About Aye Finance Ltd IPO

Incorporated in 1993, Aye Finance Limited is an NBFC offers secured and unsecured small business loans for working capital, including mortgage loans, ‘Saral’ Property Loans, secured and unsecured hypothecation loans, primarily to micro-scale MSMEs.

The company offers business loans for business expansion, secured by working assets or property, to customers in manufacturing, trading, service, and allied agriculture sectors.

The company is serving 586,825 active customers across 18 states and three union territories with significant assets under management.

Product Offerings:

  • Mortgage Loans
  • Saral’ Property Loans
  • Secured Hypothecation Loans
  • Unsecured Hypothecation Loans

In the six months ended September 30, 2025 and September 30, 2024, and Fiscals 2025, 2024 and 2023, the company had 10,459, 8,388, 9,102, 6,825 and 5,724 full-time employees, respectively, engaged in the operations in India.

Aye Finance Ltd IPO Subscription Breakdown

Investory CategorySubscription PercentageAmount Raised (₹ Crores)
Qualified Institutional Buyers (QIBs)75%34149588.75 crores
Non-Institutional Investors (NIIs10%4553278.5 crores
Retail Individual Investors (RIIs)15%6829917.75 crores

Aye Finance Ltd IPO Financial Highlights

Aye Finance Ltd’s total income 0 by 0% and total expenses 0 by 0%, resulting in an EBITDA 0 by 0% and a profit after tax (PAT) 0 by 0% between March 31,2025 and March 31, 2026.

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Aye Finance Ltd IPO Strengths & Weaknesses

  • Leading Lender of Small-Ticket Loans to Micro Scale MSMEs with Comprehensive Product Offerings and Focus on Serving Large and Unaddressed TAM

  • Strong Sourcing Capabilities Supported by a Diversified Pan-India Presence and High Customer Retention

  • Effective Underwriting Methodology

  • Robust Multi-Tiered Collection Capabilities

  • Building Resilience through Technological Prowess

  • Access to Diversified Lender Base and Cost-Effective Financing

  • Experienced and Professional Management Team backed by Marquee Investors with a Committed Employee Base

Aye Finance Ltd IPO Important Dates & Issue Details

Allotment DateListing Date
12 Feb '2616 Feb '26

Aye Finance Ltd IPO Lot Size and Investment Details

Minimum Lot Size--
Maximum Lot Size (Retail)--

The lot size of Aye Finance Ltd ipo has been designed to ensure broad participation while maintaining optimal price discovery.

How to Apply for Aye Finance Ltd IPO

  1. Log in to your Choice account
  2. Select IPO
  3. Enter the number of lots and your price
  4. Verify UPI ID
  5. Complete the transaction on your UPI app

Contact & Registrar Details

Contact Details

Address

Address

Phone Number

Phone Number

+91 |+91

Email

Email

|

Website

Website

Registrar Details

Address

Registrar Name

Phone Number

Phone Number

+91 |+91

Email

Email

|

Website

Website

Aye Finance Ltd IPO FAQs

The minimum lot size is 116 shares with a price band of ₹122 to ₹129 per share, requiring a minimum investment of ₹14,964.

Check allotment status on the registrar's website using PAN number or application number after the Aye Finance Ltd ipo allotment date.

The listing date of Aye Finance Ltd ipo is scheduled for 16 Feb '26 on NSE/BSE .

Investment decisions should be based on your risk appetite, financial goals, and a thorough analysis of the company's fundamentals and growth prospects.

Consider factors like company fundamentals, valuation, market conditions, and your investment portfolio before making any investment decision.