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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹3,458 Cr

Lock In Period

N/A

Expense Ratio

0.6

Benchmark

Nifty Banking & PSU Debt Index A-II

Exit Load

Nil

Summary

Latest details for DSP Banking & PSU Debt Fund Growth include a ₹24.7915 NAV as of Apr 28,2026 and returns since inception of 21.44%. Minimum investments start at SIP ₹100. The DSP Banking & PSU Debt Fund Growth AUM is ₹3,458 Cr, with a lock-in of N/A years, expense ratio of 0.6%, and benchmark Nifty Banking & PSU Debt Index A-II. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.97% returns, against a category average of 1.92% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.971.922.46
6M1.141.865.84
1Y3.555.929.60
3Y6.6915.2128.10

Portfolio Analysis

  • Equity:
  • Debt: 100.00%
  • Others
As on: 2026-04-15
View allocation % by

1. REC Limited8.95%
2. Indian Railway Finance Corporation Limited8.03%
3. Bharti Telecom Limited7.33%
4. 6.90% GOI 20654.63%
5. National Bank for Financing Infrastructure and Development2.34%
6. 7.66% Maharashtra SDL 20472.17%
7. 7.32% GOI 20301.53%
8. TREPS / Reverse Repo Investments0.98%
9. State Bank of India Basel III Tier 20.92%
10. Tata Capital Housing Finance Limited0.76%
11. Export-Import Bank of India0.74%
12. SBI Funds Management Pvt Ltd/Fund Parent0.34%
13. Net Receivables/Payables0.03%

1. National Bank for Agriculture and Rural Development8.34%
2. State Bank of India2.96%
3. Bank of Baroda2.74%
4. Indian Bank1.37%
5. Punjab National Bank1.37%
6. Union Bank of India0.69%

1. Small Industries Development Bank of India7.44%
2. HDFC Bank Limited6.96%
3. National Housing Bank1.56%
4. Axis Bank Limited0.71%

1. Power Finance Corporation Limited7.94%

1. Power Grid Corporation of India Limited7.38%

1. 7.08% Haryana SDL 20392.89%
2. 7.43% Maharashtra SDL 20401.45%
3. 7.07% Haryana SDL 20371.06%
4. 7.48% Uttar Pradesh SDL 20440.42%

1. GAIL (India) Limited2.97%

1. Bajaj Finance Limited2.29%

1. NTPC Limited0.71%

About Fund

DSP Banking & PSU Debt Fund Growth managed by DSP Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹3,458 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.6. Under the expert guidance of Sandeep Yadav ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Sandeep Yadav

Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder. Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundEdelweiss Banking and PSU Debt Fund Growth1480.58 CR0.69
This FundSBI Banking & PSU Fund Growth13814.22 CR0.72
This FundDSP Banking & PSU Debt Fund Growth23457.89 CR0.6
This FundICICI Prudential Banking and PSU Debt Fund Growth59174.97 CR0.73
This FundFranklin India Banking & PSU Debt Fund Growth4475.78 CR0.47
Fund Name1Y3Y
This FundEdelweiss Banking and PSU Debt Fund Growth4.34621.1874
This FundSBI Banking & PSU Fund Growth4.633521.3819
This FundDSP Banking & PSU Debt Fund Growth3.554221.4407
This FundICICI Prudential Banking and PSU Debt Fund Growth5.116722.8331
This FundFranklin India Banking & PSU Debt Fund Growth5.869922.9247

FAQs

DSP Banking & PSU Debt Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of DSP Banking & PSU Debt Fund Growth is 0.6. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

DSP Banking & PSU Debt Fund Growth’s fund performance is as follows:
  • 1 Month : 0.97%
  • 6 Months : 1.14%
  • 1 Year : 3.55%
  • 3 Years : 6.69%
Returns of DSP Banking & PSU Debt Fund Growth are updated daily based on NAV of ₹ 24.7915 as on Apr 28,2026. Since inception, the return has been 21.44%.

You can invest in DSP Banking & PSU Debt Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of DSP Banking & PSU Debt Fund Growth is ₹3,458 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in DSP Banking & PSU Debt Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500