About Aye Finance Ltd IPO
Incorporated in 1993, Aye Finance Limited is an NBFC offers secured and unsecured small business loans for working capital, including mortgage loans, ‘Saral’ Property Loans, secured and unsecured hypothecation loans, primarily to micro-scale MSMEs.
The company is serving 586,825 active customers across 18 states and three union territories with significant assets under management.
Product Offerings:
- Mortgage Loans
- Saral’ Property Loans
- Secured Hypothecation Loans
- Unsecured Hypothecation Loans
In the six months ended September 30, 2025 and September 30, 2024, and Fiscals 2025, 2024 and 2023, the company had 10,459, 8,388, 9,102, 6,825 and 5,724 full-time employees, respectively, engaged in the operations in India.
Incorporated in 1993, Aye Finance Limited is an NBFC offers secured and unsecured small business loans for working capital, including mortgage loans, ‘Saral’ Property Loans, secured and unsecured hypothecation loans, primarily to micro-scale MSMEs. The company offers business loans for business expansion, secured by working assets or property, to customers in manufacturing, tra
Aye Finance IPO Subscription Breakdown
| Investory Category | Subscription Percentage | Amount Raised (₹ Crores) |
|---|---|---|
| Qualified Institutional Buyers (QIBs) | 75% | 3,41,49,588.75 crores |
| Non-Institutional Investors (NIIs) | 10% | 45,53,278.5 crores |
| Retail Individual Investors (RIIs) | 15% | 68,29,917.75 crores |
Aye Finance IPO Strengths & Weaknesses
Leading Lender of Small-Ticket Loans to Micro Scale MSMEs with Comprehensive Product Offerings and Focus on Serving Large and Unaddressed TAM
Strong Sourcing Capabilities Supported by a Diversified Pan-India Presence and High Customer Retention
Effective Underwriting Methodology
Robust Multi-Tiered Collection Capabilities
Building Resilience through Technological Prowess
Access to Diversified Lender Base and Cost-Effective Financing
Experienced and Professional Management Team backed by Marquee Investors with a Committed Employee Base
Aye Finance IPO Important Dates & Issue Details
| Allotment Date | Listing Date | Refund Date |
|---|---|---|
| 12 Feb '26 | 16 Feb '26 | 13 Feb '26 |
| Issue Composition: | |
|---|---|
| Face Value | ₹0 per share |
| Total Issue Size | 4,55,32,785 shares (aggregating up to ₹14,964 crores) |
| Fresh Issue | NaN shares (aggregating up to To be announced) |
| Offer for Sale | NaN shares of ₹0 (aggregating up to To be announced) |
| Issue Type | |
| Post-Issue Shareholding Pattern: | |
|---|---|
| Pre-Issue Shareholding | shares |
| Post-Issue Shareholding | 0 shares |
Aye Finance IPO Lot Size and Investment Details
| Minimum Lot Size | -- |
| Maximum Lot Size (Retail) | -- |
The lot size of Aye Finance ipo has been designed to ensure broad participation while maintaining optimal price discovery.
How to Apply for Aye Finance IPO
- Log in to your Choice account
- Select IPO
- Enter the number of lots and your price
- Verify UPI ID
- Complete the transaction on your UPI app
Aye Finance Lead Manager(s)
| Book Running Lead Manager(s) |
|---|