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Showing Funds Performance since Sep 07, 2020
Fund Overview
Min. investment
SIP ₹100 & Lump. ₹100
AUM (Fund size)
₹714 Cr
Lock In Period
N/A
Expense Ratio
1.71
Benchmark
CRISIL Credit Risk Debt B-II Index
Exit Load
For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%If units are redeemed or switched out on or after 1 year from the date of allotment: Nil.
Summary
Latest details for Kotak Credit Risk Fund - Growth include a ₹30.9368 NAV as of Mar 11,2026 and returns since inception of 25.13%. Minimum investments start at SIP ₹100. The Kotak Credit Risk Fund - Growth AUM is ₹714 Cr, with a lock-in of N/A years, expense ratio of 1.71%, and benchmark CRISIL Credit Risk Debt B-II Index. Exit load is - For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%If units are redeemed or switched out on or after 1 year from the date of allotment: Nil.. In the growth review for 1M Month/Year, the fund recorded 0.15% returns, against a category average of -0.87% and a category best of 298.36%.
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Growth Review
| Duration | Fund Return(%) | Category Average(%) | Category Best(%) |
|---|---|---|---|
| 1M | 0.15 | -0.87 | 298.36 |
| 6M | 3.35 | 2.04 | 316.37 |
| 1Y | 8.80 | 6.97 | 340.03 |
| 3Y | 7.76 | 16.89 | 77.02 |
Portfolio Analysis
- Equity:
- Debt: 89.62%
- Others
As on: 2026-02-15
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About Fund
Kotak Credit Risk Fund - Growth managed by Kotak Mahindra Mutual Fund,is a Credit Riskscheme with Assets Under Management of ₹714 Crore. The fund benchmarks its performance against the CRISIL Credit Risk Debt B-II Index while maintaining an expense ratio of 1.71. Under the expert guidance of Deepak Agrawal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.
Peer Comparison
| Fund Name | Ratings | AUM | Expense Ratio |
|---|---|---|---|
| This FundHDFC Credit Risk Debt Fund - Growth | 3 | 6901.93 CR | 1.62 |
| This FundBank of India Credit Risk Fund Growth | 2 | 105.46 CR | 1.52 |
| This FundKotak Credit Risk Fund - Growth | 3 | 713.97 CR | 1.71 |
| This FundAditya Birla Sun Life Credit Risk Fund Growth | 4 | 1175.31 CR | 1.66 |
| This FundDSP Credit Risk Fund Growth | 3 | 225.37 CR | 1.22 |
| Fund Name | 1Y | 3Y |
|---|---|---|
| This FundHDFC Credit Risk Debt Fund - Growth | 7.8672 | 24.893 |
| This FundBank of India Credit Risk Fund Growth | 11.5683 | 25.1156 |
| This FundKotak Credit Risk Fund - Growth | 8.799 | 25.1339 |
| This FundAditya Birla Sun Life Credit Risk Fund Growth | 13.3097 | 40.3944 |
| This FundDSP Credit Risk Fund Growth | 5.9588 | 49.5395 |
FAQs
Kotak Credit Risk Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.
The expense ratio of Kotak Credit Risk Fund - Growth is 1.71. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.
Kotak Credit Risk Fund - Growth’s fund performance is as follows:
- 1 Month : 0.15%
- 6 Months : 3.35%
- 1 Year : 8.80%
- 3 Years : 7.76%
You can invest in Kotak Credit Risk Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.
The fund size (AUM) of Kotak Credit Risk Fund - Growth is ₹714 crore. It changes based on market performance, inflows, and outflows.
You can track your investment in Kotak Credit Risk Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500