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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹14,966 Cr

Lock In Period

N/A

Expense Ratio

0.82

Benchmark

NIFTY Ultra Short Duration Debt Index A-I

Exit Load

Nil

Summary

Latest details for Kotak Savings Fund - Growth include a ₹44.7669 NAV as of Mar 31,2026 and returns since inception of 21.97%. Minimum investments start at SIP ₹100. The Kotak Savings Fund - Growth AUM is ₹14,966 Cr, with a lock-in of N/A years, expense ratio of 0.82%, and benchmark NIFTY Ultra Short Duration Debt Index A-I. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.52% returns, against a category average of -1.13% and a category best of 265.31%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.52-1.13265.31
6M2.840.96195.09
1Y6.343.78195.09
3Y6.8410.6131.95

Portfolio Analysis

  • Equity:
  • Debt: 99.69%
  • Others
As on: 2026-03-15
View allocation % by

1. 7.80% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT3.86%
2. IIFL FINANCE LIMITED3.46%
3. 6.54% Tamil Nadu State Govt - 2029 - Tamil Nadu3.00%
4. 7.99% MANKIND PHARMA LTD2.01%
5. Central Government - 20281.52%
6. SO PTC RADHAKRISHNA SECURITISATION TRUST 28/09/2028(RADHAKRISHNA TRUST)1.39%
7. 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.34%
8. 9.40% VEDANTA LTD.1.34%
9. 7.65% POONAWALLA FINCORP LIMITED1.33%
10. 7.45% TORRENT PHARMACEUTICALS LTD.1.33%
11. 7.30% BHARTI TELECOM LTD.1.31%
12. 7.68% GODREJ SEEDS AND GENETICS LTD.1.29%
13. 8.20% ADANI POWER LTD1.27%
14. 9.15% PIRAMAL FINANCE LTD1.17%
15. 8.80% 360 ONE PRIME LTD.1.00%
16. 7.87% LIC HOUSING FINANCE LTD.1.00%
17. 8.95% NUVAMA WEALTH FINANCE LIMITED1.00%
18. 6.40% JAMNAGAR UTILITIES & POWER PRIVATE LIMITED0.99%
19. TATA TELESERVICES LIMITED0.95%
20. TATA HOUSING DEVELOPMENT CO. LTD.0.94%
21. 7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.93%
22. 7.97% MANKIND PHARMA LTD0.84%
23. JUBILANT BEVCO LIMITED0.73%
24. 8.78% MUTHOOT FINANCE LTD.0.67%
25. 8.45% CAN FIN HOMES LTD.0.67%
26. 8.75% 360 ONE PRIME LTD.0.67%
27. 7.05% EMBASSY OFFICE PARKS REIT0.67%
28. 7.30% TATA CAPITAL HOUSING FINANCE LTD.0.67%
29. 6.92% Power Finance Corporation Ltd.0.66%
30. Bahadur Chand Investments Private Limited0.63%
31. BIRLA GROUP HOLDING PRIVATE LIMITED0.62%
32. SO PTC IIFL FIN LIQUID GOLD (SERIES 14A) 20/07/2027(LIQUID GOLD SERIES 14)0.57%
33. SO PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9)0.53%
34. 8.65% BHARTI TELECOM LTD.0.51%
35. 7.07% Tamil Nadu State Govt - 2026 - Tamil Nadu0.51%
36. 7.88% MUTHOOT FINANCE LTD.0.50%
37. CHOLAMANDALAM SECURITIES LIMITED0.43%
38. 7.50% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT0.37%
39. 9.31% VEDANTA LTD.0.34%
40. 7.75% Hindustan Zinc Ltd.0.33%
41. 7.12% TATA CAPITAL HOUSING FINANCE LTD.0.33%
42. 6.65% LIC HOUSING FINANCE LTD.0.33%
43. CREDILA FINANCIAL SERVICES PVT LTD0.31%
44. SO PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1)0.22%
45. 8.40% GODREJ PROPERTIES LIMITED0.17%
46. 7.84% TATA CAPITAL HOUSING FINANCE LTD.0.16%
47. GS CG 17/12/2026 - (STRIPS)0.16%
48. 7.99% HDB FINANCIAL SERVICES LTD.0.10%
49. Triparty Repo0.05%
50. TATA CAPITAL LTD.- (ZCB)0.04%
51. 8.50% CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.0.03%
52. 7.80% REC LTD0.03%
53. 7.85% Andhra Pradesh State Govt - 2026 - Andhra Pradesh0.03%
54. 6.40% LIC HOUSING FINANCE LTD.0.02%
55. SO SANSAR TRUST(SANSAR TRUST)0.02%
56. 8.08% Maharashtra State Govt - 2026 - Maharashtra0.02%
57. 7.92% BAJAJ HOUSING FINANCE LTD.0.01%
58. 6.75% Sikka Ports & Terminals Ltd.0.01%
59. 7.17% Rajasthan State Govt - 2026 - Rajasthan0.01%
60. Net Current Assets/(Liabilities)-3.65%

1. SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA6.53%
2. AXIS BANK LTD.5.36%
3. HDFC BANK LTD.5.04%
4. INDUSIND BANK LTD.2.53%
5. YES BANK LTD.1.55%
6. FEDERAL BANK LTD.0.79%

1. BANK OF BARODA6.03%
2. CANARA BANK3.49%
3. NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT3.45%
4. PUNJAB NATIONAL BANK1.41%
5. PUNJAB & SIND BANK1.25%
6. UCO BANK0.99%
7. UNION BANK OF INDIA0.95%
8. BANK OF INDIA0.66%

1. 182 DAYS TREASURY BILL 06/08/20261.63%
2. 182 DAYS TREASURY BILL 28/05/20261.32%
3. 364 DAYS TREASURY BILL 11/02/20271.27%
4. 364 DAYS TREASURY BILL 04/06/20260.66%
5. 182 DAYS TREASURY BILL 04/06/20260.66%
6. 182 DAYS TREASURY BILL 13/08/20260.65%
7. 364 DAYS TREASURY BILL 10/09/20260.65%
8. 182 DAYS TREASURY BILL 19/03/20260.23%
9. 364 DAYS TREASURY BILL 19/03/20260.07%

1. 6.90% Maharashtra State Govt - 2030 - Maharashtra2.02%
2. Citicorp Finance (India) Ltd.1.00%
3. ADITYA BIRLA CAPITAL LTD0.78%
4. 6.04% Gujarat State Govt - 2026 - Gujarat0.67%
5. 7.57% Gujarat State Govt - 2026 - Gujarat0.30%
6. STANDARD CHARTERED CAPITAL LTD.0.16%

1. MUTHOOT FINANCE LTD.2.34%
2. Manappuram Finance Ltd.1.27%

1. BAJAJ HOUSING FINANCE LTD.1.31%

1. TORRENT PHARMACEUTICALS LTD.0.92%

About Fund

Kotak Savings Fund - Growth managed by Kotak Mahindra Mutual Fund,is a Ultra Short Term Planscheme with Assets Under Management of ₹14,966 Crore. The fund benchmarks its performance against the NIFTY Ultra Short Duration Debt Index A-I while maintaining an expense ratio of 0.82. Under the expert guidance of Deepak Agrawal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundNippon India Ultra Short Duration Fund Growth410161.34 CR1.07
This FundUTI Ultra Short Duration Fund - Institutional Plan Growth23560.17 CR0.99
This FundKotak Savings Fund - Growth314966.21 CR0.82
This FundFranklin India Ultra Short Bond Fund - Institutional Plan Growth0296.53 CR0.66
This FundFranklin India Ultra Short Bond Fund - Super Institutional Growth0296.53 CR0.52
Fund Name1Y3Y
This FundNippon India Ultra Short Duration Fund Growth6.262721.816
This FundUTI Ultra Short Duration Fund - Institutional Plan Growth6.000821.85
This FundKotak Savings Fund - Growth6.341821.9677
This FundFranklin India Ultra Short Bond Fund - Institutional Plan Growth13.688828.4789
This FundFranklin India Ultra Short Bond Fund - Super Institutional Growth13.688628.6768

FAQs

Kotak Savings Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Kotak Savings Fund - Growth is 0.82. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Kotak Savings Fund - Growth’s fund performance is as follows:
  • 1 Month : 0.52%
  • 6 Months : 2.84%
  • 1 Year : 6.34%
  • 3 Years : 6.84%
Returns of Kotak Savings Fund - Growth are updated daily based on NAV of ₹ 44.7669 as on Mar 31,2026. Since inception, the return has been 21.97%.

You can invest in Kotak Savings Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Kotak Savings Fund - Growth is ₹14,966 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Kotak Savings Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500