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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹500 & Lump. ₹500

AUM (Fund size)

₹4,476 Cr

Lock In Period

5 Years

Expense Ratio

1.69

Benchmark

CRISIL Debt Hybrid Index

Exit Load

1% for redemption within 1 year.

Summary

Latest details for UTI Retirement Fund Growth include a ₹49.6346 NAV as of Apr 28,2026 and returns since inception of 34.60%. Minimum investments start at SIP ₹500. The UTI Retirement Fund Growth AUM is ₹4,476 Cr, with a lock-in of 5 Years years, expense ratio of 1.69%, and benchmark CRISIL Debt Hybrid Index. Exit load is - 1% for redemption within 1 year.. In the growth review for 1M Month/Year, the fund recorded 2.69% returns, against a category average of 2.28% and a category best of 12.69%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M2.692.2812.69
6M-1.521.6525.67
1Y1.735.6855.19
3Y10.4116.8796.00

Portfolio Analysis

  • Equity: 36.21%
  • Debt: 62.29%
  • Others
As on: 2026-03-31
View allocation % by

1. HDFC BANK LIMITED2.59%
2. ICICI BANK LTD2.40%
3. FEDERAL BANK LTD.0.40%
4. INDUSIND BANK0.37%

1. INFOSYS LTD.1.89%
2. WIPRO LIMITED0.96%
3. HCL TECHNOLOGIES LTD.0.89%
4. MPHASIS LTD0.25%

1. AUROBINDO PHARMA LTD.0.58%
2. AJANTA PHARMA LTD.0.50%
3. GLENMARK PHARMACEUTICALS LTD.0.45%
4. CAPLIN POINT LABORATORIES LTD0.41%
5. MARKSANS PHARMA LTD.0.28%
6. BIOCON LTD.0.27%

1. VEDANTA LTD1.18%
2. COAL INDIA LTD.0.53%
3. BHARAT COKING COAL LIMITED0.09%

1. RELIANCE INDUSTRIES LTD.1.49%
2. BHARAT PETROLEUM CORPN LTD.0.27%

1. MAHINDRA & MAHINDRA LTD.0.77%
2. MARUTI SUZUKI INDIA LTD.0.67%

1. LARSEN & TOUBRO LTD.1.35%

1. ITC LTD.1.23%

1. POWER GRID CORPORATION OF INDI1.20%

1. SHRIRAM FINANCE LTD0.75%
2. SUNDARAM FINANCE LTD.0.37%

About Fund

UTI Retirement Fund Growth managed by UTI Mutual Fund,is a Special Fundscheme with Assets Under Management of ₹4,476 Crore. The fund benchmarks its performance against the CRISIL Debt Hybrid Index while maintaining an expense ratio of 1.69. Under the expert guidance of V Srivatsa ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

V Srivatsa

Mr. V Srivatsa has done B.Com, CA, ICMA, PGDM. He has been with UTI AMC since 2002. He has around 4 years of experience in the Equity Securities Research handling variety of sectors. Last 4 years in the fund management as fund manager for offshore funds. He is looking after fund management of Hybrid Schemes as an adhoc arrangement and report to Head of Fixed Income. Prior to joining UTI AMC, he has worked with Ford, Rhodes Parks & Co., Chartered Accountants for 3 years and as Officer-Audit in Madras Cements Ltd.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundBaroda BNP Paribas Childrens Fund Growth0103.58 CR2.34
This FundTata Childrens Fund - Growth0301.63 CR2.6
This FundUTI Retirement Fund Growth04475.57 CR1.69
This FundSBI Childrens Fund - Investment Plan Growth55157.53 CR1.83
Fund Name1Y3Y
This FundBaroda BNP Paribas Childrens Fund Growth8.52610
This FundTata Childrens Fund - Growth-5.67132.0196
This FundUTI Retirement Fund Growth1.734634.5972
This FundSBI Childrens Fund - Investment Plan Growth16.249889.5658

FAQs

UTI Retirement Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of UTI Retirement Fund Growth is 1.69. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

UTI Retirement Fund Growth’s fund performance is as follows:
  • 1 Month : 2.69%
  • 6 Months : -1.52%
  • 1 Year : 1.73%
  • 3 Years : 10.41%
Returns of UTI Retirement Fund Growth are updated daily based on NAV of ₹ 49.6346 as on Apr 28,2026. Since inception, the return has been 34.60%.

You can invest in UTI Retirement Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of UTI Retirement Fund Growth is ₹4,476 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in UTI Retirement Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500