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  • 1Y
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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹1000 & Lump. ₹5000

AUM (Fund size)

₹345 Cr

Lock In Period

N/A

Expense Ratio

2.48

Benchmark

Nifty India Consumption Total Return

Exit Load

If redeemed /switched-out within 12 months from the date of allotment:For 10% of investments - NilFor remaining investments - 1%If redeemed/switched-out after 12 months from the date of allotment: Nil.

Summary

Latest details for Bank of India Consumption Fund Growth include a ₹10.50 NAV as of Apr 21,2026 and returns since inception of --%. Minimum investments start at SIP ₹1000. The Bank of India Consumption Fund Growth AUM is ₹345 Cr, with a lock-in of N/A years, expense ratio of 2.48%, and benchmark Nifty India Consumption Total Return. Exit load is - If redeemed /switched-out within 12 months from the date of allotment:For 10% of investments - NilFor remaining investments - 1%If redeemed/switched-out after 12 months from the date of allotment: Nil.. In the growth review for 1M Month/Year, the fund recorded 5.58% returns, against a category average of 0.35% and a category best of 20.86%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M5.580.3520.86
6M-7.961.4491.07
1Y4.944.61250.77
3Y0.0011.76316.93

Portfolio Analysis

  • Equity: 97.69%
  • Debt: 2.31%
  • Others
As on: 2026-03-31
View allocation % by

1. Bharti Airtel Limited9.62%
2. Bharti Hexacom Limited2.49%

1. ITC Limited7.09%
2. Godfrey Phillips India Limited1.07%

1. Mahindra & Mahindra Limited4.68%
2. Maruti Suzuki India Limited3.01%

1. Britannia Industries Limited7.08%

1. FSN E-Commerce Ventures Limited3.97%
2. Eternal Limited2.02%

1. Hero MotoCorp Limited5.24%

1. Emami Limited2.46%
2. Hindustan Unilever Limited2.03%

1. United Spirits Limited4.08%

1. Sky Gold And Diamonds Limited1.66%
2. Senco Gold Limited1.62%
3. Titan Company Limited0.57%

1. Eris Lifesciences Limited2.84%
2. Abbott India Limited0.89%

1. Avenue Supermarts Limited3.51%

1. Aditya Vision Ltd3.25%

1. Oberoi Realty Limited3.04%

1. ICICI Lombard General Insurance Company Limited3.02%

1. Stylam Industries Limited2.97%

1. Tips Music Limited2.92%

1. Apollo Hospitals Enterprise Limited2.83%

1. PB Fintech Limited2.10%

1. NTPC Limited1.98%

1. Bayer Cropscience Limited1.90%

1. S.J.S. Enterprises Limited1.78%

1. Samvardhana Motherson International Limited1.26%
2. UNO Minda Limited0.27%

1. Aditya Birla Real Estate Limited1.51%

1. Balrampur Chini Mills Limited1.08%

1. MRF Limited1.01%

About Fund

Bank of India Consumption Fund Growth managed by Bank of India Mutual Fund,is a Equity - Sector Fundscheme with Assets Under Management of ₹345 Crore. The fund benchmarks its performance against the Nifty India Consumption Total Return while maintaining an expense ratio of 2.48. Under the expert guidance of Nitin Gosar ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Nitin Gosar

Mr. Gosar holds a Master’s degree in Finance from ICFAI. Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundKotak MNC Fund Growth01791.78 CR2.05
This FundHDFC Manufacturing Fund Growth59255.09 CR1.79
This FundBank of India Consumption Fund Growth0345 CR2.48
This FundICICI Prudential PSU Equity Fund Growth01798.21 CR2.1
This FundNippon India Taiwan Equity Fund Growth3599.16 CR2.36
Fund Name1Y3Y
This FundKotak MNC Fund Growth22.3850
This FundHDFC Manufacturing Fund Growth15.16630
This FundBank of India Consumption Fund Growth4.93950
This FundICICI Prudential PSU Equity Fund Growth12.6311111.6323
This FundNippon India Taiwan Equity Fund Growth245.904299.9424

FAQs

Bank of India Consumption Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Bank of India Consumption Fund Growth is 2.48. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Bank of India Consumption Fund Growth’s fund performance is as follows:
  • 1 Month : 5.58%
  • 6 Months : -7.96%
  • 1 Year : 4.94%
  • 3 Years : 0.00%
Returns of Bank of India Consumption Fund Growth are updated daily based on NAV of ₹ 10.50 as on Apr 21,2026. Since inception, the return has been 0.00%.

You can invest in Bank of India Consumption Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Bank of India Consumption Fund Growth is ₹345 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Bank of India Consumption Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500