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  • 1Y
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  • 5Y
This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹157 Cr

Lock In Period

5 Years

Expense Ratio

2.16

Benchmark

NIFTY 50 Hybrid Composite Debt 15:85 Index

Exit Load

Upon completion of lock-in period: Nil

Summary

Latest details for HDFC Retirement Savings Fund - Hybrid Debt Growth include a ₹21.6961 NAV as of Apr 22,2026 and returns since inception of 25.12%. Minimum investments start at SIP ₹100. The HDFC Retirement Savings Fund - Hybrid Debt Growth AUM is ₹157 Cr, with a lock-in of 5 Years years, expense ratio of 2.16%, and benchmark NIFTY 50 Hybrid Composite Debt 15:85 Index. Exit load is - Upon completion of lock-in period: Nil. In the growth review for 1M Month/Year, the fund recorded 1.52% returns, against a category average of 1.06% and a category best of 297.26%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M1.521.06297.26
6M-0.481.90315.31
1Y2.115.70339.02
3Y7.7614.1055.84

Portfolio Analysis

  • Equity: 36.76%
  • Debt: 63.24%
  • Others
As on: 2026-03-31
View allocation % by

1. Tata Consultancy Services Ltd.5.49%
2. Infosys Limited0.81%
3. Zensar Technologies Ltd.0.33%

1. Larsen and Toubro Ltd.6.42%

1. Reliance Industries Ltd.5.81%
2. Hindustan Petroleum Corp. Ltd.0.22%

1. HDFC Bank Ltd.2.08%
2. ICICI Bank Ltd.1.96%
3. Axis Bank Ltd.0.98%
4. City Union Bank Ltd.0.47%

1. State Bank of India1.24%

1. Power Grid Corporation of India Ltd.0.58%
2. Kalpataru Projects International Ltd0.34%
3. Voltamp Transformers Ltd.0.23%

1. Lupin Ltd.0.53%
2. Alkem Laboratories Ltd.0.34%
3. Alembic Pharmaceuticals Limited0.22%

About Fund

HDFC Retirement Savings Fund - Hybrid Debt Growth managed by HDFC Mutual Fund,is a Debt - Hybridscheme with Assets Under Management of ₹157 Crore. The fund benchmarks its performance against the NIFTY 50 Hybrid Composite Debt 15:85 Index while maintaining an expense ratio of 2.16. Under the expert guidance of Anupam Joshi ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Anupam Joshi

Mr. Anupam holds P.G. Diploma in Business Management. He has over 5 years of experience in Portfolio Management & Dealing. In his last assignment with Principal PNB Asset Management Company, he was involved in Portfolio Management & Dealing. Prior to this he had worked with ICAP India Private Ltd as a Dealer.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundUTI Capital Protection Oriented Scheme Series VIII - IV Growth053.51 CR1.09
This FundHDFC Retirement Savings Fund - Hybrid Debt Growth0157.46 CR2.16
Fund Name1Y3Y
This FundUTI Capital Protection Oriented Scheme Series VIII - IV Growth5.858925.1101
This FundHDFC Retirement Savings Fund - Hybrid Debt Growth2.108525.1246

FAQs

HDFC Retirement Savings Fund - Hybrid Debt Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of HDFC Retirement Savings Fund - Hybrid Debt Growth is 2.16. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

HDFC Retirement Savings Fund - Hybrid Debt Growth’s fund performance is as follows:
  • 1 Month : 1.52%
  • 6 Months : -0.48%
  • 1 Year : 2.11%
  • 3 Years : 7.76%
Returns of HDFC Retirement Savings Fund - Hybrid Debt Growth are updated daily based on NAV of ₹ 21.6961 as on Apr 22,2026. Since inception, the return has been 25.12%.

You can invest in HDFC Retirement Savings Fund - Hybrid Debt Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of HDFC Retirement Savings Fund - Hybrid Debt Growth is ₹157 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in HDFC Retirement Savings Fund - Hybrid Debt Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500