• Home
  • Mutual Funds
  • Kotak Savings Fund - Growth

Return

  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
This Fund:
Sensex:
BankFD:

Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹16,647 Cr

Lock In Period

N/A

Expense Ratio

0.82

Benchmark

NIFTY Ultra Short Duration Debt Index A-I

Exit Load

Nil

Summary

Latest details for Kotak Savings Fund - Growth include a ₹44.9605 NAV as of Apr 22,2026 and returns since inception of 21.90%. Minimum investments start at SIP ₹100. The Kotak Savings Fund - Growth AUM is ₹16,647 Cr, with a lock-in of N/A years, expense ratio of 0.82%, and benchmark NIFTY Ultra Short Duration Debt Index A-I. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.60% returns, against a category average of 1.04% and a category best of 265.31%.

Calculate Returns

You would have got

close_grey_icon
No Data Found
Your Investment Amount
  • 1
  • 2
  • 3
  • 4
  • 5

Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.601.04265.31
6M2.911.82195.09
1Y6.155.80195.09
3Y6.8214.2931.95

Portfolio Analysis

  • Equity:
  • Debt: 99.69%
  • Others
As on: 2026-03-31
View allocation % by

1. 7.80% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT3.84%
2. 6.54% Tamil Nadu State Govt - 2029 - Tamil Nadu2.98%
3. IIFL FINANCE LIMITED2.47%
4. 7.99% MANKIND PHARMA LTD2.01%
5. FRB Central Government - 20281.51%
6. SO PTC RADHAKRISHNA SECURITISATION TRUST 28/09/2028(RADHAKRISHNA TRUST)1.37%
7. 9.40% VEDANTA LTD.1.34%
8. 7.65% POONAWALLA FINCORP LIMITED1.33%
9. 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.33%
10. 7.45% TORRENT PHARMACEUTICALS LTD.1.32%
11. 7.30% BHARTI TELECOM LTD.1.31%
12. 7.68% GODREJ SEEDS AND GENETICS LTD.1.29%
13. 8.20% ADANI POWER LTD1.26%
14. 9.15% PIRAMAL FINANCE LTD1.17%
15. 7.87% LIC HOUSING FINANCE LTD.1.00%
16. 8.80% 360 ONE PRIME LTD.1.00%
17. 8.95% NUVAMA WEALTH FINANCE LIMITED1.00%
18. 6.40% JAMNAGAR UTILITIES & POWER PRIVATE LIMITED0.99%
19. TATA TELESERVICES LIMITED0.95%
20. TATA HOUSING DEVELOPMENT CO. LTD.0.94%
21. 7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.93%
22. 7.97% MANKIND PHARMA LTD0.84%
23. JUBILANT BEVCO LIMITED0.72%
24. 8.78% MUTHOOT FINANCE LTD.0.67%
25. 8.45% CAN FIN HOMES LTD.0.67%
26. 8.75% 360 ONE PRIME LTD.0.66%
27. 7.05% EMBASSY OFFICE PARKS REIT0.66%
28. 7.30% TATA CAPITAL HOUSING FINANCE LTD.0.66%
29. 6.92% Power Finance Corporation Ltd.0.66%
30. Bahadur Chand Investments Private Limited0.63%
31. BIRLA GROUP HOLDING PRIVATE LIMITED0.62%
32. SO PTC IIFL FIN LIQUID GOLD (SERIES 14A) 20/07/2027(LIQUID GOLD SERIES 14)0.52%
33. 7.07% Tamil Nadu State Govt - 2026 - Tamil Nadu0.50%
34. 8.65% BHARTI TELECOM LTD.0.50%
35. 7.88% MUTHOOT FINANCE LTD.0.49%
36. SO PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9)0.48%
37. CHOLAMANDALAM SECURITIES LIMITED0.43%
38. 7.50% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT0.37%
39. 9.31% VEDANTA LTD.0.34%
40. 7.12% TATA CAPITAL HOUSING FINANCE LTD.0.33%
41. 6.65% LIC HOUSING FINANCE LTD.0.33%
42. CREDILA FINANCIAL SERVICES PVT LTD0.31%
43. Triparty Repo0.24%
44. 8.40% GODREJ PROPERTIES LIMITED0.17%
45. 7.84% TATA CAPITAL HOUSING FINANCE LTD.0.16%
46. GS CG 17/12/2026 - (STRIPS)0.16%
47. SO PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1)0.15%
48. TATA CAPITAL LTD.- (ZCB)0.04%
49. 7.85% Andhra Pradesh State Govt - 2026 - Andhra Pradesh0.03%
50. 7.80% REC LTD0.03%
51. 8.08% Maharashtra State Govt - 2026 - Maharashtra0.02%
52. 6.40% LIC HOUSING FINANCE LTD.0.02%
53. SO SANSAR TRUST(SANSAR TRUST)0.01%
54. 6.75% Sikka Ports & Terminals Ltd.0.01%
55. 7.17% Rajasthan State Govt - 2026 - Rajasthan0.01%
56. Net Current Assets/(Liabilities)-0.14%

1. AXIS BANK LTD.6.37%
2. SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA6.22%
3. HDFC BANK LTD.5.04%
4. INDUSIND BANK LTD.2.53%
5. YES BANK LTD.1.56%
6. FEDERAL BANK LTD.0.79%

1. BANK OF BARODA6.03%
2. CANARA BANK3.46%
3. NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT3.46%
4. UNION BANK OF INDIA2.59%
5. PUNJAB NATIONAL BANK1.41%
6. PUNJAB & SIND BANK1.25%
7. BANK OF INDIA0.07%

1. 182 DAYS TREASURY BILL 06/08/20261.64%
2. 182 DAYS TREASURY BILL 28/05/20261.32%
3. 364 DAYS TREASURY BILL 11/02/20271.27%
4. 364 DAYS TREASURY BILL 04/06/20260.66%
5. 182 DAYS TREASURY BILL 04/06/20260.66%
6. 182 DAYS TREASURY BILL 13/08/20260.65%
7. 364 DAYS TREASURY BILL 10/09/20260.65%

1. 6.90% Maharashtra State Govt - 2030 - Maharashtra1.98%
2. ADITYA BIRLA CAPITAL LTD0.78%
3. 6.04% Gujarat State Govt - 2026 - Gujarat0.67%
4. 7.57% Gujarat State Govt - 2026 - Gujarat0.30%
5. STANDARD CHARTERED CAPITAL LTD.0.16%

1. MUTHOOT FINANCE LTD.2.34%
2. Manappuram Finance Ltd.1.27%

1. TORRENT PHARMACEUTICALS LTD.0.92%

About Fund

Kotak Savings Fund - Growth managed by Kotak Mahindra Mutual Fund,is a Ultra Short Term Planscheme with Assets Under Management of ₹16,647 Crore. The fund benchmarks its performance against the NIFTY Ultra Short Duration Debt Index A-I while maintaining an expense ratio of 0.82. Under the expert guidance of Deepak Agrawal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Deepak Agrawal

Mr. Deepak is a Post Graduate in Commerce, Chartered Account, Company Secretary and currently pursuing CFA. His career has started from Kotak AMC when he joined the organization in December 2002 where he was initially in Research, Dealing and then moved into Fund Management from November 2006.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundUTI Ultra Short Duration Fund Growth23695.14 CR0.97
This FundKotak Savings Fund - Growth316647.14 CR0.82
This FundFranklin India Ultra Short Bond Fund - Institutional Plan Growth0296.53 CR0.66
This FundFranklin India Ultra Short Bond Fund - Super Institutional Growth0296.53 CR0.52
Fund Name1Y3Y
This FundUTI Ultra Short Duration Fund Growth5.999521.6375
This FundKotak Savings Fund - Growth6.154821.8986
This FundFranklin India Ultra Short Bond Fund - Institutional Plan Growth13.688828.4789
This FundFranklin India Ultra Short Bond Fund - Super Institutional Growth13.688628.6768

FAQs

Kotak Savings Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Kotak Savings Fund - Growth is 0.82. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Kotak Savings Fund - Growth’s fund performance is as follows:
  • 1 Month : 0.60%
  • 6 Months : 2.91%
  • 1 Year : 6.15%
  • 3 Years : 6.82%
Returns of Kotak Savings Fund - Growth are updated daily based on NAV of ₹ 44.9605 as on Apr 22,2026. Since inception, the return has been 21.90%.

You can invest in Kotak Savings Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Kotak Savings Fund - Growth is ₹16,647 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Kotak Savings Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500