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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹1000 & Lump. ₹5000

AUM (Fund size)

₹99 Cr

Lock In Period

N/A

Expense Ratio

1.52

Benchmark

CRISIL Credit Risk Debt B-II Index

Exit Load

4% if redeemed within 12 months from the date of allotment. 3% if redeemed after 12 months but within 24 months from the date of allotment.2% if redeemed after 24 months but within 36 months from the date of allotment. Nil if redeemed after 36 months from the date of allotment.

Summary

Latest details for Bank of India Credit Risk Fund Growth include a ₹13.4126 NAV as of Apr 22,2026 and returns since inception of 25.05%. Minimum investments start at SIP ₹1000. The Bank of India Credit Risk Fund Growth AUM is ₹99 Cr, with a lock-in of N/A years, expense ratio of 1.52%, and benchmark CRISIL Credit Risk Debt B-II Index. Exit load is - 4% if redeemed within 12 months from the date of allotment. 3% if redeemed after 12 months but within 24 months from the date of allotment.2% if redeemed after 24 months but within 36 months from the date of allotment. Nil if redeemed after 36 months from the date of allotment.. In the growth review for 1M Month/Year, the fund recorded 0.77% returns, against a category average of 1.81% and a category best of 298.36%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.771.81298.36
6M7.762.07316.37
1Y11.096.12340.03
3Y7.7415.4977.02

Portfolio Analysis

  • Equity:
  • Debt: 99.52%
  • Others
As on: 2026-03-31
View allocation % by

1. Net Receivables / (Payables)29.82%
2. 9.45% Vedanta Limited (05/06/2028)10.03%
3. 9.10% Manappuram Finance Limited (19/08/2026)9.98%
4. 8.4% Nirma Limited (07/04/2026)9.97%
5. 8.1% Aditya Birla Real Estate Limited (25/04/2026)9.97%
6. Indian Bank (05/06/2026)9.85%
7. 9.40% 360 One Prime Limited (04/03/2027)5.00%
8. 7.99% Rashtriya Chemicals and Fertilizers Limited (07/08/2027)5.00%
9. 8.39% JSW Steel Limited (13/05/2027)4.97%
10. 7.70% Nuvoco Vistas Corporation Limited (18/09/2028)4.93%

About Fund

Bank of India Credit Risk Fund Growth managed by Bank of India Mutual Fund,is a Credit Riskscheme with Assets Under Management of ₹99 Crore. The fund benchmarks its performance against the CRISIL Credit Risk Debt B-II Index while maintaining an expense ratio of 1.52. Under the expert guidance of Alok Singh ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Alok Singh

Mr. Singh is a CFA and a Post Graduate in Business Management. He has an experience of more than 8 years in financial markets including 4 years in asset management. He joined the Fixed Income team in February 2005. In his previous stint, he worked with Axis Bank Limited for more than four years, where he traded Government of India (GoI) and Corporate Bonds for their trading and ALM books.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundBaroda BNP Paribas Credit Risk Fund Growth0175.74 CR1.61
This FundAxis Credit Risk Fund Growth1353.67 CR1.57
This FundBank of India Credit Risk Fund Growth099.25 CR1.52
This FundAditya Birla Sun Life Credit Risk Fund Growth41197.37 CR1.66
This FundDSP Credit Risk Fund Growth0227.03 CR1.23
Fund Name1Y3Y
This FundBaroda BNP Paribas Credit Risk Fund Growth6.613724.7482
This FundAxis Credit Risk Fund Growth7.369425.0325
This FundBank of India Credit Risk Fund Growth11.091425.0492
This FundAditya Birla Sun Life Credit Risk Fund Growth12.344840.4607
This FundDSP Credit Risk Fund Growth10.70956.0193

FAQs

Bank of India Credit Risk Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Bank of India Credit Risk Fund Growth is 1.52. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Bank of India Credit Risk Fund Growth’s fund performance is as follows:
  • 1 Month : 0.77%
  • 6 Months : 7.76%
  • 1 Year : 11.09%
  • 3 Years : 7.74%
Returns of Bank of India Credit Risk Fund Growth are updated daily based on NAV of ₹ 13.4126 as on Apr 22,2026. Since inception, the return has been 25.05%.

You can invest in Bank of India Credit Risk Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Bank of India Credit Risk Fund Growth is ₹99 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Bank of India Credit Risk Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500