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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹100 & Lump. ₹100

AUM (Fund size)

₹3,458 Cr

Lock In Period

N/A

Expense Ratio

0.6

Benchmark

Nifty Banking & PSU Debt Index A-II

Exit Load

Nil

Summary

Latest details for DSP Banking & PSU Debt Fund Growth include a ₹24.8375 NAV as of Apr 22,2026 and returns since inception of 21.89%. Minimum investments start at SIP ₹100. The DSP Banking & PSU Debt Fund Growth AUM is ₹3,458 Cr, with a lock-in of N/A years, expense ratio of 0.6%, and benchmark Nifty Banking & PSU Debt Index A-II. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.42% returns, against a category average of 1.65% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.421.652.46
6M1.181.905.84
1Y3.845.979.60
3Y6.8215.5228.10

Portfolio Analysis

  • Equity:
  • Debt: 100.00%
  • Others
As on: 2026-03-31
View allocation % by

1. REC Limited8.87%
2. Indian Railway Finance Corporation Limited8.42%
3. Bharti Telecom Limited7.29%
4. 6.90% GOI 20655.34%
5. 7.62% Uttar Pradesh SDL 20413.00%
6. National Bank for Financing Infrastructure and Development2.30%
7. 7.66% Maharashtra SDL 20472.14%
8. 7.32% GOI 20301.51%
9. TREPS / Reverse Repo Investments1.37%
10. State Bank of India Basel III Tier 20.91%
11. Tata Capital Housing Finance Limited0.76%
12. Export-Import Bank of India0.73%
13. SBI Funds Management Pvt Ltd/Fund Parent0.34%
14. Net Receivables/Payables-0.35%

1. National Bank for Agriculture and Rural Development8.30%
2. State Bank of India2.91%
3. Bank of Baroda2.72%
4. Punjab National Bank1.36%
5. Union Bank of India0.68%
6. Indian Bank0.68%

1. Small Industries Development Bank of India7.40%
2. HDFC Bank Limited6.94%
3. National Housing Bank1.55%
4. Axis Bank Limited0.71%

1. Power Finance Corporation Limited7.89%

1. Power Grid Corporation of India Limited7.36%

1. GAIL (India) Limited2.96%

1. 7.43% Maharashtra SDL 20401.44%
2. 7.07% Haryana SDL 20371.05%
3. 7.48% Uttar Pradesh SDL 20440.42%

1. Bajaj Finance Limited2.29%

1. NTPC Limited0.71%

About Fund

DSP Banking & PSU Debt Fund Growth managed by DSP Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹3,458 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.6. Under the expert guidance of Sandeep Yadav ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Sandeep Yadav

Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder. Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundSBI Banking & PSU Fund Growth13814.22 CR0.72
This FundEdelweiss Banking and PSU Debt Fund Growth1480.58 CR0.69
This FundDSP Banking & PSU Debt Fund Growth23457.89 CR0.6
This FundFranklin India Banking & PSU Debt Fund Growth4475.78 CR0.47
This FundICICI Prudential Banking and PSU Debt Fund Growth59174.97 CR0.73
Fund Name1Y3Y
This FundSBI Banking & PSU Fund Growth4.756921.76
This FundEdelweiss Banking and PSU Debt Fund Growth4.383821.7884
This FundDSP Banking & PSU Debt Fund Growth3.840221.8857
This FundFranklin India Banking & PSU Debt Fund Growth5.976523.0486
This FundICICI Prudential Banking and PSU Debt Fund Growth5.284223.2519

FAQs

DSP Banking & PSU Debt Fund Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of DSP Banking & PSU Debt Fund Growth is 0.6. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

DSP Banking & PSU Debt Fund Growth’s fund performance is as follows:
  • 1 Month : 0.42%
  • 6 Months : 1.18%
  • 1 Year : 3.84%
  • 3 Years : 6.82%
Returns of DSP Banking & PSU Debt Fund Growth are updated daily based on NAV of ₹ 24.8375 as on Apr 22,2026. Since inception, the return has been 21.89%.

You can invest in DSP Banking & PSU Debt Fund Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of DSP Banking & PSU Debt Fund Growth is ₹3,458 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in DSP Banking & PSU Debt Fund Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500