• Home
  • Mutual Funds
  • Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth
  • Aditya-birla-sun-life-banking-&-psu-debt-fund---retail-plan---growth-growth-14050906-2066

Return

  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
This Fund:
Sensex:
BankFD:

Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹0 & Lump. ₹1000

AUM (Fund size)

₹9,004 Cr

Lock In Period

N/A

Expense Ratio

0.65

Benchmark

Nifty Banking & PSU Debt Index A-II

Exit Load

Nil

Summary

Latest details for Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth include a ₹568.0988 NAV as of Mar 09,2026 and returns since inception of 23.41%. Minimum investments start at SIP ₹0. The Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth AUM is ₹9,004 Cr, with a lock-in of N/A years, expense ratio of 0.65%, and benchmark Nifty Banking & PSU Debt Index A-II. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.54% returns, against a category average of -0.65% and a category best of 2.46%.

Calculate Returns

You would have got

close_grey_icon
No Data Found
Your Investment Amount
  • 1
  • 2
  • 3
  • 4
  • 5

Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.54-0.652.46
6M2.412.115.84
1Y6.846.489.60
3Y7.2616.1428.10

Portfolio Analysis

  • Equity:
  • Debt: 99.74%
  • Others
As on: 2026-02-15
View allocation % by

1. 7.48% National Bank For Agriculture and Rural Development (15/09/2028)3.82%
2. Net Receivables / (Payables)3.12%
3. 6.80% National Housing Bank (02/04/2032)2.45%
4. Punjab National Bank (28/01/2027)2.35%
5. Government of India (08/04/2034)2.28%
6. 7.77% Power Finance Corporation Limited (15/07/2026)2.23%
7. 6.58% Indian Railway Finance Corporation Limited (30/05/2030)2.18%
8. 7.56% REC Limited (31/08/2027)2.13%
9. 8.00% HDFC Bank Limited (27/07/2032)2.06%
10. 7.82% Bajaj Finance Limited (31/01/2034)1.85%
11. 7.42% State Bank of India (29/08/2039)1.77%
12. Government of India (06/10/2035)1.75%
13. 7.60% Power Finance Corporation Limited (13/04/2029)1.69%
14. 7.53% National Bank For Agriculture and Rural Development (24/03/2028)1.68%
15. Government of India (07/07/2040)1.67%
16. 7.03% National Bank for Financing Infrastructure and Dev (08/04/2030)1.66%
17. Shivshakti Securitisation Trust 2025-1 (28/09/2029)1.61%
18. 7.70% National Bank For Agriculture and Rural Development (30/09/2027)1.57%
19. Indian Bank (22/01/2027)1.57%
20. 7.93% Bajaj Finance Limited (02/05/2034)1.41%
21. 7.65% HDFC Bank Limited (25/05/2033)1.40%
22. 7.79% Small Industries Development Bank of India (14/05/2027)1.39%
23. 7.27% Power Finance Corporation Limited (15/10/2031)1.39%
24. 6.52% REC Limited (31/01/2028)1.38%
25. 7.37% Indian Railway Finance Corporation Limited (31/07/2029)1.35%
26. 7.30% Bharti Telecom Limited (01/12/2027)1.33%
27. Punjab National Bank (10/02/2027)1.30%
28. 7.68% Small Industries Development Bank of India (10/08/2027)1.14%
29. 7.64% National Bank For Agriculture and Rural Development (06/12/2029)1.13%
30. 7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034)1.12%
31. 7.40% National Bank For Agriculture and Rural Development (29/04/2030)1.12%
32. 6.47% Indian Railway Finance Corporation Limited (30/05/2028)1.10%
33. 7.34% REC Limited (30/04/2030)1.06%
34. National Bank For Agriculture and Rural Development (27/01/2027)1.04%
35. Indian Bank (03/02/2027)1.04%
36. Small Industries Development Bank of India (04/02/2027)1.04%
37. 7.80% REC Limited (30/05/2026)1.00%
38. 7.71% REC Limited (26/02/2027)0.95%
39. 6.60% REC Limited (30/06/2027)0.94%
40. 7.34% Small Industries Development Bank of India (26/02/2029)0.84%
41. 6.90% Housing & Urban Development Corporation Limited (06/05/2030)0.83%
42. 6.78% Indian Railway Finance Corporation Limited (30/04/2030)0.82%
43. 7.38% Power Finance Corporation Limited (15/01/2032)0.78%
44. Canara Bank (22/01/2027)0.78%
45. Punjab National Bank (05/02/2027)0.78%
46. Indian Bank (05/02/2027)0.78%
47. 7.40% Bharti Telecom Limited (01/02/2029)0.72%
48. Clearing Corporation of India Limited0.58%
49. 8.05% Tata Capital Housing Finance Limited (18/06/2029)0.57%
50. Government of India (15/04/2065)0.57%
51. 7.97% Tata Capital Limited (19/07/2028)0.56%
52. 7.75% Small Industries Development Bank of India (10/06/2027)0.56%
53. 7.55% Poonawalla Fincorp Limited (25/03/2027)0.55%
54. 7.60% Poonawalla Fincorp Limited (28/05/2027)0.55%
55. 7.2324% Kotak Mahindra Investments Limited (26/05/2028)0.55%
56. 7.23% Bank of Baroda (16/01/2035)0.55%
57. 6.65% Indian Railway Finance Corporation Limited (20/05/2030)0.55%
58. Canara Bank (26/05/2026)0.55%
59. 7.04% National Bank for Financing Infrastructure and Dev (07/04/2035)0.54%
60. Axis Bank Limited (17/12/2026)0.53%
61. National Bank For Agriculture and Rural Development (14/01/2027)0.52%
62. Indian Bank (09/02/2027)0.52%
63. Small Industries Development Bank of India (05/02/2027)0.52%
64. Bank of Baroda (12/02/2027)0.52%
65. Kotak Mahindra Bank Limited (12/02/2027)0.52%
66. 7.71% LIC Housing Finance Limited (09/05/2033)0.51%
67. Government of India (07/10/2034)0.50%
68. 7.39% Indian Railway Finance Corporation Limited (15/07/2034)0.44%
69. 7.45% Bharti Telecom Limited (15/12/2028)0.44%
70. Siddhivinayak Securitisation Trust 2025-1 (28/09/2030)0.40%
71. 7.77% HDFC Bank Limited (28/06/2027)0.39%
72. 7.36% ICICI Home Finance Company Limited (02/05/2030)0.39%
73. 7.86% HDFC Bank Limited (02/12/2032)0.34%
74. 7.62% Tata Capital Limited (08/04/2030)0.33%
75. Government of India (06/11/2073)0.33%
76. 7.20% Knowledge Realty Trust (26/09/2028)0.32%
77. 0% GOI - 22AUG28 STRIPS0.30%
78. 0% GOI - 15OCT33 STRIPS0.30%
79. 7.77% REC Limited (31/03/2028)0.28%
80. 7.46% REC Limited (30/06/2028)0.28%
81. 7.44% REC Limited (29/02/2028)0.28%
82. 7.44% Power Finance Corporation Limited (15/01/2030)0.28%
83. 7.68% Small Industries Development Bank of India (10/09/2027)0.28%
84. 7.79% Small Industries Development Bank of India (19/04/2027)0.28%
85. 7.59% REC Limited (31/05/2027)0.28%
86. 8.07% SMFG India Home Finance Company Limited (10/09/2027)0.28%
87. 7.70% Power Finance Corporation Limited (15/09/2026)0.28%
88. 7.43% National Bank for Financing Infrastructure and Dev (16/06/2033)0.28%
89. 7.15% Power Finance Corporation Limited (08/09/2027)0.28%
90. 8.35% Axis Finance Limited (20/05/2026)0.28%
91. 7.55% Power Finance Corporation Limited (15/07/2026)0.28%
92. 7.4091% HDB Financial Services Limited (05/06/2028)0.28%
93. 7.95% HDB Financial Services Limited (04/06/2035)0.28%
94. 7.28% Indian Railway Finance Corporation Limited (14/02/2040)0.28%
95. 7.15% National Bank for Financing Infrastructure and Dev (28/03/2035)0.27%
96. Government of India (22/04/2064)0.27%
97. Kotak Mahindra Bank Limited (08/01/2027)0.26%
98. Small Industries Development Bank of India (14/01/2027)0.26%
99. Union Bank of India (19/01/2027)0.26%
100. Small Industries Development Bank of India (28/01/2027)0.26%
101. 0% GOI - 06MAY30 STRIPS0.25%
102. 8.45% Indian Railway Finance Corporation Limited (04/12/2028)0.23%
103. 8.01% REC Limited (24/03/2028)0.23%
104. 7.99% Tata Capital Limited (08/02/2034)0.23%
105. 7.65% Power Finance Corporation Limited (22/11/2027)0.22%
106. 7.45% REC Limited (31/08/2035)0.22%
107. India Universal Trust AL1 (20/09/2030)0.21%
108. 0% GOI - 16JUN30 STRIPS0.21%
109. 7.96% Pipeline Infrastructure Limited (11/03/2028)0.18%
110. 7.77% LIC Housing Finance Limited (11/08/2028)0.17%
111. 7.90% Mahindra & Mahindra Financial Services Limited (30/08/2027)0.17%
112. 7.14% Export Import Bank of India (13/12/2029)0.17%
113. Government of India (15/04/2039)0.17%
114. 0% GOI - 15OCT34 STRIPS0.15%
115. 0% GOI - 16JUN28 STRIPS0.15%
116. 0% GOI - 12MAR28 STRIPS0.15%
117. Government of India (22/08/2032)0.14%
118. 0% GOI - 22AUG29 STRIPS0.14%
119. 8.50% National Bank For Agriculture and Rural Development (27/02/2029)0.12%
120. 8.55% Indian Railway Finance Corporation Limited (21/02/2029)0.12%
121. State Government Securities (04/02/2043)0.11%
122. 0% GOI - 15APR36 STRIPS0.11%
123. 0% GOI - 15OCT36 STRIPS0.11%
124. 0% GOI - 15APR37 STRIPS0.11%
125. 0% GOI - 19MAR28 STRIPS0.11%
126. 0% GOI - 17JUN27 STRIPS0.10%
127. 0% GOI - 15OCT37 STRIPS0.10%
128. 0% GOI - 12SEP28 STRIPS0.10%
129. 0% GOI - 15APR38 STRIPS0.10%
130. 8.85% Power Grid Corporation of India Limited (19/10/2026)0.09%
131. India Universal Trust AL1 (20/06/2027)0.09%
132. 0% GOI - 22OCT29 STRIPS0.09%
133. India Universal Trust Al2 (21/11/2030)0.08%
134. 7.99% National Bank For Agriculture and Rural Development (02/02/2033)0.06%
135. 8.13% Power Grid Corporation of India Limited (25/04/2028)0.06%
136. 7.85% LIC Housing Finance Limited (18/08/2032)0.06%
137. 7.89% Bajaj Housing Finance Limited (08/09/2032)0.06%
138. 8.13% Power Grid Corporation of India Limited (25/04/2027)0.06%
139. 8.01% Tata Capital Limited (21/07/2034)0.06%
140. 7.84% HDFC Bank Limited (16/12/2032)0.06%
141. India Universal Trust Al2 (21/11/2027)0.06%
142. 0% GOI - 15APR39 STRIPS0.06%
143. 0% GOI - 15OCT39 STRIPS0.06%
144. India Universal Trust AL1 (20/09/2026)0.05%
145. 0% GOI - 16DEC28 STRIPS0.05%
146. 0% GOI - 17JUN29 STRIPS0.05%
147. 0% GOI - 16DEC29 STRIPS0.05%
148. State Government Securities (28/11/2028)0.05%
149. 0% GOI - 22FEB31 STRIPS0.04%
150. 0% GOI - 22AUG31 STRIPS0.04%
151. Government of India (12/06/2063)0.04%
152. India Universal Trust Al2 (21/11/2026)0.03%
153. Government of India (20/03/2029)0.02%
154. State Government Securities (29/03/2033)0.02%
155. Government of India (25/11/2074)0.01%
156. Government of India (23/10/2028)0.01%
157. 0% GOI - 15JUN29 STRIPS0.01%
158. 0% GOI - 01JUN29 STRIPS0.01%
159. 0% GOI - 16JUN27 STRIPS0.00%
160. Government of India (18/04/2029)0.00%
161. 0% GOI - 12MAR29 STRIPS0.00%

1. State Government Securities (10/09/2034)1.11%
2. State Government Securities (12/11/2043)0.43%
3. State Government Securities (03/09/2035)0.28%
4. State Government Securities (03/12/2040)0.27%
5. State Government Securities (21/11/2034)0.22%
6. State Government Securities (26/12/2039)0.16%
7. State Government Securities (26/02/2028)0.16%
8. State Government Securities (30/04/2037)0.16%
9. State Government Securities (16/10/2035)0.11%
10. State Government Securities (03/12/2034)0.09%
11. State Government Securities (06/08/2040)0.05%
12. State Government Securities (24/09/2043)0.03%
13. State Government Securities (27/03/2040)0.02%
14. State Government Securities (27/03/2036)0.02%
15. State Government Securities (14/09/2032)0.02%
16. State Government Securities (16/09/2029)0.01%
17. State Government Securities (15/04/2030)0.01%
18. State Government Securities (21/10/2028)0.01%
19. State Government Securities (24/08/2032)0.01%
20. State Government Securities (27/03/2038)0.00%

1. 7.70% REC Limited (12/12/2027)0.28%

1. 7.43% National Bank For Agriculture and Rural Development (31/01/2030)0.01%

1. 7.49% National Highways Authority of India (01/08/2029)0.01%

1. Government of India (08/01/2028)0.00%

About Fund

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth managed by Aditya Birla Sun Life Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹9,004 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.65. Under the expert guidance of Kaustubh Gupta ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundNippon India Banking and PSU Fund Growth45436.11 CR0.78
This FundAditya Birla Sun Life Banking & PSU Debt Fund Growth39003.83 CR0.73
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth59003.83 CR0.65
This FundKotak Banking and PSU Debt Fund - Growth55435.32 CR0.75
This FundFranklin India Banking & PSU Debt Fund Growth4479.31 CR0.48
Fund Name1Y3Y
This FundNippon India Banking and PSU Fund Growth6.853323.3885
This FundAditya Birla Sun Life Banking & PSU Debt Fund Growth6.842323.408
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth6.842423.4087
This FundKotak Banking and PSU Debt Fund - Growth7.441724.1849
This FundFranklin India Banking & PSU Debt Fund Growth7.585124.3614

FAQs

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth is 0.65. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth’s fund performance is as follows:
  • 1 Month : 0.54%
  • 6 Months : 2.41%
  • 1 Year : 6.84%
  • 3 Years : 7.26%
Returns of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth are updated daily based on NAV of ₹ 568.0988 as on Mar 09,2026. Since inception, the return has been 23.41%.

You can invest in Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth is ₹9,004 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500