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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹5,455 Cr

Lock In Period

N/A

Expense Ratio

0.72

Benchmark

NIFTY Banking & PSU Debt Index

Exit Load

Nil

Summary

Latest details for HDFC Banking and PSU Debt Fund - Growth include a ₹23.6545 NAV as of Mar 27,2026 and returns since inception of 22.35%. Minimum investments start at SIP ₹100. The HDFC Banking and PSU Debt Fund - Growth AUM is ₹5,455 Cr, with a lock-in of N/A years, expense ratio of 0.72%, and benchmark NIFTY Banking & PSU Debt Index. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded -0.47% returns, against a category average of -1.81% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M-0.47-1.812.46
6M1.670.805.84
1Y5.733.859.60
3Y6.9512.1128.10

Portfolio Analysis

  • Equity:
  • Debt: 99.67%
  • Others
As on: 2026-03-15
View allocation % by

1. 7.46 Indian Railways Finance Corp. Ltd.5.08%
2. 7.57 Indian Railways Finance Corp. Ltd.3.70%
3. Net Current Assets3.08%
4. 8.1 Bajaj Housing Finance Ltd.2.77%
5. 7.55 REC Limited.2.76%
6. 7.18% GOI MAT 1408332.64%
7. 8.41 Housing and Urban Development Corporation Ltd.2.36%
8. 7.62 National Bank for Agri & Rural Dev.2.30%
9. 7.59 National Housing Bank2.30%
10. 7.55 Power Finance Corporation Ltd.2.29%
11. 7.34 Punjab National Bank2.27%
12. 7.26% GOI MAT 0602332.08%
13. 8.05 Bajaj Housing Finance Ltd.1.86%
14. 7.83 Small Industries Development Bank1.85%
15. 7.7 LIC Housing Finance Ltd.1.84%
16. 7.7 Power Grid Corporation of India Ltd.1.48%
17. 6.67% GOI MAT 1512351.46%
18. 8.7 REC Limited.1.42%
19. 7.96 Pipeline Infrastructure Pvt. Ltd.1.39%
20. Shivshakti Securitisation Trust1.39%
21. 7.64 Power Finance Corporation Ltd.1.39%
22. 8.3 SMFG India Credit Company Ltd1.38%
23. 7.42 Small Industries Development Bank1.38%
24. 7.49 National Bank for Agri & Rural Dev.1.37%
25. 7.29 Housing and Urban Development Corporation Ltd.1.36%
26. 6.54 Floating Rate GOI 20341.22%
27. 7.79 HDFC Bank Ltd.1.11%
28. 7.68 National Bank for Agri & Rural Dev.1.11%
29. 7.77 REC Limited.1.11%
30. 8.6 REC Limited.1.05%
31. 8.8 REC Limited.0.96%
32. 8.18 National Bank for Agri & Rural Dev.0.94%
33. Siddhivinayak Securitisation Trust0.93%
34. 8.1 TATA Capital Housing Finance Ltd.0.92%
35. 7.51 National Housing Bank0.92%
36. 7.45 Export - Import Bank of India0.92%
37. 7.79 Small Industries Development Bank0.92%
38. 7.44 Indian Railways Finance Corp. Ltd.0.92%
39. 7.34 Small Industries Development Bank0.92%
40. 7.38 Power Finance Corporation Ltd.0.92%
41. 6 HDFC Bank Ltd.0.91%
42. 6.74 Small Industries Development Bank0.90%
43. 6.66 Small Industries Development Bank0.90%
44. 7.05 Mahanagar Telephone Nigam Ltd.0.89%
45. 7.55 Power Grid Corporation of India Ltd.0.83%
46. 7.33 State Bank of India (Tier 2 - Basel III)0.72%
47. 6.85 Mahanagar Telephone Nigam Ltd.0.71%
48. 7.34% GOI MAT 2204640.57%
49. 7.75 Bank of Baroda (Tier 2 - Basel III)0.55%
50. 7.695 Toyota Financial Services India Ltd.0.50%
51. Indian Railways Finance Corp. Ltd.0.48%
52. 8.45 Indian Railways Finance Corp. Ltd.0.47%
53. 7.82 Power Finance Corporation Ltd.0.47%
54. 7.75 HDFC Bank Ltd.0.46%
55. 8 Mahanagar Telephone Nigam Ltd.0.46%
56. 7.86 HDFC Bank Ltd. (Tier 2 - Basel III)0.46%
57. 7.64 National Bank for Agri & Rural Dev.0.46%
58. 7.53 REC Limited.0.46%
59. 7.37 Indian Railways Finance Corp. Ltd.0.46%
60. 7.64 REC Limited.0.46%
61. 7.25 Indian Oil Corporation Ltd.0.46%
62. 7.83 National Bank for Agri & Rural Dev.0.46%
63. 7.48 National Bank for Agri & Rural Dev.0.46%
64. 7.51 Small Industries Development Bank0.46%
65. 7.35 National Housing Bank0.46%
66. 7.7 Poonawalla Fincorp Ltd0.46%
67. 7.45 Altius Telecom Infrastructure Trust0.46%
68. 6.9 Housing and Urban Development Corporation Ltd.0.45%
69. 6.9 REC Limited.0.45%
70. 7.22 Small Industries Development Bank0.37%
71. 7.57 Bajaj Finance Ltd.0.27%
72. 7.24% GOI MAT 1808550.27%
73. 7.72% Bihar SDL - MAT 2502410.18%
74. 6.9% GOI MAT 1504650.17%
75. TREPS - Tri-party Repo0.10%
76. 7.95 Indian Railways Finance Corp. Ltd.0.09%
77. 7.55 Bajaj Finance Ltd.0.09%
78. 7.67% Haryana SDL MAT 2502410.09%

1. 7.8 HDFC Bank Ltd.2.50%
2. 7.97 HDFC Bank Ltd.2.34%
3. 7.95 HDFC Bank Ltd.0.46%

1. Union Bank of India2.63%
2. 7.43 National Bank for Agri & Rural Dev.0.46%
3. 6.8 State Bank of India (Tier 2 - Basel III)0.45%
4. Bank of Baroda0.43%

1. 7.64% Gujarat SDL ISD 170124 MAT 1701330.94%
2. 7.64% % Gujarat SDL ISD 170124 Mat 1701340.56%
3. 7.63% Gujarat SDL ISD 240124 Mat 2401330.47%
4. 7.63% Gujarat SDL ISD 240124 Mat 2401340.37%
5. 7.63% Andhra Pradesh SDL ISD 030925 MAT 0309370.19%
6. 7.20% Maharashtra SDL MAT 2310360.18%
7. 7.48% Madhya Pradesh MAT 0110450.18%
8. 7.48% Andhra Pradesh SDL ISD 030925 MAT 0309330.15%
9. 7.62% Andhra Pradesh SDL ISD 030925 MAT 0309360.12%
10. 7.48% Andhra Pradesh SDL ISD 030925 MAT 0309340.11%
11. 7.63% Maharashtra SDL Mat 3101350.09%
12. 7.24% Maharashtra ISD 201025 Mat 1009340.09%
13. 7.07% Gujarat SDL ISD 240925 MAT 2409320.07%
14. 7.03% Haryana SDL ISD 110625 MAT 1106390.01%

1. 8.7 LIC Housing Finance Ltd.0.47%

1. 7.75 Power Finance Corporation Ltd.0.46%

About Fund

HDFC Banking and PSU Debt Fund - Growth managed by HDFC Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹5,455 Crore. The fund benchmarks its performance against the NIFTY Banking & PSU Debt Index while maintaining an expense ratio of 0.72. Under the expert guidance of Anil Bamboli ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundAditya Birla Sun Life Banking & PSU Debt Fund Growth38905.19 CR0.73
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth58905.19 CR0.65
This FundHDFC Banking and PSU Debt Fund - Growth45455.07 CR0.72
This FundICICI Prudential Banking and PSU Debt Fund Growth59293.41 CR0.73
This FundFranklin India Banking & PSU Debt Fund Growth4476.37 CR0.47
Fund Name1Y3Y
This FundAditya Birla Sun Life Banking & PSU Debt Fund Growth5.690722.3353
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth5.690822.3359
This FundHDFC Banking and PSU Debt Fund - Growth5.734422.3481
This FundICICI Prudential Banking and PSU Debt Fund Growth6.020423.2568
This FundFranklin India Banking & PSU Debt Fund Growth6.964823.3402

FAQs

HDFC Banking and PSU Debt Fund - Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of HDFC Banking and PSU Debt Fund - Growth is 0.72. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

HDFC Banking and PSU Debt Fund - Growth’s fund performance is as follows:
  • 1 Month : -0.47%
  • 6 Months : 1.67%
  • 1 Year : 5.73%
  • 3 Years : 6.95%
Returns of HDFC Banking and PSU Debt Fund - Growth are updated daily based on NAV of ₹ 23.6545 as on Mar 27,2026. Since inception, the return has been 22.35%.

You can invest in HDFC Banking and PSU Debt Fund - Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of HDFC Banking and PSU Debt Fund - Growth is ₹5,455 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in HDFC Banking and PSU Debt Fund - Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500