Aye Finance IPO
Aye Finance Limited
Aye Finance IPO Details
Aye Finance Ltd., an NBFC focused on micro-scale MSME lending, has received SEBI approval on April 3, 2025, to launch its IPO worth Rs 1,450 crore (Fresh issue Rs 885 crore + OFS Rs 565 crore).
The IPO will be a Book Build Issue, and shares will be listed on both NSE and BSE.
Proceeds from the fresh issue will be used to augment capital base and support business growth, while OFS proceeds will go to selling shareholders.
t offers secured and unsecured loans including mortgage loans, property loans, and hypothecation loans targeted at MSMEs.
Aye Finance IPO Strengths
- Strong presence in MSME lending with a diversified customer base across India.
- Phygital model (branch + digital) enables both reach and efficiency.
- Robust underwriting and collection systems, reducing NPAs.
- Backed by marquee investors and experienced management team.
Aye Finance IPO Weaknesse
- High dependence on borrowings (Debt/Equity 2.83) may increase interest costs.
- Exposed to credit risk due to focus on micro-scale MSMEs, which are vulnerable to market fluctuations.
- Profitability is still volatile – losses in FY22, then recovery.
- Strong competition from other NBFCs and banks in MSME lending.
Aye Finance Revenue & Profit
0.0044 | -0.0005 |
0.0064 | 0.0005 |
0.0107 | 0.0017 |
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Aye Finance IPO Dates
| Open Date | To be announced |
| Close Date | To be announced |
| Allotment Date | To be announced |
| Initiation of Refunds | To be announced |
| Credit of Shares to Demat Account | To be announced |
| Listing Date | To be announced |
Aye Finance IPO Lot Size
| Minimum Lot Size | To be announced |
| Mamximum Lot Size | To be announced |
Seize the Opportunity! Apply for Aye Finance IPO
Free Demat Account Opening
Zero AMC Charges for First Year
Low DP Charges (Rs. 10 only)
Free IPO Report & Research
Aye Finance IPO Subscription Breakup
| QIBs | To be announced |
| Non Institutional Investors | To be announced |
| Retail Investors | To be announced |
How to Apply for Aye Finance IPO?
Step 1
First, you need to visit the IPO section on our website.
Step 2
Then, click on the 'IPO Listing' option to view the IPO.
Step 3
Open the Aye Finance IPO by tapping on it.
Step 4
You will see an option to subscribe that you need to click on.
Step 5
Now that you can see the IPO details, you must enter details like cut-off price, number of lots, and UPI ID.
Step 6
Next, verify your details and select the 'Subscribe' option to complete the bidding.
You have completed your bidding for the Aye Finance Limited IPO. Log in and go to the 'IPO Transactions' section to track your allotment status.