Bank of India Credit Risk Fund Growth Return

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This Fund:
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Showing Funds Performance since Sep 07, 2020

Bank of India Credit Risk Fund Growth Fund Overview

Min. investment

SIP ₹1000 & Lump. ₹5000

AUM (Fund size)

₹67 Cr

Lock In Period

N/A

Expense Ratio

1.38

Exit Load

For redemption/switch out upto 10% of the initial units allotted - within 1 year from the date of allotment Nil.Any redemption/switch out - in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 1 year from the date of allotment of units.If the units are redeemed/switched out after 1 year from the date of allotment of units - Nil.

Benchmark

CRISIL Credit Risk Debt B-II Index

Bank of India Credit Risk Fund Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.490.57298.36
6M8.532.89316.37
1Y17.225.87340.03
3Y9.6414.9559.19

Portfolio Analysis

  • Equity:
  • Debt: 99.26%
  • Others
As on: 2026-08-15
View allocation % by

1. Indian Bank (04/12/2026)12.53%
2. 8.5% Nirma Limited (07/04/2027)12.07%
3. 8.35% Aditya Birla Real Estate Limited (30/08/2027)10.59%
4. 9.25% Birla Corporation Limited (18/08/2026)9.92%
5. 9.45% Vedanta Limited (05/06/2028)7.62%
6. 9.40% 360 One Prime Limited (04/03/2027)7.55%
7. 7.99% Rashtriya Chemicals and Fertilizers Limited (07/08/2027)7.55%
8. 8.39% JSW Steel Limited (13/05/2027)7.52%
9. 9.10% Manappuram Finance Limited (19/08/2026)7.52%
10. 7.70% Nuvoco Vistas Corporation Limited (18/09/2028)7.46%
11. Net Receivables / (Payables)5.10%
12. TREPS3.83%
No Data Found
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About Fund Bank of India Credit Risk Fund Growth

Bank of India Credit Risk Fund Growth managed by Bank of India Mutual Fund,is a Credit Riskscheme with Assets Under Management of ₹67 Crore. The fund benchmarks its performance against the CRISIL Credit Risk Debt B-II Index while maintaining an expense ratio of 1.38. Under the expert guidance of Alok Singh ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Alok Singh

Mr. Singh is a CFA and a Post Graduate in Business Management. He has an experience of more than 8 years in financial markets including 4 years in asset management. He joined the Fixed Income team in February 2005. In his previous stint, he worked with Axis Bank Limited for more than four years, where he traded Government of India (GoI) and Corporate Bonds for their trading and ALM books.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
IDBI Credit Risk Fund Growth022 CR1.34
Bank of India Credit Risk Fund Growth066 CR1.38
Aditya Birla Sun Life Credit Risk Fund Growth51,583 CR1.59
DSP Credit Risk Fund Growth0305 CR1.25
Fund Name1Y3Y
This FundIDBI Credit Risk Fund Growth6.313930.5431
This FundBank of India Credit Risk Fund Growth17.222531.7932
This FundAditya Birla Sun Life Credit Risk Fund Growth12.158241.1733
This FundDSP Credit Risk Fund Growth10.400655.5316

Bank of India Credit Risk Fund Growth FAQs

Bank of India Credit Risk Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Bank of India Credit Risk Fund Growth is 1.38. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Bank of India Credit Risk Fund Growth’s fund performance is as follows:
  • 1 Month : 0.49%
  • 6 Months : 8.53%
  • 1 Year : 17.22%
  • 3 Years : 9.64%
Returns of Bank of India Credit Risk Fund Growth are updated daily based on NAV of ₹ 14.4104 as on Aug 31,2026. Since inception, the return has been 31.79%.

You can invest in Bank of India Credit Risk Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Bank of India Credit Risk Fund Growth is ₹67 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Bank of India Credit Risk Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.