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Bank of India Short Term Income Fund Growth Return

  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
This Fund:
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Showing Funds Performance since Sep 07, 2020

Bank of India Short Term Income Fund Growth Fund Overview

Min. investment

SIP ₹1000 & Lump. ₹5000

AUM (Fund size)

₹269 Cr

Lock In Period

N/A

Expense Ratio

1.18

Exit Load

Nil

Benchmark

CRISIL Short Duration Debt A-II Index

Summary

Bank of India Short Term Income Fund Growth NAV is ₹27.7772 as of 3 Jun, 2026. Bank of India Short Term Income Fund Growth has delivered 21.56% returns since its launch. The minimum SIP investment amount in Bank of India Short Term Income Fund Growth is ₹1000. The AUM of Bank of India Short Term Income Fund Growth is ₹269 Cr. The expense ratio of the fund is 1.18%, and its benchmark is CRISIL Short Duration Debt A-II Index. The current exit load of the fund is Nil. In the last 1M months, Bank of India Short Term Income Fund Growth has delivered 0.12% returns.

Bank of India Short Term Income Fund Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.120.23192.10
6M1.191.68192.10
1Y3.824.99192.10
3Y6.7314.37219.54

Portfolio Analysis

  • Equity:
  • Debt: 99.71%
  • Others
As on: 2026-05-15
View allocation % by

1. 6.48% Government of India (06/10/2035)10.51%
2. 6.90% LIC Housing Finance Limited (17/09/2027)7.36%
3. 6.33% Government of India (05/05/2035)6.66%
4. Export Import Bank of India (11/06/2026)5.56%
5. 7.22% Small Industries Dev Bank of India (10/04/2029)5.49%
6. 7.6% Torrent Pharmaceuticals Limited (19/01/2029)4.41%
7. 7.34% REC Limited (30/04/2030)4.04%
8. 8.9% Muthoot Finance Limited (07/10/2027)3.74%
9. 8.40% Godrej Industries Limited (27/08/2027)3.73%
10. 7.37% Indian Railway Finance Corporation Limited (31/07/2029)3.70%
11. 7.49% Small Industries Dev Bank of India (11/06/2029)3.69%
12. Aditya Birla Housing Finance Limited (23/02/2027)3.51%
13. 8.95% Vedanta Limited (16/03/2029)2.95%
14. TREPS2.65%
15. Net Receivables / (Payables)2.57%
16. 7.6% Power Finance Corporation Limited (13/04/2029)2.23%
17. 7.1% Government of India (18/04/2029)1.89%
18. 9.45% Vedanta Limited (05/06/2028)1.87%
19. 8.1167% Bajaj Finance Limited (10/05/2027)1.86%
20. 7.64% Power Finance Corporation Limited (25/08/2026)1.86%
21. HDFC Bank Limited (24/06/2026)1.85%
22. Indian Bank (05/06/2026)1.85%
23. 7.48% National Bank For Agriculture and Rural Development (15/09/2028)1.85%
24. 8.05% Muthoot Finance Limited (25/11/2027)1.85%
25. 7.40 % National Bank For Agriculture and Rural Development (29/04/2030)1.84%
26. AU Small Finance Bank Limited (18/09/2026)1.81%
27. Bank of Baroda (11/03/2027)1.75%
28. Godrej Housing Finance Limited (19/03/2027)1.75%
29. 7.68% National Bank For Agriculture and Rural Development (30/04/2029)1.30%
30. 9.10% Manappuram Finance Limited (19/08/2026)1.12%

1. 6.98% State Government Securities (29/09/2033)1.78%

1. 364 Days Tbill (MD 07/01/2027)0.68%

About Fund Bank of India Short Term Income Fund Growth

Bank of India Short Term Income Fund Growth managed by Bank of India Mutual Fund,is a Short Duration Fundsscheme with Assets Under Management of ₹269 Crore. The fund benchmarks its performance against the CRISIL Short Duration Debt A-II Index while maintaining an expense ratio of 1.18. Under the expert guidance of Mithraem Bharucha ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Mithraem Bharucha

Mr. Mithraem Bharucha has over 13 years of experience in Fixed Income market domain, Investment strategy development, Trade idea generation, Trade execution, Cash Management, Fixed Income portfolio monitoring, Cash flow verification.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
UTI Short Duration Fund Growth32691.81 CR0.9
Aditya Birla Sun Life Short Term Fund Growth47273.83 CR0.96
Bank of India Short Term Income Fund Growth3268.72 CR1.18
IDBI Short Term Bond Fund Growth025.49 CR0.75
Franklin India Short Term Income Plan Growth036.54 CR1.53
Fund Name1Y3Y
This FundUTI Short Duration Fund Growth3.862121.3198
This FundAditya Birla Sun Life Short Term Fund Growth3.929321.5284
This FundBank of India Short Term Income Fund Growth3.820721.5624
This FundIDBI Short Term Bond Fund Growth6.206223.353
This FundFranklin India Short Term Income Plan Growth192.0971219.539

Bank of India Short Term Income Fund Growth FAQs

Bank of India Short Term Income Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Bank of India Short Term Income Fund Growth is 1.18. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Bank of India Short Term Income Fund Growth’s fund performance is as follows:
  • 1 Month : 0.12%
  • 6 Months : 1.19%
  • 1 Year : 3.82%
  • 3 Years : 6.73%
Returns of Bank of India Short Term Income Fund Growth are updated daily based on NAV of ₹ 27.7772 as on Jun 01,2026. Since inception, the return has been 21.56%.

You can invest in Bank of India Short Term Income Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Bank of India Short Term Income Fund Growth is ₹269 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Bank of India Short Term Income Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.