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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹1000 & Lump. ₹5000

AUM (Fund size)

₹275 Cr

Lock In Period

N/A

Expense Ratio

1.07

Benchmark

CRISIL Short Duration Debt A-II Index

Exit Load

Nil

Summary

Latest details for Bank of India Short Term Income Fund Growth include a ₹27.7872 NAV as of May 08,2026 and returns since inception of 22.21%. Minimum investments start at SIP ₹1000. The Bank of India Short Term Income Fund Growth AUM is ₹275 Cr, with a lock-in of N/A years, expense ratio of 1.07%, and benchmark CRISIL Short Duration Debt A-II Index. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.84% returns, against a category average of 2.11% and a category best of 192.10%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.842.11192.10
6M1.622.31192.10
1Y4.705.98192.10
3Y6.9215.41219.54

Portfolio Analysis

  • Equity:
  • Debt: 99.72%
  • Others
As on: 2026-04-15
View allocation % by

1. 6.48% Government of India (06/10/2035)12.16%
2. 6.90% LIC Housing Finance Limited (17/09/2027)7.22%
3. 6.33% Government of India (05/05/2035)6.60%
4. 7.22% Small Industries Dev Bank of India (10/04/2029)5.43%
5. Export Import Bank of India (11/06/2026)5.41%
6. TREPS4.85%
7. 7.6% Torrent Pharmaceuticals Limited (19/01/2029)4.33%
8. 7.34% REC Limited (30/04/2030)3.99%
9. 8.9% Muthoot Finance Limited (07/10/2027)3.67%
10. 8.40% Godrej Industries Limited (27/08/2027)3.66%
11. 7.37% Indian Railway Finance Corporation Limited (31/07/2029)3.65%
12. 7.49% Small Industries Dev Bank of India (11/06/2029)3.64%
13. Aditya Birla Housing Finance Limited (23/02/2027)3.43%
14. Net Receivables / (Payables)3.01%
15. 7.6% Power Finance Corporation Limited (13/04/2029)2.20%
16. 7.1% Government of India (18/04/2029)1.86%
17. 8.1167% Bajaj Finance Limited (10/05/2027)1.83%
18. 7.64% Power Finance Corporation Limited (25/08/2026)1.82%
19. 9.45% Vedanta Limited (05/06/2028)1.82%
20. 7.48% National Bank For Agriculture and Rural Development (15/09/2028)1.82%
21. 8.05% Muthoot Finance Limited (25/11/2027)1.82%
22. 7.40 % National Bank For Agriculture and Rural Development (29/04/2030)1.81%
23. Indian Bank (05/06/2026)1.80%
24. HDFC Bank Limited (24/06/2026)1.80%
25. AU Small Finance Bank Limited (18/09/2026)1.77%
26. Godrej Housing Finance Limited (19/03/2027)1.71%
27. Bank of Baroda (11/03/2027)1.71%
28. 7.68% National Bank For Agriculture and Rural Development (30/04/2029)1.28%
29. 9.10% Manappuram Finance Limited (19/08/2026)1.09%
30. REPO0.11%

1. 6.98% State Government Securities (29/09/2033)1.76%

1. 364 Days Tbill (MD 07/01/2027)0.66%

About Fund

Bank of India Short Term Income Fund Growth managed by Bank of India Mutual Fund,is a Short Duration Fundsscheme with Assets Under Management of ₹275 Crore. The fund benchmarks its performance against the CRISIL Short Duration Debt A-II Index while maintaining an expense ratio of 1.07. Under the expert guidance of Mithraem Bharucha ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Mithraem Bharucha

Mr. Mithraem Bharucha has over 13 years of experience in Fixed Income market domain, Investment strategy development, Trade idea generation, Trade execution, Cash Management, Fixed Income portfolio monitoring, Cash flow verification.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundSBI Short Term Debt Fund - Growth314181.9 CR0.85
This FundUTI Short Duration Fund Growth32756.09 CR0.82
This FundBank of India Short Term Income Fund Growth3275.02 CR1.07
This FundICICI Prudential Short Term Fund Growth421470.23 CR1.06
This FundFranklin India Short Term Income Plan Growth036.54 CR1.53
Fund Name1Y3Y
This FundSBI Short Term Debt Fund - Growth4.969522.0471
This FundUTI Short Duration Fund Growth4.886722.1743
This FundBank of India Short Term Income Fund Growth4.695222.2132
This FundICICI Prudential Short Term Fund Growth5.663723.451
This FundFranklin India Short Term Income Plan Growth192.0971219.539

FAQs

Bank of India Short Term Income Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Bank of India Short Term Income Fund Growth is 1.07. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Bank of India Short Term Income Fund Growth’s fund performance is as follows:
  • 1 Month : 0.84%
  • 6 Months : 1.62%
  • 1 Year : 4.70%
  • 3 Years : 6.92%
Returns of Bank of India Short Term Income Fund Growth are updated daily based on NAV of ₹ 27.7872 as on May 08,2026. Since inception, the return has been 22.21%.

You can invest in Bank of India Short Term Income Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Bank of India Short Term Income Fund Growth is ₹275 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Bank of India Short Term Income Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500