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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹0 & Lump. ₹30000000

AUM (Fund size)

₹1,069 Cr

Lock In Period

N/A

Expense Ratio

1.36

Benchmark

NIFTY Credit Risk Bond Index

Exit Load

10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units.Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load, Redemption of units would be done on First in First out Basis (FIFO):1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units.Nil, thereafter.

Summary

Latest details for Nippon India Credit Risk Fund - Institutional Plan Growth include a ₹38.9416 NAV as of May 05,2026 and returns since inception of 27.07%. Minimum investments start at SIP ₹0. The Nippon India Credit Risk Fund - Institutional Plan Growth AUM is ₹1,069 Cr, with a lock-in of N/A years, expense ratio of 1.36%, and benchmark NIFTY Credit Risk Bond Index. Exit load is - 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units.Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load, Redemption of units would be done on First in First out Basis (FIFO):1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units.Nil, thereafter.. In the growth review for 1M Month/Year, the fund recorded 0.90% returns, against a category average of 2.48% and a category best of 298.36%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.902.48298.36
6M3.561.70316.37
1Y7.975.75340.03
3Y8.3116.6377.02

Portfolio Analysis

  • Equity:
  • Debt: 100.00%
  • Others
As on: 2026-04-15
View allocation % by

1. 7.02% Government of India7.12%
2. Triparty Repo6.48%
3. 9.75% Delhi International Airport Limited4.74%
4. 8.44% Renew Solar Energy (Jharkhand Five) Private Ltd4.31%
5. 10.4% Muthoot Fincorp Ltd4.21%
6. 9.25% Truhome Finance Limited3.80%
7. 10.2% Navi Finserv Limited3.73%
8. 10.96% Gaursons India Private Limited3.71%
9. 5% GMR Airports Limited3.71%
10. 8.75% Ashoka Buildcon Limited3.37%
11. 9.5% Vedanta Limited3.30%
12. 9.95% Hiranandani Financial Services Private Limited3.28%
13. Auxilo Finserve Private Limited3.00%
14. 8.28% Mancherial Repallewada Road Private Limited2.96%
15. 8.55% Aditya Birla Real Estate Limited2.81%
16. 8.8% REC Limited2.43%
17. 7.96% Mindspace Business Parks REIT2.36%
18. 7.79% Small Industries Dev Bank of India2.35%
19. 8.45% Adani Airport Holdings Limited2.34%
20. JSW Kalinga Steel Limited2.33%
21. 10.81% Bamboo Hotel And Global Centre (Delhi) Private limited2.17%
22. 10.15% Nuvoco Vistas Corporation Limited2.09%
23. 7.32% Government of India1.93%
24. 9.15% Andhra Pradesh State Beverages Corporation Limited1.42%
25. 9.4% Indostar Home Finance Private Limited1.41%
26. 9.7% Muthoot Microfin Ltd1.38%
27. Jubilant Beverages Limited1.27%
28. Net Current Assets1.12%
29. 10% Kosamattam Finance Limited1.10%
30. JTPM Metal Traders Limited0.98%
31. 8.22% State Government Securities0.97%
32. 7.1% Government of India0.96%
33. 7.7% Adani Transmission Step-Two Limited0.94%
34. Trust Investment Advisors Private Limited0.92%
35. 8.08% Suryapet Khammam Road Pvt Ltd0.66%
36. 7.17% Government of India0.48%
37. 9.45% Vedanta Limited0.47%
38. 9.25% Muthoot Mcred Limited0.45%
39. 9.35% Telangana State Industrial Infrastructure Corporation Limited0.42%
40. Corporate Debt Market Development Fund Class A20.28%
41. Jubilant Bevco Limited0.25%
42. Cash Margin - CCIL0.00%

1. 6.84% State Government Securities2.77%
2. 6.57% State Government Securities2.28%

1. 7.6% Power Finance Corporation Limited0.94%

About Fund

Nippon India Credit Risk Fund - Institutional Plan Growth managed by Nippon India Mutual Fund,is a Credit Riskscheme with Assets Under Management of ₹1,069 Crore. The fund benchmarks its performance against the NIFTY Credit Risk Bond Index while maintaining an expense ratio of 1.36. Under the expert guidance of Sushil Budhia ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Sushil Budhia

Sushil Budhia has total experience of 18 years in Fixed Income Markets across various products like Structured Finance, Credits and Mortgages etc. He is a Chartered Accountant and joined Nippon India Mutual Fund as Debt Fund Manager. Before his association with Nippon India Mutual Fund, Sushil worked at YES Bank as Senior President, in his 13 year tenor with Bank, he played a pivotal role in setting up the Debt Capital Market business and consummated many marquee deals in the Market. Prior to that he has worked as Bond dealer at Axis Bank and UTI Mutual Fund.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundICICI Prudential Credit Risk Fund Growth55868.66 CR1.38
This FundInvesco India Credit Risk Fund Growth0159.21 CR1.45
This FundNippon India Credit Risk Fund - Institutional Plan Growth01068.91 CR1.36
This FundAditya Birla Sun Life Credit Risk Fund Growth41197.37 CR1.66
This FundDSP Credit Risk Fund Growth0227.03 CR1.23
Fund Name1Y3Y
This FundICICI Prudential Credit Risk Fund Growth7.684426.2347
This FundInvesco India Credit Risk Fund Growth6.026926.4616
This FundNippon India Credit Risk Fund - Institutional Plan Growth7.968427.0739
This FundAditya Birla Sun Life Credit Risk Fund Growth11.934239.8485
This FundDSP Credit Risk Fund Growth9.584854.2131

FAQs

Nippon India Credit Risk Fund - Institutional Plan Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Nippon India Credit Risk Fund - Institutional Plan Growth is 1.36. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Nippon India Credit Risk Fund - Institutional Plan Growth’s fund performance is as follows:
  • 1 Month : 0.90%
  • 6 Months : 3.56%
  • 1 Year : 7.97%
  • 3 Years : 8.31%
Returns of Nippon India Credit Risk Fund - Institutional Plan Growth are updated daily based on NAV of ₹ 38.9416 as on May 05,2026. Since inception, the return has been 27.07%.

You can invest in Nippon India Credit Risk Fund - Institutional Plan Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Nippon India Credit Risk Fund - Institutional Plan Growth is ₹1,069 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Nippon India Credit Risk Fund - Institutional Plan Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500