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  • HDFC Banking and PSU Debt Fund - Growth

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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹5,370 Cr

Lock In Period

N/A

Expense Ratio

0.72

Benchmark

NIFTY Banking & PSU Debt Index

Exit Load

Nil

Summary

Latest details for HDFC Banking and PSU Debt Fund - Growth include a ₹23.8601 NAV as of Apr 17,2026 and returns since inception of 22.43%. Minimum investments start at SIP ₹100. The HDFC Banking and PSU Debt Fund - Growth AUM is ₹5,370 Cr, with a lock-in of N/A years, expense ratio of 0.72%, and benchmark NIFTY Banking & PSU Debt Index. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.38% returns, against a category average of 1.42% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.381.422.46
6M1.681.695.84
1Y4.946.199.60
3Y6.9815.7928.10

Portfolio Analysis

  • Equity:
  • Debt: 99.67%
  • Others
As on: 2026-03-31
View allocation % by

1. 7.46 Indian Railways Finance Corp. Ltd.5.11%
2. 7.57 Indian Railways Finance Corp. Ltd.3.73%
3. Net Current Assets3.17%
4. 8.1 Bajaj Housing Finance Ltd.2.81%
5. 7.55 REC Limited.2.80%
6. 8.41 Housing and Urban Development Corporation Ltd.2.39%
7. 7.62 National Bank for Agri & Rural Dev.2.33%
8. 7.55 Power Finance Corporation Ltd.2.33%
9. 7.59 National Housing Bank2.33%
10. 7.34 Punjab National Bank2.28%
11. 7.18% GOI MAT 1408332.15%
12. 8.05 Bajaj Housing Finance Ltd.1.88%
13. 7.83 Small Industries Development Bank1.87%
14. 7.7 LIC Housing Finance Ltd.1.86%
15. 7.26% GOI MAT 0602331.61%
16. 7.7 Power Grid Corporation of India Ltd.1.49%
17. 6.67% GOI MAT 1512351.44%
18. 8.7 REC Limited.1.44%
19. 7.96 Pipeline Infrastructure Pvt. Ltd.1.41%
20. 7.64 Power Finance Corporation Ltd.1.40%
21. 8.3 SMFG India Credit Company Ltd1.40%
22. 7.49 National Bank for Agri & Rural Dev.1.39%
23. 7.42 Small Industries Development Bank1.39%
24. Shivshakti Securitisation Trust PTC ISD 150925 MAT 2809291.37%
25. 7.29 Housing and Urban Development Corporation Ltd.1.36%
26. 6.54 Floating Rate GOI 20341.24%
27. 7.79 HDFC Bank Ltd.1.12%
28. 7.68 National Bank for Agri & Rural Dev.1.12%
29. 7.77 REC Limited.1.12%
30. 8.6 REC Limited.1.06%
31. 8.8 REC Limited.0.96%
32. 8.18 National Bank for Agri & Rural Dev.0.95%
33. 8.1 TATA Capital Housing Finance Ltd.0.94%
34. 7.45 Export - Import Bank of India0.93%
35. 6 HDFC Bank Ltd.0.93%
36. 7.51 National Housing Bank0.93%
37. 7.34 Small Industries Development Bank0.93%
38. 7.79 Small Industries Development Bank0.93%
39. 7.44 Indian Railways Finance Corp. Ltd.0.92%
40. 7.38 Power Finance Corporation Ltd.0.92%
41. Siddhivinayak Securitisation Trust PTC ISD 150925 MAT 2809300.92%
42. 6.74 Small Industries Development Bank0.91%
43. 6.66 Small Industries Development Bank0.91%
44. 7.05 Mahanagar Telephone Nigam Ltd.0.90%
45. 7.55 Power Grid Corporation of India Ltd.0.84%
46. 6.85 Mahanagar Telephone Nigam Ltd.0.71%
47. 7.33 State Bank of India (Tier 2 - Basel III)0.64%
48. 7.34% GOI MAT 2204640.56%
49. 7.75 Bank of Baroda (Tier 2 - Basel III)0.55%
50. 7.695 Toyota Financial Services India Ltd.0.51%
51. Indian Railways Finance Corp. Ltd.0.49%
52. 8.45 Indian Railways Finance Corp. Ltd.0.48%
53. 7.86 HDFC Bank Ltd. (Tier 2 - Basel III)0.47%
54. 7.75 HDFC Bank Ltd.0.47%
55. 7.64 National Bank for Agri & Rural Dev.0.47%
56. 7.83 National Bank for Agri & Rural Dev.0.47%
57. 7.82 Power Finance Corporation Ltd.0.47%
58. 7.64 REC Limited.0.47%
59. 7.51 Small Industries Development Bank0.47%
60. 7.45 Altius Telecom Infrastructure Trust0.46%
61. 7.25 Indian Oil Corporation Ltd.0.46%
62. 7.37 Indian Railways Finance Corp. Ltd.0.46%
63. 8 Mahanagar Telephone Nigam Ltd.0.46%
64. 7.48 National Bank for Agri & Rural Dev.0.46%
65. 7.35 National Housing Bank0.46%
66. 7.7 Poonawalla Fincorp Ltd0.46%
67. 7.53 REC Limited.0.46%
68. 6.9 Housing and Urban Development Corporation Ltd.0.45%
69. 6.9 REC Limited.0.45%
70. 7.22 Small Industries Development Bank0.37%
71. 7.57 Bajaj Finance Ltd.0.28%
72. 7.24% GOI MAT 1808550.26%
73. TREPS - Tri-party Repo0.26%
74. 7.72% Bihar SDL - MAT 2502410.18%
75. 6.9% GOI MAT 1504650.17%
76. 7.67% Haryana SDL MAT 2502410.09%
77. 7.55 Bajaj Finance Ltd.0.09%
78. 7.95 Indian Railways Finance Corp. Ltd.0.09%

1. 7.8 HDFC Bank Ltd.2.52%
2. 7.97 HDFC Bank Ltd.2.35%
3. 7.95 HDFC Bank Ltd.0.47%

1. Union Bank of India2.68%
2. 7.43 National Bank for Agri & Rural Dev.0.46%
3. 6.8 State Bank of India (Tier 2 - Basel III)0.46%
4. Bank of Baroda0.44%

1. 7.64% Gujarat SDL ISD 170124 MAT 1701330.94%
2. 7.64% % Gujarat SDL ISD 170124 Mat 1701340.56%
3. 7.63% Gujarat SDL ISD 240124 Mat 2401330.47%
4. 7.63% Gujarat SDL ISD 240124 Mat 2401340.37%
5. 7.20% Maharashtra SDL MAT 2310360.18%
6. 7.48% Madhya Pradesh MAT 0110450.18%
7. 7.63% Andhra Pradesh SDL ISD 030925 MAT 0309370.18%
8. 7.48% Andhra Pradesh SDL ISD 030925 MAT 0309330.15%
9. 7.62% Andhra Pradesh SDL ISD 030925 MAT 0309360.12%
10. 7.48% Andhra Pradesh SDL ISD 030925 MAT 0309340.11%
11. 7.24% Maharashtra ISD 201025 Mat 1009340.09%
12. 7.63% Maharashtra SDL Mat 3101350.09%
13. 7.07% Gujarat SDL ISD 240925 MAT 2409320.07%
14. 7.03% Haryana SDL ISD 110625 MAT 1106390.01%

1. 8.7 LIC Housing Finance Ltd.0.48%

1. 7.75 Power Finance Corporation Ltd.0.47%

About Fund

HDFC Banking and PSU Debt Fund - Growth managed by HDFC Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹5,370 Crore. The fund benchmarks its performance against the NIFTY Banking & PSU Debt Index while maintaining an expense ratio of 0.72. Under the expert guidance of Anil Bamboli ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Anil Bamboli

Mr. Anil holds a Masters in Management Studies in Finance and a Graduate in Cost and Works Accountant from ICWAI. Has an experience of 10 years in Management and Research. Prior joining HDFC, had worked with SBI Fund Management Pvt. Ltd. as Deputy Manager from 1994 to 2003.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundAditya Birla Sun Life Banking & PSU Debt Fund Growth38807.05 CR0.73
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth08807.05 CR0.65
This FundHDFC Banking and PSU Debt Fund - Growth45370 CR0.72
This FundFranklin India Banking & PSU Debt Fund Growth4473.03 CR0.47
This FundICICI Prudential Banking and PSU Debt Fund Growth59109.42 CR0.73
Fund Name1Y3Y
This FundAditya Birla Sun Life Banking & PSU Debt Fund Growth4.921222.3616
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth4.921422.3622
This FundHDFC Banking and PSU Debt Fund - Growth4.9422.4255
This FundFranklin India Banking & PSU Debt Fund Growth6.054423.2343
This FundICICI Prudential Banking and PSU Debt Fund Growth5.472323.3874

FAQs

HDFC Banking and PSU Debt Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of HDFC Banking and PSU Debt Fund - Growth is 0.72. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

HDFC Banking and PSU Debt Fund - Growth’s fund performance is as follows:
  • 1 Month : 0.38%
  • 6 Months : 1.68%
  • 1 Year : 4.94%
  • 3 Years : 6.98%
Returns of HDFC Banking and PSU Debt Fund - Growth are updated daily based on NAV of ₹ 23.8601 as on Apr 17,2026. Since inception, the return has been 22.43%.

You can invest in HDFC Banking and PSU Debt Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of HDFC Banking and PSU Debt Fund - Growth is ₹5,370 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in HDFC Banking and PSU Debt Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500