About OnEMI Technology Solutions Ltd IPO

Incorporated in 2016, OnEMI Technology Solutions Limited is a technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs.

The company operates under the brand names Kissht (digital lending platform) and Ring (payments app), OnEMI empowers online and offline merchants with seamless consumer credit solutions and EMI-based payments. Its NBFC partner, Si Creva Capital Services, handles loan disbursement, KYC, and EMI collections

As of Dec 31, 2025, the company has 63.73 million registered users and served 11.17 million customers. As of Dec 31, 2025, its AUM stood at Rs 59,557.53 million.

Its product portfolio includes personal loans (offered to salaried and self employed individuals), loan against property, and MSME loans for business expansion and working capital requirements.

OnEMI Technology Solutions IPO Subscription Breakdown

Investory CategorySubscription PercentageAmount Raised (₹ Crores)
Qualified Institutional Buyers (QIBs)25%9940562.5 crores
Non-Institutional Investors (NIIs25%9940562.5 crores
Retail Individual Investors (RIIs)50%19881125 crores

OnEMI Technology Solutions IPO Financial Highlights

OnEMI Technology Solutions Ltd’s total income 0 by 0.00% and total expenses 0 by 0.00%, resulting in an EBITDA 403 by 12.57% and a profit after tax (PAT) 0 by 0.00% between March 31, 2025 and March 31, 2026.

Amount in Crores
9731 March 2026
35831 March 2025
40331 March 2024

403

363

322

282

242

202

161

121

81

40

0

EBITDA

OnEMI Technology Solutions IPO Strengths & Weaknesses

  • Large customer base acquired through a diversified multi-channel acquisition strategy

  • Driving asset quality through advanced and comprehensive risk management

  • Access to diversified and scalable funding sources

  • Scalable

  • cloud-native and AI-built technology platform integrated across all key functions

  • Experienced founders and leadership

  • backed by marquee investors

OnEMI Technology Solutions IPO Important Dates & Issue Details

Allotment DateListing Date
06 May '2608 May '26

OnEMI Technology Solutions IPO Lot Size and Investment Details

Minimum Lot Size87 shares
Maximum Lot Size (Retail)2871 shares

The lot size of OnEMI Technology Solutions Ltd ipo has been designed to ensure broad participation while maintaining optimal price discovery.

How to Apply for OnEMI Technology Solutions IPO

  1. Log in to your Choice account
  2. Select IPO
  3. Enter the number of lots and your price
  4. Verify UPI ID
  5. Complete the transaction on your UPI app

Contact & Registrar Details

Contact Details

Address

Address

10th Floor Tower 4 Equinox Park LBS Marg Kurla West Mumbai Maharashtra Mumbai

Phone Number

Phone Number

+91

Website

Website

kissht.com

Registrar Details

Address

Registrar Name

Kfin Technologies Ltd

Phone Number

Phone Number

+91

OnEMI Technology Solutions IPO FAQs

The minimum lot size is 87 shares with a price band of ₹162 to ₹171 per share, requiring a minimum investment of ₹14,877.

Check allotment status on the registrar's website using PAN number or application number after the OnEMI Technology Solutions Ltd ipo allotment date.

The listing date of OnEMI Technology Solutions Ltd ipo is scheduled for 08 May '26 on NSE/BSE .

Investment decisions should be based on your risk appetite, financial goals, and a thorough analysis of the company's fundamentals and growth prospects.

Consider factors like company fundamentals, valuation, market conditions, and your investment portfolio before making any investment decision.

You can OnEMI Technology Solutions Ltd ipo apply online through your broker's trading platform, mobile app, or through the ASBA facility via internet banking.

The OnEMI Technology Solutions Ltd ipo allotment date and listing date are 06 May '26and 08 May '26, respectively.

Yes, you can apply through your bank's internet banking portal. The funds will remain in your account until allotment, and no need for separate IPO funding.