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Bank of India Credit Risk Fund Growth Return

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Showing Funds Performance since Sep 07, 2020

Bank of India Credit Risk Fund Growth Fund Overview

Min. investment

SIP ₹1000 & Lump. ₹5000

AUM (Fund size)

₹101 Cr

Lock In Period

N/A

Expense Ratio

1.64

Exit Load

4% if redeemed within 12 months from the date of allotment. 3% if redeemed after 12 months but within 24 months from the date of allotment.2% if redeemed after 24 months but within 36 months from the date of allotment. Nil if redeemed after 36 months from the date of allotment.

Benchmark

CRISIL Credit Risk Debt B-II Index

Summary

Bank of India Credit Risk Fund Growth NAV is ₹14.1717 as of 3 Jun, 2026. Bank of India Credit Risk Fund Growth has delivered 31.26% returns since its launch. The minimum SIP investment amount in Bank of India Credit Risk Fund Growth is ₹1000. The AUM of Bank of India Credit Risk Fund Growth is ₹101 Cr. The expense ratio of the fund is 1.64%, and its benchmark is CRISIL Credit Risk Debt B-II Index. The current exit load of the fund is 4% if redeemed within 12 months from the date of allotment. 3% if redeemed after 12 months but within 24 months from the date of allotment.2% if redeemed after 24 months but within 36 months from the date of allotment. Nil if redeemed after 36 months from the date of allotment.. In the last 1M months, Bank of India Credit Risk Fund Growth has delivered 5.61% returns.

Bank of India Credit Risk Fund Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M5.610.23298.36
6M13.111.76316.37
1Y16.585.07340.03
3Y9.4913.9577.02

Portfolio Analysis

  • Equity:
  • Debt: 99.52%
  • Others
As on: 2026-05-15
View allocation % by

1. TREPS30.31%
2. 9.45% Vedanta Limited (05/06/2028)9.92%
3. 9.10% Manappuram Finance Limited (19/08/2026)9.88%
4. Indian Bank (05/06/2026)9.85%
5. 7.70% Nuvoco Vistas Corporation Limited (18/09/2028)8.80%
6. 9.25% Birla Corporation Limited (18/08/2026)8.51%
7. 9.40% 360 One Prime Limited (04/03/2027)4.96%
8. 7.99% Rashtriya Chemicals and Fertilizers Limited (07/08/2027)4.94%
9. 8.39% JSW Steel Limited (13/05/2027)4.92%
10. 9.5% 360 One Prime Limited (19/06/2026)3.96%
11. Net Receivables / (Payables)3.47%

About Fund Bank of India Credit Risk Fund Growth

Bank of India Credit Risk Fund Growth managed by Bank of India Mutual Fund,is a Credit Riskscheme with Assets Under Management of ₹101 Crore. The fund benchmarks its performance against the CRISIL Credit Risk Debt B-II Index while maintaining an expense ratio of 1.64. Under the expert guidance of Alok Singh ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Alok Singh

Mr. Singh is a CFA and a Post Graduate in Business Management. He has an experience of more than 8 years in financial markets including 4 years in asset management. He joined the Fixed Income team in February 2005. In his previous stint, he worked with Axis Bank Limited for more than four years, where he traded Government of India (GoI) and Corporate Bonds for their trading and ALM books.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
IDBI Credit Risk Fund Growth022.8 CR1.34
Bank of India Credit Risk Fund Growth0101.21 CR1.64
Aditya Birla Sun Life Credit Risk Fund Growth51367.26 CR1.64
DSP Credit Risk Fund Growth0249.62 CR1.18
Fund Name1Y3Y
This FundIDBI Credit Risk Fund Growth6.313930.5431
This FundBank of India Credit Risk Fund Growth16.578531.2564
This FundAditya Birla Sun Life Credit Risk Fund Growth10.957639.2526
This FundDSP Credit Risk Fund Growth9.820154.8953

Bank of India Credit Risk Fund Growth FAQs

Bank of India Credit Risk Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Bank of India Credit Risk Fund Growth is 1.64. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Bank of India Credit Risk Fund Growth’s fund performance is as follows:
  • 1 Month : 5.61%
  • 6 Months : 13.11%
  • 1 Year : 16.58%
  • 3 Years : 9.49%
Returns of Bank of India Credit Risk Fund Growth are updated daily based on NAV of ₹ 14.1717 as on Jun 01,2026. Since inception, the return has been 31.26%.

You can invest in Bank of India Credit Risk Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Bank of India Credit Risk Fund Growth is ₹101 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Bank of India Credit Risk Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.