Incorporated in 1993, Aye Finance Limited is an NBFC offers secured and unsecured small business loans for working capital, including mortgage loans, ‘Saral’ Property Loans, secured and unsecured hypothecation loans, primarily to micro-scale MSMEs.
The company is serving 586,825 active customers across 18 states and three union territories with significant assets under management.
Product Offerings:
In the six months ended September 30, 2025 and September 30, 2024, and Fiscals 2025, 2024 and 2023, the company had 10,459, 8,388, 9,102, 6,825 and 5,724 full-time employees, respectively, engaged in the operations in India.
| Investory Category | Subscription Percentage | Amount Raised (₹ Crores) |
|---|---|---|
| Qualified Institutional Buyers (QIBs) | 75% | 34149588.75 crores |
| Non-Institutional Investors (NIIs | 10% | 4553278.5 crores |
| Retail Individual Investors (RIIs) | 15% | 6829917.75 crores |
Aye Finance Ltd’s total income 0 by 0% and total expenses 0 by 0%, resulting in an EBITDA 0 by 0% and a profit after tax (PAT) 0 by 0% between March 31,2025 and March 31, 2026.
Leading Lender of Small-Ticket Loans to Micro Scale MSMEs with Comprehensive Product Offerings and Focus on Serving Large and Unaddressed TAM
Strong Sourcing Capabilities Supported by a Diversified Pan-India Presence and High Customer Retention
Effective Underwriting Methodology
Robust Multi-Tiered Collection Capabilities
Building Resilience through Technological Prowess
Access to Diversified Lender Base and Cost-Effective Financing
Experienced and Professional Management Team backed by Marquee Investors with a Committed Employee Base
| Allotment Date | Listing Date |
|---|---|
| 12 Feb '26 | 16 Feb '26 |
| Minimum Lot Size | -- |
| Maximum Lot Size (Retail) | -- |
The lot size of Aye Finance Ltd ipo has been designed to ensure broad participation while maintaining optimal price discovery.