UTI Retirement Fund Growth Return

  • 1M
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  • 6M
  • 1Y
  • 3Y
  • 5Y
This Fund:
Sensex:
BankFD:

Showing Funds Performance since Sep 07, 2020

UTI Retirement Fund Growth Fund Overview

Min. investment

SIP ₹500 & Lump. ₹500

AUM (Fund size)

₹4,725 Cr

Lock In Period

5 Years

Expense Ratio

1.64

Exit Load

1% for redemption within 1 year.

Benchmark

CRISIL Debt Hybrid Index

UTI Retirement Fund Growth Calculate Returns

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.390.5311.97
6M0.542.6420.44
1Y3.615.8655.41
3Y9.0014.7383.31

Portfolio Analysis

  • Equity: 37.88%
  • Debt: 60.74%
  • Others
As on: 2026-07-31
View allocation % by

1. HDFC BANK LIMITED3.26%
2. ICICI BANK LTD3.11%
3. INDUSIND BANK0.41%
4. FEDERAL BANK LTD.0.38%

1. INFOSYS LTD.2.12%
2. HCL TECHNOLOGIES LTD.0.85%
3. WIPRO LIMITED0.75%
4. MPHASIS LTD0.01%

1. AUROBINDO PHARMA LTD.0.55%
2. AJANTA PHARMA LTD.0.54%
3. CAPLIN POINT LABORATORIES LTD0.54%
4. MARKSANS PHARMA LTD.0.26%
5. ALEMBIC PHARMACEUTICALS0.25%
6. GLENMARK PHARMACEUTICALS LTD.0.21%
7. BIOCON LTD.0.15%

1. RELIANCE INDUSTRIES LTD.2.00%

1. MAHINDRA & MAHINDRA LTD.0.89%
2. MARUTI SUZUKI INDIA LTD.0.69%

1. LARSEN & TOUBRO LTD.1.56%

1. STATE BANK OF INDIA1.38%

1. ITC LTD.1.31%

1. SHRIRAM FINANCE LTD0.90%
2. SUNDARAM FINANCE LTD.0.41%

1. BHARTI AIRTEL LTD.1.22%

1. POWER GRID CORPORATION OF INDI1.09%

1. ADITYA BIRLA CAPITAL LTD0.40%
2. MOTILAL OSWAL FINANCIAL SERVIC0.34%
3. MAX FINANCIAL SERVICES LTD.0.28%
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About Fund UTI Retirement Fund Growth

UTI Retirement Fund Growth managed by UTI Mutual Fund,is a Special Fundscheme with Assets Under Management of ₹4,725 Crore. The fund benchmarks its performance against the CRISIL Debt Hybrid Index while maintaining an expense ratio of 1.64. Under the expert guidance of V Srivatsa ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

V Srivatsa

Mr. V Srivatsa has done B.Com, CA, ICMA, PGDM. He has been with UTI AMC since 2002. He has around 4 years of experience in the Equity Securities Research handling variety of sectors. Last 4 years in the fund management as fund manager for offshore funds. He is looking after fund management of Hybrid Schemes as an adhoc arrangement and report to Head of Fixed Income. Prior to joining UTI AMC, he has worked with Ford, Rhodes Parks & Co., Chartered Accountants for 3 years and as Officer-Audit in Madras Cements Ltd.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
HDFC Childrens Fund - (Lock-in) Growth02,109 CR
UTI Retirement Fund Growth04,725 CR1.64
SBI Childrens Fund - Investment Plan Growth57,310 CR2.06
Fund Name1Y3Y
This FundHDFC Childrens Fund - (Lock-in) Growth1.549728.8805
This FundUTI Retirement Fund Growth3.606629.5187
This FundSBI Childrens Fund - Investment Plan Growth20.58177.4896

UTI Retirement Fund Growth FAQs

UTI Retirement Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of UTI Retirement Fund Growth is 1.64. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

UTI Retirement Fund Growth’s fund performance is as follows:
  • 1 Month : 0.39%
  • 6 Months : 0.54%
  • 1 Year : 3.61%
  • 3 Years : 9.00%
Returns of UTI Retirement Fund Growth are updated daily based on NAV of ₹ 50.8036 as on Aug 28,2026. Since inception, the return has been 29.52%.

You can invest in UTI Retirement Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of UTI Retirement Fund Growth is ₹4,725 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in UTI Retirement Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.