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  • 1Y
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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹1,540 Cr

Lock In Period

5 Years

Expense Ratio

2.09

Benchmark

Nifty50 Hybrid Composite Debt 65:35 Index

Exit Load

Upon completion of lock-in period: Nil

Summary

Latest details for HDFC Retirement Savings Fund - Hybrid Equity Growth include a ₹36.198 NAV as of May 12,2026 and returns since inception of 31.51%. Minimum investments start at SIP ₹100. The HDFC Retirement Savings Fund - Hybrid Equity Growth AUM is ₹1,540 Cr, with a lock-in of 5 Years years, expense ratio of 2.09%, and benchmark Nifty50 Hybrid Composite Debt 65:35 Index. Exit load is - Upon completion of lock-in period: Nil. In the growth review for 1M Month/Year, the fund recorded -2.29% returns, against a category average of 0.02% and a category best of 126.25%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M-2.290.02126.25
6M-8.201.48126.25
1Y-4.525.08126.25
3Y9.5614.41126.25

Portfolio Analysis

  • Equity: 73.13%
  • Debt: 25.91%
  • Others
As on: 2026-03-31
View allocation % by

1. HDFC Bank Ltd.5.70%
2. ICICI Bank Ltd.5.48%
3. Axis Bank Ltd.3.02%
4. Kotak Mahindra Bank Limited2.75%
5. City Union Bank Ltd.1.09%
6. Equitas Small Finance Bank Ltd0.39%

1. Infosys Limited2.44%
2. Tata Consultancy Services Ltd.2.30%
3. HCL Technologies Ltd.1.74%
4. Zensar Technologies Ltd.0.50%
5. Sonata Software Ltd.0.31%
6. Wipro Ltd.0.24%
7. Cyient Ltd.0.17%

1. Reliance Industries Ltd.3.49%
2. Hindustan Petroleum Corp. Ltd.0.54%

1. Alkem Laboratories Ltd.1.03%
2. Cipla Ltd.0.79%
3. Gland Pharma Ltd.0.63%
4. Alembic Pharmaceuticals Limited0.54%
5. Eris Lifesciences Ltd0.42%
6. Procter & Gamble Health Ltd.0.37%

1. Power Grid Corporation of India Ltd.1.92%
2. Kalpataru Projects International Ltd0.62%
3. Voltamp Transformers Ltd.0.62%
4. KEC International Ltd.0.13%

1. State Bank of India3.18%

1. Maruti Suzuki India Limited2.40%

1. Bharti Airtel Ltd.2.31%

1. Larsen and Toubro Ltd.1.71%

1. SBI Life Insurance Company Ltd.0.87%
2. HDFC Life Insurance Company Limited0.77%

1. Bajaj Auto Limited1.43%

1. SKF India Ltd.0.64%
2. Timken India Ltd.0.42%
3. SKF India (Industrial) Limited0.30%

1. ITC LIMITED1.31%

1. Dr. Lal Path Labs Ltd1.11%

1. ICICI Lombard General Insurance Co1.11%

1. Max Financial Services Ltd.1.11%

1. Balkrishna Industries Ltd.0.68%
2. Goodyear India Ltd.0.34%

About Fund

HDFC Retirement Savings Fund - Hybrid Equity Growth managed by HDFC Mutual Fund,is a Aggressive Hybridscheme with Assets Under Management of ₹1,540 Crore. The fund benchmarks its performance against the Nifty50 Hybrid Composite Debt 65:35 Index while maintaining an expense ratio of 2.09. Under the expert guidance of Anupam Joshi ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Anupam Joshi

Mr. Anupam holds P.G. Diploma in Business Management. He has over 5 years of experience in Portfolio Management & Dealing. In his last assignment with Principal PNB Asset Management Company, he was involved in Portfolio Management & Dealing. Prior to this he had worked with ICAP India Private Ltd as a Dealer.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundAxis Aggressive Hybrid Fund Growth11376.69 CR2.18
This FundLIC MF Childrens Fund Growth014.85 CR2.45
This FundHDFC Retirement Savings Fund - Hybrid Equity Growth01539.92 CR2.09
This FundNippon India Aggressive Hybrid Fund - Segregated Portfolio 1 Growth03958.21 CR
Fund Name1Y3Y
This FundAxis Aggressive Hybrid Fund Growth-1.393730.3289
This FundLIC MF Childrens Fund Growth1.767530.6231
This FundHDFC Retirement Savings Fund - Hybrid Equity Growth-4.518531.5095
This FundNippon India Aggressive Hybrid Fund - Segregated Portfolio 1 Growth126.2548126.2548

FAQs

HDFC Retirement Savings Fund - Hybrid Equity Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of HDFC Retirement Savings Fund - Hybrid Equity Growth is 2.09. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

HDFC Retirement Savings Fund - Hybrid Equity Growth’s fund performance is as follows:
  • 1 Month : -2.29%
  • 6 Months : -8.20%
  • 1 Year : -4.52%
  • 3 Years : 9.56%
Returns of HDFC Retirement Savings Fund - Hybrid Equity Growth are updated daily based on NAV of ₹ 36.198 as on May 12,2026. Since inception, the return has been 31.51%.

You can invest in HDFC Retirement Savings Fund - Hybrid Equity Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of HDFC Retirement Savings Fund - Hybrid Equity Growth is ₹1,540 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in HDFC Retirement Savings Fund - Hybrid Equity Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500