UTI Retirement Fund Growth Return

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  • 6M
  • 1Y
  • 3Y
  • 5Y
This Fund:
Sensex:
BankFD:

Showing Funds Performance since Sep 07, 2020

UTI Retirement Fund Growth Fund Overview

Min. investment

SIP ₹500 & Lump. ₹500

AUM (Fund size)

₹4,699 Cr

Lock In Period

5 Years

Expense Ratio

1.63

Exit Load

1% for redemption within 1 year.

Benchmark

CRISIL Debt Hybrid Index

UTI Retirement Fund Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M-1.57-0.352.82
6M2.564.5320.44
1Y0.614.4038.20
3Y8.0915.0576.59

Portfolio Analysis

  • Equity: 37.22%
  • Debt: 61.54%
  • Others
As on: 2026-08-31
View allocation % by

1. ICICI BANK LTD3.17%
2. HDFC BANK LIMITED3.11%
3. INDUSIND BANK0.41%
4. FEDERAL BANK LTD.0.27%

1. INFOSYS LTD.2.14%
2. HCL TECHNOLOGIES LTD.0.83%
3. WIPRO LIMITED0.76%

1. AUROBINDO PHARMA LTD.0.60%
2. AJANTA PHARMA LTD.0.52%
3. CAPLIN POINT LABORATORIES LTD0.46%
4. ALEMBIC PHARMACEUTICALS0.35%
5. MARKSANS PHARMA LTD.0.32%
6. GLENMARK PHARMACEUTICALS LTD.0.24%
7. DR REDDYS LABORATORIES LTD.0.07%

1. RELIANCE INDUSTRIES LTD.2.14%

1. LARSEN & TOUBRO LTD.1.61%

1. STATE BANK OF INDIA1.43%

1. SHRIRAM FINANCE LTD0.96%
2. SUNDARAM FINANCE LTD.0.40%

1. ITC LTD.1.23%

1. MAHINDRA & MAHINDRA LTD.0.86%
2. MARUTI SUZUKI INDIA LTD.0.28%

1. MOTILAL OSWAL FINANCIAL SERVIC0.41%
2. ADITYA BIRLA CAPITAL LTD0.41%
3. MAX FINANCIAL SERVICES LTD.0.30%

1. LIC OF INDIA0.71%
2. ICICI PRUDENTIAL LIFE INSURA L0.34%
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About Fund UTI Retirement Fund Growth

UTI Retirement Fund Growth managed by UTI Mutual Fund,is a Special Fundscheme with Assets Under Management of ₹4,699 Crore. The fund benchmarks its performance against the CRISIL Debt Hybrid Index while maintaining an expense ratio of 1.63. Under the expert guidance of V Srivatsa ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

V Srivatsa

Mr. V Srivatsa has done B.Com, CA, ICMA, PGDM. He has been with UTI AMC since 2002. He has around 4 years of experience in the Equity Securities Research handling variety of sectors. Last 4 years in the fund management as fund manager for offshore funds. He is looking after fund management of Hybrid Schemes as an adhoc arrangement and report to Head of Fixed Income. Prior to joining UTI AMC, he has worked with Ford, Rhodes Parks & Co., Chartered Accountants for 3 years and as Officer-Audit in Madras Cements Ltd.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
UTI Unit Linked Insurance Plan (ULIP) - Fifteen Year Plan Growth05,107 CR
UTI Retirement Fund Growth04,699 CR1.63
ICICI Prudential Child Care Plan - Study Plan Growth0130 CR1.4
Fund Name1Y3Y
This FundUTI Unit Linked Insurance Plan (ULIP) - Fifteen Year Plan Growth0.633822.8588
This FundUTI Retirement Fund Growth0.608226.2766
This FundICICI Prudential Child Care Plan - Study Plan Growth12.243672.4336

UTI Retirement Fund Growth FAQs

UTI Retirement Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of UTI Retirement Fund Growth is 1.63. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

UTI Retirement Fund Growth’s fund performance is as follows:
  • 1 Month : -1.57%
  • 6 Months : 2.56%
  • 1 Year : 0.61%
  • 3 Years : 8.09%
Returns of UTI Retirement Fund Growth are updated daily based on NAV of ₹ 50.1693 as on Sep 21,2026. Since inception, the return has been 26.28%.

You can invest in UTI Retirement Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of UTI Retirement Fund Growth is ₹4,699 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in UTI Retirement Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.