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Showing Funds Performance since Sep 07, 2020
Fund Overview
Min. investment
SIP ₹500 & Lump. ₹5000
AUM (Fund size)
₹2,139 Cr
Lock In Period
N/A
Expense Ratio
1.55
Benchmark
Nifty Credit Risk Bond Index B-II
Exit Load
For exit within 12 months: - For 8% of the investment: Nil- For the remaining investment: 3%For exit after 12 months but within 24 months:- For 8% of the investment : Nil- For the remaining investment: 1.5%For exit after 24 months but within 36 months:- For 8% of the investment: Nil- For the remaining investment : 0.75%For exit after 36 months: Nil
Summary
Latest details for SBI Credit Risk Fund Growth include a ₹48.0587 NAV as of Apr 17,2026 and returns since inception of 24.53%. Minimum investments start at SIP ₹500. The SBI Credit Risk Fund Growth AUM is ₹2,139 Cr, with a lock-in of N/A years, expense ratio of 1.55%, and benchmark Nifty Credit Risk Bond Index B-II. Exit load is - For exit within 12 months: - For 8% of the investment: Nil- For the remaining investment: 3%For exit after 12 months but within 24 months:- For 8% of the investment : Nil- For the remaining investment: 1.5%For exit after 24 months but within 36 months:- For 8% of the investment: Nil- For the remaining investment : 0.75%For exit after 36 months: Nil. In the growth review for 1M Month/Year, the fund recorded 0.84% returns, against a category average of 0.82% and a category best of 298.36%.
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Growth Review
| Duration | Fund Return(%) | Category Average(%) | Category Best(%) |
|---|---|---|---|
| 1M | 0.84 | 0.82 | 298.36 |
| 6M | 3.01 | 1.40 | 316.37 |
| 1Y | 6.85 | 5.59 | 340.03 |
| 3Y | 7.59 | 14.02 | 77.02 |
Portfolio Analysis
- Equity:
- Debt: 92.04%
- Others
As on: 2026-03-31
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About Fund
SBI Credit Risk Fund Growth managed by SBI Mutual Fund,is a Credit Riskscheme with Assets Under Management of ₹2,139 Crore. The fund benchmarks its performance against the Nifty Credit Risk Bond Index B-II while maintaining an expense ratio of 1.55. Under the expert guidance of Lokesh Mallya ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.
Fund Managers
Lokesh Mallya
Mr. Lokesh holds MBA, FRM as his educational qualification. He has over 4 years of experience. Prior to joining BSLAMC, he has worked with Aditya Birla Management Corporation Limited as Management Trainee.
Peer Comparison
| Fund Name | Ratings | AUM | Expense Ratio |
|---|---|---|---|
| This FundHDFC Credit Risk Debt Fund - Growth | 3 | 6743.1 CR | 1.62 |
| This FundKotak Credit Risk Fund - Growth | 3 | 691.2 CR | 1.71 |
| This FundSBI Credit Risk Fund Growth | 5 | 2138.91 CR | 1.55 |
| This FundAditya Birla Sun Life Credit Risk Fund Growth | 4 | 1178.19 CR | 1.66 |
| This FundDSP Credit Risk Fund Growth | 0 | 222.83 CR | 1.23 |
| Fund Name | 1Y | 3Y |
|---|---|---|
| This FundHDFC Credit Risk Debt Fund - Growth | 6.8612 | 24.3031 |
| This FundKotak Credit Risk Fund - Growth | 7.6363 | 24.3173 |
| This FundSBI Credit Risk Fund Growth | 6.8464 | 24.5338 |
| This FundAditya Birla Sun Life Credit Risk Fund Growth | 12.5131 | 40.6262 |
| This FundDSP Credit Risk Fund Growth | 10.8637 | 56.1777 |
FAQs
SBI Credit Risk Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.
The expense ratio of SBI Credit Risk Fund Growth is 1.55. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.
SBI Credit Risk Fund Growth’s fund performance is as follows:
- 1 Month : 0.84%
- 6 Months : 3.01%
- 1 Year : 6.85%
- 3 Years : 7.59%
You can invest in SBI Credit Risk Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.
The fund size (AUM) of SBI Credit Risk Fund Growth is ₹2,139 crore. It changes based on market performance, inflows, and outflows.
You can track your investment in SBI Credit Risk Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500