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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹500 & Lump. ₹5000

AUM (Fund size)

₹163 Cr

Lock In Period

5 Years

Expense Ratio

2.19

Benchmark

Crisil Short Term Debt Hybrid 75+25 Fund Index

Exit Load

Nil - If redemption or switch out on or after attainment of retirement age i.e. 60years.Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event.Exit Load is 1% If redeemed before 61 months from the date of allotment.

Summary

Latest details for Tata Retirement Savings Fund - Conservative Growth include a ₹31.7606 NAV as of Apr 24,2026 and returns since inception of 26.47%. Minimum investments start at SIP ₹500. The Tata Retirement Savings Fund - Conservative Growth AUM is ₹163 Cr, with a lock-in of 5 Years years, expense ratio of 2.19%, and benchmark Crisil Short Term Debt Hybrid 75+25 Fund Index. Exit load is - Nil - If redemption or switch out on or after attainment of retirement age i.e. 60years.Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event.Exit Load is 1% If redeemed before 61 months from the date of allotment.. In the growth review for 1M Month/Year, the fund recorded 3.85% returns, against a category average of 0.66% and a category best of 297.26%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M3.850.66297.26
6M-0.420.86315.31
1Y2.573.85339.02
3Y8.1411.6355.84

Portfolio Analysis

  • Equity: 28.58%
  • Debt: 71.42%
  • Others
As on: 2026-04-15
View allocation % by

1. ICICI BANK LTD1.49%
2. KARUR VYSYA BANK LTD0.69%
3. HDFC BANK LTD0.67%
4. KOTAK MAHINDRA BANK LTD0.63%

1. BSE LTD1.21%
2. MULTI COMMODITY EXCHANGE OF IND LTD1.21%

1. HCL TECHNOLOGIES LTD0.72%
2. BILLIONBRAINS GARAGE VENTURES LTD (GROWW)0.51%
3. TATA CONSULTANCY SERVICES LTD0.42%
4. ZENSAR TECHNOLOGIES LTD0.25%

1. SOLAR INDUSTRIES INDIA LTD1.64%

1. COAL INDIA LTD1.06%
2. VEDANTA LTD0.38%

1. RELIANCE INDUSTRIES LTD1.33%

1. MUTHOOT FINANCE LTD0.64%
2. SHRIRAM FINANCE LTD0.34%
3. MANAPPURAM FINANCE LTD0.34%

1. BIKAJI FOODS INTERNATIONAL LTD0.71%
2. NESTLE INDIA LTD0.51%

1. 360 ONE WAM LTD0.62%
2. TATA CAPITAL LTD0.59%

1. ETERNAL LTD1.10%

1. ITC LTD1.03%

About Fund

Tata Retirement Savings Fund - Conservative Growth managed by Tata Mutual Fund,is a Debt - Hybridscheme with Assets Under Management of ₹163 Crore. The fund benchmarks its performance against the Crisil Short Term Debt Hybrid 75+25 Fund Index while maintaining an expense ratio of 2.19. Under the expert guidance of Sonam Udasi ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Sonam Udasi

Mr. Sonam has done B.Com and PGDBM (Finance). He has 16 years of work experience in Analyst position. From April 1st 2016 ,he has joined Tata Mutual fund as a Equity Head. Prior to this he worked with IDBI Capital Market Services Ltd as Head Research, BRICS Securities as Head - Consumer Vertical, Prime Securities as Head Research, JM Financial AMC as Senior Analyst and with ASK Raymond James as Lead Analyst.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundAditya Birla Sun Life Retirement Fund - The 50s Plan Growth026.33 CR1.93
This FundTata Retirement Savings Fund - Conservative Growth0163.35 CR2.19
Fund Name1Y3Y
This FundAditya Birla Sun Life Retirement Fund - The 50s Plan Growth3.817926.4517
This FundTata Retirement Savings Fund - Conservative Growth2.566526.4728

FAQs

Tata Retirement Savings Fund - Conservative Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Tata Retirement Savings Fund - Conservative Growth is 2.19. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Tata Retirement Savings Fund - Conservative Growth’s fund performance is as follows:
  • 1 Month : 3.85%
  • 6 Months : -0.42%
  • 1 Year : 2.57%
  • 3 Years : 8.14%
Returns of Tata Retirement Savings Fund - Conservative Growth are updated daily based on NAV of ₹ 31.7606 as on Apr 24,2026. Since inception, the return has been 26.47%.

You can invest in Tata Retirement Savings Fund - Conservative Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Tata Retirement Savings Fund - Conservative Growth is ₹163 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Tata Retirement Savings Fund - Conservative Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500