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Showing Funds Performance since Sep 07, 2020
Fund Overview
Min. investment
SIP ₹100 & Lump. ₹100
AUM (Fund size)
₹706 Cr
Lock In Period
N/A
Expense Ratio
1.71
Benchmark
CRISIL Credit Risk Debt B-II Index
Exit Load
For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%If units are redeemed or switched out on or after 1 year from the date of allotment: Nil.
Summary
Latest details for Kotak Credit Risk Fund - Growth include a ₹30.8016 NAV as of Mar 31,2026 and returns since inception of 23.88%. Minimum investments start at SIP ₹100. The Kotak Credit Risk Fund - Growth AUM is ₹706 Cr, with a lock-in of N/A years, expense ratio of 1.71%, and benchmark CRISIL Credit Risk Debt B-II Index. Exit load is - For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%If units are redeemed or switched out on or after 1 year from the date of allotment: Nil.. In the growth review for 1M Month/Year, the fund recorded -0.59% returns, against a category average of -2.14% and a category best of 298.36%.
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Growth Review
| Duration | Fund Return(%) | Category Average(%) | Category Best(%) |
|---|---|---|---|
| 1M | -0.59 | -2.14 | 298.36 |
| 6M | 2.25 | 0.70 | 316.37 |
| 1Y | 7.54 | 4.48 | 340.03 |
| 3Y | 7.40 | 13.12 | 77.02 |
Portfolio Analysis
- Equity:
- Debt: 89.71%
- Others
As on: 2026-03-15
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About Fund
Kotak Credit Risk Fund - Growth managed by Kotak Mahindra Mutual Fund,is a Credit Riskscheme with Assets Under Management of ₹706 Crore. The fund benchmarks its performance against the CRISIL Credit Risk Debt B-II Index while maintaining an expense ratio of 1.71. Under the expert guidance of Deepak Agrawal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.
Peer Comparison
| Fund Name | Ratings | AUM | Expense Ratio |
|---|---|---|---|
| This FundUTI Credit Risk Fund Growth | 4 | 253.09 CR | 1.65 |
| This FundHDFC Credit Risk Debt Fund - Growth | 3 | 6814.66 CR | 1.62 |
| This FundKotak Credit Risk Fund - Growth | 3 | 705.62 CR | 1.71 |
| This FundAditya Birla Sun Life Credit Risk Fund Growth | 4 | 1177.74 CR | 1.66 |
| This FundDSP Credit Risk Fund Growth | 3 | 230.08 CR | 1.22 |
| Fund Name | 1Y | 3Y |
|---|---|---|
| This FundUTI Credit Risk Fund Growth | 6.1806 | 22.716 |
| This FundHDFC Credit Risk Debt Fund - Growth | 6.8005 | 23.8536 |
| This FundKotak Credit Risk Fund - Growth | 7.5355 | 23.8768 |
| This FundAditya Birla Sun Life Credit Risk Fund Growth | 12.3344 | 39.9498 |
| This FundDSP Credit Risk Fund Growth | 4.5737 | 46.9835 |
FAQs
Kotak Credit Risk Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.
The expense ratio of Kotak Credit Risk Fund - Growth is 1.71. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.
Kotak Credit Risk Fund - Growth’s fund performance is as follows:
- 1 Month : -0.59%
- 6 Months : 2.25%
- 1 Year : 7.54%
- 3 Years : 7.40%
You can invest in Kotak Credit Risk Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.
The fund size (AUM) of Kotak Credit Risk Fund - Growth is ₹706 crore. It changes based on market performance, inflows, and outflows.
You can track your investment in Kotak Credit Risk Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500