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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹1000 & Lump. ₹5000

AUM (Fund size)

₹282 Cr

Lock In Period

N/A

Expense Ratio

1.07

Benchmark

CRISIL Short Duration Debt A-II Index

Exit Load

Nil

Summary

Latest details for Bank of India Short Term Income Fund Growth include a ₹27.6849 NAV as of Mar 02,2026 and returns since inception of 23.70%. Minimum investments start at SIP ₹1000. The Bank of India Short Term Income Fund Growth AUM is ₹282 Cr, with a lock-in of N/A years, expense ratio of 1.07%, and benchmark CRISIL Short Duration Debt A-II Index. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.73% returns, against a category average of 0.58% and a category best of 192.10%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.730.58192.10
6M2.533.00192.10
1Y6.698.06192.10
3Y7.3518.31219.54

Portfolio Analysis

  • Equity:
  • Debt: 99.73%
  • Others
As on: 2026-02-15
View allocation % by

1. 6.90% LIC Housing Finance Limited (17/09/2027)7.07%
2. 6.33% Government of India (05/05/2035)6.46%
3. 6.48% Government of India (06/10/2035)6.42%
4. REPO6.06%
5. Bank of Baroda (11/12/2026)5.04%
6. Net Receivables / (Payables)4.34%
7. 7.6% Torrent Pharmaceuticals Limited (19/01/2029)4.26%
8. 7.34% REC Limited (30/04/2030)3.93%
9. Union Bank of India (25/06/2026)3.64%
10. 8.9% Muthoot Finance Limited (07/10/2027)3.60%
11. 7.49% Small Industries Dev Bank of India (11/06/2029)3.59%
12. 7.37% Indian Railway Finance Corporation Limited (31/07/2029)3.58%
13. 8.40% Godrej Industries Limited (27/08/2027)3.58%
14. 9.30% 360 One Prime Limited (28/02/2026)3.55%
15. HDFC Bank Limited (21/12/2026)3.35%
16. 7.6% Power Finance Corporation Limited (13/04/2029)2.16%
17. 7.1% Government of India (18/04/2029)1.83%
18. 7.48% National Bank For Agriculture and Rural Development (15/09/2028)1.79%
19. 9.45% Vedanta Limited (05/06/2028)1.79%
20. 8.1167% Bajaj Finance Limited (10/05/2027)1.79%
21. 7.40 % National Bank For Agriculture and Rural Development (29/04/2030)1.79%
22. 8.05% Muthoot Finance Limited (25/11/2027)1.78%
23. 7.64% Power Finance Corporation Limited (25/08/2026)1.78%
24. 91 Days Tbill (MD 12/03/2026)1.77%
25. Punjab National Bank (18/03/2026)1.76%
26. Export Import Bank of India (20/03/2026)1.76%
27. Indian Bank (05/06/2026)1.74%
28. HDFC Bank Limited (05/08/2026)1.72%
29. AU Small Finance Bank Limited (18/09/2026)1.70%
30. Manappuram Finance Limited (03/12/2026)1.33%
31. 7.68% National Bank For Agriculture and Rural Development (30/04/2029)1.26%
32. 9.10% Manappuram Finance Limited (19/08/2026)1.07%
33. 364 Days Tbill (MD 07/01/2027)0.64%
34. TREPS0.07%

1. 6.98% State Government Securities (29/09/2033)1.73%

About Fund

Bank of India Short Term Income Fund Growth managed by Bank of India Mutual Fund,is a Short Duration Fundsscheme with Assets Under Management of ₹282 Crore. The fund benchmarks its performance against the CRISIL Short Duration Debt A-II Index while maintaining an expense ratio of 1.07. Under the expert guidance of Mithraem Bharucha ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundKotak Bond Short Term Fund (G) - Growth317567.3 CR1.12
This FundHSBC Short Duration Fund - Growth34325.47 CR0.75
This FundBank of India Short Term Income Fund Growth3281.96 CR1.07
This FundHDFC Short Term Debt Fund - Growth417289.31 CR0.7
This FundFranklin India Short Term Income Plan Growth036.54 CR1.53
Fund Name1Y3Y
This FundKotak Bond Short Term Fund (G) - Growth6.999123.3572
This FundHSBC Short Duration Fund - Growth7.365623.593
This FundBank of India Short Term Income Fund Growth6.689723.7015
This FundHDFC Short Term Debt Fund - Growth7.552425.1235
This FundFranklin India Short Term Income Plan Growth192.0971219.539

FAQs

Bank of India Short Term Income Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Bank of India Short Term Income Fund Growth is 1.07. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Bank of India Short Term Income Fund Growth’s fund performance is as follows:
  • 1 Month : 0.73%
  • 6 Months : 2.53%
  • 1 Year : 6.69%
  • 3 Years : 7.35%
Returns of Bank of India Short Term Income Fund Growth are updated daily based on NAV of ₹ 27.6849 as on Mar 02,2026. Since inception, the return has been 23.70%.

You can invest in Bank of India Short Term Income Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Bank of India Short Term Income Fund Growth is ₹282 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Bank of India Short Term Income Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500