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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹1000 & Lump. ₹5000

AUM (Fund size)

₹476 Cr

Lock In Period

N/A

Expense Ratio

1.64

Benchmark

Nifty Credit Risk Bond Index B-II

Exit Load

Units redeemed or switched out are upto 10% of the units purchased or switched in (“the limit”) within 1 year from the date of allotment - NilUnits redeemed or switched out are over and above the limit within 1 year from the date of allotment - 1%.Units redeemed or switched on or after 1 year from the date of allotment - Nil

Summary

Latest details for HSBC Credit Risk Fund Growth include a ₹33.712 NAV as of Apr 22,2026 and returns since inception of 36.47%. Minimum investments start at SIP ₹1000. The HSBC Credit Risk Fund Growth AUM is ₹476 Cr, with a lock-in of N/A years, expense ratio of 1.64%, and benchmark Nifty Credit Risk Bond Index B-II. Exit load is - Units redeemed or switched out are upto 10% of the units purchased or switched in (“the limit”) within 1 year from the date of allotment - NilUnits redeemed or switched out are over and above the limit within 1 year from the date of allotment - 1%.Units redeemed or switched on or after 1 year from the date of allotment - Nil. In the growth review for 1M Month/Year, the fund recorded 0.59% returns, against a category average of 1.81% and a category best of 298.36%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.591.81298.36
6M2.512.07316.37
1Y17.166.12340.03
3Y10.9215.4977.02

Portfolio Analysis

  • Equity:
  • Debt: 99.61%
  • Others
As on: 2026-03-31
View allocation % by

1. Aadhar Housing Finance Limited6.70%
2. Nirma Limited6.37%
3. Aditya Birla Real Estate Limited5.57%
4. Aditya Birla Renewables Limited5.50%
5. JTPM Metal Traders5.46%
6. REC Limited5.30%
7. JSW Kalinga Steel Ltd4.22%
8. 6.01% GOI 21Jul20304.14%
9. MAS Financial Services Limited3.36%
10. Aditya Birla Digital Fashion Venture Ltd3.30%
11. GOI Floating Rate FRB 22-Sep-20333.29%
12. Delhi International Airport Limited3.21%
13. Dhruva XXIV2.73%
14. Treps1.94%
15. Vajra 011 Trust1.51%
16. 6.48% GOI 06Oct20351.05%
17. 6.68% GOI 07Jul20401.00%
18. Net Current Assets-0.31%

1. NABARD5.47%
2. Bank of Baroda5.09%

1. Piramal Finance Ltd4.78%
2. Indostar Capital Finance Limited2.26%

1. Vedanta Limited6.62%

1. Power Grid Corporation of India Limited5.49%

1. Tata Projects Ltd.3.37%

1. 7.50% Tamil Nadu SDL - 28-Jan-20361.05%
2. 7.12% Maharashtra SDL - 05-Feb-20361.02%
3. 7.47% Gujarat SDL - 28-Jan-20360.12%

About Fund

HSBC Credit Risk Fund Growth managed by HSBC Mutual Fund,is a Credit Riskscheme with Assets Under Management of ₹476 Crore. The fund benchmarks its performance against the Nifty Credit Risk Bond Index B-II while maintaining an expense ratio of 1.64. Under the expert guidance of Shriram Ramanathan ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Shriram Ramanathan

Mr. Shriram is a Chartered Financial Analyst and holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur and an engineering degree from the University of Mumbai. He worked in FIL Fund Management Private Limited as Portfolio Manager - Fixed Income from December 2009 to June 2012. ING Investment Management Asia Pacific (Hong Kong) as Senior Investment Manager - Global Emerging Market Debt (Asia) from September 2005 to October 2009. ING Investment Management (India) Private Limited as Portfolio Manager - Fixed Income from June 2003 to September 2005. Zurich (India) Asset Management Company as Dealer / Research - Fixed Income from September 2001 to June 2003. ICICI Limited Mumbai as Treasury from June 2000 to September 2001. Larsen & Toubro Limited in Design Department, Switchgear Group from August 1997 to May 1998.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundIDBI Credit Risk Fund Growth022.8 CR1.34
This FundHSBC Credit Risk Fund Growth0475.6 CR1.64
This FundAditya Birla Sun Life Credit Risk Fund Growth41197.37 CR1.66
This FundDSP Credit Risk Fund Growth0227.03 CR1.23
Fund Name1Y3Y
This FundIDBI Credit Risk Fund Growth6.313930.5431
This FundHSBC Credit Risk Fund Growth17.159736.4721
This FundAditya Birla Sun Life Credit Risk Fund Growth12.344840.4607
This FundDSP Credit Risk Fund Growth10.70956.0193

FAQs

HSBC Credit Risk Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of HSBC Credit Risk Fund Growth is 1.64. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

HSBC Credit Risk Fund Growth’s fund performance is as follows:
  • 1 Month : 0.59%
  • 6 Months : 2.51%
  • 1 Year : 17.16%
  • 3 Years : 10.92%
Returns of HSBC Credit Risk Fund Growth are updated daily based on NAV of ₹ 33.712 as on Apr 22,2026. Since inception, the return has been 36.47%.

You can invest in HSBC Credit Risk Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of HSBC Credit Risk Fund Growth is ₹476 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in HSBC Credit Risk Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500