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  • Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth

Return

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This Fund:
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Showing Funds Performance since Sep 07, 2020

Fund Overview

Min. investment

SIP ₹0 & Lump. ₹1000

AUM (Fund size)

₹8,807 Cr

Lock In Period

N/A

Expense Ratio

0.65

Benchmark

Nifty Banking & PSU Debt Index A-II

Exit Load

Nil

Summary

Latest details for Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth include a ₹570.8059 NAV as of Apr 17,2026 and returns since inception of 22.36%. Minimum investments start at SIP ₹0. The Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth AUM is ₹8,807 Cr, with a lock-in of N/A years, expense ratio of 0.65%, and benchmark Nifty Banking & PSU Debt Index A-II. Exit load is - Nil. In the growth review for 1M Month/Year, the fund recorded 0.50% returns, against a category average of 1.42% and a category best of 2.46%.

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Growth Review

DurationFund Return(%)Category Average(%)Category Best(%)
1M0.501.422.46
6M1.641.695.84
1Y4.926.199.60
3Y6.9615.7928.10

Portfolio Analysis

  • Equity:
  • Debt: 99.73%
  • Others
As on: 2026-03-31
View allocation % by

1. 7.48% National Bank For Agriculture and Rural Development (15/09/2028)3.40%
2. Net Receivables / (Payables)2.80%
3. 6.58% Indian Railway Finance Corporation Limited (30/05/2030)2.20%
4. 6.80% National Housing Bank (02/04/2032)2.19%
5. 7.56% REC Limited (31/08/2027)2.16%
6. 8.00% HDFC Bank Limited (27/07/2032)2.07%
7. 7.82% Bajaj Finance Limited (31/01/2034)1.88%
8. HDFC Bank Limited (15/02/2027)1.87%
9. 7.42% State Bank of India (29/08/2039)1.81%
10. 7.60% Power Finance Corporation Limited (13/04/2029)1.71%
11. 7.03% National Bank for Financing Infrastructure and Dev (08/04/2030)1.67%
12. Shivshakti Securitisation Trust 2025-1 (28/09/2029)1.62%
13. Indian Bank (22/01/2027)1.61%
14. Punjab National Bank (28/01/2027)1.61%
15. 7.65% HDFC Bank Limited (25/05/2033)1.42%
16. 7.79% Small Industries Development Bank of India (14/05/2027)1.41%
17. 7.27% Power Finance Corporation Limited (15/10/2031)1.40%
18. 7.37% Indian Railway Finance Corporation Limited (31/07/2029)1.36%
19. 7.30% Bharti Telecom Limited (01/12/2027)1.35%
20. Small Industries Development Bank of India (04/02/2027)1.34%
21. Punjab National Bank (10/02/2027)1.34%
22. Small Industries Development Bank of India (18/02/2027)1.33%
23. National Bank For Agriculture and Rural Development (17/03/2027)1.17%
24. 7.93% Bajaj Finance Limited (02/05/2034)1.14%
25. 7.64% National Bank For Agriculture and Rural Development (06/12/2029)1.14%
26. 7.40% National Bank For Agriculture and Rural Development (29/04/2030)1.13%
27. State Government Securities (25/03/2031)1.13%
28. 7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034)1.12%
29. Small Industries Development Bank of India (26/02/2027)1.12%
30. State Government Securities (04/09/2034)1.12%
31. 6.47% Indian Railway Finance Corporation Limited (30/05/2028)1.11%
32. 7.34% REC Limited (30/04/2030)1.07%
33. National Bank For Agriculture and Rural Development (27/01/2027)1.07%
34. Indian Bank (03/02/2027)1.07%
35. Punjab National Bank (05/02/2027)1.07%
36. HDFC Bank Limited (12/03/2027)1.06%
37. ICICI Bank Limited (19/03/2027)1.06%
38. 6.60% REC Limited (30/06/2027)0.96%
39. 7.34% Small Industries Development Bank of India (26/02/2029)0.85%
40. State Government Securities (25/03/2032)0.85%
41. 6.90% Housing & Urban Development Corporation Limited (06/05/2030)0.83%
42. 6.78% Indian Railway Finance Corporation Limited (30/04/2030)0.83%
43. Canara Bank (22/01/2027)0.80%
44. Indian Bank (05/02/2027)0.80%
45. HDFC Bank Limited (24/02/2027)0.80%
46. Export Import Bank of India (01/03/2027)0.80%
47. HDFC Bank Limited (09/03/2027)0.80%
48. 7.38% Power Finance Corporation Limited (15/01/2032)0.79%
49. 7.70% National Bank For Agriculture and Rural Development (30/09/2027)0.74%
50. 7.40% Bharti Telecom Limited (01/02/2029)0.73%
51. 8.05% Tata Capital Housing Finance Limited (18/06/2029)0.57%
52. 7.75% Small Industries Development Bank of India (10/06/2027)0.57%
53. 7.97% Tata Capital Limited (19/07/2028)0.57%
54. 7.60% Poonawalla Fincorp Limited (28/05/2027)0.57%
55. 7.55% Poonawalla Fincorp Limited (25/03/2027)0.57%
56. 7.2324% Kotak Mahindra Investments Limited (26/05/2028)0.56%
57. 7.23% Bank of Baroda (16/01/2035)0.55%
58. 6.65% Indian Railway Finance Corporation Limited (20/05/2030)0.55%
59. 7.04% National Bank for Financing Infrastructure and Dev (07/04/2035)0.54%
60. Axis Bank Limited (17/12/2026)0.54%
61. ICICI Bank Limited (27/01/2027)0.54%
62. Small Industries Development Bank of India (05/02/2027)0.53%
63. Bank of Baroda (04/02/2027)0.53%
64. Kotak Mahindra Bank Limited (12/02/2027)0.53%
65. Indian Bank (09/02/2027)0.53%
66. Bank of Baroda (12/02/2027)0.53%
67. Punjab National Bank (04/03/2027)0.53%
68. ICICI Bank Limited (08/03/2027)0.53%
69. National Bank for Financing Infrastructure and Dev (04/03/2027)0.53%
70. Punjab National Bank (12/03/2027)0.53%
71. Union Bank of India (16/03/2027)0.53%
72. 7.71% LIC Housing Finance Limited (09/05/2033)0.51%
73. Government of India (15/04/2065)0.51%
74. National Bank For Agriculture and Rural Development (14/01/2027)0.48%
75. 7.45% Bharti Telecom Limited (15/12/2028)0.45%
76. 7.39% Indian Railway Finance Corporation Limited (15/07/2034)0.45%
77. 7.77% HDFC Bank Limited (28/06/2027)0.40%
78. Siddhivinayak Securitisation Trust 2025-1 (28/09/2030)0.40%
79. 7.80% REC Limited (30/05/2026)0.40%
80. State Government Securities (04/03/2034)0.39%
81. 7.36% ICICI Home Finance Company Limited (02/05/2030)0.39%
82. 7.86% HDFC Bank Limited (02/12/2032)0.34%
83. 7.62% Tata Capital Limited (08/04/2030)0.34%
84. Government of India (06/11/2073)0.33%
85. 7.20% Knowledge Realty Trust (26/09/2028)0.33%
86. 0% GOI - 22AUG28 STRIPS0.31%
87. 0% GOI - 15OCT33 STRIPS0.30%
88. 7.77% REC Limited (31/03/2028)0.29%
89. 7.79% Small Industries Development Bank of India (19/04/2027)0.28%
90. 7.68% Small Industries Development Bank of India (10/09/2027)0.28%
91. 7.59% REC Limited (31/05/2027)0.28%
92. 8.07% SMFG India Home Finance Company Limited (10/09/2027)0.28%
93. 7.46% REC Limited (30/06/2028)0.28%
94. 7.44% Power Finance Corporation Limited (15/01/2030)0.28%
95. 7.15% Power Finance Corporation Limited (08/09/2027)0.28%
96. 7.95% HDB Financial Services Limited (04/06/2035)0.28%
97. 7.43% National Bank for Financing Infrastructure and Dev (16/06/2033)0.28%
98. State Government Securities (18/03/2030)0.28%
99. Kotak Mahindra Bank Limited (08/01/2027)0.27%
100. Small Industries Development Bank of India (14/01/2027)0.27%
101. Small Industries Development Bank of India (28/01/2027)0.27%
102. 7.15% National Bank for Financing Infrastructure and Dev (28/03/2035)0.27%
103. 7.28% Indian Railway Finance Corporation Limited (14/02/2040)0.27%
104. Government of India (22/04/2064)0.27%
105. Government of India (06/10/2035)0.26%
106. 0% GOI - 06MAY30 STRIPS0.25%
107. 8.45% Indian Railway Finance Corporation Limited (04/12/2028)0.23%
108. 8.01% REC Limited (24/03/2028)0.23%
109. 7.65% Power Finance Corporation Limited (22/11/2027)0.23%
110. 0% GOI - 16JUN30 STRIPS0.22%
111. 7.45% REC Limited (31/08/2035)0.22%
112. India Universal Trust AL1 (20/09/2030)0.21%
113. State Government Securities (30/03/2050)0.20%
114. 7.96% Pipeline Infrastructure Limited (11/03/2028)0.18%
115. 7.77% LIC Housing Finance Limited (11/08/2028)0.17%
116. 7.90% Mahindra & Mahindra Financial Services Limited (30/08/2027)0.17%
117. 7.14% Export Import Bank of India (13/12/2029)0.17%
118. Government of India (15/04/2039)0.17%
119. State Government Securities (25/02/2041)0.17%
120. Government of India (07/07/2040)0.17%
121. 0% GOI - 15OCT34 STRIPS0.16%
122. 0% GOI - 16JUN28 STRIPS0.15%
123. 0% GOI - 12MAR28 STRIPS0.15%
124. 0% GOI - 22AUG29 STRIPS0.14%
125. State Government Securities (25/02/2036)0.14%
126. Government of India (22/08/2032)0.13%
127. 0% GOI - 15APR36 STRIPS0.12%
128. 8.55% Indian Railway Finance Corporation Limited (21/02/2029)0.12%
129. 8.50% National Bank For Agriculture and Rural Development (27/02/2029)0.12%
130. 0% GOI - 15OCT36 STRIPS0.11%
131. 0% GOI - 19MAR28 STRIPS0.11%
132. 0% GOI - 15APR37 STRIPS0.11%
133. 0% GOI - 17JUN27 STRIPS0.11%
134. 0% GOI - 12SEP28 STRIPS0.10%
135. 0% GOI - 15OCT37 STRIPS0.10%
136. 0% GOI - 15APR38 STRIPS0.10%
137. 0% GOI - 22OCT29 STRIPS0.09%
138. 8.85% Power Grid Corporation of India Limited (19/10/2026)0.09%
139. India Universal Trust AL1 (20/06/2027)0.09%
140. India Universal Trust Al2 (21/11/2030)0.08%
141. 0% GOI - 15APR39 STRIPS0.06%
142. 0% GOI - 15OCT39 STRIPS0.06%
143. 7.99% National Bank For Agriculture and Rural Development (02/02/2033)0.06%
144. 8.13% Power Grid Corporation of India Limited (25/04/2028)0.06%
145. 8.01% Tata Capital Limited (21/07/2034)0.06%
146. 8.13% Power Grid Corporation of India Limited (25/04/2027)0.06%
147. 7.89% Bajaj Housing Finance Limited (08/09/2032)0.06%
148. 7.85% LIC Housing Finance Limited (18/08/2032)0.06%
149. 7.84% HDFC Bank Limited (16/12/2032)0.06%
150. India Universal Trust Al2 (21/11/2027)0.06%
151. 0% GOI - 16DEC28 STRIPS0.05%
152. 0% GOI - 17JUN29 STRIPS0.05%
153. 0% GOI - 16DEC29 STRIPS0.05%
154. State Government Securities (28/11/2028)0.05%
155. 0% GOI - 22FEB31 STRIPS0.04%
156. 0% GOI - 22AUG31 STRIPS0.04%
157. Government of India (12/06/2063)0.04%
158. Clearing Corporation of India Limited0.03%
159. Government of India (20/03/2029)0.02%
160. State Government Securities (29/03/2033)0.02%
161. 7.68% Small Industries Development Bank of India (10/08/2027)0.02%
162. India Universal Trust AL1 (20/09/2026)0.02%
163. India Universal Trust Al2 (21/11/2026)0.02%
164. Government of India (25/11/2074)0.01%
165. Government of India (23/10/2028)0.01%
166. 0% GOI - 15JUN29 STRIPS0.01%
167. 0% GOI - 01JUN29 STRIPS0.01%
168. Government of India (18/04/2029)0.00%
169. 0% GOI - 12MAR29 STRIPS0.00%
170. 0% GOI - 16JUN27 STRIPS0.00%

1. State Government Securities (10/09/2034)0.84%
2. State Government Securities (14/02/2039)0.61%
3. State Government Securities (08/11/2033)0.57%
4. State Government Securities (12/01/2035)0.44%
5. State Government Securities (03/09/2035)0.28%
6. State Government Securities (27/12/2035)0.23%
7. State Government Securities (26/02/2028)0.16%
8. State Government Securities (30/04/2037)0.16%
9. State Government Securities (16/10/2035)0.11%
10. State Government Securities (03/12/2034)0.09%
11. State Government Securities (27/03/2040)0.02%
12. State Government Securities (27/03/2036)0.02%
13. State Government Securities (14/09/2032)0.02%
14. State Government Securities (16/09/2029)0.01%
15. State Government Securities (15/04/2030)0.01%
16. State Government Securities (21/10/2028)0.01%
17. State Government Securities (24/08/2032)0.01%
18. State Government Securities (04/02/2043)0.00%
19. State Government Securities (27/03/2038)0.00%

1. 7.70% REC Limited (12/12/2027)0.28%

1. 7.43% National Bank For Agriculture and Rural Development (31/01/2030)0.01%

1. 7.49% National Highways Authority of India (01/08/2029)0.01%

1. Government of India (08/01/2028)0.00%

About Fund

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth managed by Aditya Birla Sun Life Mutual Fund,is a Banking & PSUscheme with Assets Under Management of ₹8,807 Crore. The fund benchmarks its performance against the Nifty Banking & PSU Debt Index A-II while maintaining an expense ratio of 0.65. Under the expert guidance of Kaustubh Gupta ,the fund implements a disciplined investment approach aligned with its mandate. The scheme requires a minimum investment of ₹500 for SIP and ₹1,000 for lump sum investments, making it accessible to diverse investor profiles.

Fund Managers

Kaustubh Gupta

Mr. Kaustubh has done CA, B.Com. He has over 5 years of experience. Prior to joining BSLAMC, he worked with ICICI Bank Limited as Money Market Manager managing liquidity.

Peer Comparison

Fund NameRatingsAUMExpense Ratio
This FundNippon India Banking and PSU Fund Growth45181.37 CR0.77
This FundAditya Birla Sun Life Banking & PSU Debt Fund Growth38807.05 CR0.73
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth08807.05 CR0.65
This FundFranklin India Banking & PSU Debt Fund Growth4473.03 CR0.47
This FundICICI Prudential Banking and PSU Debt Fund Growth59109.42 CR0.73
Fund Name1Y3Y
This FundNippon India Banking and PSU Fund Growth4.778922.2403
This FundAditya Birla Sun Life Banking & PSU Debt Fund Growth4.921222.3616
This FundAditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth4.921422.3622
This FundFranklin India Banking & PSU Debt Fund Growth6.054423.2343
This FundICICI Prudential Banking and PSU Debt Fund Growth5.472323.3874

FAQs

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth's fund is managed by experienced SEBI-registered investment fund manager , who implements the fund's strategy through research-backed decisions while adhering to its stated objectives.

The expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth is 0.65. This expense ratio is calculated by dividing the fund's operating expenses by its net assets.

Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth’s fund performance is as follows:
  • 1 Month : 0.50%
  • 6 Months : 1.64%
  • 1 Year : 4.92%
  • 3 Years : 6.96%
Returns of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth are updated daily based on NAV of ₹ 570.8059 as on Apr 17,2026. Since inception, the return has been 22.36%.

You can invest in Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth through SIP with a minimum of ₹500 monthly or make a lump sum investment of a minimum ₹1,000. Additional purchase minimums vary by scheme.

The fund size (AUM) of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth is ₹8,807 crore. It changes based on market performance, inflows, and outflows.

You can track your investment in Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - Growth Growth through our website, our Choice FinX mobile app, regular statements, and email updates. Our customer support team is available for queries.
Min Inv Amount: ₹500