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Aadhar Housing Finance IPO
Aadhar Housing Finance
Aadhar Housing Finance IPO Details
Aadhar Housing Finance Private Limited is coming up with an IPO to raise Rs. 7300 Cr. out of which 1500 Cr. will be a fresh issue and the remaining 5800 cr. to be an offer for sale by the promoter BCP Topco VII Pte Ltd. A part of the offer will be be reserved as employee quota.
Talking about the company, Aadhar Housing Finance is the largest affordable HFC in India in terms of AUM as on 31st March 2020
The company focus on serving economically weaker and low-to-middle income customers, who require small ticket mortgage loans. They have a diverse range of mortgage-related loan products.
The company reported 292 branches across 20 states and union territories at 12,000 locations across India, as of September 30, 2020
The company will use the captial to meet their future capital requirements.
Another aim to get listed is to enhance their brand name and creation of a public market for their Equity Shares in India
IPO Strengths
- Largest Affordable HFC in India in terms of AUM almost 1.5 times larger than the next closest competitor
- Largest customer base
- Widespread branches, large geographic reach and sales channels to acquire and manage loans. Approximately speaking a network of around 292 branches, in 20 states and union territories and 12,000 locations across India
- Wide range of property related loan products
- Consistent financial performance even in the times when the industry was down back during the pandemic years.
- Strong and thorough systems and processes that digitize every step of the loan process, from start to finish
- The company further plans to maximize their digital presence and improve their IT infrastructure that will ultimately reduce costs, provide real time analysis of customer data, while increasing customer reach and distribution capability
- Strong, experienced and dedicated management team with around 25 yrs of experience
IPO Weaknesses
- Default on loan and other payments by the customers may affect the financial lending portfolio.
- Considering the company's business industry, there's a common risk of frauds, operational risks, regulatory and legal risks.
- Changes in interest rates may have slight impact on overall industry ass well as company's revenue and thereby profits.
- The company has some legal issues that could hurt their business if they go against them.
Aadhar Housing Finance Revenue & Profit
+0.815 | +0.114 |
+1.266 | +0.162 |
+1.388 | +0.189 |
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Aadhar Housing Finance IPO Dates
| Open Date | To be announced |
| Close Date | To be announced |
| Allotment Date | To be announced |
| Initiation of Refunds | To be announced |
| Credit of Shares to Demat Account | To be announced |
| Listing Date | To be announced |
Aadhar Housing Finance IPO Lot Size
| Minimum Lot Size | 1 |
| Maximum Lot Size | To be announced |
Seize the Opportunity! Apply for Aadhar Housing Finance IPO
Free Demat Account Opening
Zero AMC Charges for First Year
Low DP Charges (Rs. 10 only)
Free IPO Report & Advisory
Aadhar Housing Finance IPO Subscription Breakup
| QIBs | To be announced |
| Non Institutional Investors | To be announced |
| Retail Investors | To be announced |
How to Apply for Aadhar Housing Finance IPO?
Step 1
First, you need to visit the IPO section on our website.
Step 2
Then, click on the 'IPO Listing' option to view the IPO.
Step 3
Open the Aadhar Housing Finance IPO by tapping on it.
Step 4
You will see an option to subscribe that you need to click on.
Step 5
Now that you can see the IPO details, you must enter details like cut-off price, number of lots, and UPI ID.
Step 6
Next, verify your details and select the 'Subscribe' option to complete the bidding.
You have completed your bidding for the Aadhar Housing Finance IPO. Log in and go to the 'IPO Transactions' section to track your allotment status.