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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹150 & Lump. ₹5000

AUM (Fund size)

₹1,888 Cr

Lock In Period

5 Years

Expense Ratio

2.06

Benchmark

Crisil Hybrid 25+75 - Aggressive Index

Exit Load

Nil - If redemption or switch out on or after attainment of retirement age i.e. 60years.Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event.Exit Load is 1% If redeemed before 61 months from the date of allotment.

Summary

Latest details for Tata Retirement Savings Fund - Moderate Growth include a ₹63.7267 NAV as of Apr 17,2026 and returns since inception of 49.31%. Minimum investments start at SIP ₹150. The Tata Retirement Savings Fund - Moderate Growth AUM is ₹1,888 Cr, with a lock-in of 5 Years years, expense ratio of 2.06%, and benchmark Crisil Hybrid 25+75 - Aggressive Index. Exit load is - Nil - If redemption or switch out on or after attainment of retirement age i.e. 60years.Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event.Exit Load is 1% If redeemed before 61 months from the date of allotment.. In the growth review for 1M Month/Year, the fund recorded 5.92% returns, against a category average of 1.38% and a category best of 126.25%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M5.921.38126.25
6M-3.101.78126.25
1Y5.596.26126.25
3Y14.3015.41126.25

Portfolio Analysis

  • Equity: 81.30%
  • Debt: 18.70%
  • Others
As on: 2026-03-31
View allocation % by

1. ICICI BANK LTD4.37%
2. HDFC BANK LTD3.88%
3. KARUR VYSYA BANK LTD2.07%
4. KOTAK MAHINDRA BANK LTD1.62%

1. BSE LTD3.41%
2. MULTI COMMODITY EXCHANGE OF IND LTD3.08%

1. HCL TECHNOLOGIES LTD1.98%
2. BILLIONBRAINS GARAGE VENTURES LTD (GROWW)1.29%
3. TATA CONSULTANCY SERVICES LTD1.01%
4. ZENSAR TECHNOLOGIES LTD0.71%

1. RELIANCE INDUSTRIES LTD4.10%

1. SOLAR INDUSTRIES INDIA LTD3.80%

1. MUTHOOT FINANCE LTD1.98%
2. MANAPPURAM FINANCE LTD0.96%
3. SHRIRAM FINANCE LTD0.83%

1. 360 ONE WAM LTD2.04%
2. TATA CAPITAL LTD1.64%

1. BIKAJI FOODS INTERNATIONAL LTD1.54%
2. NESTLE INDIA LTD1.46%

1. RADICO KHAITAN LTD2.94%

1. ETERNAL LTD2.93%

1. ITC LTD2.47%

1. COAL INDIA LTD1.42%
2. VEDANTA LTD0.94%

1. NIPPON LIFE INDIA ASSET MANAGEMENT LTD2.25%

1. TITAN COMPANY LTD2.07%

1. TATA CONSUMER PRODUCTS LTD2.01%

1. POLYCAB INDIA LTD1.96%

1. DOMS INDUSTRIES LTD1.78%

1. RAINBOW CHILDRENS MEDICARE LTD1.71%

1. DIXON TECHNOLOGIES (INDILTD1.71%

1. OIL INDIA LTD1.71%

1. KIRLOSKAR PNEUMATIC COMPANY LTD1.68%

1. EXIDE INDUSTRIES LTD1.41%

1. METRO BRANDS LTD1.34%

1. GODREJ PROPERTIES LTD1.22%

1. BANK OF BARODA1.11%

1. PRICOL LTD1.09%

About Fund

Tata Retirement Savings Fund - Moderate Growth managed by Tata Mutual Fund,is a Aggressive Hybridscheme with Assets Under Management of ₹1,888 Crore. The fund benchmarks its performance against the Crisil Hybrid 25+75 - Aggressive Index while maintaining an expense ratio of 2.06. Under the expert guidance of Sonam Udasi ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Sonam Udasi

Mr. Sonam has done B.Com and PGDBM (Finance). He has 16 years of work experience in Analyst position. From April 1st 2016 ,he has joined Tata Mutual fund as a Equity Head. Prior to this he worked with IDBI Capital Market Services Ltd as Head Research, BRICS Securities as Head - Consumer Vertical, Prime Securities as Head Research, JM Financial AMC as Senior Analyst and with ASK Raymond James as Lead Analyst.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundNippon India Aggressive Hybrid Fund Growth33700.53 CR1.96
This FundDSP Aggressive Hybrid Fund Growth510882.63 CR1.72
This FundTata Retirement Savings Fund - Moderate Growth01887.73 CR2.06
This FundNippon India Aggressive Hybrid Fund - Segregated Portfolio 1 Growth03700.53 CR
Fund Name1Y3Y
This FundNippon India Aggressive Hybrid Fund Growth7.036748.2343
This FundDSP Aggressive Hybrid Fund Growth0.822849.119
This FundTata Retirement Savings Fund - Moderate Growth5.588749.3122
This FundNippon India Aggressive Hybrid Fund - Segregated Portfolio 1 Growth126.2548126.2548

FAQs

Tata Retirement Savings Fund - Moderate Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Tata Retirement Savings Fund - Moderate Growth is 2.06. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Tata Retirement Savings Fund - Moderate Growth’s fund performance is as follows:
  • 1 Month : 5.92%
  • 6 Months : -3.10%
  • 1 Year : 5.59%
  • 3 Years : 14.30%
Returns of Tata Retirement Savings Fund - Moderate Growth are updated daily based on NAV of ₹ 63.7267 as on Apr 17,2026. Since inception, the return has been 49.31%.

You can invest in Tata Retirement Savings Fund - Moderate Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Tata Retirement Savings Fund - Moderate Growth is ₹1,888 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Tata Retirement Savings Fund - Moderate Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500