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  • Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth

Return

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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹0 & Lump. ₹1000

AUM (Fund size)

₹8,905 Cr

Lock In Period

N/A

Expense Ratio

0.65

Benchmark

Nifty Banking & PSU Debt Index A-II

Exit Load

Nil

Summary

Latest details for Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth include a ₹566.5968 NAV as of Mar 30,2026 and returns since inception of 22.19%. Minimum investments start at SIP ₹0. The Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth AUM is ₹8,905 Cr, with a lock-in of N/A years, expense ratio of 0.65%, and benchmark Nifty Banking & PSU Debt Index A-II. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded -0.45% returns, against a category average of -1.47% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M-0.45-1.472.46
6M1.571.245.84
1Y5.354.759.60
3Y6.9113.3228.10

Portfolio Analysis

  • Equity:
  • Debt: 99.71%
  • Others
As on: 2026-03-15
View allocation % by

1. 7.48% National Bank For Agriculture and Rural Development (15/09/2028)3.38%
2. Net Receivables / (Payables)3.35%
3. Government of India (07/07/2040)2.23%
4. 6.58% Indian Railway Finance Corporation Limited (30/05/2030)2.19%
5. 6.80% National Housing Bank (02/04/2032)2.18%
6. 7.56% REC Limited (31/08/2027)2.14%
7. 8.00% HDFC Bank Limited (27/07/2032)2.07%
8. 7.82% Bajaj Finance Limited (31/01/2034)1.87%
9. 7.42% State Bank of India (29/08/2039)1.79%
10. 7.60% Power Finance Corporation Limited (13/04/2029)1.70%
11. 7.03% National Bank for Financing Infrastructure and Dev (08/04/2030)1.66%
12. Shivshakti Securitisation Trust 2025-1 (28/09/2029)1.62%
13. Indian Bank (22/01/2027)1.59%
14. Punjab National Bank (28/01/2027)1.59%
15. 7.70% National Bank For Agriculture and Rural Development (30/09/2027)1.58%
16. 7.65% HDFC Bank Limited (25/05/2033)1.41%
17. 7.53% National Bank For Agriculture and Rural Development (24/03/2028)1.41%
18. 7.79% Small Industries Development Bank of India (14/05/2027)1.39%
19. 7.27% Power Finance Corporation Limited (15/10/2031)1.39%
20. Clearing Corporation of India Limited1.35%
21. 7.37% Indian Railway Finance Corporation Limited (31/07/2029)1.35%
22. 7.30% Bharti Telecom Limited (01/12/2027)1.34%
23. Punjab National Bank (10/02/2027)1.32%
24. Small Industries Development Bank of India (18/02/2027)1.31%
25. 7.68% Small Industries Development Bank of India (10/08/2027)1.15%
26. 7.93% Bajaj Finance Limited (02/05/2034)1.14%
27. 7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034)1.13%
28. 7.64% National Bank For Agriculture and Rural Development (06/12/2029)1.13%
29. State Government Securities (04/09/2034)1.12%
30. 7.40% National Bank For Agriculture and Rural Development (29/04/2030)1.12%
31. 6.47% Indian Railway Finance Corporation Limited (30/05/2028)1.11%
32. Small Industries Development Bank of India (26/02/2027)1.10%
33. 7.34% REC Limited (30/04/2030)1.07%
34. Indian Bank (03/02/2027)1.06%
35. National Bank For Agriculture and Rural Development (27/01/2027)1.06%
36. Small Industries Development Bank of India (04/02/2027)1.05%
37. HDFC Bank Limited (12/03/2027)1.05%
38. 7.80% REC Limited (30/05/2026)1.01%
39. 7.71% REC Limited (26/02/2027)0.96%
40. 6.60% REC Limited (30/06/2027)0.95%
41. 7.34% Small Industries Development Bank of India (26/02/2029)0.84%
42. 6.90% Housing & Urban Development Corporation Limited (06/05/2030)0.83%
43. 6.78% Indian Railway Finance Corporation Limited (30/04/2030)0.83%
44. HDFC Bank Limited (09/03/2027)0.79%
45. Canara Bank (22/01/2027)0.79%
46. Punjab National Bank (05/02/2027)0.79%
47. Indian Bank (05/02/2027)0.79%
48. Export Import Bank of India (01/03/2027)0.79%
49. HDFC Bank Limited (24/02/2027)0.79%
50. 7.38% Power Finance Corporation Limited (15/01/2032)0.79%
51. 7.40% Bharti Telecom Limited (01/02/2029)0.72%
52. 8.05% Tata Capital Housing Finance Limited (18/06/2029)0.57%
53. 7.97% Tata Capital Limited (19/07/2028)0.56%
54. 7.75% Small Industries Development Bank of India (10/06/2027)0.56%
55. 7.55% Poonawalla Fincorp Limited (25/03/2027)0.56%
56. 7.60% Poonawalla Fincorp Limited (28/05/2027)0.56%
57. 7.2324% Kotak Mahindra Investments Limited (26/05/2028)0.56%
58. State Government Securities (04/03/2034)0.56%
59. 6.65% Indian Railway Finance Corporation Limited (20/05/2030)0.55%
60. 7.04% National Bank for Financing Infrastructure and Dev (07/04/2035)0.55%
61. 7.23% Bank of Baroda (16/01/2035)0.55%
62. Axis Bank Limited (17/12/2026)0.53%
63. National Bank For Agriculture and Rural Development (14/01/2027)0.53%
64. ICICI Bank Limited (27/01/2027)0.53%
65. Indian Bank (09/02/2027)0.53%
66. Kotak Mahindra Bank Limited (12/02/2027)0.53%
67. Bank of Baroda (12/02/2027)0.53%
68. Small Industries Development Bank of India (05/02/2027)0.53%
69. National Bank for Financing Infrastructure and Dev (04/03/2027)0.53%
70. Punjab National Bank (04/03/2027)0.53%
71. ICICI Bank Limited (08/03/2027)0.52%
72. Punjab National Bank (12/03/2027)0.52%
73. Government of India (15/04/2065)0.52%
74. 7.71% LIC Housing Finance Limited (09/05/2033)0.51%
75. 7.39% Indian Railway Finance Corporation Limited (15/07/2034)0.45%
76. 7.45% Bharti Telecom Limited (15/12/2028)0.45%
77. Siddhivinayak Securitisation Trust 2025-1 (28/09/2030)0.40%
78. 7.77% HDFC Bank Limited (28/06/2027)0.39%
79. 7.36% ICICI Home Finance Company Limited (02/05/2030)0.39%
80. 7.86% HDFC Bank Limited (02/12/2032)0.34%
81. 7.62% Tata Capital Limited (08/04/2030)0.34%
82. Government of India (06/11/2073)0.33%
83. 7.20% Knowledge Realty Trust (26/09/2028)0.32%
84. 0% GOI - 22AUG28 STRIPS0.30%
85. 0% GOI - 15OCT33 STRIPS0.30%
86. 7.77% REC Limited (31/03/2028)0.28%
87. 7.79% Small Industries Development Bank of India (19/04/2027)0.28%
88. 7.44% Power Finance Corporation Limited (15/01/2030)0.28%
89. 7.68% Small Industries Development Bank of India (10/09/2027)0.28%
90. 7.59% REC Limited (31/05/2027)0.28%
91. 7.46% REC Limited (30/06/2028)0.28%
92. 8.07% SMFG India Home Finance Company Limited (10/09/2027)0.28%
93. 7.43% National Bank for Financing Infrastructure and Dev (16/06/2033)0.28%
94. 7.15% Power Finance Corporation Limited (08/09/2027)0.28%
95. 7.4091% HDB Financial Services Limited (05/06/2028)0.28%
96. 7.95% HDB Financial Services Limited (04/06/2035)0.28%
97. 7.28% Indian Railway Finance Corporation Limited (14/02/2040)0.28%
98. 7.15% National Bank for Financing Infrastructure and Dev (28/03/2035)0.28%
99. Government of India (22/04/2064)0.28%
100. Kotak Mahindra Bank Limited (08/01/2027)0.27%
101. Union Bank of India (19/01/2027)0.26%
102. Small Industries Development Bank of India (14/01/2027)0.26%
103. Small Industries Development Bank of India (28/01/2027)0.26%
104. 0% GOI - 06MAY30 STRIPS0.25%
105. Government of India (06/10/2035)0.24%
106. 8.45% Indian Railway Finance Corporation Limited (04/12/2028)0.23%
107. 8.01% REC Limited (24/03/2028)0.23%
108. 7.65% Power Finance Corporation Limited (22/11/2027)0.23%
109. 7.45% REC Limited (31/08/2035)0.22%
110. 0% GOI - 16JUN30 STRIPS0.22%
111. India Universal Trust AL1 (20/09/2030)0.21%
112. 7.96% Pipeline Infrastructure Limited (11/03/2028)0.18%
113. 7.77% LIC Housing Finance Limited (11/08/2028)0.17%
114. 7.90% Mahindra & Mahindra Financial Services Limited (30/08/2027)0.17%
115. 7.14% Export Import Bank of India (13/12/2029)0.17%
116. Government of India (15/04/2039)0.17%
117. State Government Securities (25/02/2041)0.17%
118. 0% GOI - 15OCT34 STRIPS0.16%
119. 0% GOI - 16JUN28 STRIPS0.15%
120. 0% GOI - 12MAR28 STRIPS0.15%
121. 0% GOI - 22AUG29 STRIPS0.14%
122. State Government Securities (25/02/2036)0.14%
123. Government of India (22/08/2032)0.14%
124. 0% GOI - 15APR36 STRIPS0.12%
125. 8.50% National Bank For Agriculture and Rural Development (27/02/2029)0.12%
126. 8.55% Indian Railway Finance Corporation Limited (21/02/2029)0.12%
127. 0% GOI - 15OCT36 STRIPS0.11%
128. 0% GOI - 15APR37 STRIPS0.11%
129. 0% GOI - 19MAR28 STRIPS0.11%
130. 0% GOI - 17JUN27 STRIPS0.10%
131. 0% GOI - 15OCT37 STRIPS0.10%
132. 0% GOI - 12SEP28 STRIPS0.10%
133. 0% GOI - 15APR38 STRIPS0.10%
134. 0% GOI - 22OCT29 STRIPS0.09%
135. 8.85% Power Grid Corporation of India Limited (19/10/2026)0.09%
136. India Universal Trust AL1 (20/06/2027)0.09%
137. India Universal Trust Al2 (21/11/2030)0.08%
138. 0% GOI - 15APR39 STRIPS0.07%
139. 0% GOI - 15OCT39 STRIPS0.06%
140. 7.99% National Bank For Agriculture and Rural Development (02/02/2033)0.06%
141. 8.13% Power Grid Corporation of India Limited (25/04/2028)0.06%
142. 8.01% Tata Capital Limited (21/07/2034)0.06%
143. 7.85% LIC Housing Finance Limited (18/08/2032)0.06%
144. 7.89% Bajaj Housing Finance Limited (08/09/2032)0.06%
145. 8.13% Power Grid Corporation of India Limited (25/04/2027)0.06%
146. 7.84% HDFC Bank Limited (16/12/2032)0.06%
147. India Universal Trust Al2 (21/11/2027)0.06%
148. 0% GOI - 16DEC28 STRIPS0.05%
149. 0% GOI - 17JUN29 STRIPS0.05%
150. 0% GOI - 16DEC29 STRIPS0.05%
151. State Government Securities (28/11/2028)0.05%
152. 0% GOI - 22FEB31 STRIPS0.04%
153. 0% GOI - 22AUG31 STRIPS0.04%
154. Government of India (12/06/2063)0.04%
155. India Universal Trust AL1 (20/09/2026)0.03%
156. India Universal Trust Al2 (21/11/2026)0.03%
157. Government of India (20/03/2029)0.02%
158. State Government Securities (29/03/2033)0.02%
159. 0% GOI - 15JUN29 STRIPS0.01%
160. 0% GOI - 01JUN29 STRIPS0.01%
161. Government of India (25/11/2074)0.01%
162. Government of India (23/10/2028)0.01%
163. 0% GOI - 12MAR29 STRIPS0.00%
164. 0% GOI - 16JUN27 STRIPS0.00%
165. Government of India (18/04/2029)0.00%

1. State Government Securities (10/09/2034)1.12%
2. State Government Securities (08/11/2033)0.57%
3. State Government Securities (03/09/2035)0.28%
4. State Government Securities (30/04/2037)0.16%
5. State Government Securities (26/02/2028)0.16%
6. State Government Securities (16/10/2035)0.11%
7. State Government Securities (03/12/2034)0.09%
8. State Government Securities (27/03/2040)0.02%
9. State Government Securities (27/03/2036)0.02%
10. State Government Securities (14/09/2032)0.02%
11. State Government Securities (16/09/2029)0.01%
12. State Government Securities (15/04/2030)0.01%
13. State Government Securities (21/10/2028)0.01%
14. State Government Securities (24/08/2032)0.01%
15. State Government Securities (04/02/2043)0.00%
16. State Government Securities (27/03/2038)0.00%

1. 7.70% REC Limited (12/12/2027)0.28%

1. 7.43% National Bank For Agriculture and Rural Development (31/01/2030)0.01%

1. 7.49% National Highways Authority of India (01/08/2029)0.01%

1. Government of India (08/01/2028)0.00%

About Fund

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth managed by Aditya Birla Sun Life Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹8,905 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.65. Under the expert guidance of Kaustubh Gupta ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundHDFC Banking and PSU Debt Fund - Growth45455.07 CR0.72
This FundAditya Birla Sun Life Banking & PSU Debt Fund Growth38905.19 CR0.73
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth58905.19 CR0.65
This FundICICI Prudential Banking and PSU Debt Fund Growth59293.41 CR0.73
This FundFranklin India Banking & PSU Debt Fund Growth4476.37 CR0.47
Fund Name1Y3Y
This FundHDFC Banking and PSU Debt Fund - Growth5.302922.1489
This FundAditya Birla Sun Life Banking & PSU Debt Fund Growth5.352322.1897
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth5.352422.1902
This FundICICI Prudential Banking and PSU Debt Fund Growth5.678923.0319
This FundFranklin India Banking & PSU Debt Fund Growth6.590923.1337

FAQs

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth is 0.65. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth’s fund performance is as follows:
  • 1 Month : -0.45%
  • 6 Months : 1.57%
  • 1 Year : 5.35%
  • 3 Years : 6.91%
Returns of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth are updated daily based on NAV of ₹ 566.5968 as on Mar 30,2026. Since inception, the return has been 22.19%.

You can invest in Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth is ₹8,905 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500