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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹16,605 Cr

Lock In Period

N/A

Expense Ratio

0.82

Benchmark

NIFTY Ultra Short Duration Debt Index A-I

Exit Load

Nil

Summary

Latest details for Kotak Savings Fund - Growth include a ₹44.629 NAV as of Mar 12,2026 and returns since inception of 22.25%. Minimum investments start at SIP ₹100. The Kotak Savings Fund - Growth AUM is ₹16,605 Cr, with a lock-in of N/A years, expense ratio of 0.82%, and benchmark NIFTY Ultra Short Duration Debt Index A-I. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.50% returns, against a category average of -1.45% and a category best of 265.31%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.50-1.45265.31
6M2.871.72195.09
1Y6.685.76195.09
3Y6.9214.0531.95

Portfolio Analysis

  • Equity:
  • Debt: 99.72%
  • Others
As on: 2026-02-15
View allocation % by

1. 7.80% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT3.49%
2. 7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT3.44%
3. 7.92% BAJAJ HOUSING FINANCE LTD.3.27%
4. IIFL FINANCE LIMITED3.09%
5. 7.99% MANKIND PHARMA LTD1.82%
6. 182 DAYS TREASURY BILL 06/08/20261.47%
7. FRB Central Government - 20281.37%
8. SO PTC RADHAKRISHNA SECURITISATION TRUST 28/09/2028(RADHAKRISHNA TRUST)1.26%
9. 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.21%
10. 9.40% VEDANTA LTD.1.21%
11. 7.45% TORRENT PHARMACEUTICALS LTD.1.21%
12. 8.00% BAJAJ HOUSING FINANCE LTD.1.20%
13. 7.65% POONAWALLA FINCORP LIMITED1.20%
14. 7.30% BHARTI TELECOM LTD.1.19%
15. 7.68% GODREJ SEEDS AND GENETICS LTD.1.17%
16. 364 DAYS TREASURY BILL 11/02/20271.14%
17. 8.20% ADANI POWER LTD1.14%
18. 9.15% PIRAMAL FINANCE LTD1.06%
19. Bahadur Chand Investments Private Limited1.02%
20. 8.95% NUVAMA WEALTH FINANCE LIMITED0.91%
21. 7.87% LIC HOUSING FINANCE LTD.0.91%
22. 6.40% JAMNAGAR UTILITIES & POWER PRIVATE LIMITED0.90%
23. 8.80% 360 ONE PRIME LTD.0.90%
24. FRB Citicorp Finance (India) Ltd.0.90%
25. TATA TELESERVICES LIMITED0.86%
26. TATA HOUSING DEVELOPMENT CO. LTD.0.85%
27. 7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.84%
28. 7.97% MANKIND PHARMA LTD0.76%
29. Triparty Repo0.70%
30. JUBILANT BEVCO LIMITED0.65%
31. SO PTC IIFL FIN LIQUID GOLD (SERIES 14A) 20/07/2027(LIQUID GOLD SERIES 14)0.61%
32. 8.78% MUTHOOT FINANCE LTD.0.61%
33. BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.0.60%
34. 8.45% CAN FIN HOMES LTD.0.60%
35. 7.30% TATA CAPITAL HOUSING FINANCE LTD.0.60%
36. 8.75% 360 ONE PRIME LTD.0.60%
37. 7.05% EMBASSY OFFICE PARKS REIT0.60%
38. 182 DAYS TREASURY BILL 13/08/20260.59%
39. SO PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9)0.56%
40. 8.65% BHARTI TELECOM LTD.0.46%
41. 7.07% Tamil Nadu State Govt - 2026 - Tamil Nadu0.46%
42. 8.40% Nirma Ltd.0.45%
43. 7.88% MUTHOOT FINANCE LTD.0.45%
44. 7.50% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT0.36%
45. SBICAP SECURITIES LIMITED0.30%
46. 9.31% VEDANTA LTD.0.30%
47. 7.75% Hindustan Zinc Ltd. ( )0.30%
48. 7.12% TATA CAPITAL HOUSING FINANCE LTD.0.30%
49. 6.65% LIC HOUSING FINANCE LTD.0.30%
50. 182 DAYS TREASURY BILL 21/05/20260.30%
51. SO PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1)0.27%
52. Export-Import Bank of India0.15%
53. GS CG 17/12/2026 - (STRIPS)0.15%
54. 8.40% GODREJ PROPERTIES LIMITED0.15%
55. 8.00% BAJAJ FINANCE LTD.0.15%
56. 7.84% TATA CAPITAL HOUSING FINANCE LTD.0.14%
57. 7.99% HDB FINANCIAL SERVICES LTD.0.09%
58. 8.43% L & T FINANCE LTD.0.06%
59. BAJAJ FINANCE LTD.- (ZCB)0.04%
60. 7.85% Andhra Pradesh State Govt - 2026 - Andhra Pradesh0.03%
61. 7.80% REC LTD0.03%
62. 8.30% TATA CAPITAL LTD.0.03%
63. 7.11% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA0.03%
64. 7.37% Power Finance Corporation Ltd.0.03%
65. SO SANSAR TRUST(SANSAR TRUST)0.02%
66. 8.08% Maharashtra State Govt - 2026 - Maharashtra0.02%
67. 6.40% LIC HOUSING FINANCE LTD.0.02%
68. 7.17% Rajasthan State Govt - 2026 - Rajasthan0.01%
69. 6.75% Sikka Ports & Terminals Ltd.0.01%
70. Net Current Assets/(Liabilities)-0.32%

1. BANK OF BARODA7.60%
2. CANARA BANK3.44%
3. NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT1.42%
4. PUNJAB NATIONAL BANK1.27%
5. UCO BANK0.89%
6. UNION BANK OF INDIA0.85%
7. BANK OF INDIA0.59%
8. IDBI BANK LTD.0.45%

1. SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA7.15%
2. AXIS BANK LTD.4.83%
3. HDFC BANK LTD.3.76%
4. INDUSIND BANK LTD.0.56%

1. 364 DAYS TREASURY BILL 19/03/20261.86%
2. 364 DAYS TREASURY BILL 21/05/20261.49%
3. 182 DAYS TREASURY BILL 19/02/20261.20%
4. 182 DAYS TREASURY BILL 28/05/20261.19%
5. 182 DAYS TREASURY BILL 19/03/20260.90%
6. 182 DAYS TREASURY BILL 27/02/20260.60%
7. 182 DAYS TREASURY BILL 04/06/20260.59%
8. 364 DAYS TREASURY BILL 04/06/20260.59%
9. 364 DAYS TREASURY BILL 10/09/20260.58%
10. 182 DAYS TREASURY BILL 08/05/20260.15%

1. MUTHOOT FINANCE LTD.1.26%
2. Manappuram Finance Ltd.1.14%

1. BAJAJ HOUSING FINANCE LTD.1.47%

1. 6.04% Gujarat State Govt - 2026 - Gujarat0.60%
2. IIFL CAPITAL SERVICES LTD.0.45%
3. 7.57% Gujarat State Govt - 2026 - Gujarat0.27%
4. STANDARD CHARTERED CAPITAL LTD.0.15%

1. TORRENT PHARMACEUTICALS LTD.0.82%

About Fund

Kotak Savings Fund - Growth managed by Kotak Mahindra Mutual Fund,is a Ultra Short Term Planscheme with Assets Under Management of ₹16,605 Crore. The fund benchmarks its performance against the NIFTY Ultra Short Duration Debt Index A-I while maintaining an expense ratio of 0.82. Under the expert guidance of Deepak Agrawal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundNippon India Ultra Short Duration Fund Growth410713.49 CR1.07
This FundUTI Ultra Short Duration Fund - Institutional Plan Growth23946.27 CR0.99
This FundKotak Savings Fund - Growth316605.4 CR0.82
This FundFranklin India Ultra Short Bond Fund - Institutional Plan Growth0296.53 CR0.66
This FundFranklin India Ultra Short Bond Fund - Super Institutional Growth0296.53 CR0.52
Fund Name1Y3Y
This FundNippon India Ultra Short Duration Fund Growth6.576222.0789
This FundUTI Ultra Short Duration Fund - Institutional Plan Growth6.365922.2235
This FundKotak Savings Fund - Growth6.682622.2467
This FundFranklin India Ultra Short Bond Fund - Institutional Plan Growth13.688828.4789
This FundFranklin India Ultra Short Bond Fund - Super Institutional Growth13.688628.6768

FAQs

Kotak Savings Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Kotak Savings Fund - Growth is 0.82. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Kotak Savings Fund - Growth’s fund performance is as follows:
  • 1 Month : 0.50%
  • 6 Months : 2.87%
  • 1 Year : 6.68%
  • 3 Years : 6.92%
Returns of Kotak Savings Fund - Growth are updated daily based on NAV of ₹ 44.629 as on Mar 12,2026. Since inception, the return has been 22.25%.

You can invest in Kotak Savings Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Kotak Savings Fund - Growth is ₹16,605 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Kotak Savings Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500