Bank of India Short Term Fund Growth Return

  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
This Fund:
Sensex:
BankFD:

Showing Funds Performance since Sep 07, 2020

Bank of India Short Term Fund Growth Fund Overview

Min. investment

SIP ₹1000 & Lump. ₹5000

AUM (Fund size)

260 Cr

Lock In Period

N/A

Expense Ratio

1.19

Exit Load

Nil

Benchmark

CRISIL Short Duration Debt A-II Index

Bank of India Short Term Fund Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.35-0.34192.10
6M2.873.12192.10
1Y5.114.89192.10
3Y7.1613.01219.54

Portfolio Analysis

  • Equity:
  • Debt: 99.70%
  • Others
As on: 2026-08-15
View allocation % by

1. 6.90% LIC Housing Finance Limited (17/09/2027)7.42%
2. Bank of Baroda (07/12/2026)7.31%
3. L&T Finance Limited (19/03/2027)7.16%
4. TREPS6.53%
5. 6.48% Government of India (06/10/2035)5.63%
6. Canara Bank (12/03/2027)5.39%
7. Small Industries Dev Bank of India (11/06/2027)5.29%
8. 7.6% Torrent Pharmaceuticals Limited (19/01/2029)4.47%
9. 6.94% Government of India (11/05/2036)4.03%
10. 7.37% Indian Railway Finance Corporation Limited (31/07/2029)3.76%
11. 8.9% Muthoot Finance Limited (07/10/2027)3.75%
12. 8.40% Godrej Industries Limited (27/08/2027)3.75%
13. HDFC Bank Limited (13/11/2026)3.67%
14. ICICI Securities Limited (15/03/2027)3.58%
15. 8.95% Vedanta Limited (16/03/2029)3.01%
16. Net Receivables / (Payables)2.97%
17. 7.6% Power Finance Corporation Limited (13/04/2029)2.25%
18. 7.1% Government of India (18/04/2029)1.91%
19. 9.45% Vedanta Limited (05/06/2028)1.89%
20. 8.1167% Bajaj Finance Limited (10/05/2027)1.87%
21. 7.48% National Bank For Agriculture and Rural Development (15/09/2028)1.87%
22. 7.40 % National Bank For Agriculture and Rural Development (29/04/2030)1.86%
23. 8.05% Muthoot Finance Limited (25/11/2027)1.86%
24. Godrej Housing Finance Limited (19/03/2027)1.79%
25. Punjab National Bank (04/02/2027)1.45%
26. Bank of Baroda (15/06/2027)1.41%
27. 7.68% National Bank For Agriculture and Rural Development (30/04/2029)1.31%

1. 6.98% State Government Securities (29/09/2033)1.82%

1. 364 Days Tbill (MD 07/01/2027)0.69%
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About Fund Bank of India Short Term Fund Growth

Bank of India Short Term Fund Growth managed by Bank of India Mutual Fund,is a Short Duration Fundsscheme with Assets Under Management of ₹260 Crore. The fund benchmarks its performance against the CRISIL Short Duration Debt A-II Index while maintaining an expense ratio of 1.19. Under the expert guidance of Mithraem Bharucha ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Mithraem Bharucha

Mr. Mithraem Bharucha has over 13 years of experience in Fixed Income market domain, Investment strategy development, Trade idea generation, Trade execution, Cash Management, Fixed Income portfolio monitoring, Cash flow verification.

Peer Comparison

Fund Name1Y3Y
This FundUTI Short Term Fund Growth5.259922.4384
This FundAditya Birla Sun Life Short Term Fund Growth5.518822.853
This FundBank of India Short Term Fund Growth5.110423.0593
This FundBandhan Short Term Fund Growth6.075623.5984
This FundFranklin India Short Term Income Plan Growth192.0971219.539

Bank of India Short Term Fund Growth FAQs

Bank of India Short Term Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Bank of India Short Term Fund Growth is 1.19. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Bank of India Short Term Fund Growth’s fund performance is as follows:
  • 1 Month : 0.35%
  • 6 Months : 2.87%
  • 1 Year : 5.11%
  • 3 Years : 7.16%
Returns of Bank of India Short Term Fund Growth are updated daily based on NAV of ₹ 28.4431 as on Sep 10,2026. Since inception, the return has been 23.06%.

You can invest in Bank of India Short Term Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Bank of India Short Term Fund Growth is ₹260 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Bank of India Short Term Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.