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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹692 Cr

Lock In Period

N/A

Expense Ratio

1.71

Benchmark

CRISIL Credit Risk Debt B-II Index

Exit Load

For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%If units are redeemed or switched out on or after 1 year from the date of allotment: Nil.

Summary

Latest details for Kotak Credit Risk Fund - Growth include a ₹31.0519 NAV as of Apr 22,2026 and returns since inception of 23.95%. Minimum investments start at SIP ₹100. The Kotak Credit Risk Fund - Growth AUM is ₹692 Cr, with a lock-in of N/A years, expense ratio of 1.71%, and benchmark CRISIL Credit Risk Debt B-II Index. Exit load is - For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%If units are redeemed or switched out on or after 1 year from the date of allotment: Nil.. In the growth review for 1M Month/Year, the fund recorded 0.63% returns, against a category average of 1.81% and a category best of 298.36%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.631.81298.36
6M2.322.07316.37
1Y7.426.12340.03
3Y7.4215.4977.02

Portfolio Analysis

  • Equity:
  • Debt: 89.57%
  • Others
As on: 2026-03-31
View allocation % by

1. JUBILANT BEVCO LIMITED7.85%
2. 9.50% VEDANTA LTD.7.29%
3. 10.81% BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD7.27%
4. 8.25% TATA PROJECTS LTD.7.25%
5. 6.52% REC LTD7.12%
6. 8.55% ADITYA BIRLA REAL ESTATE LTD6.49%
7. 8.60% ADITYA BIRLA RENEWABLES LIMITED5.80%
8. 9.30% AU SMALL FINANCE BANK LTD.4.35%
9. 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT3.61%
10. 7.47% Karnataka State Govt - 2036 - Karnataka3.57%
11. 7.68% GODREJ SEEDS AND GENETICS LTD.3.56%
12. 8.65% AADHAR HOUSING FINANCE LIMITED2.91%
13. 8.37% AADHAR HOUSING FINANCE LIMITED2.90%
14. 9.15% ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED2.19%
15. 9.70% U P Power Corporation Ltd1.53%
16. 7.59% THDC India Ltd. (THDCIL)1.44%
17. 6.48% Central Government - 20351.39%
18. SO PTC VAJRA TRUST (SERIES A1) 20/02/2029 (MAT 20/02/2027)(VAJRA TRUST)1.20%
19. 9.95% U P Power Corporation Ltd1.16%
20. Net Current Assets/(Liabilities)1.13%
21. 8.50% Nirma Ltd.0.72%
22. 7.24% Central Government - 20550.68%
23. SO PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST)0.57%
24. SO PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)0.45%
25. 8.10% ADITYA BIRLA REAL ESTATE LTD0.29%
26. Triparty Repo0.23%

1. 7.49% Karnataka State Govt - 2035 - Karnataka6.46%

1. 8.00% SURAT MUNICIPAL CORPORATION0.16%

1. 0.00% YES BANK LTD.- AT1 Bonds0.00%

About Fund

Kotak Credit Risk Fund - Growth managed by Kotak Mahindra Mutual Fund,is a Credit Riskscheme with Assets Under Management of ₹692 Crore. The fund benchmarks its performance against the CRISIL Credit Risk Debt B-II Index while maintaining an expense ratio of 1.71. Under the expert guidance of Deepak Agrawal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Deepak Agrawal

Mr. Deepak is a Post Graduate in Commerce, Chartered Account, Company Secretary and currently pursuing CFA. His career has started from Kotak AMC when he joined the organization in December 2002 where he was initially in Research, Dealing and then moved into Fund Management from November 2006.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundUTI Credit Risk Fund Growth4253.72 CR1.65
This FundKotak Credit Risk Fund - Growth3692.37 CR1.71
This FundAditya Birla Sun Life Credit Risk Fund Growth41197.37 CR1.66
This FundDSP Credit Risk Fund Growth0227.03 CR1.23
Fund Name1Y3Y
This FundUTI Credit Risk Fund Growth5.889722.7091
This FundKotak Credit Risk Fund - Growth7.422623.947
This FundAditya Birla Sun Life Credit Risk Fund Growth12.344840.4607
This FundDSP Credit Risk Fund Growth10.70956.0193

FAQs

Kotak Credit Risk Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Kotak Credit Risk Fund - Growth is 1.71. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Kotak Credit Risk Fund - Growth’s fund performance is as follows:
  • 1 Month : 0.63%
  • 6 Months : 2.32%
  • 1 Year : 7.42%
  • 3 Years : 7.42%
Returns of Kotak Credit Risk Fund - Growth are updated daily based on NAV of ₹ 31.0519 as on Apr 22,2026. Since inception, the return has been 23.95%.

You can invest in Kotak Credit Risk Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Kotak Credit Risk Fund - Growth is ₹692 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Kotak Credit Risk Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500