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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹5,620 Cr

Lock In Period

N/A

Expense Ratio

0.78

Benchmark

NIFTY Banking & PSU Debt Index

Exit Load

Nil

Summary

Latest details for HDFC Banking and PSU Debt Fund - Growth include a ₹23.7751 NAV as of Mar 09,2026 and returns since inception of 23.58%. Minimum investments start at SIP ₹100. The HDFC Banking and PSU Debt Fund - Growth AUM is ₹5,620 Cr, with a lock-in of N/A years, expense ratio of 0.78%, and benchmark NIFTY Banking & PSU Debt Index. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.55% returns, against a category average of -0.65% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.55-0.652.46
6M2.562.115.84
1Y7.056.489.60
3Y7.3116.1428.10

Portfolio Analysis

  • Equity:
  • Debt: 99.68%
  • Others
As on: 2026-02-15
View allocation % by

1. 7.46 Indian Railways Finance Corp. Ltd.4.95%
2. 7.57 Indian Railways Finance Corp. Ltd.3.61%
3. Net Current Assets3.37%
4. 7.18% GOI MAT 1408333.02%
5. 7.55 REC Limited.2.70%
6. 8.1 Bajaj Housing Finance Ltd.2.70%
7. 7.26% GOI MAT 0602332.67%
8. 8.41 Housing and Urban Development Corporation Ltd.2.31%
9. 7.62 National Bank for Agri & Rural Dev.2.25%
10. 7.59 National Housing Bank2.25%
11. 7.55 Power Finance Corporation Ltd.2.23%
12. 7.34 Punjab National Bank2.22%
13. 8.05 Bajaj Housing Finance Ltd.1.82%
14. 7.83 Small Industries Development Bank1.81%
15. 7.7 LIC Housing Finance Ltd.1.80%
16. 7.48 National Bank for Agri & Rural Dev.1.80%
17. 7.7 Power Grid Corporation of India Ltd.1.44%
18. 6.67% GOI MAT 1512351.42%
19. 8.7 REC Limited.1.39%
20. 7.64 Power Finance Corporation Ltd.1.36%
21. 7.96 Pipeline Infrastructure Pvt. Ltd.1.36%
22. 7.42 Small Industries Development Bank1.35%
23. 8.3 SMFG India Credit Company Ltd1.35%
24. Shivshakti Securitisation Trust1.35%
25. 7.49 National Bank for Agri & Rural Dev.1.34%
26. 7.29 Housing and Urban Development Corporation Ltd.1.32%
27. 6.54 Floating Rate GOI 20341.18%
28. 7.79 HDFC Bank Ltd.1.09%
29. 7.68 National Bank for Agri & Rural Dev.1.08%
30. 7.77 REC Limited.1.08%
31. 8.6 REC Limited.1.02%
32. 8.8 REC Limited.0.93%
33. 8.18 National Bank for Agri & Rural Dev.0.92%
34. 7.51 National Housing Bank0.90%
35. 7.45 Export - Import Bank of India0.90%
36. 8.1 TATA Capital Housing Finance Ltd.0.90%
37. 7.79 Small Industries Development Bank0.90%
38. Siddhivinayak Securitisation Trust0.90%
39. 7.34 Small Industries Development Bank0.89%
40. 7.38 Power Finance Corporation Ltd.0.89%
41. 7.44 Indian Railways Finance Corp. Ltd.0.89%
42. 6 HDFC Bank Ltd.0.89%
43. 6.74 Small Industries Development Bank0.88%
44. 6.66 Small Industries Development Bank0.88%
45. 7.05 Mahanagar Telephone Nigam Ltd.0.87%
46. 7.55 Power Grid Corporation of India Ltd.0.81%
47. 7.33 State Bank of India (Tier 2 - Basel III)0.71%
48. 6.85 Mahanagar Telephone Nigam Ltd.0.69%
49. 7.34% GOI MAT 2204640.55%
50. 7.75 Bank of Baroda (Tier 2 - Basel III)0.53%
51. 7.695 Toyota Financial Services India Ltd.0.49%
52. Indian Railways Finance Corp. Ltd.0.47%
53. 8.45 Indian Railways Finance Corp. Ltd.0.46%
54. 7.82 Power Finance Corporation Ltd.0.46%
55. TREPS - Tri-party Repo0.45%
56. 8 Mahanagar Telephone Nigam Ltd.0.45%
57. 7.86 HDFC Bank Ltd. (Tier 2 - Basel III)0.45%
58. 7.64 National Bank for Agri & Rural Dev.0.45%
59. 7.75 HDFC Bank Ltd.0.45%
60. 7.25 Indian Oil Corporation Ltd.0.45%
61. 7.51 Small Industries Development Bank0.45%
62. 7.53 REC Limited.0.45%
63. 7.37 Indian Railways Finance Corp. Ltd.0.45%
64. 7.64 REC Limited.0.45%
65. 7.83 National Bank for Agri & Rural Dev.0.45%
66. 7.35 National Housing Bank0.45%
67. 7.45 Altius Telecom Infrastructure Trust0.45%
68. 7.7 Poonawalla Fincorp Ltd0.44%
69. 6.9 Housing and Urban Development Corporation Ltd.0.44%
70. 6.9 REC Limited.0.44%
71. 7.22 Small Industries Development Bank0.36%
72. 7.57 Bajaj Finance Ltd.0.27%
73. 7.95 Indian Railways Finance Corp. Ltd.0.09%
74. 7.55 Bajaj Finance Ltd.0.09%

1. 7.8 HDFC Bank Ltd.2.45%
2. 7.97 HDFC Bank Ltd.2.28%
3. 7.95 HDFC Bank Ltd.0.45%

1. Union Bank of India2.55%
2. 7.43 National Bank for Agri & Rural Dev.0.45%
3. 6.8 State Bank of India (Tier 2 - Basel III)0.44%
4. Bank of Baroda0.42%

1. 7.64% Gujarat SDL ISD 170124 MAT 1701330.91%
2. 7.64% % Gujarat SDL ISD 170124 Mat 1701340.54%
3. 7.63% Gujarat SDL ISD 240124 Mat 2401330.45%
4. 7.63% Gujarat SDL ISD 240124 Mat 2401340.36%
5. 7.63% Andhra Pradesh SDL ISD 030925 MAT 0309370.18%
6. 7.20% Maharashtra SDL MAT 2310360.17%
7. 7.48% Madhya Pradesh MAT 0110450.17%
8. 7.48% Andhra Pradesh SDL ISD 030925 MAT 0309330.14%
9. 7.62% Andhra Pradesh SDL ISD 030925 MAT 0309360.12%
10. 7.48% Andhra Pradesh SDL ISD 030925 MAT 0309340.11%
11. 7.63% Maharashtra SDL Mat 3101350.09%
12. 7.24% Maharashtra ISD 201025 Mat 1009340.09%
13. 7.07% Gujarat SDL ISD 240925 MAT 2409320.06%
14. 7.03% Haryana SDL ISD 110625 MAT 1106390.01%

1. 8.7 LIC Housing Finance Ltd.0.46%

1. 7.75 Power Finance Corporation Ltd.0.45%

About Fund

HDFC Banking and PSU Debt Fund - Growth managed by HDFC Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹5,620 Crore. The fund benchmarks its performance against the NIFTY Banking & PSU Debt Index while maintaining an expense ratio of 0.78. Under the expert guidance of Anil Bamboli ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth59003.83 CR0.65
This FundInvesco India Banking and PSU Fund Growth1112.92 CR0.63
This FundHDFC Banking and PSU Debt Fund - Growth45619.99 CR0.78
This FundKotak Banking and PSU Debt Fund - Growth55435.32 CR0.75
This FundFranklin India Banking & PSU Debt Fund Growth4479.31 CR0.48
Fund Name1Y3Y
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth6.842423.4087
This FundInvesco India Banking and PSU Fund Growth6.990223.5723
This FundHDFC Banking and PSU Debt Fund - Growth7.048323.5781
This FundKotak Banking and PSU Debt Fund - Growth7.441724.1849
This FundFranklin India Banking & PSU Debt Fund Growth7.585124.3614

FAQs

HDFC Banking and PSU Debt Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of HDFC Banking and PSU Debt Fund - Growth is 0.78. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

HDFC Banking and PSU Debt Fund - Growth’s fund performance is as follows:
  • 1 Month : 0.55%
  • 6 Months : 2.56%
  • 1 Year : 7.05%
  • 3 Years : 7.31%
Returns of HDFC Banking and PSU Debt Fund - Growth are updated daily based on NAV of ₹ 23.7751 as on Mar 09,2026. Since inception, the return has been 23.58%.

You can invest in HDFC Banking and PSU Debt Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of HDFC Banking and PSU Debt Fund - Growth is ₹5,620 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in HDFC Banking and PSU Debt Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500