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Return

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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹1000 & Lump. ₹1000

AUM (Fund size)

₹8,843 Cr

Lock In Period

N/A

Expense Ratio

0.73

Benchmark

Nifty Banking & PSU Debt Index A-II

Exit Load

Nil

Summary

Latest details for Aditya Birla Sun Life Banking & PSU Debt Fund Growth include a ₹379.9663 NAV as of Apr 24,2026 and returns since inception of 22.12%. Minimum investments start at SIP ₹1000. The Aditya Birla Sun Life Banking & PSU Debt Fund Growth AUM is ₹8,843 Cr, with a lock-in of N/A years, expense ratio of 0.73%, and benchmark Nifty Banking & PSU Debt Index A-II. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.70% returns, against a category average of 2.33% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.702.332.46
6M1.551.565.84
1Y4.465.409.60
3Y6.8916.4428.10

Portfolio Analysis

  • Equity:
  • Debt: 99.74%
  • Others
As on: 2026-04-15
View allocation % by

1. 7.48% National Bank For Agriculture and Rural Development (15/09/2028)3.40%
2. 6.58% Indian Railway Finance Corporation Limited (30/05/2030)2.20%
3. 6.80% National Housing Bank (02/04/2032)2.20%
4. 7.56% REC Limited (31/08/2027)2.16%
5. 8.00% HDFC Bank Limited (27/07/2032)2.06%
6. Clearing Corporation of India Limited1.99%
7. 7.82% Bajaj Finance Limited (31/01/2034)1.88%
8. HDFC Bank Limited (15/02/2027)1.87%
9. 7.42% State Bank of India (29/08/2039)1.81%
10. 7.60% Power Finance Corporation Limited (13/04/2029)1.71%
11. 7.03% National Bank for Financing Infrastructure and Dev (08/04/2030)1.68%
12. Shivshakti Securitisation Trust 2025-1 (28/09/2029)1.62%
13. Indian Bank (22/01/2027)1.61%
14. Punjab National Bank (28/01/2027)1.61%
15. 7.65% HDFC Bank Limited (25/05/2033)1.42%
16. 7.79% Small Industries Development Bank of India (14/05/2027)1.41%
17. Net Receivables / (Payables)1.40%
18. 7.27% Power Finance Corporation Limited (15/10/2031)1.40%
19. 7.30% Bharti Telecom Limited (01/12/2027)1.35%
20. Small Industries Development Bank of India (18/02/2027)1.34%
21. Small Industries Development Bank of India (04/02/2027)1.34%
22. Punjab National Bank (10/02/2027)1.34%
23. National Bank For Agriculture and Rural Development (17/03/2027)1.17%
24. Government of India (06/10/2035)1.14%
25. 7.93% Bajaj Finance Limited (02/05/2034)1.14%
26. 7.64% National Bank For Agriculture and Rural Development (06/12/2029)1.14%
27. State Government Securities (25/03/2031)1.13%
28. 7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034)1.13%
29. 7.40% National Bank For Agriculture and Rural Development (29/04/2030)1.13%
30. Small Industries Development Bank of India (26/02/2027)1.12%
31. State Government Securities (04/09/2034)1.12%
32. 6.47% Indian Railway Finance Corporation Limited (30/05/2028)1.11%
33. 7.34% REC Limited (30/04/2030)1.07%
34. National Bank For Agriculture and Rural Development (27/01/2027)1.07%
35. Indian Bank (03/02/2027)1.07%
36. Punjab National Bank (05/02/2027)1.07%
37. HDFC Bank Limited (12/03/2027)1.06%
38. ICICI Bank Limited (19/03/2027)1.06%
39. 6.60% REC Limited (30/06/2027)0.96%
40. 7.34% Small Industries Development Bank of India (26/02/2029)0.85%
41. State Government Securities (25/03/2032)0.85%
42. 6.78% Indian Railway Finance Corporation Limited (30/04/2030)0.83%
43. Government of India (07/07/2040)0.82%
44. Canara Bank (22/01/2027)0.81%
45. Indian Bank (05/02/2027)0.80%
46. Export Import Bank of India (01/03/2027)0.80%
47. HDFC Bank Limited (24/02/2027)0.80%
48. HDFC Bank Limited (09/03/2027)0.80%
49. 7.38% Power Finance Corporation Limited (15/01/2032)0.79%
50. 7.70% National Bank For Agriculture and Rural Development (30/09/2027)0.74%
51. 7.40% Bharti Telecom Limited (01/02/2029)0.73%
52. 8.05% Tata Capital Housing Finance Limited (18/06/2029)0.57%
53. 7.97% Tata Capital Limited (19/07/2028)0.57%
54. 7.75% Small Industries Development Bank of India (10/06/2027)0.57%
55. 7.55% Poonawalla Fincorp Limited (25/03/2027)0.57%
56. 7.60% Poonawalla Fincorp Limited (28/05/2027)0.56%
57. 7.2324% Kotak Mahindra Investments Limited (26/05/2028)0.56%
58. 7.23% Bank of Baroda (16/01/2035)0.55%
59. 6.65% Indian Railway Finance Corporation Limited (20/05/2030)0.55%
60. 7.04% National Bank for Financing Infrastructure and Dev (07/04/2035)0.55%
61. Axis Bank Limited (17/12/2026)0.54%
62. ICICI Bank Limited (27/01/2027)0.54%
63. Bank of Baroda (04/02/2027)0.54%
64. Punjab National Bank (09/02/2027)0.54%
65. Indian Bank (09/02/2027)0.54%
66. Small Industries Development Bank of India (05/02/2027)0.54%
67. Bank of Baroda (12/02/2027)0.54%
68. Kotak Mahindra Bank Limited (12/02/2027)0.54%
69. Punjab National Bank (04/03/2027)0.53%
70. National Bank for Financing Infrastructure and Dev (04/03/2027)0.53%
71. ICICI Bank Limited (08/03/2027)0.53%
72. Punjab National Bank (12/03/2027)0.53%
73. Union Bank of India (16/03/2027)0.53%
74. 7.71% LIC Housing Finance Limited (09/05/2033)0.51%
75. National Bank For Agriculture and Rural Development (14/01/2027)0.48%
76. Government of India (15/04/2065)0.47%
77. 7.39% Indian Railway Finance Corporation Limited (15/07/2034)0.45%
78. 7.45% Bharti Telecom Limited (15/12/2028)0.45%
79. 7.77% HDFC Bank Limited (28/06/2027)0.40%
80. Siddhivinayak Securitisation Trust 2025-1 (28/09/2030)0.40%
81. 7.36% ICICI Home Finance Company Limited (02/05/2030)0.39%
82. State Government Securities (04/03/2034)0.39%
83. 7.86% HDFC Bank Limited (02/12/2032)0.34%
84. 7.62% Tata Capital Limited (08/04/2030)0.34%
85. Government of India (06/11/2073)0.34%
86. 7.20% Knowledge Realty Trust (26/09/2028)0.33%
87. 0% GOI - 22AUG28 STRIPS0.31%
88. 0% GOI - 15OCT33 STRIPS0.30%
89. 7.77% REC Limited (31/03/2028)0.29%
90. 7.79% Small Industries Development Bank of India (19/04/2027)0.28%
91. 7.68% Small Industries Development Bank of India (10/09/2027)0.28%
92. 7.59% REC Limited (31/05/2027)0.28%
93. 7.46% REC Limited (30/06/2028)0.28%
94. 8.07% SMFG India Home Finance Company Limited (10/09/2027)0.28%
95. 7.44% Power Finance Corporation Limited (15/01/2030)0.28%
96. 7.15% Power Finance Corporation Limited (08/09/2027)0.28%
97. 7.43% National Bank for Financing Infrastructure and Dev (16/06/2033)0.28%
98. 7.95% HDB Financial Services Limited (04/06/2035)0.28%
99. 7.15% National Bank for Financing Infrastructure and Dev (28/03/2035)0.28%
100. State Government Securities (18/03/2030)0.28%
101. Government of India (22/04/2064)0.28%
102. 7.28% Indian Railway Finance Corporation Limited (14/02/2040)0.27%
103. Small Industries Development Bank of India (14/01/2027)0.27%
104. Small Industries Development Bank of India (28/01/2027)0.27%
105. Kotak Mahindra Bank Limited (09/03/2027)0.27%
106. 0% GOI - 06MAY30 STRIPS0.25%
107. 7.65% Power Finance Corporation Limited (22/11/2027)0.23%
108. 8.45% Indian Railway Finance Corporation Limited (04/12/2028)0.23%
109. 8.01% REC Limited (24/03/2028)0.23%
110. 0% GOI - 16JUN30 STRIPS0.22%
111. India Universal Trust AL1 (20/09/2030)0.21%
112. State Government Securities (30/03/2050)0.20%
113. 7.96% Pipeline Infrastructure Limited (11/03/2028)0.18%
114. 7.77% LIC Housing Finance Limited (11/08/2028)0.17%
115. 7.14% Export Import Bank of India (13/12/2029)0.17%
116. State Government Securities (25/02/2041)0.17%
117. Government of India (15/04/2039)0.17%
118. 7.90% Mahindra & Mahindra Financial Services Limited (30/08/2027)0.16%
119. 0% GOI - 15OCT34 STRIPS0.16%
120. 0% GOI - 16JUN28 STRIPS0.15%
121. 0% GOI - 12MAR28 STRIPS0.15%
122. State Government Securities (25/02/2036)0.14%
123. Government of India (22/08/2032)0.14%
124. 0% GOI - 22AUG29 STRIPS0.14%
125. 8.55% Indian Railway Finance Corporation Limited (21/02/2029)0.12%
126. 8.50% National Bank For Agriculture and Rural Development (27/02/2029)0.12%
127. 0% GOI - 15APR36 STRIPS0.12%
128. 0% GOI - 15OCT36 STRIPS0.11%
129. 0% GOI - 15APR37 STRIPS0.11%
130. 0% GOI - 19MAR28 STRIPS0.11%
131. 0% GOI - 17JUN27 STRIPS0.11%
132. 0% GOI - 15OCT37 STRIPS0.10%
133. 0% GOI - 12SEP28 STRIPS0.10%
134. 0% GOI - 15APR38 STRIPS0.10%
135. 8.85% Power Grid Corporation of India Limited (19/10/2026)0.09%
136. India Universal Trust AL1 (20/06/2027)0.09%
137. Government of India (23/05/2036)0.09%
138. 0% GOI - 22OCT29 STRIPS0.09%
139. India Universal Trust Al2 (21/11/2030)0.08%
140. 0% GOI - 15APR39 STRIPS0.07%
141. 8.13% Power Grid Corporation of India Limited (25/04/2028)0.06%
142. 7.85% LIC Housing Finance Limited (18/08/2032)0.06%
143. 8.13% Power Grid Corporation of India Limited (25/04/2027)0.06%
144. 7.99% National Bank For Agriculture and Rural Development (02/02/2033)0.06%
145. 7.89% Bajaj Housing Finance Limited (08/09/2032)0.06%
146. 8.01% Tata Capital Limited (21/07/2034)0.06%
147. 7.84% HDFC Bank Limited (16/12/2032)0.06%
148. India Universal Trust Al2 (21/11/2027)0.06%
149. 0% GOI - 15OCT39 STRIPS0.06%
150. State Government Securities (28/11/2028)0.05%
151. 0% GOI - 16DEC28 STRIPS0.05%
152. 0% GOI - 17JUN29 STRIPS0.05%
153. 0% GOI - 16DEC29 STRIPS0.05%
154. Government of India (12/06/2063)0.04%
155. 0% GOI - 22FEB31 STRIPS0.04%
156. 0% GOI - 22AUG31 STRIPS0.04%
157. 7.68% Small Industries Development Bank of India (10/08/2027)0.02%
158. India Universal Trust AL1 (20/09/2026)0.02%
159. India Universal Trust Al2 (21/11/2026)0.02%
160. Government of India (20/03/2029)0.02%
161. State Government Securities (29/03/2033)0.02%
162. Government of India (25/11/2074)0.01%
163. Government of India (23/10/2028)0.01%
164. 0% GOI - 15JUN29 STRIPS0.01%
165. 0% GOI - 01JUN29 STRIPS0.01%
166. Government of India (18/04/2029)0.00%
167. 0% GOI - 12MAR29 STRIPS0.00%
168. 0% GOI - 16JUN27 STRIPS0.00%

1. State Government Securities (10/09/2034)0.84%
2. State Government Securities (14/02/2039)0.61%
3. State Government Securities (08/11/2033)0.57%
4. State Government Securities (12/01/2035)0.44%
5. State Government Securities (03/09/2035)0.28%
6. State Government Securities (27/12/2035)0.23%
7. State Government Securities (26/02/2028)0.16%
8. State Government Securities (30/04/2037)0.16%
9. State Government Securities (16/10/2035)0.11%
10. State Government Securities (03/12/2034)0.09%
11. State Government Securities (27/03/2040)0.02%
12. State Government Securities (27/03/2036)0.02%
13. State Government Securities (14/09/2032)0.02%
14. State Government Securities (16/09/2029)0.01%
15. State Government Securities (15/04/2030)0.01%
16. State Government Securities (21/10/2028)0.01%
17. State Government Securities (24/08/2032)0.01%
18. State Government Securities (27/03/2038)0.00%
19. State Government Securities (04/02/2043)0.00%

1. 7.70% REC Limited (12/12/2027)0.29%

1. 7.43% National Bank For Agriculture and Rural Development (31/01/2030)0.01%

1. 7.49% National Highways Authority of India (01/08/2029)0.01%

1. Government of India (08/01/2028)0.00%

About Fund

Aditya Birla Sun Life Banking & PSU Debt Fund Growth managed by Aditya Birla Sun Life Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹8,843 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.73. Under the expert guidance of Kaustubh Gupta ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Kaustubh Gupta

Mr. Kaustubh has done CA, B.Com. He has over 5 years of experience. Prior to joining BSLAMC, he worked with ICICI Bank Limited as Money Market Manager managing liquidity.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundNippon India Banking and PSU Fund Growth45188.04 CR0.77
This FundICICI Prudential Banking & PSU Debt Fund - Retail Option Growth016025.95 CR1.3
This FundAditya Birla Sun Life Banking & PSU Debt Fund Growth38843.19 CR0.73
This FundFranklin India Banking & PSU Debt Fund Growth4475.78 CR0.47
This FundICICI Prudential Banking and PSU Debt Fund Growth59174.97 CR0.73
Fund Name1Y3Y
This FundNippon India Banking and PSU Fund Growth4.217721.8632
This FundICICI Prudential Banking & PSU Debt Fund - Retail Option Growth8.521322.0394
This FundAditya Birla Sun Life Banking & PSU Debt Fund Growth4.456422.1196
This FundFranklin India Banking & PSU Debt Fund Growth5.801823.1119
This FundICICI Prudential Banking and PSU Debt Fund Growth5.028423.1193

FAQs

Aditya Birla Sun Life Banking & PSU Debt Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund Growth is 0.73. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Aditya Birla Sun Life Banking & PSU Debt Fund Growth’s fund performance is as follows:
  • 1 Month : 0.70%
  • 6 Months : 1.55%
  • 1 Year : 4.46%
  • 3 Years : 6.89%
Returns of Aditya Birla Sun Life Banking & PSU Debt Fund Growth are updated daily based on NAV of ₹ 379.9663 as on Apr 24,2026. Since inception, the return has been 22.12%.

You can invest in Aditya Birla Sun Life Banking & PSU Debt Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Aditya Birla Sun Life Banking & PSU Debt Fund Growth is ₹8,843 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Aditya Birla Sun Life Banking & PSU Debt Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500