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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹500 & Lump. ₹5000

AUM (Fund size)

₹158 Cr

Lock In Period

5 Years

Expense Ratio

2.19

Benchmark

Crisil Short Term Debt Hybrid 75+25 Fund Index

Exit Load

Nil - If redemption or switch out on or after attainment of retirement age i.e. 60years.Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event.Exit Load is 1% If redeemed before 61 months from the date of allotment.

Summary

Latest details for Tata Retirement Savings Fund - Conservative Growth include a ₹31.8323 NAV as of Apr 17,2026 and returns since inception of 25.83%. Minimum investments start at SIP ₹500. The Tata Retirement Savings Fund - Conservative Growth AUM is ₹158 Cr, with a lock-in of 5 Years years, expense ratio of 2.19%, and benchmark Crisil Short Term Debt Hybrid 75+25 Fund Index. Exit load is - Nil - If redemption or switch out on or after attainment of retirement age i.e. 60years.Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event.Exit Load is 1% If redeemed before 61 months from the date of allotment.. In the growth review for 1M Month/Year, the fund recorded 1.82% returns, against a category average of 0.36% and a category best of 297.26%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M1.820.36297.26
6M-0.710.87315.31
1Y3.484.70339.02
3Y7.9612.6755.84

Portfolio Analysis

  • Equity: 26.64%
  • Debt: 73.36%
  • Others
As on: 2026-03-31
View allocation % by

1. ICICI BANK LTD1.37%
2. HDFC BANK LTD0.83%
3. KARUR VYSYA BANK LTD0.73%
4. KOTAK MAHINDRA BANK LTD0.60%

1. MULTI COMMODITY EXCHANGE OF IND LTD1.05%
2. BSE LTD0.99%

1. HCL TECHNOLOGIES LTD0.69%
2. BILLIONBRAINS GARAGE VENTURES LTD (GROWW)0.43%
3. TATA CONSULTANCY SERVICES LTD0.40%
4. ZENSAR TECHNOLOGIES LTD0.23%

1. COAL INDIA LTD1.13%
2. VEDANTA LTD0.34%

1. RELIANCE INDUSTRIES LTD1.38%

1. SOLAR INDUSTRIES INDIA LTD1.30%

1. BIKAJI FOODS INTERNATIONAL LTD0.71%
2. NESTLE INDIA LTD0.50%

1. MUTHOOT FINANCE LTD0.58%
2. MANAPPURAM FINANCE LTD0.33%
3. SHRIRAM FINANCE LTD0.30%

1. 360 ONE WAM LTD0.58%
2. TATA CAPITAL LTD0.56%

1. ETERNAL LTD1.06%

1. ITC LTD1.02%

About Fund

Tata Retirement Savings Fund - Conservative Growth managed by Tata Mutual Fund,is a Debt - Hybridscheme with Assets Under Management of ₹158 Crore. The fund benchmarks its performance against the Crisil Short Term Debt Hybrid 75+25 Fund Index while maintaining an expense ratio of 2.19. Under the expert guidance of Sonam Udasi ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Sonam Udasi

Mr. Sonam has done B.Com and PGDBM (Finance). He has 16 years of work experience in Analyst position. From April 1st 2016 ,he has joined Tata Mutual fund as a Equity Head. Prior to this he worked with IDBI Capital Market Services Ltd as Head Research, BRICS Securities as Head - Consumer Vertical, Prime Securities as Head Research, JM Financial AMC as Senior Analyst and with ASK Raymond James as Lead Analyst.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundTata Retirement Savings Fund - Conservative Growth0157.87 CR2.19
Fund Name1Y3Y
This FundTata Retirement Savings Fund - Conservative Growth3.481325.8283

FAQs

Tata Retirement Savings Fund - Conservative Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Tata Retirement Savings Fund - Conservative Growth is 2.19. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Tata Retirement Savings Fund - Conservative Growth’s fund performance is as follows:
  • 1 Month : 1.82%
  • 6 Months : -0.71%
  • 1 Year : 3.48%
  • 3 Years : 7.96%
Returns of Tata Retirement Savings Fund - Conservative Growth are updated daily based on NAV of ₹ 31.8323 as on Apr 17,2026. Since inception, the return has been 25.83%.

You can invest in Tata Retirement Savings Fund - Conservative Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Tata Retirement Savings Fund - Conservative Growth is ₹158 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Tata Retirement Savings Fund - Conservative Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500