Return
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- 6M
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Showing Funds Performance since Sep 07, 2020
Fund Overview
Min. investment
SIP ₹100 & Lump. ₹100
AUM (Fund size)
₹6,987 Cr
Lock In Period
5 Years
Expense Ratio
1.76
Benchmark
NIfty 500 Total Return
Exit Load
Upon completion of lock-in period: Nil
Summary
Latest details for HDFC Retirement Savings Fund - Equity Growth include a ₹45.387 NAV as of Apr 01,2026 and returns since inception of 42.74%. Minimum investments start at SIP ₹100. The HDFC Retirement Savings Fund - Equity Growth AUM is ₹6,987 Cr, with a lock-in of 5 Years years, expense ratio of 1.76%, and benchmark NIfty 500 Total Return. Exit load is - Upon completion of lock-in period: Nil. In the growth review for 1M Month/Year, the fund recorded -11.36% returns, against a category average of -2.35% and a category best of 3.94%.
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Growth Review
| Duration | Fund Return(%) | Category Average(%) | Category Best(%) |
|---|---|---|---|
| 1M | -11.36 | -2.35 | 3.94 |
| 6M | -10.57 | 0.51 | 27.07 |
| 1Y | -5.06 | 4.31 | 60.45 |
| 3Y | 12.59 | 13.12 | 138.83 |
Portfolio Analysis
- Equity: 94.33%
- Debt: 5.11%
- Others
As on: 2026-02-28
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About Fund
HDFC Retirement Savings Fund - Equity Growth managed by HDFC Mutual Fund,is a Multi-capscheme with Assets Under Management of ₹6,987 Crore. The fund benchmarks its performance against the NIfty 500 Total Return while maintaining an expense ratio of 1.76. Under the expert guidance of Anupam Joshi ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.
Peer Comparison
| Fund Name | Ratings | AUM | Expense Ratio |
|---|---|---|---|
| This FundUnion Flexi Cap Fund Growth | 2 | 2348.87 CR | 2.02 |
| This FundInvesco India Multicap Fund Growth | 1 | 4000.53 CR | 1.89 |
| This FundHDFC Retirement Savings Fund - Equity Growth | 0 | 6987.38 CR | 1.76 |
| This FundKotak Gold ETF Growth | 0 | 15574.49 CR | 0.55 |
| Fund Name | 1Y | 3Y |
|---|---|---|
| This FundUnion Flexi Cap Fund Growth | -3.9583 | 40.0683 |
| This FundInvesco India Multicap Fund Growth | -10.1777 | 41.392 |
| This FundHDFC Retirement Savings Fund - Equity Growth | -5.0635 | 42.7381 |
| This FundKotak Gold ETF Growth | 60.45 | 138.8274 |
FAQs
HDFC Retirement Savings Fund - Equity Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.
The expense ratio of HDFC Retirement Savings Fund - Equity Growth is 1.76. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.
HDFC Retirement Savings Fund - Equity Growth’s fund performance is as follows:
- 1 Month : -11.36%
- 6 Months : -10.57%
- 1 Year : -5.06%
- 3 Years : 12.59%
You can invest in HDFC Retirement Savings Fund - Equity Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.
The fund size (AUM) of HDFC Retirement Savings Fund - Equity Growth is ₹6,987 crore. It changes based on market performance, inflows, and outflows.
You can track your investment in HDFC Retirement Savings Fund - Equity Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500