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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹2,491 Cr

Lock In Period

N/A

Expense Ratio

1.51

Benchmark

NIFTY All Duration G-Sec Index

Exit Load

Nil

Summary

Latest details for Kotak Gilt - Investment Provident Fund and Trust Growth include a ₹96.9054 NAV as of Apr 24,2026 and returns since inception of 15.22%. Minimum investments start at SIP ₹100. The Kotak Gilt - Investment Provident Fund and Trust Growth AUM is ₹2,491 Cr, with a lock-in of N/A years, expense ratio of 1.51%, and benchmark NIFTY All Duration G-Sec Index. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.65% returns, against a category average of 2.84% and a category best of 1.20%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.652.841.20
6M-1.291.702.70
1Y-3.215.592.33
3Y4.8417.9422.86

Portfolio Analysis

  • Equity:
  • Debt: 100.00%
  • Others
As on: 2026-04-15
View allocation % by

1. 6.90% Central Government - 206517.41%
2. 7.58% Karnataka State Govt - 2040 - Karnataka13.13%
3. 7.24% Central Government - 20558.40%
4. Net Current Assets/(Liabilities)7.75%
5. 7.62% Uttar Pradesh State Govt - 2041 - Uttar Pradesh6.73%
6. 7.34% Central Government - 20644.24%
7. 7.30% Central Government - 20531.93%
8. Triparty Repo1.38%
9. GS CG 06/05/2037 - (STRIPS)0.84%
10. GS CG 25/05/2034 - (STRIPS)0.71%
11. GS CG 25/11/2034 - (STRIPS)0.69%
12. GS CG 22/04/2037 - (STRIPS)0.66%
13. GS CG 22/04/2039 - (STRIPS)0.64%
14. GS CG 22/10/2035 - (STRIPS)0.64%
15. GS CG 22/10/2037 - (STRIPS)0.63%
16. GS CG 25/11/2036 - (STRIPS)0.59%
17. GS CG 22/10/2036 - (STRIPS)0.59%
18. GS CG 15/04/2039 - (STRIPS)0.47%
19. GS CG 22/04/2036 - (STRIPS)0.47%
20. GS CG 22/10/2039 - (STRIPS)0.46%
21. GS CG 06/05/2038 - (STRIPS)0.43%
22. GS CG 15/10/2042 - (STRIPS)0.36%
23. GS CG 25/11/2041 - (STRIPS)0.33%
24. GS CG 15/10/2043 - (STRIPS)0.33%
25. GS CG 25/05/2037 - (STRIPS)0.28%
26. GS CG 25/11/2037 - (STRIPS)0.27%
27. GS CG 25/05/2041 - (STRIPS)0.27%
28. GS CG 22/04/2038 - (STRIPS)0.26%
29. GS CG 15/04/2044 - (STRIPS)0.26%
30. GS CG 25/05/2035 - (STRIPS)0.25%
31. GS CG 15/10/2044 - (STRIPS)0.25%
32. GS CG 15/04/2045 - (STRIPS)0.24%
33. GS CG 06/11/2037 - (STRIPS)0.24%
34. 8.37% Tamil Nadu State Govt - 2028 - Tamil Nadu0.21%
35. 7.84% Tamil Nadu State Govt - 2026 - Tamil Nadu0.12%
36. GS CG 25/11/2039 - (STRIPS)0.08%
37. GS CG 22/10/2038 - (STRIPS)0.08%
38. 8.39% Uttar Pradesh State Govt - 2028 - Uttar Pradesh0.08%
39. GS CG 25/05/2042 - (STRIPS)0.07%
40. 7.09% Central Government - 20740.05%

1. 7.49% Karnataka State Govt - 2035 - Karnataka6.37%
2. 7.12% Tamil Nadu State Govt - 2032 - Tamil Nadu5.97%
3. 7.55% Karnataka State Govt - 2035 - Karnataka4.25%
4. 7.39% Tamil Nadu State Govt - 2034 - Tamil Nadu3.66%
5. 6.88% Bihar State Govt - 2035 - Bihar1.91%
6. 7.34% Odisha State Govt - 2033 - Orissa1.01%
7. 7.31% Tamil Nadu State Govt - 2033 - Tamil Nadu1.00%
8. 6.87% Andhra Pradesh State Govt - 2033 - Andhra Pradesh0.97%
9. 7.56% Karnataka State Govt - 2036 - Karnataka0.60%
10. 7.70% Maharashtra State Govt - 2031 - Maharashtra0.45%
11. 6.98% West Bengal State Govt - 2037 - West Bengal0.38%
12. 7.70% Maharashtra State Govt - 2030 - Maharashtra0.20%
13. 7.38% Tamil Nadu State Govt - 2054 - Tamil Nadu0.12%
14. 7.91% Uttar Pradesh State Govt - 2037 - Uttar Pradesh0.10%
15. 8.08% Maharashtra State Govt - 2028 - Maharashtra0.08%
16. 7.80% Tamil Nadu State Govt - 2032 - Tamil Nadu0.06%
17. 6.78% Karnataka State Govt - 2032 - Karnataka0.04%
18. 8.16% Gujarat State Govt - 2028 - Gujarat0.01%

1. 6.67% Central Government - 20500.00%

About Fund

Kotak Gilt - Investment Provident Fund and Trust Growth managed by Kotak Mahindra Mutual Fund,is a Gilt Fund - Long Term Planscheme with Assets Under Management of ₹2,491 Crore. The fund benchmarks its performance against the NIFTY All Duration G-Sec Index while maintaining an expense ratio of 1.51. Under the expert guidance of Abhishek Bisen ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Abhishek Bisen

Mr. Abhishek holds B.A (Management) and MBA (Finance). He has been associated with the company since October 2006 and his key responsibilities include fund management of debt schemes. Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundKotak Gilt - Investment Provident Fund and Trust Growth02490.6 CR1.51
This FundICICI Prudential Gilt Fund Growth49067.26 CR1.05
This FundICICI Prudential Constant Maturity Gilt Fund Growth02290.75 CR0.4
Fund Name1Y3Y
This FundKotak Gilt - Investment Provident Fund and Trust Growth-3.214515.221
This FundICICI Prudential Gilt Fund Growth2.282922.2399
This FundICICI Prudential Constant Maturity Gilt Fund Growth2.334422.8583

FAQs

Kotak Gilt - Investment Provident Fund and Trust Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Kotak Gilt - Investment Provident Fund and Trust Growth is 1.51. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Kotak Gilt - Investment Provident Fund and Trust Growth’s fund performance is as follows:
  • 1 Month : 0.65%
  • 6 Months : -1.29%
  • 1 Year : -3.21%
  • 3 Years : 4.84%
Returns of Kotak Gilt - Investment Provident Fund and Trust Growth are updated daily based on NAV of ₹ 96.9054 as on Apr 24,2026. Since inception, the return has been 15.22%.

You can invest in Kotak Gilt - Investment Provident Fund and Trust Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Kotak Gilt - Investment Provident Fund and Trust Growth is ₹2,491 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Kotak Gilt - Investment Provident Fund and Trust Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500