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  • 1Y
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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹6,236 Cr

Lock In Period

5 Years

Expense Ratio

1.78

Benchmark

NIfty 500 Total Return

Exit Load

Upon completion of lock-in period: Nil

Summary

Latest details for HDFC Retirement Savings Fund - Equity Growth include a ₹49.302 NAV as of Apr 21,2026 and returns since inception of 52.82%. Minimum investments start at SIP ₹100. The HDFC Retirement Savings Fund - Equity Growth AUM is ₹6,236 Cr, with a lock-in of 5 Years years, expense ratio of 1.78%, and benchmark NIfty 500 Total Return. Exit load is - Upon completion of lock-in period: Nil. In the growth review for 1M Month/Year, the fund recorded 5.73% returns, against a category average of 2.01% and a category best of 10.50%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M5.732.0110.50
6M-5.421.7425.87
1Y1.996.2958.19
3Y15.1817.91143.38

Portfolio Analysis

  • Equity: 94.39%
  • Debt: 4.99%
  • Others
As on: 2026-03-31
View allocation % by

1. HDFC Bank Ltd.7.04%
2. ICICI Bank Ltd.6.38%
3. Axis Bank Ltd.4.47%
4. Kotak Mahindra Bank Limited3.51%
5. Equitas Small Finance Bank Ltd0.33%

1. Infosys Limited3.21%
2. Tata Consultancy Services Ltd.2.65%
3. HCL Technologies Ltd.2.15%
4. Zensar Technologies Ltd.0.66%
5. Cyient Ltd.0.17%

1. Reliance Industries Ltd.4.74%
2. Hindustan Petroleum Corp. Ltd.0.91%

1. Lupin Ltd.1.67%
2. Alkem Laboratories Ltd.1.36%
3. Gland Pharma Ltd.0.95%
4. Cipla Ltd.0.88%
5. Divis Laboratories Ltd.0.48%

1. Power Grid Corporation of India Ltd.2.37%
2. Voltamp Transformers Ltd.0.91%
3. Kalpataru Projects International Ltd0.74%
4. KEC International Ltd.0.16%

1. Maruti Suzuki India Limited3.13%
2. Hyundai Motor India Limited0.71%

1. Bajaj Auto Limited1.76%
2. Eicher Motors Ltd.1.58%

1. State Bank of India3.14%

1. Bharti Airtel Ltd.2.86%

1. Larsen and Toubro Ltd.2.25%
2. PNC Infratech Ltd.0.26%

1. Dr. Lal Path Labs Ltd1.47%
2. Apollo Hospitals Enterprise Ltd.0.89%

1. Delhivery Limited1.07%
2. Gateway Distriparks Limited0.57%
3. VRL Logistics Ltd.0.42%

1. ICICI Lombard General Insurance Co1.37%
2. Star Health and Allied Insurance Company Ltd0.55%

1. Havells India Ltd.1.34%
2. Symphony Ltd.0.35%

1. ITC LIMITED1.52%

1. NTPC Limited1.49%

1. Balkrishna Industries Ltd.0.84%
2. Ceat Ltd.0.63%

1. Jindal Steel Limited.1.25%

1. Max Financial Services Ltd.1.20%

1. Tata Steel Ltd.1.08%

1. HDFC Life Insurance Company Limited1.04%

1. Creditaccess Grameen Limited1.02%

1. Transport Corporation of India Ltd.1.01%

About Fund

HDFC Retirement Savings Fund - Equity Growth managed by HDFC Mutual Fund,is a Multi-capscheme with Assets Under Management of ₹6,236 Crore. The fund benchmarks its performance against the NIfty 500 Total Return while maintaining an expense ratio of 1.78. Under the expert guidance of Anupam Joshi ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Anupam Joshi

Mr. Anupam holds P.G. Diploma in Business Management. He has over 5 years of experience in Portfolio Management & Dealing. In his last assignment with Principal PNB Asset Management Company, he was involved in Portfolio Management & Dealing. Prior to this he had worked with ICAP India Private Ltd as a Dealer.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundAditya Birla Sun Life Bal Bhavishya Yojna Growth01043.99 CR2.2
This FundUnion Flexi Cap Fund Growth12078.58 CR2.09
This FundHDFC Retirement Savings Fund - Equity Growth06236.24 CR1.78
This FundICICI Prudential Retirement Fund - Pure Equity Growth01608.65 CR2.02
This FundKotak Gold ETF Growth014115.88 CR0.55
Fund Name1Y3Y
This FundAditya Birla Sun Life Bal Bhavishya Yojna Growth9.041151.9084
This FundUnion Flexi Cap Fund Growth5.144952.6524
This FundHDFC Retirement Savings Fund - Equity Growth1.988852.8175
This FundICICI Prudential Retirement Fund - Pure Equity Growth19.679699.4196
This FundKotak Gold ETF Growth58.189143.3826

FAQs

HDFC Retirement Savings Fund - Equity Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of HDFC Retirement Savings Fund - Equity Growth is 1.78. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

HDFC Retirement Savings Fund - Equity Growth’s fund performance is as follows:
  • 1 Month : 5.73%
  • 6 Months : -5.42%
  • 1 Year : 1.99%
  • 3 Years : 15.18%
Returns of HDFC Retirement Savings Fund - Equity Growth are updated daily based on NAV of ₹ 49.302 as on Apr 21,2026. Since inception, the return has been 52.82%.

You can invest in HDFC Retirement Savings Fund - Equity Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of HDFC Retirement Savings Fund - Equity Growth is ₹6,236 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in HDFC Retirement Savings Fund - Equity Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500