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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹500 & Lump. ₹500

AUM (Fund size)

₹1,107 Cr

Lock In Period

N/A

Expense Ratio

0.46

Benchmark

Nifty Banking & PSU Debt Index A-II

Exit Load

Nil

Summary

Latest details for UTI Banking & PSU Fund Growth include a ₹22.8114 NAV as of Mar 30,2026 and returns since inception of 23.03%. Minimum investments start at SIP ₹500. The UTI Banking & PSU Fund Growth AUM is ₹1,107 Cr, with a lock-in of N/A years, expense ratio of 0.46%, and benchmark Nifty Banking & PSU Debt Index A-II. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.06% returns, against a category average of -1.47% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.06-1.472.46
6M2.271.245.84
1Y6.584.759.60
3Y7.1513.3228.10

Portfolio Analysis

  • Equity:
  • Debt: 100.00%
  • Others
As on: 2026-03-15
View allocation % by

1. KOTAK MAHINDRA BANK LTD - 18/12/20266.42%
2. UNION BANK OF INDIA - 19/01/20276.39%
3. 7.38% 20/06/20274.60%
4. NABARD - 22/01/20274.25%
5. NET CURRENT ASSETS2.97%
6. 7.86% KARNATAKA SDL- 15/03/20272.30%
7. ADITYA BIRLA HOUSING FINANCE LTD2.27%
8. REC LTD2.27%
9. INDIAN BANK - 22/01/20272.13%
10. SMALL INDST. DEV. BANK OF INDIA - 29/01/20272.12%
11. 7.61% TN SDL MAT 15/02/27.1.83%
12. TOYOTA FINANCIAL SERVICES INDIA LTD1.82%
13. BAJAJ HOUSING FINANCE LTD1.80%
14. HDFC BANK LTD - 21/12/20260.86%
15. INDIAN BANK LTD. - 04/12/20260.86%
16. GS - C STRIP MAT- 15/12/20270.57%
17. CORPORATE DEBT MARKET DEVT FUND - A2 UNITS0.26%
18. CLEARING CORPORATION OF INDIA LTD. STD - MARGIN0.00%

1. NATIONAL HOUSING BANK7.72%
2. AXIS BANK LTD.4.98%
3. SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA4.54%
4. HDFC BANK LTD.3.16%
5. ICICI BANK LTD1.36%

1. POWER FINANCE CORPORATION LTD.8.18%
2. INDIAN RAILWAY FINANCE CORPORATION LIMITED2.73%

1. EXPORT IMPORT BANK OF INDIA6.80%
2. NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT3.63%

1. KOTAK MAHINDRA PRIME LTD.2.27%
2. ICICI SECURITIES LTD.1.27%
3. 06.75% GUJRAT SDL 05/02/20270.91%

1. POONAWALLA FINCORP LTD.4.23%

1. NHPC LTD.2.26%

1. LIC HOUSING FINANCE LTD.2.24%

About Fund

UTI Banking & PSU Fund Growth managed by UTI Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹1,107 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.46. Under the expert guidance of Anurag Mittal ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundSundaram Banking & PSU Fund Growth3277.53 CR0.44
This FundKotak Banking and PSU Debt Fund - Growth55358.08 CR0.75
This FundUTI Banking & PSU Fund Growth51107.4 CR0.46
This FundICICI Prudential Banking and PSU Debt Fund Growth59293.41 CR0.73
This FundFranklin India Banking & PSU Debt Fund Growth4476.37 CR0.47
Fund Name1Y3Y
This FundSundaram Banking & PSU Fund Growth5.643622.7467
This FundKotak Banking and PSU Debt Fund - Growth5.872722.9046
This FundUTI Banking & PSU Fund Growth6.581923.0305
This FundICICI Prudential Banking and PSU Debt Fund Growth5.678923.0319
This FundFranklin India Banking & PSU Debt Fund Growth6.590923.1337

FAQs

UTI Banking & PSU Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of UTI Banking & PSU Fund Growth is 0.46. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

UTI Banking & PSU Fund Growth’s fund performance is as follows:
  • 1 Month : 0.06%
  • 6 Months : 2.27%
  • 1 Year : 6.58%
  • 3 Years : 7.15%
Returns of UTI Banking & PSU Fund Growth are updated daily based on NAV of ₹ 22.8114 as on Mar 30,2026. Since inception, the return has been 23.03%.

You can invest in UTI Banking & PSU Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of UTI Banking & PSU Fund Growth is ₹1,107 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in UTI Banking & PSU Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500