & PSU Fund Growth4.874521.5891
This FundICICI Prudential Banking & PSU Debt Fund - Retail Option Growth8.521322.0394
This FundFranklin India Banking & PSU Debt Fund Growth5.011322.368

UTI Banking & PSU Fund Growth FAQs

UTI Banking & PSU Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of UTI Banking & PSU Fund Growth is 0.46. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

UTI Banking & PSU Fund Growth’s fund performance is as follows:
  • 1 Month : 0.26%
  • 6 Months : 2.05%
  • 1 Year : 4.87%
  • 3 Years : 6.73%
Returns of UTI Banking & PSU Fund Growth are updated daily based on NAV of ₹ 23.0145 as on Jun 03,2026. Since inception, the return has been 21.59%.

You can invest in UTI Banking & PSU Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of UTI Banking & PSU Fund Growth is ₹1,255 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in UTI Banking & PSU Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.